The Personal Finance Club Show

The 0% S&P Return, Borrowing Against Your Investments, and the Student Loan Fiasco | Ep 28

26 Mar 2026

Contributed by Lukas

Is the S&P 500 projected to have a 0% return going forward? Should you take out a loan backed by the value of your investment portfolio and the sa...

Tariff Refunds, The Best Index Fund for Taxes, and The Nuance of 4% | Ep 27

19 Mar 2026

Contributed by Lukas

Are you going to get a big tariff refund? How can you save on taxes by juggling around which accounts your funds are in? And how is investing like che...

Investing During War, Day Trading and, the No Bond Crew | Ep 26

12 Mar 2026

Contributed by Lukas

War is breaking out. How should you change your investments? Are bunds dumb? And can you get rich by day trading Australian currency? Let's find ...

Elon Musk says Saving is Stupid, The $50K Dow and HSA vs Roth IRA | Ep 25

05 Mar 2026

Contributed by Lukas

The Dow just hit 50,000. What does that mean? Elon Musk says saving money is stupid. Is he rigth? And should you prioritize your HSA over your Roth I...

Billionaires Leaving Cali, Self-Employed Retirement, and The Permanent Life Insurance Scam | Ep 24

26 Feb 2026

Contributed by Lukas

Are billionaires leaving California? Can self-employed people contribute to a 401(k)? And how is permanent life insurance like eating a Twinkie? You&a...

The Trump Dollar, the Index Fund Bubble, and Tupac: Dead or Alive? | Ep 23

19 Feb 2026

Contributed by Lukas

Is Trump causing the dollar to crash? Are we in an index fund bubble? And is Tupac still alive? You're about to find out!

BlackRock Monopoly, IULs for Teachers, and 14 year old shoe flipping business | Ep 22

12 Feb 2026

Contributed by Lukas

Is BlackRock buying up all the homes making it impossible to buy? What should teacher Gracie do with her annuity and her IL? and should your 14-year- ...

The $50,000/month Trust, Merging Roths, and When to Hire a Financial Advisor | Ep 21

05 Feb 2026

Contributed by Lukas

Can you make $50,000 a month by opening a trust? Is it a good idea to hire a financial adviser? And should you merge your Roth with your work Roth? Le...

Retire on $10,000? Lump Sum vs. Dollar Cost Averaging, and the 4% rule vs. the 3.5% rule

29 Jan 2026

Contributed by Lukas

Can you retire on $10,000 a year? What's better, lump-sum investing or dollar-cost averaging? And can a four-year-old be trusted with $10 at the ...

Immoral Vacations, Estate Planning, and ETFs vs. Mutual Funds | Ep 19

22 Jan 2026

Contributed by Lukas

Will you be ravaged by the estate tax? Are ETFs really more tax efficient than mutual funds? And is it immoral to go on vacation? Let's find out!...

The Fire Movement, How to Access Retirement Funds Early, and Fidelity ETFs | Full Episode 18

15 Jan 2026

Contributed by Lukas

Can you retire at 36 like I did? How do you retire early if all of your investments are trapped in retirement accounts? And why doesn't Fidelity ...

Six Phases of Investing, Kid Money, and Slow Mortgage Payments | Ep 17

08 Jan 2026

Contributed by Lukas

Should you pay off your mortgage as slowly as possible? Can you hold your kids’ money in your name? And did I forget to film this intro when I was i...

High Yield Savings Accounts, Finances for Couples, and Investing for Your Kids | Ep 16

01 Jan 2026

Contributed by Lukas

What's the best high yield savings account? Should married couples combine finances? And do billionaires always have 50,000 bucks lying around? Y...

The Trump Kids Account, Retiring on 24, and Coffee = House? | Ep 15

25 Dec 2025

Contributed by Lukas

What's the deal with this $1,000 Trump account? Can you trade in your coffee for a new house? And should you be touching Jeremy in the airport? Y...

Tax Brackets, HSA Millionaires, and Real vs. Fake Christmas Trees | Ep 14

18 Dec 2025

Contributed by Lukas

How do tax brackets work? Can an HSA hack make you a millionaire? And will buying real Christmas trees leave you broke? We're about to tell you! ...

Is There an AI Bubble? And What’s Wrong With Jeremy’s Voice? | Ep 13

11 Dec 2025

Contributed by Lukas

 Is there an AI bubble? Is there an AI bubble? Is there an AI bubble? And what's wrong with my voice? You're about to find out! 

Calculate Your Net Worth, Traditional IRAs, and Stock Picking?! | Ep 12

04 Dec 2025

Contributed by Lukas

 How do you calculate your net worth? How do you contribute pre-tax money into a traditional IRA? And I had time today to roast this fancy talking gu...

Contribution Limits, Draining Your 401k and a 50-year mortgage | Ep 11

27 Nov 2025

Contributed by Lukas

Should you drain your 401(k) to pay off your credit card debt? How do contribution limits work? And should you get a 50-year mortgage? Let's find...

Target Date Index Funds, Credit Card Points, and How To Invest $50k | Ep 10

20 Nov 2025

Contributed by Lukas

What is a target date index fund? Nikki just sold a house and has 50,000 bucks burning a hole in her pocket. How should she spend it? And why don&apos...

ChatGPT Stock Market Bubble, Billionaire 0% Tax Loophole, Retiring Early vs. Enjoying Youth | Ep 9

13 Nov 2025

Contributed by Lukas

Are we in a ChatGPT stock market bubble? Do billionaires really pay zero dollars in taxes? And should you be saving more to retire early or spending m...

Compound Growth, Tariffs, and How Jeremy became a Millionaire | Ep 8

06 Nov 2025

Contributed by Lukas

How does compound growth work? Are tariffs good or bad? And how did I, Jeremy, become a millionaire? I'm going to tell you right now! 

Renting vs. Buying, Credit Scores, and The Gift Tax | Ep 7

30 Oct 2025

Contributed by Lukas

Why do we have credit scores? Can you gift your kids a million dollars without paying tax? And is renting always more expensive than buying? Let'...

Elon Musk Cash Poor, Health Insurance in Early Retirement, and How Bonds Work | Ep 6

23 Oct 2025

Contributed by Lukas

Is Elon Musk cash poor? Can you retire early with the cost of health care? and should my wife buy a $1600 stroller?. You're about to find out!

The 4% Rule, Roth vs Traditional, and Index Fund Salesmen | Ep 5

16 Oct 2025

Contributed by Lukas

What’s the 4% rule? What’s better Roth or Traditional? And a commenter accuses me of being an index fund salesmen. You’ll hear all about it righ...

Best Index Fund, Stock Picking, and Hacking the Lottery | Ep 4

09 Oct 2025

Contributed by Lukas

What is the best index fund? Should 24 year old Collin be investing in semiconductors? And can you hack the lottery by buying all of the tickets? You&...

Tax Loss Harvesting, Permanent Life Insurance, and LLC Real Estate Hack | Ep 3

02 Oct 2025

Contributed by Lukas

Can you improve your investment returns through tax loss harvesting? Is permanent life insurance a good investment? And should you open an LLC to secu...

Rates Dropping, Good Debt, and When to Pay Off Your Mortgage | Ep 2

25 Sep 2025

Contributed by Lukas

The Federal Reserve is cutting rates. What does that mean for you? Should you bury yourself in a ton of good debt? And what should you prioritize: pay...

Bitcoin 401(k), Student Loan Forgiveness, and Warren Buffet | Ep 1

18 Sep 2025

Contributed by Lukas

Should you be investing in bitcoin inside of your 401(k)? Why getting your student loans forgiven might actually be bad. What's the real reason W...

Trailer: The Personal Finance Club Show

09 Aug 2025

Contributed by Lukas