The Personal Finance Club Show
Episodes
ChatGPT Financial Advisor, Investing in Skittles, and Facebook Marketplace Flame War | Ep 41
25 Jun 2026
Contributed by Lukas
Should ChatGPT be your financial advisor? Is disability insurance worth it? And what review did Jake from facebook marketplace leave me?
Does Your Credit Score Matter, Retirement Tax, and @econwithkole | Ep 40
18 Jun 2026
Contributed by Lukas
Why are investments going down? How do taxes factor into your retirement number? And why does your stupid credit score keep bouncing around? Let's...
SpaceX IPO Scandal, Living Off One Income, and Lump Sum Mortgage Payments | Ep 39
11 Jun 2026
Contributed by Lukas
Is Elon Musk stealing from index funds? Should you and your spouse live off of one income? Are you a big dumb if you pay off your 2.5% mortgage? Let&#...
Buying Spirit Airlines, Firing Your Financial Advisor, and Puppies vs. Babies | Ep 38
04 Jun 2026
Contributed by Lukas
Should we all buy Spirit Airlines? Did your financial advisor put you into bad investments? And who's more important, puppies or babies? Let's...
From $100 to $3M, America’s $1T Credit Card Debt, and The Bond War | Ep 37
28 May 2026
Contributed by Lukas
Can you turn a $100 into $3 million in two years? Are Americans swimming in credit card debt? And how many bonds should you own? Let's find out!
From 60k to 1M, Rent Vs. Buy, and The New Fed Rate Drop? | Ep 36
21 May 2026
Contributed by Lukas
How did someone making $60,000 a year become a millionaire in seven years? Should you buy a house? And will a new Fed chair make your mortgage cheaper...
From 60k to 1M, Rent Vs. Buy, and The New Fed Rate Drop? | Ep 36
21 May 2026
Contributed by Lukas
How did someone making $60,000 a year become a millionaire in seven years? Should you buy a house? And will a new Fed chair make your mortgage cheaper...
The 401k Drain Trend, How To Retire in 7 Years, and Timing Your Refi | Ep 35
14 May 2026
Contributed by Lukas
Should you drain your 401(k) to cover your living expenses? Can you time the refi market? And can you retire in seven years by working a normal job? L...
The 401(k) Scam, Your Tariff Refund, and Money Printing | Ep 34
07 May 2026
Contributed by Lukas
Will you get a tariff refund? Are 401(k)s a scam? And is the stock market only going up because the government is printing money? Let's find out!
Tax Free Millionaires, Life Insurance (Scam?), and The Magnificent 7 Crash | Ep 33
30 Apr 2026
Contributed by Lukas
Are tech giants ruining the stock market? Should Daniel buy life insurance for his 21-year-old son? And are millionaires living tax-free by borrowing ...
Buy a Tesla With Your Credit Card, the $2M Factory Worker, and Market Crash? | Ep 32
23 Apr 2026
Contributed by Lukas
The economy just added 178,000 jobs. Is that a lot? Is buying a Tesla with a credit card an infinite free money glitch? And how did a worker at a terr...
Replacing Dollar with Crypto, Disney Adult Timeshares, and Taxable Accounts | Ep 31
16 Apr 2026
Contributed by Lukas
Is the US launching a crypto currency that will make the dollar obsolete? Are you taxed on a brokerage account when you withdraw money? And are Disney...
Trump’s Insider Trading, Jeremy’s Big Lie, and 4% or Bust | Ep 30
09 Apr 2026
Contributed by Lukas
Looming Recession, High Fee 401ks, and Estate Planning for Migos | Ep 29
02 Apr 2026
Contributed by Lukas
Are oil prices pushing us into a recession? Should you prioritize a high fee 401k over your Roth IRA? And do you want to watch an awkward white guy na...
The 0% S&P Return, Borrowing Against Your Investments, and the Student Loan Fiasco | Ep 28
26 Mar 2026
Contributed by Lukas
Is the S&P 500 projected to have a 0% return going forward? Should you take out a loan backed by the value of your investment portfolio and the sa...
Tariff Refunds, The Best Index Fund for Taxes, and The Nuance of 4% | Ep 27
19 Mar 2026
Contributed by Lukas
Are you going to get a big tariff refund? How can you save on taxes by juggling around which accounts your funds are in? And how is investing like che...
Investing During War, Day Trading and, the No Bond Crew | Ep 26
12 Mar 2026
Contributed by Lukas
War is breaking out. How should you change your investments? Are bunds dumb? And can you get rich by day trading Australian currency? Let's find ...
Elon Musk says Saving is Stupid, The $50K Dow and HSA vs Roth IRA | Ep 25
05 Mar 2026
Contributed by Lukas
The Dow just hit 50,000. What does that mean? Elon Musk says saving money is stupid. Is he rigth? And should you prioritize your HSA over your Roth I...
Billionaires Leaving Cali, Self-Employed Retirement, and The Permanent Life Insurance Scam | Ep 24
26 Feb 2026
Contributed by Lukas
Are billionaires leaving California? Can self-employed people contribute to a 401(k)? And how is permanent life insurance like eating a Twinkie? You&a...
The Trump Dollar, the Index Fund Bubble, and Tupac: Dead or Alive? | Ep 23
19 Feb 2026
Contributed by Lukas
Is Trump causing the dollar to crash? Are we in an index fund bubble? And is Tupac still alive? You're about to find out!
BlackRock Monopoly, IULs for Teachers, and 14 year old shoe flipping business | Ep 22
12 Feb 2026
Contributed by Lukas
Is BlackRock buying up all the homes making it impossible to buy? What should teacher Gracie do with her annuity and her IL? and should your 14-year- ...
The $50,000/month Trust, Merging Roths, and When to Hire a Financial Advisor | Ep 21
05 Feb 2026
Contributed by Lukas
Can you make $50,000 a month by opening a trust? Is it a good idea to hire a financial adviser? And should you merge your Roth with your work Roth? Le...
Retire on $10,000? Lump Sum vs. Dollar Cost Averaging, and the 4% rule vs. the 3.5% rule
29 Jan 2026
Contributed by Lukas
Can you retire on $10,000 a year? What's better, lump-sum investing or dollar-cost averaging? And can a four-year-old be trusted with $10 at the ...
Immoral Vacations, Estate Planning, and ETFs vs. Mutual Funds | Ep 19
22 Jan 2026
Contributed by Lukas
Will you be ravaged by the estate tax? Are ETFs really more tax efficient than mutual funds? And is it immoral to go on vacation? Let's find out!...
The Fire Movement, How to Access Retirement Funds Early, and Fidelity ETFs | Full Episode 18
15 Jan 2026
Contributed by Lukas
Can you retire at 36 like I did? How do you retire early if all of your investments are trapped in retirement accounts? And why doesn't Fidelity ...
Six Phases of Investing, Kid Money, and Slow Mortgage Payments | Ep 17
08 Jan 2026
Contributed by Lukas
Should you pay off your mortgage as slowly as possible? Can you hold your kids’ money in your name? And did I forget to film this intro when I was i...
High Yield Savings Accounts, Finances for Couples, and Investing for Your Kids | Ep 16
01 Jan 2026
Contributed by Lukas
What's the best high yield savings account? Should married couples combine finances? And do billionaires always have 50,000 bucks lying around? Y...
The Trump Kids Account, Retiring on 24, and Coffee = House? | Ep 15
25 Dec 2025
Contributed by Lukas
What's the deal with this $1,000 Trump account? Can you trade in your coffee for a new house? And should you be touching Jeremy in the airport? Y...
Tax Brackets, HSA Millionaires, and Real vs. Fake Christmas Trees | Ep 14
18 Dec 2025
Contributed by Lukas
How do tax brackets work? Can an HSA hack make you a millionaire? And will buying real Christmas trees leave you broke? We're about to tell you! ...
Is There an AI Bubble? And What’s Wrong With Jeremy’s Voice? | Ep 13
11 Dec 2025
Contributed by Lukas
Is there an AI bubble? Is there an AI bubble? Is there an AI bubble? And what's wrong with my voice? You're about to find out!
Calculate Your Net Worth, Traditional IRAs, and Stock Picking?! | Ep 12
04 Dec 2025
Contributed by Lukas
How do you calculate your net worth? How do you contribute pre-tax money into a traditional IRA? And I had time today to roast this fancy talking gu...
Contribution Limits, Draining Your 401k and a 50-year mortgage | Ep 11
27 Nov 2025
Contributed by Lukas
Should you drain your 401(k) to pay off your credit card debt? How do contribution limits work? And should you get a 50-year mortgage? Let's find...
Target Date Index Funds, Credit Card Points, and How To Invest $50k | Ep 10
20 Nov 2025
Contributed by Lukas
What is a target date index fund? Nikki just sold a house and has 50,000 bucks burning a hole in her pocket. How should she spend it? And why don&apos...
ChatGPT Stock Market Bubble, Billionaire 0% Tax Loophole, Retiring Early vs. Enjoying Youth | Ep 9
13 Nov 2025
Contributed by Lukas
Are we in a ChatGPT stock market bubble? Do billionaires really pay zero dollars in taxes? And should you be saving more to retire early or spending m...
Compound Growth, Tariffs, and How Jeremy became a Millionaire | Ep 8
06 Nov 2025
Contributed by Lukas
How does compound growth work? Are tariffs good or bad? And how did I, Jeremy, become a millionaire? I'm going to tell you right now!
Renting vs. Buying, Credit Scores, and The Gift Tax | Ep 7
30 Oct 2025
Contributed by Lukas
Why do we have credit scores? Can you gift your kids a million dollars without paying tax? And is renting always more expensive than buying? Let'...
Elon Musk Cash Poor, Health Insurance in Early Retirement, and How Bonds Work | Ep 6
23 Oct 2025
Contributed by Lukas
Is Elon Musk cash poor? Can you retire early with the cost of health care? and should my wife buy a $1600 stroller?. You're about to find out!
The 4% Rule, Roth vs Traditional, and Index Fund Salesmen | Ep 5
16 Oct 2025
Contributed by Lukas
What’s the 4% rule? What’s better Roth or Traditional? And a commenter accuses me of being an index fund salesmen. You’ll hear all about it righ...
Best Index Fund, Stock Picking, and Hacking the Lottery | Ep 4
09 Oct 2025
Contributed by Lukas
What is the best index fund? Should 24 year old Collin be investing in semiconductors? And can you hack the lottery by buying all of the tickets? You&...
Tax Loss Harvesting, Permanent Life Insurance, and LLC Real Estate Hack | Ep 3
02 Oct 2025
Contributed by Lukas
Can you improve your investment returns through tax loss harvesting? Is permanent life insurance a good investment? And should you open an LLC to secu...
Rates Dropping, Good Debt, and When to Pay Off Your Mortgage | Ep 2
25 Sep 2025
Contributed by Lukas
The Federal Reserve is cutting rates. What does that mean for you? Should you bury yourself in a ton of good debt? And what should you prioritize: pay...
Bitcoin 401(k), Student Loan Forgiveness, and Warren Buffet | Ep 1
18 Sep 2025
Contributed by Lukas
Should you be investing in bitcoin inside of your 401(k)? Why getting your student loans forgiven might actually be bad. What's the real reason W...
Trailer: The Personal Finance Club Show
09 Aug 2025
Contributed by Lukas