The Numbers Game

Why Income Alone Doesn't Build Wealth

22 Mar 2026

Contributed by Lukas

Do you actually need a high income to build wealth? We see the same problem at every income level. You earn more, spend more, and still feel stuck. In...

Your Beer Is Taxed More Than Our Gas Exports | We Did the Numbers on What Could Have Been

15 Mar 2026

Contributed by Lukas

Australians pay more in beer tax than what the government collects from companies exporting our gas. Senator David Pocock has been calling it out in P...

10 Lessons from an F1 Boss. Do Any Actually Apply to Small Business?

08 Mar 2026

Contributed by Lukas

You see it all the time. Mega successful people sharing their business advice online. But does any of it actually stack up when you're running a small...

Are Family Trusts Still Worth It In 2026?

01 Mar 2026

Contributed by Lukas

Family Trusts can be a seriously powerful structure for income distribution and asset protection, but they only work well when you’re across the rul...

SMSF Property Strategy: Smart Move or Expensive Mistake?

22 Feb 2026

Contributed by Lukas

There’s a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expe...

Self-Managed Super Fund Property Investing: Smart Strategy or Expensive Mistake?

22 Feb 2026

Contributed by Lukas

There’s a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expe...

The 3 Numbers Every Business Owner Must Track

15 Feb 2026

Contributed by Lukas

A business can be busy, growing revenue, and still be going backwards. Today we share a framework we use to judge business health properly, covering c...

Avoid Burnout in 2026: A Simple Plan to Stay Consistent

08 Feb 2026

Contributed by Lukas

Most people start the year fired up, then fall back into the same yearly pattern and end up on the fast track to burnout by December. So how do you br...

2026 Predictions And Marty’s Final Episode

14 Dec 2025

Contributed by Lukas

We’re back with our yearly Predictions Episode and we’re also farewelling our mate Marty as he wraps up his time on the show. We look back on our ...

Marty’s 5 Biggest Lessons Before He Finishes Up on the Show

07 Dec 2025

Contributed by Lukas

Welcome to episode $$ of The Numbers Game. On today's show On this episode, we discuss:(00:00) Intro(00:39) Why Marty’s Leaving The Show(02:26) Les...

Why Young Aussies Are Buying “Boring” Businesses Instead of Property

30 Nov 2025

Contributed by Lukas

More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple w...

Singapore vs Australia: Which Tax System Actually Works?

23 Nov 2025

Contributed by Lukas

Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates ...

Why Your Inheritance Isn’t Safe Without a Valid Will

16 Nov 2025

Contributed by Lukas

What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and out...

Australia’s Migration Numbers Explained: The Winners, Losers and Myths

09 Nov 2025

Contributed by Lukas

You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually s...

How Businesses Can Do Good and Still Make Money

02 Nov 2025

Contributed by Lukas

A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation...

Is Your Super Really Safe? How $1.2 Billion in Super Was Lost

26 Oct 2025

Contributed by Lukas

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians ar...

Are Aussies Paying Too Much Tax?

19 Oct 2025

Contributed by Lukas

Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explo...

How to Beat the Stock Market Without Losing Your Pants!

12 Oct 2025

Contributed by Lukas

Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing...

Has Realestate.com.au Become Too Powerful?

05 Oct 2025

Contributed by Lukas

Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the A...

ATO Crackdown: 600 Million Data Points Now Watching You

28 Sep 2025

Contributed by Lukas

The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More au...

How to Win on Social Media - Vanity Metrics vs Real Results

21 Sep 2025

Contributed by Lukas

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes an...

Courage, Culture & Tough Calls: Cameron Schwab on Redefining Leadership

14 Sep 2025

Contributed by Lukas

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest ch...

Property vs Shares: Which Is the Better Investment in 2025?

07 Sep 2025

Contributed by Lukas

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down th...

Melbourne Property Boom? Why 2025 Could Spark a Gold Rush

31 Aug 2025

Contributed by Lukas

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability,...

Joel Wermut - Reinventing Real Estate Tech With Prop App

24 Aug 2025

Contributed by Lukas

Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the rig...

Why You Should Track Profit Per Hour vs Revenue

17 Aug 2025

Contributed by Lukas

We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down w...

7 Financial Red Flags Every Business Owner Needs to Know

10 Aug 2025

Contributed by Lukas

Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that...

Profit Margins: The Difference Between Growth and Going Broke

03 Aug 2025

Contributed by Lukas

We take a look at why some businesses thrive while others barely survive, breaking down gross vs net profit, how margins impact your bottom line, and ...

Enhanced Games - Can The Olympics Keep Up?

27 Jul 2025

Contributed by Lukas

Is the Olympic model broken? We are “diving” into the rise of the Enhanced Games - a new competition where athletes are encouraged to use performa...

The Retirement Boom That’s About To Change Australia

20 Jul 2025

Contributed by Lukas

Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into h...

How Money Beliefs Undermine Confidence and Lead to Self-Sabotage

13 Jul 2025

Contributed by Lukas

Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry fro...

Are Low Interest Rates Gone for Good In Australia?

06 Jul 2025

Contributed by Lukas

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how gov...

Why Now Is the Time to Raise Your Prices

29 Jun 2025

Contributed by Lukas

Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pric...

Good People, Bad Fit: How One Wrong Hire Can Cost You Millions

22 Jun 2025

Contributed by Lukas

Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how t...

Chris Christofi on Relentless Learning, Giving Back & Staying Hungry

15 Jun 2025

Contributed by Lukas

What happens when you build a property portfolio too fast and lose it all before you're 25?Chris Christofi - entrepreneur, author, and CEO of Reventon...

Why Are Insurance Premiums So High in 2025?

08 Jun 2025

Contributed by Lukas

Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies ...

Why Every Business Owner Needs a Tax Planning Meeting

01 Jun 2025

Contributed by Lukas

Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just t...

How to Avoid Burnout and Still Grow Your Business

25 May 2025

Contributed by Lukas

Burnout is hitting business owners harder than ever. In this episode, we dive into the harsh realities behind the stats: why so many founders feel tra...

Dollar Cost Averaging - The Easiest Way to Build Wealth Over Time

18 May 2025

Contributed by Lukas

How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it’s a proven st...

Knowing When to Quit in Business

11 May 2025

Contributed by Lukas

Are you pouring time, money, and energy into something that just isn’t working? Today we talk about the “dead horse” strategy and why people cli...

Adam Sullivan’s Hard Lessons: Division 7A, FBT & Avoiding Costly Mistakes in Business

04 May 2025

Contributed by Lukas

Adam Sullivan’s incredible rise in business revenue came with some serious financial lessons. Today we dive into Adams financial rollercoaster - how...

Holiday Homes Don’t Make Financial Sense in 2025

27 Apr 2025

Contributed by Lukas

Dreaming of owning a holiday home? Today we break down the true costs, hidden traps, and emotional pull of buying a weekender and why the numbers ofte...

The Real Cost of Uni in Australia

20 Apr 2025

Contributed by Lukas

HELP debt is now a $80 billion problem for Australia, and it’s only getting bigger. Today we dive into how HECS/HELP debt really works, why it’s i...

Rethinking Property Tax in Australia

13 Apr 2025

Contributed by Lukas

Today we unpack one of Australia’s hottest property topics: negative gearing. We dive into what it actually is, how it works, and why it may not be ...

What Car Loans Are Really Costing You

06 Apr 2025

Contributed by Lukas

Thinking about financing your next car? We break down the real cost of car loans and why they could be one of the biggest threats to your long-term we...

Why You Need a Will

30 Mar 2025

Contributed by Lukas

What happens if you die without a will? We get into the real-life consequences of not having your estate plan sorted -family fallouts, lost inheritanc...

Hunter vs. Farmer and Fixing Your Sales Strategy

23 Mar 2025

Contributed by Lukas

Are you a hunter or a farmer when it comes to business and sales? In this episode, we break down two sales styles—hunters who chase new deals and fa...

How Much You Need To Retire And How To Get There

16 Mar 2025

Contributed by Lukas

How much do you need to retire, and are you on track to get there? We break down the simple formula to calculate your retirement number, the power of ...

Raising GST in Australia and Why it Would Work

09 Mar 2025

Contributed by Lukas

Should Australia raise the GST and lower income tax? Today, we dive into one of the most controversial tax reform ideas, exploring how increasing GST ...

Standing Out in a Dry Industry - Lessons from Liquid Death

02 Mar 2025

Contributed by Lukas

How do you stand out in a crowded industry and “murder the competition”? Today, we break down the wild success of Liquid Death, the canned water b...

Buying Property with Super, What You Need to Know

23 Feb 2025

Contributed by Lukas

Thinking about buying property with your super? We go through the ins and outs of Self-Managed Super Funds (SMSFs), including why more people are sett...

Building Passive Income through Property

16 Feb 2025

Contributed by Lukas

Is residential property investment still the best way to generate passive income, or is commercial real estate the smarter play? In this episode we ge...

Is Home Ownership Becoming a Fantasy in Australia?

09 Feb 2025

Contributed by Lukas

Australia's property market is booming and now ranks among the world's most expensive. We compare property prices and wage growth between 2000 and 202...

Our 2025 Predictions

22 Dec 2024

Contributed by Lukas

Welcome to Episode 217 of The Numbers Game. In this episode, we reflect on our predictions from 2024 and get some new predictions in for 2025! Jason's...

From Dreams to Reality

15 Dec 2024

Contributed by Lukas

Welcome to Episode 216 of The Numbers Game. In this episode, we dive into the power of vision boards and goal setting. We share our thoughts and exper...

Surviving the Festive Financial Crunch

08 Dec 2024

Contributed by Lukas

Welcome to Episode 215 of The Numbers Game. In this episode, we look at the challenges facing small business owners around the Christmas period. Marty...

The Cost of Raising a Child

01 Dec 2024

Contributed by Lukas

Welcome to Episode 214 of The Numbers Game. In this episode, we welcome Nick back to the pod and catch up on his new journey into fatherhood. Nick sha...

The Benefits of Being AI-Curious

24 Nov 2024

Contributed by Lukas

Welcome to Episode 213 of The Numbers Game. In this episode, we welcome back Producer Tommy to discuss how the increasing AI presence is changing the ...

Will Trump Impact Australia?

17 Nov 2024

Contributed by Lukas

Welcome to Episode 212 of The Numbers Game. In this episode, we dive into American politics and gun culture through the eyes of our guest, Producer To...

Understanding Financial Wellbeing

10 Nov 2024

Contributed by Lukas

Welcome to Episode 211 of The Numbers Game. In this episode, we get into financial wellbeing, exploring what it truly means beyond getting wealthy. We...

Pre-Approve or Lose!

03 Nov 2024

Contributed by Lukas

Welcome to Episode 210 of The Numbers Game. In this episode, we look at the increased activity in the property market and how buyers should prepare th...

The Art of Strategic Framework

27 Oct 2024

Contributed by Lukas

Welcome to Episode 209 of The Numbers Game. In this episode, we get into business strategy and strategic frameworks. We explore the importance of pers...

Superannuation and the First Home Dilemma

20 Oct 2024

Contributed by Lukas

Welcome to Episode 208 of The Numbers Game. In this episode, we dive into a controversial proposal: allowing first-time homebuyers to access their sup...

Crafting Your Business Edge

13 Oct 2024

Contributed by Lukas

Welcome to Episode 207 of The Numbers Game! Today we get into the points of difference that set successful businesses apart from the competition. We c...

Adam Diamond - Change Your Business, Change Your Life

06 Oct 2024

Contributed by Lukas

Welcome to Episode 206 of The Numbers Game. In this episode we are joined by Adam Diamond from Juno Advisory. With over 15 years of experience in the ...

Super Strategies - Investing with Self Managed Super Funds

29 Sep 2024

Contributed by Lukas

Welcome to Episode 205 of The Numbers Game. In this episode, we explore self-managed super funds (SMSFs). We go through the statistical growth of SMSF...

From Volatility to Stability: Mastering Market Swings

22 Sep 2024

Contributed by Lukas

Welcome to Episode 204 of The Numbers Game. This episode gets into the ever-fluctuating stock market and how to handle its volatility like a pro. Nick...

What We'd Do Differently Starting a Business Today

15 Sep 2024

Contributed by Lukas

Welcome to Episode 203 of The Numbers Game. If you were to start your business over, what would you do differently? In this episode, we look back over...

Landlords and Tenants in Crisis

08 Sep 2024

Contributed by Lukas

Welcome to Episode 202 of The Numbers Game. In this episode, we get into the rental and investment property markets. We explore the challenges facing ...

Avoid These Tax-Time Pitfalls

01 Sep 2024

Contributed by Lukas

Welcome to Episode 201 of The Numbers Game. Tax time can be stressful enough without the changing legislation and additional pieces to be on top of af...

Celebrating 200 Episodes (Live Show)

25 Aug 2024

Contributed by Lukas

Today we celebrate 200 episodes with a live show at the Inovayt HQ! We look back to 2021, when we first started, and reflect on how the world has chan...

Increased Borrowing Power: Tax Cuts and Lending Strategies

18 Aug 2024

Contributed by Lukas

Welcome to Episode 199 of The Numbers Game. In this episode, we dive into maximising serviceability for your home loan as interest rates continue to c...

The Rise of Private Lending in Australia

11 Aug 2024

Contributed by Lukas

Welcome to Episode 198 of The Numbers Game. In this episode, we get into the rise of private lending in Australia. We chat about the benefits and risk...

Mastering the New Financial Year

04 Aug 2024

Contributed by Lukas

Welcome to Episode 197 of The Numbers Game. In this episode, we get tactical and break down how you can master the new fin year! We explore the import...

The Power of Early Retirement Planning

28 Jul 2024

Contributed by Lukas

Welcome to Episode 196 of The Numbers Game. Is it too early to start planning your retirement? When is the right time? In this episode, we dive into a...

Finding Personal Calm in Business Chaos

24 Jul 2024

Contributed by Lukas

Welcome to Episode 195 of The Numbers Game. Today Marty dives into an issue that faces us all, dealing with anxiety and stress in business. We explore...

Bucket Companies - Everything You Need to Know

21 Jul 2024

Contributed by Lukas

Welcome to Episode 194 of The Numbers Game. This episode is all about making sure you're paying the least amount of tax legally possible, specifically...

Clementine Boshevski - The Highs and Lows of Building Salt Lab

14 Jul 2024

Contributed by Lukas

Welcome to Episode 193 of The Numbers Game. In this episode, we are joined by special guest Clementine Boshevski’s, founder of Salt Lab. Clementine...

Fast Finance: How Apple is Changing Spending Habits

10 Jul 2024

Contributed by Lukas

Welcome to Episode 192 of The Numbers Game. In this episode we dive into the intersection of money and technology, focussing on tech giant, Apple, and...

Your Guide to Buying and Financing a Business

07 Jul 2024

Contributed by Lukas

Welcome to Episode 191 of The Numbers Game! In this episode, we get into buying and financing businesses in Australia. We explore the fundamentals of ...

Cut Through In A Noisy Market

03 Jul 2024

Contributed by Lukas

Welcome to Episode 190 of The Numbers Game. Today we dive into business marketing and personal branding. We look at the world of YouTube sensation Mr....

Is It Time to Invest in Melbourne?

30 Jun 2024

Contributed by Lukas

Welcome to Episode 189 of The Numbers Game. In this episode, we zoom in on Australia's current property market dynamic. We untangle the web of propert...

The Luck Factor

26 Jun 2024

Contributed by Lukas

Welcome to Episode 188 of The Numbers Game. Today, we get stuck into luck and its role in our professional lives. We look into the relationship betwee...

Strategies for Your Stage 3 Tax Cut Cash

23 Jun 2024

Contributed by Lukas

Welcome to Episode 187 of The Numbers Game. The new fin year is just around the corner and the stage 3 tax cuts will come into effect. Jase helps us u...

Safeguarding Against Identity Theft

19 Jun 2024

Contributed by Lukas

Welcome to Episode 186 of The Numbers Game. In this episode, we are joined again by our producer, Tommy Jackett who brings us a personal story of Iden...

Guidelines for Young Investors

16 Jun 2024

Contributed by Lukas

Welcome to Episode 185 of The Numbers Game. Today we explore investing through the lens of a young investor, Charlie, Marty's son. Moving from observi...

“Influencer” Marty Answers Your Questions

12 Jun 2024

Contributed by Lukas

Welcome to Episode 184 of The Numbers Game. Today producer Tommy Jackett steps in for the absent Jason Robinson. We recently shared a video on the cos...

New Solution for Aspiring Home Owners

09 Jun 2024

Contributed by Lukas

Welcome to Episode 183 of The Numbers Game. If we told you that you could purchase a property with as little as $10k what would you think? Too good to...

Our Take On Gen Z in the Workplace

05 Jun 2024

Contributed by Lukas

Welcome to Episode 182 of The Numbers Game. Today we get into generational dynamics in the business world, focusing on Gen Z. Marty shares his reflect...

What You Need to Know Before EOFY

02 Jun 2024

Contributed by Lukas

Welcome to Episode 181 of The Numbers Game. Tax time is approaching, and Jase is here to guide you through what you need to know. From understanding p...

Decoding Warren Buffett's Investment Strategies

29 May 2024

Contributed by Lukas

Welcome to Episode 180 of The Numbers Game! In this episode we delve into the secretive moves of the investment mogul, Warren Buffett. Discover how he...

The Cost of Sitting on the Sidelines

26 May 2024

Contributed by Lukas

On this episode, we discuss:The Cost of Sitting on the Sidelines, The Dangers of Playing the GameTen Year Property Average Across Different CitiesThe ...

Lessons from a 1300+ Day Running Streak | Greg Bramich

19 May 2024

Contributed by Lukas

Welcome to Episode 178 of The Numbers Game, where we're joined by Greg Bramich to explore his inspiring journey of maintaining a running streak for ov...

Increasing our Natural Efficiency

15 May 2024

Contributed by Lukas

Welcome to Episode 177 of The Numbers Game. Jase is back from running the London marathon and shares his observations on how the UK is tackling renewa...

Unpacking the Bonza Aviation Bust

12 May 2024

Contributed by Lukas

Welcome to Episode 176 of The Numbers Game. Can a new airline succeed in Australia’s competitive landscape? In this episode, we go through the rise ...

Luke Mase - Financial Planning for your Future

08 May 2024

Contributed by Lukas

Welcome to Episode 175 of The Numbers Game. Senior financial planner Luke Mase joins us to share his industry experience on why financial guidance is ...

Human Advisory Board

05 May 2024

Contributed by Lukas

Welcome to Episode 174 of The Numbers Game. Today, we're talking leadership, focusing on authentic styles and how understanding the way you like to be...

Grant Austin - Disrupting Business Payments

28 Apr 2024

Contributed by Lukas

Welcome to Episode 173 of The Numbers Game. Today we’re joined by  Grant Austin, founder of the fast-growing B2B payment platform, pay.com.au. Gran...

Sweat the Small Stuff

24 Apr 2024

Contributed by Lukas

Welcome to Episode 172 of The Numbers Game. In todays show, Jase shares insights from his recent experience at Stephen Bartlett’s (The Diary of a CE...

Victoria’s 50 Billion Dollar Problem

21 Apr 2024

Contributed by Lukas

Welcome to Episode 171 of The Numbers Game. In this episode, we dissect the $50 billion tax debt crisis facing Victorian businesses, the ATO's aggress...