The Payments Trilogue
Episodes
TPT #40 INTEROPERABILITY
17 Mar 2026
Contributed by Lukas
In this episode, we explore the complexities of interoperability in European payments, comparing greenfield solutions versus combining and leveraging ...
TPT #39 PAYMENTS INFRASTRUCTURE vs. SERVICES
03 Mar 2026
Contributed by Lukas
In this episode, we have a lively discussion about the state of payments in Europe, focusing on the balance between infrastructure and service innovat...
TPT #38 PAYMENTS REGULATION
17 Feb 2026
Contributed by Lukas
In this episode, we welcome Eric Ducoulombier, who is in charge of payments regulation at the European Commission. He reflects on the successes and ch...
TPT #37 NEXUS
03 Feb 2026
Contributed by Lukas
In this episode, we engage with Mark Munne from Nexus Global Payments (NGP) to discuss the innovative Project Nexus, which grew out of the Bank for In...
TPT #36 E-INVOICING
20 Jan 2026
Contributed by Lukas
In this episode, we discuss the critical topic of e-invoicing. Charles Bryant, a well-known expert in the field, shares insights on the evolution of e...
TPT #35 B2B PAYMENTS
06 Jan 2026
Contributed by Lukas
In this episode, we explore the often-overlooked topic of B2B payments with Erin McCune, a well-known expert on this subject. We discuss the significa...
TPT #34 XMAS SPECIAL 2025
23 Dec 2025
Contributed by Lukas
In this festive episode, we reflect on our previous year's wishes regarding the payments landscape, discuss what has come to fruition and what rem...
TPT #33 LEI
09 Dec 2025
Contributed by Lukas
In this episode, we discuss the critical role of identity in payments, focusing on the Legal Entity Identifier (LEI) and its verifiable version (vLEI)...
TPT #32 CROSS-BORDER
25 Nov 2025
Contributed by Lukas
In this episode, we discuss the complexities and advancements in cross-border instant payments, focusing on OLO, the European One-Leg-Out scheme, its ...
TPT #31 DIGITAL EURO vs PRIVATE SOLUTIONS
11 Nov 2025
Contributed by Lukas
In this episode, we host Inge van Dijk from the Dutch National Bank to discuss the implications of the digital euro. The conversation covers the neces...
TPT #30 US A2A
28 Oct 2025
Contributed by Lukas
In this episode, we discuss payments in the US, particularly focusing on account-to-account, open banking, the role of fintech, and the impact of AI. ...
TPT #29 EuroPA
14 Oct 2025
Contributed by Lukas
In this episode, we host Teresa Mesquita, Executive Board Member @ SIBS in Portugal, to discuss the intricacies of European payment systems, focusing ...
TPT #28 VERIFICATION OF PAYEE
30 Sep 2025
Contributed by Lukas
In this episode, we are discussing the Verification of Payee (VOP) concept, which has been mandated by the new Instant Payments Regulation, with our e...
TPT #27 MERCHANTS
16 Sep 2025
Contributed by Lukas
In this episode, we host Atze Faas to discuss his extensive experience in the payments industry, his current role at EuroCommerce and his views about ...
TPT #26 ERPB
02 Sep 2025
Contributed by Lukas
This time, we are exploring the Euro Retail Payments Board (ERPB), which is steering Europe's payments agenda. We look at its structure, stakeholders,...
TPT #25 INDUSTRIAL POLICY
19 Aug 2025
Contributed by Lukas
In this episode, we discuss the need for a coherent industrial policy in the European payments landscape. We explore the fragmentation of payment solu...
TPT #24 PAYMENTS SOVEREIGNTY
05 Aug 2025
Contributed by Lukas
In this episode, we discuss the concept of sovereignty in the context of payment systems, exploring its implications and the confusion it can create. ...
TPT #23 STABLECOINS
22 Jul 2025
Contributed by Lukas
In this episode, we engage with Tony McLaughlin, a well known expert on the subject, who previously served 20 years as Citi's payments brain. Together...
TPT #22 REQUEST TO PAY
08 Jul 2025
Contributed by Lukas
This episode delves into the concept of Request-to-Pay (RTP), exploring its historical roots, current challenges, and future prospects. The discussion...
TPT #21 EPC CHAIR
24 Jun 2025
Contributed by Lukas
This episode features a transition in the leadership at the European Payments Council (EPC), with Javier Santamaria reflecting on his 13 years tenure ...
TPT #20 GIROAPI
10 Jun 2025
Contributed by Lukas
In this episode, we host Jens Holeczek, the leader of the German giroAPI project to discuss this initiative and its differentiation from SPAA. The con...
TPT #19 WALLETS
27 May 2025
Contributed by Lukas
For this episode, we invited Jeremy Light, a well-known payments expert, especially also for this topic. We discuss the evolving landscape of digital ...
TPT #18 LEAPFROG
13 May 2025
Contributed by Lukas
In this episode we discuss the need for a new approach to industrial policy in the payments sector. We explore Europe's potential to leapfrog and lead...
TPT #17 TRUST
29 Apr 2025
Contributed by Lukas
In this episode, we engage with Chris Skinner, one of the most famous payment experts in Europe, to explore the evolving landscape of digital trust an...
TPT #16 CBMT
15 Apr 2025
Contributed by Lukas
In this episode, we welcome Claus George to discuss the topic of Commercial Bank Money Tokens (CBMT), which is quite a revolutionary concept of using ...
TPT #15 PIS @ POS & ERPF
01 Apr 2025
Contributed by Lukas
In this episode, the hosts discuss the use of Payment Initiation Services (PIS) at the Point of Sale (POS), based on the European Retail Payments Fram...
TPT #14 EPI & WERO
18 Mar 2025
Contributed by Lukas
In this episode of the Payments Trilogue, the hosts interview Martina Weimert, the CEO of the European Payments Initiative (EPI), which has just been ...
TPT #13 EMPSA
04 Mar 2025
Contributed by Lukas
This episode of the Payments Trilogue hosts Chris Pirkner, CEO of Bluecode and Chairman of EMPSA, the European Mobile Payment Systems Association, to ...
TPT #12 A2A
18 Feb 2025
Contributed by Lukas
This episode explores the evolution and future of account-to-account (A2A) payments, highlighting the success of iDEAL in the Netherlands, the challen...
TPT #11 AI
04 Feb 2025
Contributed by Lukas
In this episode, featuring special guest Dave Birch, the discussion revolves around the impact of AI on the banking and payments industry. The speaker...
TPT #10 EUDIW SCA
21 Jan 2025
Contributed by Lukas
For this episode, the hosts invited an expert guest, Jan van Vonno, to discuss the EU Digital Identity Wallet (EUDIW), its implications for open banki...
TPT #9 OPEN FINANCE & FIDA
07 Jan 2025
Contributed by Lukas
In this episode of the Payments Trialogue, Michael Salmony, Gijs Boudewijn, and Ralf Ohlhausen discuss the evolving landscape of open finance, focusin...
TPT #8 XMAS SPECIAL 2024
24 Dec 2024
Contributed by Lukas
In this Christmas episode of the Payments Trilogue, hosts Michael, Ralf, and Gijs discuss their Santa wish lists for the payments industry, focusing o...
TPT #7 SPAA
10 Dec 2024
Contributed by Lukas
In this episode of the Payments Trilogue, Michael Salmony, Gijs Boudewijn, and Ralf Ohlhausen discuss the SEPA Payment Account Access (SPAA) initiativ...
TPT #6 CBDC & DIGITAL EURO
26 Nov 2024
Contributed by Lukas
The conversation explores the topic of Central Bank Digital Currency (CBDC) and the digital euro. The discussion focuses on the reasons for CBDC, conc...
TPT #5 FRAUD
12 Nov 2024
Contributed by Lukas
In this episode of the Payments Trilogue, Michael, Gijs, and Ralf discuss the evolving landscape of fraud in the payments industry. They explore the c...
TPT #4 PSR & PSD3
29 Oct 2024
Contributed by Lukas
In this episode of The Payments Trilogue, the hosts discuss the evolution of payment regulations in Europe, focusing on the transition from PSD2 to PS...
TPT #3 INSTANT PAYMENTS
15 Oct 2024
Contributed by Lukas
In this episode of The Payments Trilogue, Michael Salmony, Ralf Ohlhausen, and Gijs Boudewijn discuss the evolution and significance of instant paymen...
TPT #2 REGULATION
01 Oct 2024
Contributed by Lukas
In this episode of the Payments Trilogue, the discussion revolves around the effectiveness of EU regulations, particularly in comparison to other glob...
TPT #1 MEPGA
17 Sep 2024
Contributed by Lukas
In this episode of The Payments Trilogue, Gijs Boudewijn, Ralf Ohlhausen and Michael Salmony discuss the options of making European payments great aga...
TPT #0 INTRODUCTION
15 Sep 2024
Contributed by Lukas
In this inaugural episode of The Payments Trilogue, hosts Michael Salmony, Gijs Boudewijn, and Ralf Ohlhausen introduce their backgrounds and the purp...