The Property Academy Podcast

How to set money goals for 2025 (and actually achieve them) ⎥ Ep. 1937

30 Dec 2024

Contributed by Lukas

In this episode, we discuss how to set money goals in 2025 and actually achieve them. This includes our process for setting property investment goals...

The Suburbs with the FASTEST Growing House Prices ⎥ Ep. 1936

29 Dec 2024

Contributed by Lukas

In this episode, we discuss the suburbs with the fastest (and slowest) growing house prices in New Zealand. We go through CoreLogic's 'Best of the Be...

How I'd Invest $1,000,000 (Strategies for wealthy investors) ⎥ Ep. 1935

28 Dec 2024

Contributed by Lukas

In this episode, we discuss a case study of how we'd invest $1 million. This comes from a listener of the show who has just sold their Auckland house...

The best podcasts you missed in 2024 ⎥ Ep. 1934

27 Dec 2024

Contributed by Lukas

In this episode, we discuss the best podcasts we released in 2024. If you've just started listening to the show, this gives you your listening list f...

The DTI Dilemma: When will it stop you getting a mortgage? ⎥ Ep. 1933

26 Dec 2024

Contributed by Lukas

In this episode, we discuss when DTIs will actually kick in and when they could stop you from borrowing money to buy a house. This is so property inv...

How Much Does It ACTUALLY Cost to Travel the World ⎥ Ep. 1932

25 Dec 2024

Contributed by Lukas

In this episode, we discuss how much it costs to travel overseas from New Zealand. This includes how to set a travel budget so you don't run out of m...

5 lessons I learned about money in 2024 ⎥ Ep. 1931

24 Dec 2024

Contributed by Lukas

In this episode, we discuss the 5 lessons we learned about property and money in 2024. This includes what we changed our minds about and the lessons w...

The $20,000,000 house vs The $1 apartment ⎥ Ep. 1930

23 Dec 2024

Contributed by Lukas

In this episode, we discuss the cheapest and most expensive property sales for 2024. This includes properties that sold for millions and millions of ...

Top 100 suburbs to invest in (New Zealand) ⎥ Ep. 1929

22 Dec 2024

Contributed by Lukas

In this episode, we discuss the top 100 suburbs to buy a house in, in New Zealand. This includes where these suburbs are and how they made the list. ...

Low Income, but high equity – can I still get a mortgage? ⎥ Ep. 1928

21 Dec 2024

Contributed by Lukas

In this episode, we discuss whether property investors with lower incomes (but high equity) can still get a mortgage. This includes the levers you ca...

Dear Santa, please give me a ... ⎥ Ep. 1927

20 Dec 2024

Contributed by Lukas

In this episode, we discuss what we really want Santa to slip under our tree. This includes what we (as property investors) hope will happen in the n...

New pet rules for renters explained ⎥ Ep. 1926

19 Dec 2024

Contributed by Lukas

In this episode, we discuss the new tenancy rules that landlords (and tenants) need to follow. This includes the new rules around pets ... and whethe...

Granny flat builders: the good, the bad & the ugly ⎥ Ep. 1925

18 Dec 2024

Contributed by Lukas

In this episode, we discuss the best Granny Flat builders, who they are and how much they cost. We also go through how much land you need to build a ...

"I grew up without financial role models" ⎥ Ep. 1924

17 Dec 2024

Contributed by Lukas

In this episode, we discuss where you can get a financial role model. This includes who our financial role models were, what we learned from them, and...

Australia vs New Zealand: Where should you invest? ⎥ Ep. 1923

16 Dec 2024

Contributed by Lukas

In this episode, we ask, "What's better? Investing in Australia or New Zealand?" We look at the differences in capital gains taxes, stamp duties, lan...

NZ's looming insurance crisis: Can you still get insurance? ⎥ Ep. 1922

15 Dec 2024

Contributed by Lukas

In this episode, we discuss New Zealand's looming insurance crisis. This includes how it is getting more difficult to get your insurance approved. W...

"I turned $200k to $10 million . Here's how" ⎥ Ep. 1921

15 Dec 2024

Contributed by Lukas

In this episode, we are joined by Gary Lin for another Case Study Sunday. Gary shares how he went from being addicted to video games ... to investing...

How to teach your kids about money (the right way) ⎥ Ep. 1920

13 Dec 2024

Contributed by Lukas

In this episode, we discuss the best ways to teach your kids about money. This includes how we'd design the ultimate financial literacy programme for...

Best ways to give back as a property investor ⎥ Ep. 1919

12 Dec 2024

Contributed by Lukas

In this episode, we discuss the best ways property investors can give back to charities and community organisations. This includes the different ways...

Decade by Decade: How to Buy a House (and Not Get Screwed) ⎥ Ep. 1918

11 Dec 2024

Contributed by Lukas

In this episode, we discuss the common problems that different houses have based on when they were built. That includes a look at the common building...

How to go from 2 to 5 investment properties

10 Dec 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to go from 2 to 5 investment proper...

The 10 Big Property Investment Changes that Happened in 2024 ⎥ Ep. 1917

10 Dec 2024

Contributed by Lukas

In this episode, we discuss the big events that happened in property investment in 2024. This includes a wrap-up of the inflation and interest rate d...

"1% increase in population = 8% rise in house prices" ⎥ Ep. 1916

09 Dec 2024

Contributed by Lukas

In this episode, we discuss how migration impacts the housing market in New Zealand. This includes how net migration impacts both rents and house pri...

How many properties do you need to retire comfortably? ⎥ Ep. 1915

08 Dec 2024

Contributed by Lukas

In this episode, we discuss how many investment properties you need to retire comfortably. We walk through case studies of property investors who wan...

"I bought 4 properties in 6 months ... here's why" ⎥ Ep. 1914

07 Dec 2024

Contributed by Lukas

In this episode, we are joined by Liam Whittaker for another Case Study Sunday. Liam shares why he's bought/buying 4 properties ... all within 6 mont...

New Council Valuations Coming – What Property Investors Need to Know ⎥ Ep. 1913

06 Dec 2024

Contributed by Lukas

In this episode, we discuss the new council valuations (CVs, GVs, and RVs) that are coming to New Zealand in 2025. We share which areas are getting n...

10 New Government Rules for Property Investors (2025) ⎥ Ep. 1912

05 Dec 2024

Contributed by Lukas

In this episode, we discuss the 10 new government rules and policies that either will be, or could be introduced in 2025. That includes changes to ta...

Unmasking the Secret Banking System for the Rich (Private Bankers) ⎥ Ep. 1911

04 Dec 2024

Contributed by Lukas

In this episode, we discuss private bankers and private banking. That includes what private banking is, how much you need to earn to qualify, and wha...

7 Tools to Supercharge Your Property Investment Strategy ⎥ Ep. 1910

03 Dec 2024

Contributed by Lukas

In this episode, we discuss the 7 tools you can use to level up your property investment strategy. That includes the tools you can use to get more da...

Ranked: NZ's Biggest, Cheapest, & Most Expensive Property Developers ⎥ Ep. 1909

02 Dec 2024

Contributed by Lukas

In this episode, we discuss and rank New Zealand's biggest, cheapest and most expensive property developers. That includes the developers that are gr...

New Auckland Council Rules Are Killing Housing Supply | Ep. 1908

01 Dec 2024

Contributed by Lukas

In this episode, we discuss Watercare's new rules that will make Auckland's housing crisis so much worse. We share the new rules that will stop devel...

How I Bought a House with 0% Deposit (Self-Made Property Investor) ⎥ Ep. 1907

30 Nov 2024

Contributed by Lukas

In this episode, we are joined by Malcolm a listener of the show and self-made property investor. He shares how we built his portfolio from 0 to 3 in...

8 signs your house will double in value faster ⎥ Ep. 1906

29 Nov 2024

Contributed by Lukas

In this episode, we discuss the 8 factors of capital growth. In other words, the 8 signs your house will double in value faster. That way property in...

OCR slashed (again). How low will interest rates go? ⎥ Ep. 1905

28 Nov 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's recent move to slash interest rates. We talk about how low the OCR will go ... and what it means for ho...

The bank accounts you must have as a property investor ⎥ Ep. 1904

27 Nov 2024

Contributed by Lukas

In this episode, we discuss the main bank accounts you must have as a property investor. This includes how to manage your bank accounts, what lending...

Ed bids at auction (live replay): Will he win a house? ⎥ Ep. 1903

26 Nov 2024

Contributed by Lukas

In this episode, we replay Ed's live auction. This includes if he bid, how much he bid and whether he won. He walks us through the play-by-play, along...

Are EV chargers a good investment? Pros and cons revealed ⎥ Ep. 1902

25 Nov 2024

Contributed by Lukas

In this episode, we discuss whether adding an EV charger to your investment property is a good investment. We look at: How many people own electri...

7 Reasons You Should NOT Invest In Property Right Now ⎥ Ep. 1901

24 Nov 2024

Contributed by Lukas

In this episode, we discuss the seven reasons not to invest in property right now. This includes the slow rental market, the lack of an obvious upwar...

"I Bought My First Home for $290,000" (2024) ⎥ Ep. 1900

24 Nov 2024

Contributed by Lukas

In this episode, we are joined by Freddie, a journalist based in Blenheim who has just bought his first home at 20 years old. Freddie shares the stor...

Testing the Property Speculation Strategy: Does It Actually Work? ⎥ Ep. 1899

22 Nov 2024

Contributed by Lukas

In this episode, we discuss the property speculation strategy. This includes how much money you can make, the best time to use this strategy, and all...

The Townhouse Trap – Listen to this before buying a townhouse in 2025! ⎥ Ep. 1898

21 Nov 2024

Contributed by Lukas

In this episode, we discuss the pros and cons of investing in a townhouse. And whether townhouses are a good investment. We also introduce the Townho...

6 tenant-related fears investors (always) have + how to fix them ⎥ Ep. 1897

20 Nov 2024

Contributed by Lukas

In this episode, we discuss the top 6 fears that property investors have about their tenants (and how to fix them). That's because one of the big fact...

Will property always be a good investment (5, 10 & 15 year outlook) ⎥ Ep. 1896

19 Nov 2024

Contributed by Lukas

In this episode, we discuss the 5, 10, and 15 year outlook for property investment. This comes after a listener of the show messaged in, wanting to k...

12 property predictions for 2025 ⎥ Ep. 1895

19 Nov 2024

Contributed by Lukas

In this episode, we discuss our 12 property predictions and forecasts for 2025. This includes when house prices will go up (and by how much) and what...

Interest Rate Cuts EXPLAINED in 15 Minutes! ⎥ Ep. 1894

17 Nov 2024

Contributed by Lukas

In this episode, we discuss the latest interest rate cuts.  That includes how far interest rates are falling and how it impacts property investors an...

I bought 4 investment properties in 2 years … what’s next? ⎥ Ep. 1893

16 Nov 2024

Contributed by Lukas

In this episode, we have another Case Study Sunday. We discuss the story of David Soh. He bought 4 investment properties over the last 2 years. Now, h...

How to win a house at auction (tips & strategies revealed) ⎥ Ep. 1892

15 Nov 2024

Contributed by Lukas

In this episode, we discuss tips and strategies to win at a house at auction. This includes when to bid, how to act in the room, how much to bid and ...

Do Pre-Auction offers actually work? ⎥ Ep. 1891

14 Nov 2024

Contributed by Lukas

In this episode, we discuss whether pre-auction offers actually work. Whether they can help you get a lower price for the property you want ... or wh...

DO NOT bid at auction until you've done these 5 things ⎥ Ep. 1890

13 Nov 2024

Contributed by Lukas

In this episode, we discuss how much it costs (and the process) to prepare for an auction. Ed shares the actual costs and process he's gone through t...

House prices and interest rate predictions for 2025

12 Nov 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'House prices and interest rate predicti...

Economist explains: 7 reasons now is the right time to buy a house ⎥ Ep. 1889

12 Nov 2024

Contributed by Lukas

In this episode, we discuss the 7 reasons why Ed is looking for his first home right now. This includes why he made the decision to pull that purchas...

What to ask at Open Homes (to get the best price) ⎥ Ep. 1888

11 Nov 2024

Contributed by Lukas

In this episode, we discuss the top questions you should ask at open homes to get the best price. This includes how to get the agent to give you a nu...

When will New Zealand's Pension System collapse? ⎥ Ep. 1887

10 Nov 2024

Contributed by Lukas

In this episode, we discuss when New Zealand's pension system could collapse. We question whether the NZ Super is sustainable ... including a few sta...

How we built a $1.5 Million property portfolio by 35 ⎥ Ep. 1886

09 Nov 2024

Contributed by Lukas

In this episode, Elliot Power joins us for a Case Study Sunday. Elliot shares how he built a $1.5 million property portfolio by 35 and 37. He also sh...

The future of interest rates explained (2025 predictions) ⎥ Ep. 1885

08 Nov 2024

Contributed by Lukas

In this episode, we discuss the future of interest rates ... and our interest rate predictions. This includes how far interest rates may fall, and th...

Trump wins – How it impacts NZ? ⎥ Ep. 1884

07 Nov 2024

Contributed by Lukas

In this episode, we discuss how Donald Trump's election win in the US presidential election impacts New Zealand. This includes the impact on house pr...

Pay off your mortgage early or invest? What's better? ⎥ Ep. 1883

06 Nov 2024

Contributed by Lukas

In this episode, we discuss what's better – paying off your mortgage early, or investing? We take you through the pros and cons so you can make the...

From 2,000 to 30,000 people. Is this NZ's fastest growing city? ⎥ Ep. 1882

05 Nov 2024

Contributed by Lukas

In this episode, Sam Broughton, the Mayor of Selwyn District, joins us. He talks about how he (and the council) are managing Rolleston's enormous gro...

How to find a house (the data-driven way) ⎥ Ep. 1881

04 Nov 2024

Contributed by Lukas

In this episode, Ed shares his exact process for finding a house. This includes the sort of properties he is currently looking for and how to figure ...

New tool: Should I fix my mortgage rate for 1, 2 or 5 years? ⎥ Ep. 1880

03 Nov 2024

Contributed by Lukas

In this episode, we discuss our new interest rate comparison tool. You can use this to decide how long you want to fix your mortgage interest rate for...

"I worked in property for 17 years, here's what I learned" ⎥ Ep. 1879

02 Nov 2024

Contributed by Lukas

In this episode, we are joined by Will Alexander from Bayleys. He discusses his 17-year journey in property. He talks about what he learned from his...

Will cutting red tape REALLY save you money? ⎥ Ep. 1878

01 Nov 2024

Contributed by Lukas

In this episode, we are joined by Leonie Freeman from the Property Council to discuss the government's RMA reforms. This includes how much the red-ta...

How to still buy property when you lose your job ⎥ Ep. 1877

31 Oct 2024

Contributed by Lukas

In this episode, we discuss how to manage your mortgage and still buy property ... even when you lose your job. We talk about the roles that are most...

How to get money to develop properties ⎥ Ep. 1876

30 Oct 2024

Contributed by Lukas

In this episode, we are joined by Garrick Wynne to talk about how developers can get money to build properties. This includes how much money you need...

Postcode prejudice – it could cost you $100,000+ ⎥ Ep. 1875

29 Oct 2024

Contributed by Lukas

In this episode, we discuss postcode prejudice. A mindset where you ignore properties in investable suburb ... and only want to buy rentals in high-en...

How to build your Property Panel – your panel of property advisers ⎥ Ep. 1874

28 Oct 2024

Contributed by Lukas

In this episode, we discuss how to build your Property Panel. This is your panel of property advisers. The people you go to get advice about property ...

Will the Government Create Housing Over Supply in NZ? ⎥ Ep. 1873

27 Oct 2024

Contributed by Lukas

In this episode, we discuss the fast-track consenting legislation that is currently going through Parliament. We dig through the details to see how m...

"I bought my first home at 23. Now I'm a property investor" ⎥ Ep. 1872

26 Oct 2024

Contributed by Lukas

In this episode, we are joined by Will Thomas to discuss how he bought his first home at 23. Now he's a property investor, and he Airbnbs out the hom...

How to buy property through the share market – REITs review ⎥ Ep. 1871

25 Oct 2024

Contributed by Lukas

In this episode, we discuss how to invest in property through the share market. Specifically, we review Real Estate Investment Trusts (REITs), how th...

7 ways to legally pay less tax (for property investors) ⎥ Ep. 1870

24 Oct 2024

Contributed by Lukas

In this episode, we are joined by Marc from Opes Accounting to discuss the 7 ways property investors can legally pay less tax. This includes includin...

These 3 secret changes let you borrow more money for a house ⎥ Ep. 1869

23 Oct 2024

Contributed by Lukas

In this episode, we discuss 3 secret changes that are letting investors and home buyers borrow more money to buy a house. This includes changing serv...

Commercial vs residential property – what makes more money in 2025? ⎥ Ep. 1868

22 Oct 2024

Contributed by Lukas

In this episode, we debate what's better – commercial or residential property? And what will make more money in 2025. For this, we are joined by Ll...

What houses can you buy for under $500K in NZ? ⎥ Ep. 1867

21 Oct 2024

Contributed by Lukas

In this episode, we discuss the houses that you can still buy for under $500k in Auckland and across New Zealand. We're often told that houses in New...

I discovered the hidden truth about rental supply and demand ⎥ Ep. 1866

20 Oct 2024

Contributed by Lukas

In this episode, we dig through the data from realestate.co.nz to see what tenants are searching for ... and what property investors are servicing up....

I started developing properties at 13-years old – here's how ⎥ Ep. 1865

19 Oct 2024

Contributed by Lukas

In this episode, we are joined by Sanmeet Singh to talk about how he started developing properties at just 13 years old. In this Case Study Sunday, h...

Revealed: What renters really want (what they search for online) ⎥ Ep. 1864

18 Oct 2024

Contributed by Lukas

In this episode, we share new data from realestate.co.nz that shows what renters really want. This includes what renters search for when they are loo...

Flooding in Dunedin: What landlords need to know ⎥ Ep. 1863

17 Oct 2024

Contributed by Lukas

In this episode, we discuss what property investors and landlords needs to know about the Dunedin floods. That includes how to avoid flood-prone prop...

Inflation hits 2.2% – what does it mean for interest rates? ⎥ Ep. 1862

16 Oct 2024

Contributed by Lukas

In this episode, we discuss the latest inflation numbers. These show that inflation has hit 2.2% – the lowest in over 3.5 years. We share what pro...

Where should I invest in NZ? [2024]

15 Oct 2024

Contributed by Lukas

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Where should I invest in NZ? Join Ed a...

Furnished vs unfurnished properties – What makes investors more money? ⎥ Ep. 1861

15 Oct 2024

Contributed by Lukas

In this episode, we compare furnished and unfurnished properties. This includes the extra costs and rental returns that come when you furnish your pr...

Make $200k from a granny flat? How much will a minor dwelling increase my property's value? ⎥ Ep. 1860

14 Oct 2024

Contributed by Lukas

In this episode, we discuss how much adding a granny flat to your property increases its value. This includes whether a minor dwelling is more of a c...

Capital Gains Tax in NZ? - The arguments for and against ⎥ Ep. 1859

13 Oct 2024

Contributed by Lukas

In this episode, we discuss whether NZ needs a capital gains tax. We go through the arguments for and against and what it means for NZ property inves...

How I bought 12 houses in 3 years ... as a full time property flipper ⎥ Ep. 1858

12 Oct 2024

Contributed by Lukas

In this episode, we are joined by Ash Binnie, a full time property flipper. He shares how he bought 12 properties in 3 years and became a full-time pr...

Philip Polkinghorne's property: can he sell it and can you get it cheap? ⎥ Ep. 1857

11 Oct 2024

Contributed by Lukas

In this episode, we discuss the case of Philip Polkinghorne, but from the perspective of his house sale. Polkinghorne has been the centre of a high-p...

OCR Slashed: What it means for interest rates ⎥ Ep. 1856

10 Oct 2024

Contributed by Lukas

In this episode, we discuss the Reserve Bank's most recent move to slash the Official Cash Rate (OCR). This move will likely cause interest rates to f...

3 clever negotiation tactics when buy a property ⎥ Ep. 1855

09 Oct 2024

Contributed by Lukas

In this episode, we discuss the 5 clever negotiation tactics you can use when you buy a property. That's whether it's for an investment or for your f...

Cross-lease to freehold conversions – how much money can I make? ⎥ Ep. 1854

08 Oct 2024

Contributed by Lukas

In this episode, Kirstie from Good Title joins us to talk about cross-lease conversions. This includes how much a cross-lease conversion costs and ho...

How long do the good times & bad times last? Tony Alexander ⎥ Ep. 1853

07 Oct 2024

Contributed by Lukas

In this episode, we are again joined by economist, Tony Alexander. He shares how long you can expect the good and bad times to last through the proper...

What's the next Covid? – Tony Alexander ⎥ Ep. 1852

06 Oct 2024

Contributed by Lukas

In this episode, we discuss what the next big thing to rock the property market will be. We're joined by independent economist, Tony Alexander, t...

"I bought my first home at 23 ... Here's how I did it" [Case Study Sunday] ⎥ Ep. 1851

05 Oct 2024

Contributed by Lukas

In this episode, we are joined by Joshua Watson to discuss how he bought his first home at just 23 ... in 2024. Joshua shares what he bought, where h...

Tony Alexander: What's happening in the property market? ⎥ Ep. 1850

04 Oct 2024

Contributed by Lukas

In this episode, we are joined by Tony Alexander, an independent economist. He talks us through what's happening in the NZ property market and wh...

How much money you should have by age (net worth + income) ⎥ Ep. 1849

03 Oct 2024

Contributed by Lukas

In this episode, we discuss how much money you should have based on your age. This includes what your income and net worth should be based on the med...

Why is house insurance 30% more expensive?! ⎥ Ep. 1848

02 Oct 2024

Contributed by Lukas

In this episode, we discuss why house insurance is so damn expensive! Most house insurance is becoming up to 30% - 40% more expensive. This is becaus...

What's the minimum insurance I can get away with an investor? ⎥ Ep. 1847

01 Oct 2024

Contributed by Lukas

In this episode, we discuss the minimum amount of insurance you can get away with as a property investor. This includes the Risk Reducer plan that we...

Should I break my interest rate to get a cheaper rate? [Break fees] ⎥ Ep. 1846

30 Sep 2024

Contributed by Lukas

In this episode, we discuss whether you should break your fixed interest rate to lock in a lower rate. We discuss the break fees you'd have to pa...

What's a good cashflow for an investment property in 2024? ⎥ Ep. 1845

29 Sep 2024

Contributed by Lukas

In this episode, we discuss what a good cashflow looks like for an investment property in 2024. Lower interest rates are improving cashflows property ...

"I got cancer at 32 ... and beat it. Now we're mortgage free" [Case Study Sunday] ⎥ Ep. 1844

28 Sep 2024

Contributed by Lukas

In this episode, we are joined by Jason and Amber for another case study Sunday. Amber shares her brave story about how she got cancer in her 30'...

How to find the best places to buy a house (free data) ⎥ Ep. 1843

27 Sep 2024

Contributed by Lukas

In this episode, we discuss how to find the best areas to invest in. This includes how to use our new Area Analyser tool⁠⁠⁠⁠⁠⁠⁠ to get ...

How much money can I make investing in property? ⎥ Ep. 1842

26 Sep 2024

Contributed by Lukas

In this episode, we discuss how much money you can potentially make investing in property. That includes how much investors have made in the past, an...

NZ property market update – Are property prices up? ⎥ Ep. 1841

25 Sep 2024

Contributed by Lukas

In this episode, we give an update on the New Zealand property and housing market. This includes where house prices are rising and falling. And wheth...