The Pay Off with Sylvia Jeffreys
Episodes
How Passion Built an Empire, with Matt Moran
25 Mar 2026
Contributed by Lukas
At 15, all Matt Moran knew is that he didn't want to be in school anymore. At 22, he had his first restaurant. And now, he has a name synonymous with ...
FUEL CRISIS - What you NEED to know, with Expert Economist Evan Lucas
24 Mar 2026
Contributed by Lukas
Experts are calling this the worst fuel crisis in history.And despite petrol station closures and record costs to fill the tank, there are some effect...
Creating What Needs to Exist, with Invisible Zinc and WelleCo's Andrea Horwood
18 Mar 2026
Contributed by Lukas
In our teens, most of us are figuring out our laundry. But Andrea Horwood was launching a magazine that would define a generation: Australian Style. A...
The current "CRISIS for households" - ESSENTIAL tips with Effie Zahos
15 Mar 2026
Contributed by Lukas
Amidst the potential for unprecedented prices at the bowser and the checkout and likely increases to interest rates, Nine News Money Editor and consum...
The Art of Backing Yourself, with Asher Keddie
11 Mar 2026
Contributed by Lukas
Asher Keddie is, without a doubt, one of Australia's most loved actors - a title earned by many relatable and heartfelt roles. But the time in her car...
URGENT: ASX down, THIS is what to DO (with Chris Brycki)
10 Mar 2026
Contributed by Lukas
With actions in the Middle East wiping billions from the market and from super, what are the crucial things we should (or shouldn't) be doing right no...
Raising Kids Who Are RICH In Resilience with Dr. Shefali
04 Mar 2026
Contributed by Lukas
The panic you feel when checking your bank balance? The cycle of overspending or over-saving? It's not just about numbers—it's about the deep, u...
From Moldy Basement to Multi-Millionaire with Melissa Browne
25 Feb 2026
Contributed by Lukas
Melissa Browne, author and financial expert, knows what it takes to build wealth as a woman on her own. But in the process, she encountered some barri...
Winning Before You Compete with Torah Bright
18 Feb 2026
Contributed by Lukas
How do you win an Olympic medal when you’re locked in a dark room with a concussion? In this powerful and raw chat, one of our most successful W...
Finding Balance As Co-Founding Spouses with Elle & Scott Madden
11 Feb 2026
Contributed by Lukas
Sometimes the biggest secret to success isn’t a service or product, but about the strength of partnership. Scott and Elle Madden are the dynamic...
The Hidden Costs of Grief with Melissa Reader
04 Feb 2026
Contributed by Lukas
Grief isn’t the only cost of loss. Melissa Reader discovered this hard truth after living through the unimaginable: becoming a full–...
Surviving The Parenting Trenches with Kate Reeves & Gemma Pranita
28 Jan 2026
Contributed by Lukas
If you’re a full-time working parent who often feels like you just don't have time for this, I implore you to make time for this episode. ...
Making Sense Of The Crypto Craze with Jason Titman
21 Jan 2026
Contributed by Lukas
For many of us, crypto still feels like a foreign language — but not for today's guest. Jason Titman is the CEO of Australia's leading cry...
New Year, New Money Habits with Emma Edwards
14 Jan 2026
Contributed by Lukas
You might feel like a hot mess, but your money habits don’t have to be. The financial fresh start you need for the new year is here and wh...
BEST OF: Turning A Side Hustle Into An Empire
07 Jan 2026
Contributed by Lukas
Welcome to your masterclass for transforming extra income into lasting wealth. This "Best Of" episode is dedicated to unlocking the inside secrets fro...
BEST OF: Your Blueprint for Maximising Life in the New Year
31 Dec 2025
Contributed by Lukas
Ready to make next year your most impactful yet? We've raided the vault for our most inspiring, business-shifting, and life-changing conversations of ...
Trading Fear For Female Empowerment with Doone Roisin
24 Dec 2025
Contributed by Lukas
Cashing in is great, but we think banking on yourself is even better. That terrifying plunge into entrepreneurship is real, but you shouldn&rsqu...
Breaking Down ETFs with Sebastian Mullins
22 Dec 2025
Contributed by Lukas
We hear it constantly on this podcast: ETFs are the most powerful tool for building wealth today. But what separates a good ETF from a bad one, and ho...
Turning 'Inspired By’ Into An Empire with Shelley Sullivan
10 Dec 2025
Contributed by Lukas
How do you build a billion-dollar beauty empire based on high-end imitation? For our guest today on The Pay Off, Shelley Sullivan, founder of ModelCo ...
It’s Tough Being A Young Person Right Now with Russel Howcroft
03 Dec 2025
Contributed by Lukas
It was a statement that broke the internet—and simultaneously hit the nail on the head. “It is extremely difficult to be a 30-year-old in ...
It's Time For Your Money Reset with Gemma Mitchell
26 Nov 2025
Contributed by Lukas
Sometimes life can feel picture perfect – until it doesn’t. In this episode of The Pay Off, Sylvia sits down with financial advisor,...
Compounding On ‘Luck’ To Create Luxury with Adam Schwab
19 Nov 2025
Contributed by Lukas
With a successful business history like his, you pretty much afford yourself bragging rights for life. And yet, Adam Schwab is unbelievably humb...
How Blossom Is Breaking Investment Barriers with Ali & Gaby Rosenberg
12 Nov 2025
Contributed by Lukas
On a podcast about money, it’s not uncommon to hear about ‘bonds’. We’re taking a slightly different approach… We&rsquo...
A Stress Free Financial Future with James Wrigley
05 Nov 2025
Contributed by Lukas
With anxiety at an all time high when it comes to the cost of living, the size of your super, and the money in your bank account, is a stress-free fin...
From Rock Bottom to Reclaiming Your Power With Luke Bateman
29 Oct 2025
Contributed by Lukas
He’s a man who unashamedly loves dragons, wizards and fairies… But it would be the inner demons which would spark the greatest change in ...
Tackling The Gender Super Gap with Senator Jane Hume
22 Oct 2025
Contributed by Lukas
She went from being a banking executive to a Senator determined to fix the system. But is the political fight worth it? On this episode of The Pay Off...
The Three F's Of Finance You Must Know with Queenie Tan
15 Oct 2025
Contributed by Lukas
Financial freedom is a mindset, not a milestone. Today’s guest is Queenie Tan, the financial guru helping people reframe their relationship with...
A Life Not Limited By Money with Ben Nash
08 Oct 2025
Contributed by Lukas
Simple principles to transform your financial habits - that’s what this podcast is all about. It’s also a philosophy our next guest on The...
Super Tools To Get Set for Life with Bec Wilson
01 Oct 2025
Contributed by Lukas
Retirement isn't an end—it's the start of your most epic chapter. So, forget everything you thought you knew about retirement because Bec Wilson...
It’s Worth Weathering The Storm with Christine Holgate
24 Sep 2025
Contributed by Lukas
What does it take to rebuild your career after navigating one of the toughest storms? This week on The Pay Off, Sylvia sits down with Christine Holgat...
Don't Wait Until It's Too Late with Sam Wood
17 Sep 2025
Contributed by Lukas
You likely know Sam Wood as the handsome bloke from The Bachelor in 2015 or maybe you’ve seen the popularity of his 28 by Sam Wood workouts onli...
You Earn What You Learn with Bianca Hartge-Hazelman
10 Sep 2025
Contributed by Lukas
Traditional 9-5 jobs are getting the sack. The challenge is no longer just landing a job—it’s staying relevant, employable, and ahead of t...
Janine Allis Doesn't Believe In Imposter Syndrome… Here’s Why
03 Sep 2025
Contributed by Lukas
Boost Juice, Shark Tank and Survivor Australia all have one thing in common… Janine Allis. She’s the uber successful business mogul...
Here’s How To Be Rich in LIFE with Milly Rose Bannister
27 Aug 2025
Contributed by Lukas
“A Lululemon ambassador and influencer”. That’s how some media outlets described today’s podcast guest, Milly Rose Bannister, ...
Is The Great Aussie Dream ACTUALLY Dead? Mark Humphries Knows
20 Aug 2025
Contributed by Lukas
Sometimes, the best way to talk about something difficult is to find a way to laugh about it. That's exactly what my guest today, Mark Humphries...
Talk Tax to Me… Allegra Spender Weighs In
13 Aug 2025
Contributed by Lukas
It’s official - were deep in an affordability crisis. So, can someone explain why young people are still paying so much tax and struggling to ge...
The Future Is Female with Helen McCabe
06 Aug 2025
Contributed by Lukas
Women SHOULD run the world—just ask Queen B. So, can someone explain why we’re so underrepresented in leadership and key decision ma...
Hidden Money In Your Home with Susan Wheeldon
30 Jul 2025
Contributed by Lukas
For many of us, the mid-year slump is creeping in. It’s that halfway point in the year where the only remedy to your exhaustion is putting...
Money Talk Which ACTUALLY Makes Sense with Chris Kohler
23 Jul 2025
Contributed by Lukas
If you get it, you get it. If you don't, talk to Chris Kohler. When it comes to complex financial issues, Chris has an unbelievable ability to b...
Just Getting Started with Brittney Saunders
16 Jul 2025
Contributed by Lukas
What if the secret to building a multi-million brand wasn't about following a grand plan, but just... starting? From navigating the Wild West of early...
Effie Zahos Answers Your Burning Money Questions
09 Jul 2025
Contributed by Lukas
When it comes to questions around money, there’s no shortage of them out there… So this week, we're handing the mic over to YOU. In this ...
Diversifying Your Income Like A Boss with Sammy Robinson
02 Jul 2025
Contributed by Lukas
"Oh, you're just a little girl with a dream". Those were the words Sammy Robinson heard after pitching her clothing company idea to a male inves...
The Budgeting Glow-Up You NEED with Jess Irvine
25 Jun 2025
Contributed by Lukas
Let’s be honest, the thought of tracking every dollar, wrestling with spreadsheets, and saying no to little luxuries? Not exactly thrilling stuf...
Why A Man Is Not A Financial Plan With Laura Henshaw
18 Jun 2025
Contributed by Lukas
There’s not much today’s guest can’t do… You know her as the co-founder of KIC and a woman dedicated to pushing for and...
Brand Building, Embracing Backlash, Bouf & Beyond with Rachael Wilde
11 Jun 2025
Contributed by Lukas
Launching a brand isn’t always as glamorous as it seems… I mean, just ask your favourite ‘Gen Z Boss in a Mini’, Rachael Wild...
It's Never Too Early or Too Late To Invest with Alex Vynokur
04 Jun 2025
Contributed by Lukas
Investing... It's a hot topic on a lot of people's lips. What's SO good about investing? How do I even get started? Am I too late to the party?!...
Your Money Mindset Will Make Or Break You with Dr Rebecca Ray
28 May 2025
Contributed by Lukas
What if the biggest thing holding you back isn’t your bank balance — it’s your mindset? Dr. Rebecca Ray—clinical psychologist ...
Rent, Buy, or Sigh: Australia’s Housing Mayhem with Alice Stolz
21 May 2025
Contributed by Lukas
Buying your first property is one of life’s most exciting milestones, right? If you’re looking to buy in Sydney, it will take approx...
Runways, Fashion Rentals and Risk Taking with Kellie Hush
14 May 2025
Contributed by Lukas
Is the fashion world really as cutthroat as The Devil Wears Prada? Kellie Hush would know. In this episode, the former Harper’s BAZAAR editor li...
The Real Cost of “Having It All” with Georgie Dent
07 May 2025
Contributed by Lukas
We’re sold the dream of “having it all” — but for many women, the reality feels like an impossible trade-off. Kids or career? ...
How to Build Wealth the ‘Boring’ Way with Chris Brycki
30 Apr 2025
Contributed by Lukas
What were you doing at 10 years old? If you’re Chris Brycki, you were already diving into the stock market. In this episode, Chris shares ...
A Hot Financial Mess with Molly Benjamin
23 Apr 2025
Contributed by Lukas
Do you ever look at your bank statement and wonder, “Where is my money going?” Molly Benjamin has been there — a self-proclaimed Hot...
Starting A Seven Figure Side Hustle with Anaita Sarkar
16 Apr 2025
Contributed by Lukas
A cocktail in hand, lazing by the pool somewhere in the Tropics, whilst making bank is the life afforded by a side hustle, right? Wrong. Really wrong....
How To Help Future You RIGHT NOW with Joel Gibson
09 Apr 2025
Contributed by Lukas
Want to retire early? I mean, it sounds pretty good in theory… But is it actually possible? Plenty of us are chasing financial freedom but with...
It's All About Hard Work with Allegra Spender
02 Apr 2025
Contributed by Lukas
Looking at the state of the economy right now, it’s clear something’s got to change, and change quickly. For plenty of Gen Z and Millennia...
How To ACTUALLY Build Wealth and Success with Mark Bouris
26 Mar 2025
Contributed by Lukas
Success doesn’t happen by chance—it’s built. It’s not just about making ends meet—it’s about building a life of tr...
Know Your Wish, Want & Walk with Meggie Palmer
19 Mar 2025
Contributed by Lukas
Some people know how to command the attention of a room… Meggie Palmer is high on that list. As the Founder and CEO of PepTalkHer, Meggie...
Should Prime Minister Anthony Albanese Get Your Vote?
12 Mar 2025
Contributed by Lukas
At this year’s federal election, Gen Z and Millennials will for the first time in history outnumber baby boomers at the pooling booth. So your v...
Should Opposition Leader Peter Dutton Get Your Vote?
12 Mar 2025
Contributed by Lukas
Young voters deserve to hear directly from the people who want to shape their future on the issues they care about. So, should the Opposit...
Introducing The Pay Off with Sylvia Jeffreys
05 Mar 2025
Contributed by Lukas
Money is a constant contradiction. You’ve got to spend money to enjoy life but save every cent for the future. It’s why Australians ...