The Property Academy Podcast

I bought 4 investment properties in 2 years … what’s next? ⎥ Ep. 1893

16 Nov 2024

Contributed by Lukas

In this episode, we have another Case Study Sunday. We discuss the story of David Soh. He bought 4 investment properties over the last 2 years. Now, h...

How to win a house at auction (tips & strategies revealed) ⎥ Ep. 1892

15 Nov 2024

Contributed by Lukas

In this episode, we discuss tips and strategies to win at a house at auction. This includes when to bid, how to act in the room, how much to bid and ...

Do Pre-Auction offers actually work? ⎥ Ep. 1891

14 Nov 2024

Contributed by Lukas

In this episode, we discuss whether pre-auction offers actually work. Whether they can help you get a lower price for the property you want ... or wh...

DO NOT bid at auction until you've done these 5 things ⎥ Ep. 1890

13 Nov 2024

Contributed by Lukas

In this episode, we discuss how much it costs (and the process) to prepare for an auction. Ed shares the actual costs and process he's gone through t...

House prices and interest rate predictions for 2025

12 Nov 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'House prices and interest rate predicti...

Economist explains: 7 reasons now is the right time to buy a house ⎥ Ep. 1889

12 Nov 2024

Contributed by Lukas

In this episode, we discuss the 7 reasons why Ed is looking for his first home right now. This includes why he made the decision to pull that purchas...

What to ask at Open Homes (to get the best price) ⎥ Ep. 1888

11 Nov 2024

Contributed by Lukas

In this episode, we discuss the top questions you should ask at open homes to get the best price. This includes how to get the agent to give you a nu...

When will New Zealand's Pension System collapse? ⎥ Ep. 1887

10 Nov 2024

Contributed by Lukas

In this episode, we discuss when New Zealand's pension system could collapse. We question whether the NZ Super is sustainable ... including a few sta...

How we built a $1.5 Million property portfolio by 35 ⎥ Ep. 1886

09 Nov 2024

Contributed by Lukas

In this episode, Elliot Power joins us for a Case Study Sunday. Elliot shares how he built a $1.5 million property portfolio by 35 and 37. He also sh...

The future of interest rates explained (2025 predictions) ⎥ Ep. 1885

08 Nov 2024

Contributed by Lukas

In this episode, we discuss the future of interest rates ... and our interest rate predictions. This includes how far interest rates may fall, and th...

Trump wins – How it impacts NZ? ⎥ Ep. 1884

07 Nov 2024

Contributed by Lukas

In this episode, we discuss how Donald Trump's election win in the US presidential election impacts New Zealand. This includes the impact on house pr...

Pay off your mortgage early or invest? What's better? ⎥ Ep. 1883

06 Nov 2024

Contributed by Lukas

In this episode, we discuss what's better – paying off your mortgage early, or investing? We take you through the pros and cons so you can make the...

From 2,000 to 30,000 people. Is this NZ's fastest growing city? ⎥ Ep. 1882

05 Nov 2024

Contributed by Lukas

In this episode, Sam Broughton, the Mayor of Selwyn District, joins us. He talks about how he (and the council) are managing Rolleston's enormous gro...

How to find a house (the data-driven way) ⎥ Ep. 1881

04 Nov 2024

Contributed by Lukas

In this episode, Ed shares his exact process for finding a house. This includes the sort of properties he is currently looking for and how to figure ...

New tool: Should I fix my mortgage rate for 1, 2 or 5 years? ⎥ Ep. 1880

03 Nov 2024

Contributed by Lukas

In this episode, we discuss our new interest rate comparison tool. You can use this to decide how long you want to fix your mortgage interest rate for...

"I worked in property for 17 years, here's what I learned" ⎥ Ep. 1879

02 Nov 2024

Contributed by Lukas

In this episode, we are joined by Will Alexander from Bayleys. He discusses his 17-year journey in property. He talks about what he learned from his...

Will cutting red tape REALLY save you money? ⎥ Ep. 1878

01 Nov 2024

Contributed by Lukas

In this episode, we are joined by Leonie Freeman from the Property Council to discuss the government's RMA reforms. This includes how much the red-ta...

How to still buy property when you lose your job ⎥ Ep. 1877

31 Oct 2024

Contributed by Lukas

In this episode, we discuss how to manage your mortgage and still buy property ... even when you lose your job. We talk about the roles that are most...

How to get money to develop properties ⎥ Ep. 1876

30 Oct 2024

Contributed by Lukas

In this episode, we are joined by Garrick Wynne to talk about how developers can get money to build properties. This includes how much money you need...

Postcode prejudice – it could cost you $100,000+ ⎥ Ep. 1875

29 Oct 2024

Contributed by Lukas

In this episode, we discuss postcode prejudice. A mindset where you ignore properties in investable suburb ... and only want to buy rentals in high-en...

How to build your Property Panel – your panel of property advisers ⎥ Ep. 1874

28 Oct 2024

Contributed by Lukas

In this episode, we discuss how to build your Property Panel. This is your panel of property advisers. The people you go to get advice about property ...

Will the Government Create Housing Over Supply in NZ? ⎥ Ep. 1873

27 Oct 2024

Contributed by Lukas

In this episode, we discuss the fast-track consenting legislation that is currently going through Parliament. We dig through the details to see how m...

"I bought my first home at 23. Now I'm a property investor" ⎥ Ep. 1872

26 Oct 2024

Contributed by Lukas

In this episode, we are joined by Will Thomas to discuss how he bought his first home at 23. Now he's a property investor, and he Airbnbs out the hom...

How to buy property through the share market – REITs review ⎥ Ep. 1871

25 Oct 2024

Contributed by Lukas

In this episode, we discuss how to invest in property through the share market. Specifically, we review Real Estate Investment Trusts (REITs), how th...

7 ways to legally pay less tax (for property investors) ⎥ Ep. 1870

24 Oct 2024

Contributed by Lukas

In this episode, we are joined by Marc from Opes Accounting to discuss the 7 ways property investors can legally pay less tax. This includes includin...

These 3 secret changes let you borrow more money for a house ⎥ Ep. 1869

23 Oct 2024

Contributed by Lukas

In this episode, we discuss 3 secret changes that are letting investors and home buyers borrow more money to buy a house. This includes changing serv...

Commercial vs residential property – what makes more money in 2025? ⎥ Ep. 1868

22 Oct 2024

Contributed by Lukas

In this episode, we debate what's better – commercial or residential property? And what will make more money in 2025. For this, we are joined by Ll...

What houses can you buy for under $500K in NZ? ⎥ Ep. 1867

21 Oct 2024

Contributed by Lukas

In this episode, we discuss the houses that you can still buy for under $500k in Auckland and across New Zealand. We're often told that houses in New...

I discovered the hidden truth about rental supply and demand ⎥ Ep. 1866

20 Oct 2024

Contributed by Lukas

In this episode, we dig through the data from realestate.co.nz to see what tenants are searching for ... and what property investors are servicing up....

I started developing properties at 13-years old – here's how ⎥ Ep. 1865

19 Oct 2024

Contributed by Lukas

In this episode, we are joined by Sanmeet Singh to talk about how he started developing properties at just 13 years old. In this Case Study Sunday, h...

Revealed: What renters really want (what they search for online) ⎥ Ep. 1864

18 Oct 2024

Contributed by Lukas

In this episode, we share new data from realestate.co.nz that shows what renters really want. This includes what renters search for when they are loo...

Flooding in Dunedin: What landlords need to know ⎥ Ep. 1863

17 Oct 2024

Contributed by Lukas

In this episode, we discuss what property investors and landlords needs to know about the Dunedin floods. That includes how to avoid flood-prone prop...

Inflation hits 2.2% – what does it mean for interest rates? ⎥ Ep. 1862

16 Oct 2024

Contributed by Lukas

In this episode, we discuss the latest inflation numbers. These show that inflation has hit 2.2% – the lowest in over 3.5 years. We share what pro...

Where should I invest in NZ? [2024]

15 Oct 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Where should I invest in NZ? Join Ed a...

Furnished vs unfurnished properties – What makes investors more money? ⎥ Ep. 1861

15 Oct 2024

Contributed by Lukas

In this episode, we compare furnished and unfurnished properties. This includes the extra costs and rental returns that come when you furnish your pr...

Make $200k from a granny flat? How much will a minor dwelling increase my property's value? ⎥ Ep. 1860

14 Oct 2024

Contributed by Lukas

In this episode, we discuss how much adding a granny flat to your property increases its value. This includes whether a minor dwelling is more of a c...

Capital Gains Tax in NZ? - The arguments for and against ⎥ Ep. 1859

13 Oct 2024

Contributed by Lukas

In this episode, we discuss whether NZ needs a capital gains tax. We go through the arguments for and against and what it means for NZ property inves...

How I bought 12 houses in 3 years ... as a full time property flipper ⎥ Ep. 1858

12 Oct 2024

Contributed by Lukas

In this episode, we are joined by Ash Binnie, a full time property flipper. He shares how he bought 12 properties in 3 years and became a full-time pr...

Philip Polkinghorne's property: can he sell it and can you get it cheap? ⎥ Ep. 1857

11 Oct 2024

Contributed by Lukas

In this episode, we discuss the case of Philip Polkinghorne, but from the perspective of his house sale. Polkinghorne has been the centre of a high-p...

OCR Slashed: What it means for interest rates ⎥ Ep. 1856

10 Oct 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's most recent move to slash the Official Cash Rate (OCR). This move will likely cause interest rates to f...

3 clever negotiation tactics when buy a property ⎥ Ep. 1855

09 Oct 2024

Contributed by Lukas

In this episode, we discuss the 5 clever negotiation tactics you can use when you buy a property. That's whether it's for an investment or for your f...

Cross-lease to freehold conversions – how much money can I make? ⎥ Ep. 1854

08 Oct 2024

Contributed by Lukas

In this episode, Kirstie from Good Title joins us to talk about cross-lease conversions. This includes how much a cross-lease conversion costs and ho...

How long do the good times & bad times last? Tony Alexander ⎥ Ep. 1853

07 Oct 2024

Contributed by Lukas

In this episode, we are again joined by economist, Tony Alexander. He shares how long you can expect the good and bad times to last through the proper...

What's the next Covid? – Tony Alexander ⎥ Ep. 1852

06 Oct 2024

Contributed by Lukas

In this episode, we discuss what the next big thing to rock the property market will be. We're joined by independent economist, Tony Alexander, t...

"I bought my first home at 23 ... Here's how I did it" [Case Study Sunday] ⎥ Ep. 1851

05 Oct 2024

Contributed by Lukas

In this episode, we are joined by Joshua Watson to discuss how he bought his first home at just 23 ... in 2024. Joshua shares what he bought, where h...

Tony Alexander: What's happening in the property market? ⎥ Ep. 1850

04 Oct 2024

Contributed by Lukas

In this episode, we are joined by Tony Alexander, an independent economist. He talks us through what's happening in the NZ property market and wh...

How much money you should have by age (net worth + income) ⎥ Ep. 1849

03 Oct 2024

Contributed by Lukas

In this episode, we discuss how much money you should have based on your age. This includes what your income and net worth should be based on the med...

Why is house insurance 30% more expensive?! ⎥ Ep. 1848

02 Oct 2024

Contributed by Lukas

In this episode, we discuss why house insurance is so damn expensive! Most house insurance is becoming up to 30% - 40% more expensive. This is becaus...

What's the minimum insurance I can get away with an investor? ⎥ Ep. 1847

01 Oct 2024

Contributed by Lukas

In this episode, we discuss the minimum amount of insurance you can get away with as a property investor. This includes the Risk Reducer plan that we...

Should I break my interest rate to get a cheaper rate? [Break fees] ⎥ Ep. 1846

30 Sep 2024

Contributed by Lukas

In this episode, we discuss whether you should break your fixed interest rate to lock in a lower rate. We discuss the break fees you'd have to pa...

What's a good cashflow for an investment property in 2024? ⎥ Ep. 1845

29 Sep 2024

Contributed by Lukas

In this episode, we discuss what a good cashflow looks like for an investment property in 2024. Lower interest rates are improving cashflows property ...

"I got cancer at 32 ... and beat it. Now we're mortgage free" [Case Study Sunday] ⎥ Ep. 1844

28 Sep 2024

Contributed by Lukas

In this episode, we are joined by Jason and Amber for another case study Sunday. Amber shares her brave story about how she got cancer in her 30'...

How to find the best places to buy a house (free data) ⎥ Ep. 1843

27 Sep 2024

Contributed by Lukas

In this episode, we discuss how to find the best areas to invest in. This includes how to use our new Area Analyser tool⁠⁠⁠⁠⁠⁠⁠ to get ...

How much money can I make investing in property? ⎥ Ep. 1842

26 Sep 2024

Contributed by Lukas

In this episode, we discuss how much money you can potentially make investing in property. That includes how much investors have made in the past, an...

NZ property market update – Are property prices up? ⎥ Ep. 1841

25 Sep 2024

Contributed by Lukas

In this episode, we give an update on the New Zealand property and housing market. This includes where house prices are rising and falling. And wheth...

[Review] Housies: $100 to buy a piece of property. Truth or scam? ⎥ Ep. 1840

24 Sep 2024

Contributed by Lukas

In this episode, we discuss Housies, a new app and website where you can buy a piece of property for as little as $100. We dig through the details to ...

How to diversify your property portfolio (the right way) ⎥ Ep. 1839

23 Sep 2024

Contributed by Lukas

In this episode, we discuss how to diversify your property portfolio, the right way. This includes how to get better returns while taking the same ris...

5 steps to spot a dodgy developer: here’s what to do ⎥ Ep. 1838

22 Sep 2024

Contributed by Lukas

In this episode, we discuss the 5 steps property investors can take to spot a dodgy property developer. This includes the 5 searches you can do onlin...

"It took 10 years to buy our 1st investment property" [Case Study Sunday] ⎥ Ep. 1837

21 Sep 2024

Contributed by Lukas

In this episode, we are joined for another Case Study Sunday by Marcus Sonntag. Marcus shares how it took him 10 years to buy his first investment pro...

Warren Buffett, Jeff Bezos, and Nick Mowbray's best investment quotes - What property investors can learn ⎥ Ep. 1836

20 Sep 2024

Contributed by Lukas

In this episode, we discuss Warren Buffet, Jeff Bezos and Nick Mowbray's best investment quotes. That includes what property investors can learn ...

Future of NZ house prices with Kiwibank chief economist – Jarrod Kerr ⎥ Ep. 1835

19 Sep 2024

Contributed by Lukas

In this episode, we discuss the future of the NZ housing market and house prices with Kiwibank's chief economist, Jarrod Kerr. And as mentioned he...

Good tenant vs bad tenant: Warning signs to look out for ⎥ Ep. 1834

18 Sep 2024

Contributed by Lukas

In this episode, we discuss the difference between good and bad tenants. This includes the warning signs to look out for if you are self-manging your...

Bonus: How much money can I make from property? [How to actually run the numbers] - Webinar audio

17 Sep 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How much money can I make from ...

5 years of the Property Academy Podcast 🎉 [5th anniversary special] ⎥ Ep. 1833

17 Sep 2024

Contributed by Lukas

In this episode, we celebrate 5 years of the Property Academy Podcast. We look back at some of our most popular episodes and some of the highlights f...

How long will it take to sell my house? ⎥ Ep. 1832

16 Sep 2024

Contributed by Lukas

In this episode, we discuss how long it takes to sell a house in New Zealand. This includes the time it takes to get a property ready for sale, how l...

Investors vs first home buyers: are investors buying all the houses? ⎥ Ep. 1831

15 Sep 2024

Contributed by Lukas

In this episode, we compare investors and first-home buyers to see if investors are buying all the houses and stopping first-home buyers from getting ...

"32 years later, I'm a full time landlord" – [Case Study Sunday] ⎥ Ep. 1830

14 Sep 2024

Contributed by Lukas

In this episode, we are joined by Peter Lewis, the Vice President of the NZ Property Investors Federation. Peter shares how began investing in propert...

Properties in the future – What will we want in 2034? ⎥ Ep. 1829

13 Sep 2024

Contributed by Lukas

In this episode, Stuart Donovan from Motu joins us to discuss what properties New Zealanders will want in the future. Stuart talks about the move tow...

Q+A – Your property questions answered ⎥ Ep. 1828

12 Sep 2024

Contributed by Lukas

In this episode, we answer your questions about how to grow a property portfolio and get money from the bank. This is based off the questions asked at...

[Review] Mary Holm: Is her advice any good? ⎥ Ep. 1827

11 Sep 2024

Contributed by Lukas

In this episode, we discuss some advice recently given by financial journalist, Mary Holm. We go through a situation she brings up in her column. We ...

How long does it take to find a tenant – Vacancy rates revealed ⎥ Ep. 1826

10 Sep 2024

Contributed by Lukas

In this episode, we discuss how long it takes to find a tenant. This includes how much vacancy you can expect as a property investor and what our tea...

Can I still invest if the numbers look bad? ⎥ Ep. 1825

09 Sep 2024

Contributed by Lukas

In this episode, we discuss whether you can still invest in property even if the numbers look bad (in some respects). As an example, we look at Queen...

What does a good investment property look like? ⎥ Ep. 1824

08 Sep 2024

Contributed by Lukas

In this episode, we discuss what a good investment property looks like. This includes how a good investment property changes depending on your strate...

"I just live off the rent from my properties" – Case Study Sunday with Kerry Beveridge ⎥ Ep. 1823

07 Sep 2024

Contributed by Lukas

In this episode, we are joined by Kerry Beveridge for another Case Study Sunday. Kerry talks about how he is able to be a full time property investor....

When will it finally be easier to get a mortgage? ⎥ Ep. 1822

06 Sep 2024

Contributed by Lukas

In this episode, we discuss when it will finally be easier to get a mortgage. We look at the 5 different factors that impact how easy it is to get a ...

Tiny home saves couple $10,000+ – Here's how ⎥ Ep. 1821

05 Sep 2024

Contributed by Lukas

In this episode, we are joined by Michael and Hilde to discuss their property investment strategy. That includes how a tiny home is helping them save...

Banks with the best maternity leave policies ⎥ Ep. 1820

04 Sep 2024

Contributed by Lukas

In this episode, we discuss which banks have the best maternity leave policies. This is for any expectant mums and dads who still want to get a mortg...

Is now a good time to invest in property? ⎥ Ep. 1819

03 Sep 2024

Contributed by Lukas

In this episode, we discuss whether it's a good time to invest in property. We dig through the 4 main factors that determine whether it is a good ...

BNZ scraps higher interest rate for first home buyers ⎥ Ep. 1818

02 Sep 2024

Contributed by Lukas

In this episode, we discuss how BNZ has just scrapped their standard interest rates, that sometimes force first home buyers to pay more for their mort...

How long do I need to own my property to make money? ⎥ Ep. 1817

01 Sep 2024

Contributed by Lukas

In this episode, we discuss how long you need to hold your property for to make money through property. This includes the average years people own th...

Paying down debt vs investing – what's better? [Case Study Sunday] ⎥ Ep. 1816

31 Aug 2024

Contributed by Lukas

In this episode, we are joined by Dean Gordon for another case study Sunday. Dean featured on the podcast almost 4 years ago. Back then he was thinki...

How many investment properties can I buy in 15 years? ⎥ Ep. 1815

30 Aug 2024

Contributed by Lukas

In this episode, we re-cap our most recent webinar and discuss how many properties an investor can reasonably buy over 15 years. We go through 2 situ...

Interest rate fight: Which bank is the king of cuts? ⎥ Ep. 1814

29 Aug 2024

Contributed by Lukas

In this episode, we discuss which bank is the king when it comes to interest rate cuts. This is part of our launch of the Opes OneRoof Cut Counter. T...

6 months vs 1 year: How long should I fix my interest rate for? ⎥ Ep. 1813

28 Aug 2024

Contributed by Lukas

In this episode, we discuss how long you should fix your mortgage interest rate for. Is it better to go for 6 months, 1-year, 18-months or something ...

Retention cash: How to get free money from your bank ⎥ Ep. 1812

27 Aug 2024

Contributed by Lukas

In this episode, we talk about how to get free money from your bank. It's called retention cash. It's a type of cashback where your banks rew...

What tenants really want – Consumer NZ research revealed ⎥ Ep. 1811

26 Aug 2024

Contributed by Lukas

In this episode, we are joined by Gemma Rasmussen from Consumer NZ. Gemma shares the results from Consumer NZ's research about what tenants really...

How fast will house prices go up? [2024 and beyond] ⎥ Ep. 1810

25 Aug 2024

Contributed by Lukas

In this episode, we discuss how fast house prices may go up over the long term. This includes what property investors can reasonably expect when they...

"I bought 4 houses in 1 year. Here's how" – [Case Study Sunday] ⎥ Ep. 1809

24 Aug 2024

Contributed by Lukas

In this episode, we are joined by David, a property investor and listener of the show. David shares the story about how he bought 4 houses in a singl...

What makes more money? Bedroom vs bathroom renovation ⎥ Ep. 1808

23 Aug 2024

Contributed by Lukas

In this episode, we discuss what makes property investors more money – a bedroom or a bathroom renovation. We dig into the latest data from the ne...

How to make cheeky offers on properties to get a good price ⎥ Ep. 1807

22 Aug 2024

Contributed by Lukas

In this episode, we discuss how property investors and first home buyers can put in cheeky offers for properties. This includes how to get a low pric...

OCR down – interest rates slashed. How low will they go? ⎥ Ep. 1806

21 Aug 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's recent OCR cut. We talk about the impact on interest rates, how low they will go and what it all me...

Bonus: 5 houses in 5 years - How many houses can I actually buy before I retire? - Webinar audio

20 Aug 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at '5 houses in 5 years - How many ...

Private school vs invest in property – what's right for me? ⎥ Ep. 1805

20 Aug 2024

Contributed by Lukas

In this episode, we compare and contrast sending your kids to private school vs investing in property (and giving them the money). This includes diff...

Sudden money – What NOT to do when you suddenly get money ⎥ Ep. 1804

19 Aug 2024

Contributed by Lukas

In this episode, we discuss Sudden Money, and how to make your money last when you suddenly get a lump sum of cash. This isn't just useful for Lo...

Where to buy a house under $500k – the places with the highest chance ⎥ Ep. 1803

18 Aug 2024

Contributed by Lukas

In this episode, we discuss the areas in NZ with the highest chance of buying a house for $500k or less. This includes which areas have houses for le...

"I started with cows then moved to property" – Leighton Roberts [Case Study Sunday] ⎥ Ep. 1802

17 Aug 2024

Contributed by Lukas

In this episode, we are joined by Leighton Roberts from Sharesies to discuss how he started investing. He takes us through how he started investing i...

Did the shorter Bright Line = more listings? ⎥ Ep. 1801

16 Aug 2024

Contributed by Lukas

In this episode, we discuss whether more investors are selling their properties since the bright line test changed. We dig through the numbers to see...

Top 1% of NZers – What it takes to get to the top 1% ⎥ Ep. 1800

15 Aug 2024

Contributed by Lukas

In this episode, we discuss what it takes to get into the top 1% of New Zealanders when it comes to wealth. This includes how much you'd have to i...

A Māori approach to property investing ⎥ Ep. 1799

14 Aug 2024

Contributed by Lukas

In this episode, we are joined by Kerri-Anne Hancock to discuss a Māori approach to property investing. We look at the reasons why Māori invest, an...

Reverse mortgages – What's good and what's bad? ⎥ 1798

13 Aug 2024

Contributed by Lukas

In this episode, we discuss reverse mortgages. This includes the pros and the cons (what's good and what's bad). We analyse the details of He...