The Money Mondays
Garrett White: The Truth About Wealth, Identity, and Relationships 📜 E164
16 Mar 2026
Transcript generated automatically by AI and may contain errors.
Chapter 1: What are the core topics covered in this episode?
Ladies and gentlemen, welcome to a special edition of the Money Mondays podcast where we cover three core topics, how to make money and invest money at a giveaway to charity. We rarely ever bring a guest back, but you're going to see this guest multiple times throughout the year.
If I have to travel to him, fly to him, drive to him, walk to him, send him a carrier pigeon, I'm going to get this guy on the episode because he covers all three core topics so well. He's lived a lot of lives. He's trained over 14,000 men, 70,000 coming through the program in total.
The numbers are mind blowing of what he's done to help change lives for marriages, households, communities, and offices by helping those men. What happens is the butterfly effect. We're going to dive right into that.
as you guys know there's no advertisements here i do work with high level because i actually use them i do work with fan bases because i actually use them but there's no like fancy affiliate codes i just love fan bases and high level because i actually use them as you guys know also this podcast is ranked really really high because of you we have a 93 percent listen to rate because this episode will be less than 40 minutes since the average workout is 45 minutes the average commute to work is 45 minutes this episode will be under 40 minutes for your listening pleasure so
So without further ado, Mr. Garrett J. White, give them the quick two-minute bio so we can get straight to the money. Beautiful. So I'm the founder of Wake Up Warrior. And 15 years ago, I started down a path to guide men to find predictable power. I was an entrepreneur before that, 25 years, and had fallen apart.
Built my empire, lost my empire, found myself in an affair, drugs, addiction, sedation, and chaos. And I didn't have a map. I didn't know how to rebuild my life. So I created a game. I created a system called The Warrior's Way. And for the past 15 years, we've actually crossed now 90,000 clients.
thousands in wake up warrior uh not in active programs but guys in app subscriptions guys using our content etc but that became the birthing place of a system and that system has worked um it started trying to help me how do i be a great husband a great father connected to god physically fit and be rich at the same time that seemed impossible and we've proven that it is possible and so we're sitting here too man arena tour all this was like part of what we put together you and i uh to help more men come to understand this possibility
Okay. There's a lot to unpack there. But one of the first questions I actually have for you is why do you think it's hard for men to talk about money in their households? Wow. So you're going to have two different levels of hard, right? So you've got hard when you don't have any. Yep. And then you've got heart, I should say three.
When you don't have any, it's hard because scarcity is like the dominating energy. And when scarcity is there, the woman feels unstable, unsafe, insecure, which means sexual connection goes down, communication becomes tough and hard to have. And you have a second phase, which when you're building something and it's working,
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Chapter 2: Why is it difficult for men to discuss money in relationships?
Makes $400,000 as a doctor his first year and starts fucking one of the nurses. And then tells me, I want a divorce. She's like, I built you. I built you. I funded you. I created you. I drug your ass to the finish line within 12 months. It was like nine months. Wow. And she was like, the pain. And dude, I've seen this happen with guys over and over.
That's why guys, if they come in our program to Warrior and they're not married, I'm like, don't plan on that one lasting. Because the level you're going to rise with us If she doesn't rise with you, you're going to be done. Marriage is different. You got kids, you got marriage, there's contracts and commitments. But dude, you and I have seen this happen. We've seen this happen not once.
We've seen this happen to you and I both. We know this is happening right now to dudes that I know all over the country. There was another guy here in town, like in Miami. He called me like,
about a year ago and I've met him we're in a yacht thing and he was struggling and he was like trying to put some stuff together and trying to figure some things out and then he got and I told him listen man here's what's going to happen predictably okay you got some momentum the things you have you're going to pop you're going to get some money this year like it's very clear that you have the pieces dialed in after five or six years of this I was like you're also going on the fitness path nice
And let me tell you what's going to happen. You're going to pop and get the money. You're going to get the fitness. And if you're not careful, this marriage you're in right now, if you don't keep her part of the problem, it's going to change. So this guy ends up doing exactly what? So I got a call from him like a couple months ago. He's not a client. He's just a dude here in Miami I knew.
He's like, how do we get my wife back? Oh, interesting. I was like, well, give me the narrative. Well, dude, he ran the Miami circuit. You know exactly what I'm talking about. He ran the Miami circuit. So I found out and I'm like, You got fit and you got rich and you forgot who you were. Like this in Miami has become like, it's a thing.
Because of what I do, I just get lots of calls and three-way texts from people. Hey, can you talk to this guy? Sure, happy to talk to him. And over and over, same pattern. They forget. I don't know. It's weird. I've gone through it. I've gone through it myself like about four or five years ago. We moved in a $20 million house and we had all the cars and we had all the stuff.
And I remember even having the feeling about my wife. She better level the fuck up. You better get your shit together, woman. I remember having these thoughts. It was even fights and arguments we'd have. So I was forgetting so I can see why guys do it and why it's so hard to talk about it. All right, put on the business hat this time. Pop quiz, personal trainer in Miami.
They only have four or five clients. They want to get a bunch more clients. They want to raise their rates and really build their personal training business. What would you say to that guy? Well, listen, social media has bombarded with every fit jack dude on the planet. So you got competition like crazy on social media. I'm not saying don't post.
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Chapter 3: How does a man's identity affect his financial success?
So that guy starts to make money. He actually goes from up to 300K to a million dollars. Just starts crushing it, raises his rates, gets other trainers underneath him. He's like, man, making commission off of them, overrides. Million dollars. Investing. There's so many options. Real estate, stock market, Bitcoin, cash flow in businesses.
How the heck can someone figure out what they want to invest into? So I come from a little interesting place with this. So... I believe the first place a man should invest is himself. Once he's invested himself, invest in his company. So if I have $100,000, where do I have a better shot of getting a high positive ROI on that? I could put it into someone else's company. I could buy stocks.
I could put it into a real estate property and get cash flow. I could invest in a software or a startup. I could do a lot of things. But the one thing that will always give you the highest rate of return is you and your own company. So I watched, and I did this. I would build my cash in the beginning of my first round of companies from 2000, 2008. I want to feel like an investor.
So I remember writing checks for $600,000, having no fucking clue what I was doing and thinking, I'm an investor. I had the, you remember the checks, the big fucking open up the book, long check, the long one. And I would write the check. I remember exactly a $600,000 check. I had no idea where that money was really going to go, but I wanted to feel like an investor. Now,
On my floor, I had 100 plus guys on my sales floor. I have this company that's crushing. I didn't ever look at that as an investment. I always looked at, I had to get somebody else's company money versus my money to my company. Third place is cash vaults, which is storing cash. And then once I've done those things, then the only time I invest is in something that I have an impact on.
Can my human life value impact it? Example, they started building surf parks. I was deep into surfing for five years. They wanted me to invest in one of the surf parks.
i said that makes sense i love surfing i love surf parks i have a passion for this yeah and i said what involvement can i have like silent investor i was like not gonna play yeah but like why i said if my human life value can't affect the marketing affect the sales affect the park affect the game if you want me part of the team yeah i'll invest my time my energy and my money
But if I can't be involved, I'm not saying that's not how... Professional guys that do that and know how to invest in other companies, yes. Guys that know real estate, Grant Cardone's a mentor, and they're like, you should do this, you should do this. And I'm like, ah, it's not my thing. It might be my thing. I'm turning 50 this year. I'm sure real estate will become my thing.
It just hasn't been my thing. So I think what particularly guys doing a million, better systems, better teams, better process. build the company, make the investment there. Could you put us somewhere else? You could, you definitely could.
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