The Money Rules Podcast
Episodes
Navigating the financial predicament of the 'sandwich generation'
31 Jul 2025
Contributed by Lukas
Elke Brink notes that many South Africans in midlife today end up financially strapped, needing to care not only for dependent parents but also for en...
Fail, learn, advise: What five pros learnt from their worst financial moves
23 May 2025
Contributed by Lukas
Financial planners open up about their worst financial moves, how they recovered, and the life-changing lessons they learnt along the way. Podcast ser...
Franchise vs startup: Which is the best route for building generational wealth?
09 May 2025
Contributed by Lukas
Gareth Collier of Firecrest Group discusses building assets, scaling wealth, and creating a legacy. Podcast series on Moneyweb
Borrowed money price tag: What debt is really costing you
25 Apr 2025
Contributed by Lukas
Hannah Myburgh of Crue Invest breaks down the hidden fees, sneaky interest charges, and traps lurking in credit cards, personal loans, and overdrafts ...
Where should you house your investments?
28 Mar 2025
Contributed by Lukas
A poorly structured investment portfolio can cost you in taxes and asset growth. Elke Brink of PSG Wealth details how to use trusts and companies effe...
Is the JSE still a good place to grow your wealth?
14 Mar 2025
Contributed by Lukas
Sean Kelly of Parity Wealth Managers unpacks what’s happening with the JSE and what it means for your finances. Podcast series on Moneyweb
Marriage vs life partnership – Is love enough without legal protection?
28 Feb 2025
Contributed by Lukas
Your relationship status has major financial consequences. Eric Jordaan of Crue Invest details each option's benefits, risks, and legal protections. P...
Planning to live together? Here’s the must-have agreement for couples
14 Feb 2025
Contributed by Lukas
From rent and bills to property ownership and pets, a cohabitation agreement can help safeguard your rights and assets. Eric Jordaan of Crue Invest br...
Tax year-end: Here’s how to lower your bill
31 Jan 2025
Contributed by Lukas
PSG Wealth’s Elke Brink shares her guide to saving taxes and optimising investments. Podcast series on Moneyweb
Is now the time to refinance your home loan?
17 Jan 2025
Contributed by Lukas
Dawn Ridler of Rexsolom Invest unpacks the risks and benefits, the different refinancing options available, and how to secure the best deal. Podcast s...
Is derivatives trading for you? An intro for beginners
20 Dec 2024
Contributed by Lukas
Maboko Seabi of Brokstock covers everything from the basics to the benefits, risks, and strategies to get you started. Podcast series on Moneyweb
End the year right: Festive season tips to start 2025 strong
06 Dec 2024
Contributed by Lukas
Brenthurst Wealth’s Suzean Haumann offers advice on creating a holiday budget, reviewing year-end financial tasks, and staying on track while celebr...
The Guardian’s Fund explained: What, why, and how to avoid it
22 Nov 2024
Contributed by Lukas
Erin White of Crue Invest details how the fund works, why it may not be the best option for your child’s inheritance and offers an alternative to it...
Is your retirement plan sustainable? Here’s how to test it
08 Nov 2024
Contributed by Lukas
Erin White of Crue Invest breaks down the process of test-driving your retirement income and budget and offers actionable strategies to fix any financ...
Is it time to consider structured products in your investment strategy?
25 Oct 2024
Contributed by Lukas
Sean Kelly of Parity Wealth Managers details how these investment tools offer exposure to local and offshore markets while managing downside risk and ...
Should you sink your funds into a sinking fund?
11 Oct 2024
Contributed by Lukas
Sean Kelly of Parity Wealth Managers breaks down how these funds work, why they’re a great investment and how you can invest in them. Podcast series...
Are hedge funds right for your portfolio?
27 Sep 2024
Contributed by Lukas
Keagan Marcia of Parity Investment Partners unpacks the growth of hedge funds in South Africa, how they work, and what makes them an attractive option...
Living annuity balance: How to draw an income without draining your capital
13 Sep 2024
Contributed by Lukas
Marius Fenwick of WealthUp discusses the risk factors contributing to capital depletion and how investors can mitigate these. Podcast series on Moneyw...
Big money problems: Top concerns for high-net-worth individuals
30 Aug 2024
Contributed by Lukas
Elke Brink of PSG Wealth details the intricate world of wealth management for these families, how they can navigate their challenges, and the lessons ...
Why market corrections shouldn’t send shivers down your spine
16 Aug 2024
Contributed by Lukas
Elke Brink of PSG Wealth sheds light on the frequency, causes, and strategies to navigate these events successfully. Podcast series on Moneyweb
Should you invest in long- or short-term rental property?
02 Aug 2024
Contributed by Lukas
Craig Torr of Crue Invest discusses the pros and cons of each option and how to minimise risks and maximise returns. Podcast series on Moneyweb
Divorce done, now what? Ensure you've ticked these steps off
19 Jul 2024
Contributed by Lukas
Eric Jordaan of Crue Invest provides a comprehensive guide on separating your financial affairs, covering everything from personal financial planning ...
Is Section 10C the key to a tax-free retirement?
05 Jul 2024
Contributed by Lukas
Elke Brink of PSG Wealth details the ins and outs of disallowed contributions and how investors can harness these to reduce tax liabilities in retirem...
Why retirees should keep their money in the market
21 Jun 2024
Contributed by Lukas
Marius Fenwick of WealthUp shares why adopting a long-term investment mindset can safeguard your financial future and maximise your retirement savings...
How investment fees impact your bottom line
07 Jun 2024
Contributed by Lukas
Munaf Mukadam of Gradidge-Mahura Investments details the various costs, their impact on your returns and strategies to mitigate them. Podcast series o...
Bond basics: Global bonds and how they fit in your portfolio
24 May 2024
Contributed by Lukas
Sean Kelly of Parity Wealth Managers breaks down how bonds work and why they are crucial to modern investment strategies. Podcast series on Moneyweb
What happens to your investments when you die?
10 May 2024
Contributed by Lukas
Eric Jordaan of Crue Invest explains why your will may not dictate the fate of all your assets and unravels the intricacies of investment distribution...
How to turn investment losses into tax savings
26 Apr 2024
Contributed by Lukas
Elke Brink of PSG Wealth discusses tax-loss harvesting and what investors need to watch out for so that they don’t run afoul of Sars. Podcast series...
How to calculate estate duty and ensure estate liquidity
12 Apr 2024
Contributed by Lukas
Eric Jordaan of Crue Invest shares practical strategies to avoid liquidity shortfalls and mitigate financial risks for your heirs. Podcast series on M...
What is a special trust, and how can you use it effectively?
28 Mar 2024
Contributed by Lukas
Eric Jordaan of Crue Invest discusses the qualifying criteria, tax implications, and benefits of these essential estate planning tools. Podcast series...
Unit trusts vs property: Which leads to better returns?
15 Mar 2024
Contributed by Lukas
Devon Card of Crue Invest delves into the nuances of each investment option, exploring the factors influencing the choice between two. Podcast series ...
How do living annuities work?
01 Mar 2024
Contributed by Lukas
Devon Card of Crue Invest explores the various options available for income withdrawals and asset allocation within these vehicles and offers tips on ...
Overinsured? Here’s how it impacts your retirement planning
16 Feb 2024
Contributed by Lukas
Craig Torr of Crue Invest shares strategies to reduce overinsurance and redirect contributions to retirement savings. Podcast series on Moneyweb
The cost of delaying retirement savings
02 Feb 2024
Contributed by Lukas
Craig Torr of Crue Invest discusses the advantages of early retirement planning, provides a case study that illustrates the impact of delayed savings ...
Should minimising income tax during retirement be the top priority?
19 Jan 2024
Contributed by Lukas
Craig Torr of Crue Invest discusses the risks of tax-centric approaches and why overlooking liquidity needs can pose significant challenges. Podcast s...
Don't get duped: How to spot and avoid travel scams
22 Dec 2023
Contributed by Lukas
Dawn Ridler of Rexsolom Invest details how fraudsters exploit the excitement of summer travel and shares expert tips to safeguard your wallet. Podcast...
Festive finances: How to enjoy celebrations without breaking the bank
08 Dec 2023
Contributed by Lukas
The holiday season doesn't have to wreak havoc on your wallet. Maria Smit of Brenthurst Wealth shares practical steps to budget for gifts and events a...
Which comes first: Mortgage freedom or retirement security?
24 Nov 2023
Contributed by Lukas
Gareth Collier of Crue Invest details the factors to consider when deciding which financial goals to prioritise and whether there’s a compromise pos...
Should you include a living trust in your estate plan?
10 Nov 2023
Contributed by Lukas
Gareth Collier of Crue Invest details the attraction of these trusts and how to determine if it is the right fit for you. Podcast series on Moneyweb
Where is the value in a tax-free savings account?
27 Oct 2023
Contributed by Lukas
Gareth Collier of Crue Invest discusses the difference between tax-free savings accounts and tax-free investments, the unique tax advantages these pro...
Is an offshore retirement plan for you?
13 Oct 2023
Contributed by Lukas
Sean Kelly of Paragon Wealth Managers on how SA investors can externalise their retirement planning, looking at the various investment options availab...
Going to the chapel… but are you financially compatible with your partner?
29 Sep 2023
Contributed by Lukas
Chrisley Botha of PSG Wealth discusses the questions couples need to ask before getting married. Podcast series on Moneyweb
Investing: Are you your own worst enemy?
15 Sep 2023
Contributed by Lukas
Elke Brink of PSG Wealth looks at how our biases and emotions can erode our returns, the mistakes we make when it comes to offshore investing, reveals...
Two years to varsity …there is still time to save. Here’s how
01 Sep 2023
Contributed by Lukas
Devon Card of Crue Invest discusses practical tips and offers a step-by-step roadmap for planning your child's higher education costs. Podcast series ...
Minimalist investing: Can you trim your portfolio and still make money?
18 Aug 2023
Contributed by Lukas
Investing can seem like a maze of jargon and choices, but this approach is simple. Elke Brink of PSG Wealth discusses the workings of this approach an...
Fortify your financial future: Essential tips for gig workers
21 Jul 2023
Contributed by Lukas
Gareth Collier of Crue Invest shares practical tips on choosing the right business entity, separating personal and business finances, building emergen...
Managing finances while abroad: Expert advice for expats
07 Jul 2023
Contributed by Lukas
Rozanne Heystek-Potgieter of Brenthurst Wealth shares practical strategies for managing finances, overcoming tax challenges, navigating currency fluct...
Smashing retirement's glass ceiling: Expert tips for women
23 Jun 2023
Contributed by Lukas
Mareli Binedell of PSG Wealth discusses the unique challenges women face when it comes to retirement planning, and explores strategies to overcome the...
Everything you need to know when setting up a trust
09 Jun 2023
Contributed by Lukas
Eric Jordaan of Crue Invest discusses establishing a trust that aligns with your unique objectives, looking at the types of trusts available, the intr...
The perils of taking financial advice from ‘finfluencers’
26 May 2023
Contributed by Lukas
Social media influencers may make financial advice seem easy, but the reality is more complicated. Thulisile Nkomo of NFB Private Wealth Management di...
Funds of funds: How they can work for you
12 May 2023
Contributed by Lukas
Richus Nel of PSG Wealth breaks down these funds, and discusses how they differ from standalone funds, the risks associated with them and what factors...
How to make money while keeping a clear conscience
28 Apr 2023
Contributed by Lukas
Elke Brink of PSG Wealth discusses socially conscious investments, and looks at whether these perform as well as traditional investments, if investors...
Annuities to dividend stocks: Guaranteeing a comfortable retirement
14 Apr 2023
Contributed by Lukas
Suzean Hauman of Brenthurst Wealth discusses strategies for generating income and offers tips on how to ensure your money lasts throughout your retire...
How to manage and, eventually, say goodbye to debt
31 Mar 2023
Contributed by Lukas
Nastasha van Rensburg of attooh! Financial Wellness discusses some of the debt warning signs and looks at the various strategies that can be used to m...
Investing tips: Ladies this one is for you
17 Mar 2023
Contributed by Lukas
Elke Brink of PSG Wealth discusses the investment challenges women face, common mistakes to avoid, how they can play to their strengths and shares adv...
Chat GPT vs financial advisor: How AI does with money advice
03 Mar 2023
Contributed by Lukas
We asked Open AI’s chatbot some questions from Moneyweb readers and asked Crue Invest’s Eric Jordaan to weigh in on its responses. Did it hit or m...
How to start an investing stokvel
17 Feb 2023
Contributed by Lukas
Francois le Clus of Attooh Financial Wellness discusses what goes into forming this type of stokvel, the investment vehicles available to these clubs,...
How to optimise your employee benefits in 2023
03 Feb 2023
Contributed by Lukas
Elke Brink of PSG Wealth discusses some of the benefits that may be part of your package, whether you can change the funds you are invested in, how to...
How to improve your relationship with money
20 Jan 2023
Contributed by Lukas
Thulisile Nkomo of Private Wealth Management discusses the signs of an unhealthy relationship with money, the common financial mistakes people make an...
Last-minute financial gift ideas for the festive season
23 Dec 2022
Contributed by Lukas
Tanya Joubert of PSG Wealth Pretoria East shares some ideas on presents that may prove to be the gifts that keep on giving for your family and friends...
How to avoid the dreaded ‘Januworry’
09 Dec 2022
Contributed by Lukas
Devon Card of Crue Invest shares some personal finance tips so that you don’t start 2023 skint. Podcast series on Moneyweb
Housing in retirement: What to consider?
25 Nov 2022
Contributed by Lukas
Gareth Collier of Crue Invest discusses the various contracts and benefits of retirement villages, the upfront and ongoing costs as well as the red fl...
Investor vs saver: How each mindset can affect financial outcomes
11 Nov 2022
Contributed by Lukas
Richus Nel of PSG Wealth discusses the mindset and behavioural biases of investors and savers, looks at how their differing risk profiles affect the m...
How to recession-proof your finances
20 Oct 2022
Contributed by Lukas
Chrisley Botha of PSG Wealth discusses the steps to take to prepare your finances, the best investment strategy during this period and offers tips on ...
Buying vs renting your first property: What’s best?
06 Oct 2022
Contributed by Lukas
Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property t...
Estate planning for every life stage
22 Sep 2022
Contributed by Lukas
Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Esta...
Expats: Should you keep your retirement savings in SA or move them offshore?
08 Sep 2022
Contributed by Lukas
Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implicat...
Is investing in whisky casks as smooth as the tipple itself?
25 Aug 2022
Contributed by Lukas
Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how...
Paying off your bond vs investing: What to consider
11 Aug 2022
Contributed by Lukas
Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond o...
Savings month: Here’s where to put your money to work
28 Jul 2022
Contributed by Lukas
Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeez...
Tax season: Do you know how your investments will be taxed?
14 Jul 2022
Contributed by Lukas
Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips ...
Business succession planning: Why buy-and-sell cover could be a lifesaver
30 Jun 2022
Contributed by Lukas
Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for s...
Generational wealth: How to give your business a better chance at survival
16 Jun 2022
Contributed by Lukas
Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future. Podcast series on M...
What’s the deal with NFTS?
02 Jun 2022
Contributed by Lukas
Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your inve...
Parts of Divorce Act declared unconstitutional: Here’s what it means
19 May 2022
Contributed by Lukas
Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how...
Should you invest a lumpsum all at once or gradually?
05 May 2022
Contributed by Lukas
Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns. Podcast series on...
Trying to tighten your belt? Here are some extra loops
21 Apr 2022
Contributed by Lukas
From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly...
The 411 on starting your investment property business
31 Mar 2022
Contributed by Lukas
Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans. Podcast series on Moneyweb
Rental property vs listed equities: Which will make you rich?
17 Mar 2022
Contributed by Lukas
Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way. Podcast series on ...
Financial infidelity: Why it happens, and how to recover
03 Mar 2022
Contributed by Lukas
Craig Torr, CFP at Crue Invest, says communication is key to avoiding and recovering from financial cheating. Podcast series on Moneyweb
Retirement planning: How to offset the effects of inflation
17 Feb 2022
Contributed by Lukas
Gareth Collier, CFP at Crue Invest, discusses whether retirees and soon-to-be retirees should scale back their spending assumptions, when a bucket sys...
Finance checklist: Don't finish 2021 without ticking these boxes
09 Dec 2021
Contributed by Lukas
Devon Card, CFP at Crue Invest, shares a trick on how to review your financial performance for the year, gives five ways to best use your bonus, the t...
How not to end up on ‘I Blew It’
25 Nov 2021
Contributed by Lukas
Thulisile Nkomo, CFP at NFB Private Wealth Management, discusses how to maximise your financial windfall smartly, including how to handle debt, whethe...
Should you give your children an early inheritance?
11 Nov 2021
Contributed by Lukas
Marius Fenwick, CFP at WealthUp, discusses the financial considerations parents need to think about before giving their children an early inheritance,...
Want to retire early? Here’s what you need to know
28 Oct 2021
Contributed by Lukas
Rick Briers-Danks, CFP at Veritas Wealth, discusses how to calculate the amount of capital you need to retire early, what your investment strategy sho...
How do you save for retirement as a stay-at-home parent?
21 Oct 2021
Contributed by Lukas
Craig Torr, CFP at Crue Invest, discusses how soon-to-be stay-at-home parents must handle their existing retirement savings when resigning, whether th...
-DELETED- Should alternative investments form part of your retirement plan?
14 Oct 2021
Contributed by Lukas
Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternati...
Should alternative investments form part of your retirement plan?
14 Oct 2021
Contributed by Lukas
Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternati...
Retirement shortfall: How to recover
07 Oct 2021
Contributed by Lukas
Richus Nel, CFP at PSG Wealth, discusses steps to take when you realise you may not make your retirement savings target, whether you should consider a...
How to invest for your child’s education and start-up funds
16 Sep 2021
Contributed by Lukas
Craig Torr, CFP at Crue Invest, discusses how much you need to save for your child’s secondary and tertiary education, the best product to achieve t...
Getting married? Here’s all you need to know about antenuptial contracts
02 Sep 2021
Contributed by Lukas
Eric Jordaan, CFP at Crue Invest, discusses marital contracts available in SA, the costs of having an antenuptial contract drafted, how the contracts ...
Money Savvy Ep 10 | Exploring whisky, music rights and cannabis as alternative investments
19 Aug 2021
Contributed by Lukas
Elke Brink, wealth advisor at PSG Wealth, looks at unconventional asset classes that could possibly form part of your portfolio, if you’re already w...
Money Savvy Ep 09 | Financial planning for side hustlers
05 Aug 2021
Contributed by Lukas
Gareth Collier, CFP at Crue Invest, discusses business opportunities you can explore, the best way to fund your side hustle, along with tax and estate...
Money Savvy Ep 8: Offshore investing: The how, why, and what
15 Jul 2021
Contributed by Lukas
Elke Brink, wealth advisor at PSG Wealth, on why offshore investing is recommended, the sectors seeing great interest, and the avenues you can use to ...
From R100 to R10m: Investment options you can explore
01 Jul 2021
Contributed by Lukas
Trent Hodges, CFP at Gray Capital, shares some ideas on where you can invest your money, with options for different budgets. Podcast series on Moneywe...
Retrenched? Finance tips to help you survive
17 Jun 2021
Contributed by Lukas
Eric Jordaan, CFP at Crue Invest, discusses the options available to you when faced with retrenchment, including how to handle your retirement funds, ...
Deal assists and balloon payments: What you need to know
03 Jun 2021
Contributed by Lukas
Gareth Collier, CFP at Crue Invest, sheds light on car financing, deal assists and deferred payments for those in the market for a new set of wheels. ...
Demystifying investment jargon: The terms you need to know
20 May 2021
Contributed by Lukas
The financial planning and investment field is filled with technical jargon that can often be a barrier entry for first-time investors. Craig Turton, ...
Borrowing from your retirement fund: What you need to know
06 May 2021
Contributed by Lukas
The current economic climate has led some people to consider dipping into their retirement funds to access capital. But what exactly can you use these...
Hiring a financial advisor? Here are the questions you need to ask
22 Apr 2021
Contributed by Lukas
We’ve all heard that having a financial advisor by your side to help manage your financial path is highly recommended. Thulisile Nkomo of NFB Privat...