The Property Academy Podcast
Episodes
6 Strategies When The Bank Says No | Ep. 81
01 Dec 2019
Contributed by Lukas
In this episode, we are joined by Dennis Schipper, a consultant at Opes Partners. Dennis has a lot of experience in property investment nz. Here...
RBNZ Comments on the Bank's Servicing Test Rates | Ep. 80
01 Dec 2019
Contributed by Lukas
In this episode, we discuss the Reserve Bank of New Zealand's recent comments on the banks' test servicing rates. As a recap, these test rates, are th...
Why Women Need to Invest in Property | Ep. 79
29 Nov 2019
Contributed by Lukas
In this episode, we are once again joined by Di Foster, property investor and leadership coach. We discuss that women need to up their investment game...
Di Compares: Investing in NZ v.s. Overseas | Ep. 78
29 Nov 2019
Contributed by Lukas
In this episode, we are once again joined by property investor and leadership coach, Di Foster. Di initially looked at investing in the Uk property ma...
Di Compares: DIY investing v.s. Using an Expert Coach | Ep. 77
27 Nov 2019
Contributed by Lukas
In this episode, we are once again joined by property investor and leadership coach, Di Foster. Here, Di compares DIY investing (going at it alone) wi...
Millennials, Boomers and Gen X'ers – How They Approach Property Differently | Ep. 76
26 Nov 2019
Contributed by Lukas
In this episode, we are once again joined by property investor and executive leadership coach, Di Foster. After helping herself and her husband into p...
Why'd You Do It? A Real Property Investor Answers | Ep. 75
25 Nov 2019
Contributed by Lukas
In this episode, Di Foster – property investors and executive leadership coach – walks through the reasons she decided to get into the i...
The As Is Market in Christchurch | Ep. 74
25 Nov 2019
Contributed by Lukas
In this episode, we discuss Christchurch's 'As Is' Market. The Christchurch earthquakes were devasting for homeowners in the Canterbury region. Many w...
Different Ways to Develop Land | Ep. 73
23 Nov 2019
Contributed by Lukas
In this episode, we are joined by Nick Johnstone a developer investor based in Christchurch. Nick walks us through a feasibility study he did on a pie...
Jackson Asks: Why Do People Rent? | Ep. 72
22 Nov 2019
Contributed by Lukas
In this episode, we answer another question from one of our youngest listeners, Jackson. Here he asks, why do people rent your houses? There several r...
Jackson Asks: If I Have to Work For Money Now, What Will I Do When I Retire? | Ep. 71
21 Nov 2019
Contributed by Lukas
In this episode, we answer a question from one of our youngest listeners, Jackson. Here, he asks a simple question: if I need to work to earn money to...
Negative Gearing – What You Need To Know – Ep. 70
20 Nov 2019
Contributed by Lukas
In this episode, we discuss negative gearing. This is the situation where your property makes a cash loss each year after factoring in interest costs....
Stop Thinking Your Going to Live In Your Investment | Ep. 69
20 Nov 2019
Contributed by Lukas
In this episode, we discuss the fact that you're not going to live in your investment property, so you can't treat it as if you will. Instead of looki...
Your Biggest Cost in Property Investment – Procrastination | Ep. 68
18 Nov 2019
Contributed by Lukas
In this episode, we discuss that many people will wonder why they should get into property investment now ... why not wait a few years? We discuss tha...
Pop Quiz – Which Towns Have The Best Yields? | Ep. 67
17 Nov 2019
Contributed by Lukas
In this episode, we discuss rental yields and which towns generate the best rental return for investors. We walk through the top 5 towns, and discuss ...
Should You Pay Off Your Mortgage Before Investing In Property? | Ep. 66
17 Nov 2019
Contributed by Lukas
In this episode, we talk about whether prospective property investors should pay off their personal (owner occupier) mortgages before investing in pro...
Reserve Bank Update – What It Means For the Housing Market | Ep. 65
15 Nov 2019
Contributed by Lukas
In this episode, we discuss this week's Reserve Bank update. While not much changed from a policy perspective – the Official Cash Rate didn't change...
Why The NZ Property Market is Unique | Ep. 64
14 Nov 2019
Contributed by Lukas
In this episode, we discuss why the NZ property market is unique. We identify that because New Zealand is a long skinny country, which was colonised, ...
Will Sacrifice Now or Later? | Ep. 63
13 Nov 2019
Contributed by Lukas
In this episode, we discuss that property investment requires a sacrifice – an investment. It might sound obvious, but Andrew gives an example of a ...
How Property Cycles Work | Ep. 62
12 Nov 2019
Contributed by Lukas
In this episode, we discuss how property cycles tend to work, with a special mention on the Auckland Property Market. Property cycles are arguably one...
3 Real Life Case Studies – What Can Actually Happen | Ep. 61
11 Nov 2019
Contributed by Lukas
In this episode, we give three real-life case studies about what can happen to property investors when they take the plunge. 2 of the investors ...
Mangere – Is It a Good Place to Invest? | Ep. 60
10 Nov 2019
Contributed by Lukas
In this episode, we discuss whether Mangere is a good suburb to invest in. Mangere is one of Auckland's lower socio-economic areas, and may not typica...
What Do Property Managers Really Do? | Ep. 59
09 Nov 2019
Contributed by Lukas
In this episode, we discuss the nitty-gritty of what property managers really do for property investors. Over a 10 year period, you are likely to pay ...
What is a Good Yield in Auckland? | Ep. 58
08 Nov 2019
Contributed by Lukas
In this episode, we discuss what a good rental yield is for Auckland property investors. Nationally, we know that Auckland typically will deliver high...
Tenancy Law – What You Need to know | Ep. 57
07 Nov 2019
Contributed by Lukas
In this episode, we are joined by Celia Burbery from Auckland Property Management. Property management is so important because if you want to get the ...
The Additional Costs Associated with Airbnb | Ep. 56
06 Nov 2019
Contributed by Lukas
In this episode, we discuss the additional costs you will face as an Airbnb property investor. These include all the utilities you need to cover e.g. ...
What Deloitte Thinks of Airbnb (& What You Can Learn From Their Research). | Ep. 55
05 Nov 2019
Contributed by Lukas
In this episode, we discuss a report that was published about Airbnnb by Deloitte, a consultancy, in 2017. This includes the economic impacts that Air...
4 Things Airbnb Guests Look For When Booking | Ep. 54
04 Nov 2019
Contributed by Lukas
In this episode, we discuss that if property investors want to get a high rental yield on their Airbnb, they need to get a high occupancy rate. And th...
One Simple Way To Double The Price of Your Airbnb | Ep. 53
03 Nov 2019
Contributed by Lukas
In this episode, we discuss one simple strategy you can use to double your price on Airbnb – dynamic pricing. This is where you vary the price ...
The Yield You Can Get From an Airbnb | Ep. 52
02 Nov 2019
Contributed by Lukas
In this episode, we are joined by Jon Lawry from Urban Butler to discuss using Airbnb with property investment. This episode specifically covers the y...
The Steps Involved in Buying a Property | Ep. 51
01 Nov 2019
Contributed by Lukas
In this episode, we discuss the process of actually buying an investment property – after you've found the specific property that you want to buy. T...
Hamilton – Is it a Good Place to Invest? | Ep. 50
31 Oct 2019
Contributed by Lukas
In this episode, we discuss whether Hamilton is a good place to buy an investment property. We specifically discuss the amount of infrastructure inves...
What Do You Need to Get Started in Property Investment? | Ep. 49
30 Oct 2019
Contributed by Lukas
In this episode, we discuss three different thresholds you need to meet in order to get started in property investment. This content comes from an art...
Do New Builds or Renovations Give the Highest Return on Investment? | Ep. 48
29 Oct 2019
Contributed by Lukas
In this episode, we look at whether new builds, or existing renovation projects give the highest return on the capital you have invested. This episode...
Should You Be Able to Use KiwiSaver For Investment Property? | Ep. 47
29 Oct 2019
Contributed by Lukas
In this episode, we discuss a recent idea that has been suggested by the Interim Retirement Commissioner – should you be able to use your KiwiS...
How to Withdraw Your KiwiSaver | Ep. 46
27 Oct 2019
Contributed by Lukas
In this episode – our last with Clara Kim from the Juno KiwiSaver Scheme – we discuss how to withdraw your KiwiSaver from your provider. This is v...
A Guide to KiwiSaver Funds | Ep. 45
26 Oct 2019
Contributed by Lukas
In this episode, we are again joined by Clara Kim from the Juno KiwiSaver Scheme. In the show, we discuss the different types of KiwiSaver funds that ...
How to Make $108K Extra in KiwiSaver | Ep. 44
25 Oct 2019
Contributed by Lukas
In this episode, we are joined by Clara Kim, educator at the Juno KiwiSaver Scheme. In the show we talk about a campaign that Juno is currently runnin...
What do Kiwi Teens Ask About Money? | Ep. 43
25 Oct 2019
Contributed by Lukas
In this episode, we are again joined by Clara Kim from the Juno KiwiSaver Scheme. Clara travels around New Zealand schools talking to Kiwi teens about...
The Basics of KiwiSaver | Ep. 42
24 Oct 2019
Contributed by Lukas
In this episode, we are joined by Clara Kim from Juno Kiwisaver for 5 episodes all about KiwiSaver. In the show, we discuss KiwiSaver contributions, w...
Market Update and Doubting Data | Ep. 41
23 Oct 2019
Contributed by Lukas
In this episode, we give an update on the NZ property market based on the REINZ monthly update. Median house prices are up 6.6% on the last year, but ...
Which Suburb Had The Most Growth Over the Last 18 Years? | Ep. 40
21 Oct 2019
Contributed by Lukas
In this episode, I (Ed) quiz you on which suburbs had the highest and lowest growth over the last 18 years (Jan 2000 to Aug 2018). This is both in ter...
Why Your Spending Won't Go Down In Retirement | Ep. 39
21 Oct 2019
Contributed by Lukas
In this episode, we are again joined by Dean Blair from FoxPlan and we talk about why your spending won't go down in Retirement. When speaking with pe...
Queenstown Property Market Update | Ep. 38
19 Oct 2019
Contributed by Lukas
In this episode, we are once again joined by Josh Graham from Roost Mortgages. And we discuss the Queenstown Property Market. Queenstown has a u...
Can You Get An Interest Only Loan Forever? | Ep. 37
19 Oct 2019
Contributed by Lukas
In this episode, we are once again joined by Josh Graham from Roost Mortgages. And we discuss whether you can get an interest-only loan forever. The g...
Why You Might Not Get a Mortgage – Even If You Can Afford It | Ep. 36
18 Oct 2019
Contributed by Lukas
In this episode, we are once again joined by Josh Graham from Roost Mortgages. And we discuss that even if you think you can afford a mortgage at the ...
What Happens If Interest Rates Spike? | Ep. 35
16 Oct 2019
Contributed by Lukas
In this episode, we are joined by Josh Graham from Roost mortgages. In the show, we answer the questions we received from the audience at our recent Q...
Is It Cheaper to Use a Floating Interest Rate? | Ep. 34
16 Oct 2019
Contributed by Lukas
In this episode, we are joined by Josh Graham from Roost mortgages. In the show, we answer the questions we received from the audience at our recent Q...
What Side of The Table Is Your Advisor On? | Ep. 33
12 Oct 2019
Contributed by Lukas
In this episode, Dean Blair and Ed discuss who's best interests your advisor really has in mind. Traditionally, investment companies attract customers...
What Should A Retirement Plan Look Like? | Ep. 32
12 Oct 2019
Contributed by Lukas
In this episode, Dean Blair and Ed discuss what a good retirement plan actually looks like. So often in the podcast, we discuss the need for a plan, b...
Is It Too Late To Sort Out Your Retirement? | Ep. 31
12 Oct 2019
Contributed by Lukas
In this episode, Dean Blair from FoxPlan joins us again to talk about whether it is too late to start sorting out your retirement plan. We agree that ...
Don't Be Dumb With Your Money | Ep. 30
10 Oct 2019
Contributed by Lukas
In this episode, we welcome special guest, Dean Blair from FoxPlan to the show. During the show, Dean shares his personal story of how he was dumb wit...
Jackson Asks: When You Die Will I Get Some of the Properties | Ep. 29
09 Oct 2019
Contributed by Lukas
In this episode, we discuss another question posed by our youngest listener – Jackson ... "when you die, will I get some of the properties?" This is...
What To Look For In A Rental Property | Ep. 28
07 Oct 2019
Contributed by Lukas
In this episode, we discuss what to look out for in a rental property. And it starts with understanding the type of investor that you are first –&nb...
Maintenance – Fears That Stop People Investing | Ep. 27
07 Oct 2019
Contributed by Lukas
In this episode, we discuss maintenance. One of the biggest complaints landlords receive from tenants is deferred maintenance. That's where tenants ha...
Jackson Asks: What Do You Do If You Don't Like Your Tenants? | Ep. 26
05 Oct 2019
Contributed by Lukas
In this episode, we discuss what do you do if you don't like your tenants. And we move on to speak broadly about tenancy law in property investment. T...
Vacancy – Fears That Stop People Investing | Ep. 25
05 Oct 2019
Contributed by Lukas
In this episode, we discuss one of the key fears that stops people from investing in property – vacancy i.e. the fear of not having a tenant. This i...
Should You Follow The Headlines In Investment Property? | Ep. 24
03 Oct 2019
Contributed by Lukas
In this episode, we discuss whether you should get your investment ideas and strategies for where tho invest from the headlines. We talk through...
The Main 2 Investment Strategies You Can Use | Ep. 23
02 Oct 2019
Contributed by Lukas
In this episode, we discuss that there are only 2 core property investment strategies: Buy and Hold, and Flipping. Most other strategies people use ar...
NZ Parents Would Rather Talk About Drugs Than Money With Their Kids | Ep. 22
02 Oct 2019
Contributed by Lukas
In this episode, we discuss a study that was conducted by the Commission for Financial Capability as part of Sortd Money Week in September 2019. The s...
Interest-Only Mortgages | Ep. 21
30 Sep 2019
Contributed by Lukas
In this episode, we discuss why interest-only mortgages are the preferred loan used by property investors. We discuss how interest-only loans he...
Rolleston – Should You Invest? | Ep. 20
29 Sep 2019
Contributed by Lukas
In this episode, we question whether the suburb of Rolleston makes a good investment option. Rolleston is the largest town in the Selwyn District and ...
Buying Your First Investment Property is Scary | Ep. 19
28 Sep 2019
Contributed by Lukas
In this episode, we discuss how it's scary buying your first investment property. So don't feel bad if you're freaking out buying your first investmen...
How to Pay Off Your Mortgage Faster With Investment Property | Ep. #18
28 Sep 2019
Contributed by Lukas
In this episode, we discuss 2 potential strategies you can use to pay off your mortgage faster, using investment property. Both strategies invol...
5 Reasons Why Your First Home Mortgage Might Be Declined | Ep. #17
26 Sep 2019
Contributed by Lukas
In Episode #17, we discuss the 5 reasons why your mortgage application for your first home might be declined. Not enough of a deposit Not able to a...
Should You Buy The House Down The Street As An Investment? | Ep. #16
25 Sep 2019
Contributed by Lukas
In Episode #16, we discuss whether it is the right financial decision to purchase the street that is just down the road from you. We touch on wh...
Should You Use Airbnb in Property Investment? | Ep. #15
24 Sep 2019
Contributed by Lukas
In Episode #15, we discuss AirBnbs, and the benefits and drawbacks of using your investment property for Airbnb only, rather than tenanting the proper...
Are Property Investors Greedy Psychopaths? | Ep. #14
23 Sep 2019
Contributed by Lukas
In Episode #14, we discuss whether property investors are "greedy psychopaths". Ed recently had an article published in Stuff, New Zealand's largest n...
What Ring Fencing Means for Investors | Ep. #13
22 Sep 2019
Contributed by Lukas
In Episode 13, we discuss Ring Fencing. This is a new piece of legislation that stops New Zealand property investors from claiming tax benefits they w...
Why You Should Cheat On Your Bank | Ep. #12
22 Sep 2019
Contributed by Lukas
In Episode 12, we discuss split banking. Split banking is the process of using multiple banks, rather than just a single bank. Split banking mea...
What KPMG's Magnet City Report Means For Investors | Ep. #11
20 Sep 2019
Contributed by Lukas
In Episode 11, we discuss KPMG's Magnet City report. Written in 2015, the global report introduces the concept of the Magnet City, a city that is expe...
Don't Be Afraid Of Investing In a Flat Market | Ep. #10
19 Sep 2019
Contributed by Lukas
In Episode 10, we discuss why you shouldn't be afraid of investing in a flat property market, where prices aren't increasing. Andrew quotes Warr...
Why Use a Mortgage Broker? | Ep. #9
18 Sep 2019
Contributed by Lukas
In Episode 9, we discuss all the reasons why you would – and should – use a mortgage broker. That's whether you're a first home buyer or a propert...
5 Sources First Home Buyers Can Use For Their Deposit | Ep. #8
17 Sep 2019
Contributed by Lukas
In Episode #8, we walk through the five sources first home buyers can tap into to pull together their deposits. The five sources are: KiwiSaver The...
The Difference Between Equity and 'Useable Equity' | Ep. #7
17 Sep 2019
Contributed by Lukas
In Episode #7, we discuss the difference between equity and useable equity + how that impacts your ability to become a property investor. Most p...
Investing In New v.s. Old/Existing Properties | Ep. #6
15 Sep 2019
Contributed by Lukas
In Episode #6, we discuss the differences between investing in brand new properties or properties that have already been lived in before (existing pro...
How Much You Need To Get Started | Ep. #5
14 Sep 2019
Contributed by Lukas
In Episode #5, we talk about how much you need to get started in property investment (and first homes). This topic came from an audience member who wa...
What The KiwiBuild Reset Means For First Home Buyers | Ep. #4
13 Sep 2019
Contributed by Lukas
In Episode #4, we talk about the Labour government's recent KiwiBuild Reset and what this means for First Home Buyers. We talk about the Welcome...
How Much You Can Make In Property ... The Returns From Real Estate Investing | Ep. #3
12 Sep 2019
Contributed by Lukas
In Episode #3, we talk about the returns you can expect to get from property and real estate investing. We also compare these returns to other types o...
NZ's Retirement Gap ... The Financial Equivalent of Climate Change | Ep. #2
12 Sep 2019
Contributed by Lukas
In Episode #2, we talk about the retirement gap, which is the significant gap between what Kiwis want to live on in retirement, and what they're actua...
Why We're Starting a Podcast + What We Hope to Achieve | Ep. #1
10 Sep 2019
Contributed by Lukas
In Episode #1, we talk about why we're starting a podcast. And that reason is that Kiwis love talking about property, they love thinking about th...
Should You Listen to the Property Academy Podcast?
10 Sep 2019
Contributed by Lukas
In this trailer, we tell you exactly what you can expect if you choose to listen to the Property Academy Podcast