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The Loonie Hour

Are Canadian Tax Payers Bailing Out Developers?

26 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What is the main topic discussed in this episode?

0.031 - 5.718 Rich Diaz

If it was such a good deal that the government is getting, why wouldn't somebody in the private sector have come in already?

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5.858 - 17.811 Jake Silverman

There are, at least in my market, adequate opportunities for the private sector to capture some of this. The private sector is elected not to because the most likely purchasers for this are very afraid of the asset class.

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17.831 - 27.102 Jake Silverman

You can't price it for enough people to become a market maker, to take back the marginal buyer control from the government, let's say in this situation, to liquidate all of these properties.

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27.082 - 27.883 Donald Wine

Wait a second, wait a second.

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Chapter 2: What is the Canadian Condo Bailout and why is it controversial?

27.903 - 34.233 Donald Wine

If the prices went down 75%, the idea that nobody would ever buy these dog crate condos, I don't believe that.

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34.253 - 42.947 John Ganz

From where you're sitting, is there a great opportunity for the Canadian energy field or is it sort of plateaued and there's really not a big opportunity?

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42.927 - 59.588 Gavin Jackson

The problem Canada has in terms of its oil sector is a version of the United States has with its oil sector, which is the environmental lobby. Oil has been vilified, considered a dirty commodity, went through years of trying to get the Trans Mountain pipeline built, and there's resources there and there's a proven technology.

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59.748 - 71.246 Gavin Jackson

It's stable politically, but getting a pipe built has been extremely difficult. kind of anti-oil lobby, anti-carbon lobby. That is the big problem that the U.S. and Canada have faced.

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Chapter 3: Who are the key players involved in the condo bailout?

71.266 - 83.768 Sam Cooper

But Canada's growth prospects are actually pretty strong.

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85.165 - 99.324 Rich Diaz

If you're a mortgage broker, you already know the story. A quality borrower walks through your door, strong equity, clear exit strategy, but they don't check every box at the bank. Maybe they're self-employed, between properties, or bridging a gap. What do you do? That's exactly where Neighborhood Holdings comes in.

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99.504 - 107.595 Rich Diaz

Neighborhood partners directly with mortgage brokers across Canada to fund short-term residential mortgages for borrowers in transition, the ones the banks can't move fast enough for.

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107.575 - 120.453 Rich Diaz

Neighborhood is one of the largest alternative mortgage lenders in Canada, with more than $2 billion funded over more than a decade of operation and now backed by three decades of combined experience following the acquisition of Fisgard. Neighborhood is the team you can trust your mortgage clients.

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120.693 - 136.755 Rich Diaz

For brokers, that means a reliable funding partner with competitive rates and fast turnaround, one who understands your business and can help you close deals that would otherwise stall. For investors and advisors looking for an income solution, Neighborhood manages two funds and is backed by a portfolio of real assets and a track record of compelling returns.

136.735 - 153.258 Rich Diaz

Visit neighborhood.com or check out the link in the description to learn more. This is not advice. Consult a professional advisor before investing Looney in any of these investments. Visit neighborhood.com. Welcome back to Looney Hour episode 248. As always, join me with three amigos, Mr. Rich Diaz, Keith Dicker.

Chapter 4: What are the potential consequences of government intervention in the housing market?

153.418 - 155.661 Rich Diaz

What's going on, Richard? What's up?

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155.681 - 161.95 Donald Wine

What's up? I'm sorry to all the Ronaldo people. I was wrong. He scored two goals.

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Chapter 5: How could the condo program affect housing prices in Canada?

161.93 - 169.761 Donald Wine

Someone gave me crap on Twitter. I gotta love Twitter. But I'm on the road again. I'm on the road again. I can't exactly explain why.

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Chapter 6: What are the implications of the current energy market trends?

169.781 - 170.622 John Ganz

On the road again.

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170.983 - 189.407 Donald Wine

But I was offered a trip of a lifetime. And if you read between the lines, you can probably figure out what I'm doing. I'm never going to reveal just yet where I'm going. Next week, I'll tell you guys all about it. But yeah, I'm on the road again. I was invited to go to an amazing, amazing place. Let's just call it an engineering marvel. And I'll just leave it at that.

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189.527 - 205.267 Donald Wine

And I'll explain more about what's going to happen. I'll give you another clue. Tim Hodgson is mentioned in a huge press release, press announcement or whatever. But yeah, next week I'll pay it off. I'll tell you guys all about where I'm at and who I'm going to go see. But that's it.

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Chapter 7: How is the geopolitical landscape affecting oil prices?

205.287 - 206.348 Donald Wine

I know that's a little bit...

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206.885 - 210.909 John Ganz

It sounds like the new parliament building in Ottawa. Is that it?

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211.47 - 225.804 Donald Wine

No, no, no, no. No, no. Unlike that, it's not a total colossal waste of money. Let's say it's extremely productive and good use of cement. Anyway, how are you doing, Keith?

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225.824 - 249.856 John Ganz

Keith is good. Hey, guys, I did. I was a guest on Ron Butler's angry podcast. Mortgage. Angry Mortgage Pod. You don't even remember the name. Angry Mortgage Pod. Everyone knows Ron, of course. So, yeah, yesterday, Ron and I had a real nice conversation for about an hour. So check out Ron's podcast. It should be out today, I'm assuming. It is good. He does a good job. Yeah.

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249.917 - 254.582 John Ganz

He's such a nice man, a gentleman, really nice conversation and everything. But check that out.

Chapter 8: What challenges does Canada face in its oil sector?

255.423 - 261.551 Rich Diaz

You know what struck me the most is that Ron has a better wine palate than you. What?

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262.91 - 275.329 John Ganz

Well, we all shared some wine and some nice food there a few weeks ago, along with one of our guests. We have two guests today. So we had Ron and another person there. So you can drop that as well.

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275.369 - 277.873 Rich Diaz

Should we spoil it right now? It's a twofer.

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278.694 - 279.034 John Ganz

What's that?

279.295 - 302.543 Rich Diaz

It's a twofer. Twofer. Actually, you know what? I don't know if we've done this before. Have we done this before? I don't think so. All right. I will frame this up. So... First of all, we had a guest lined up. We typically book our guests weeks in advance. We have Mike Rothman, first and foremost, that was coming on the show.

302.684 - 326.561 Rich Diaz

For those that aren't familiar with Mike Rothman, he is one of the most sought-after names in the global energy markets, particularly around oil. markets. I'll read out his bio, bio as we get closer to the, to the interview, but super, super smart guy. We're really excited to have him on. But then of course we had this like condo bailout that was announced during the week.

326.581 - 354.314 Rich Diaz

And we're like, Oh my God, well, we can't not talk about this. We can't have a whole show just talking about energy and not talk about one of the biggest events I think in Canadian sort of finance or macro and And so we are going to bring on Daniel Foch. Dan's been to several of our events as a guest panel speaker. Super smart guy. He's a real estate broker. He's part of a brokerage.

355.095 - 374.662 Rich Diaz

He's done lots on the investment side. He runs the Canadian Real Estate Podcast. So this guy's plugged in. So obviously, you know, it's interesting because Dan was – Basically, I think he's like publicly the first guy that basically said this was going to happen like two years ago. And he got ridiculed.

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