The Rachel Cruze Show

If You Feel Like You’re Trapped in Debt, This Is for You

25 Mar 2026

Contributed by Lukas

📈 Check out the Investment Calculator!   Debt seems to be the norm these days, but it’s not your only option! In today’s episode, I’m goin...

5 Most Common Questions I Get on Saving and Investing

23 Mar 2026

Contributed by Lukas

📈 Check out the Investment Calculator!   In today’s episode, I’m answering the top five questions I get about saving and investing so you ca...

Everything You Need to Know About Budgeting in 11 Minutes

20 Mar 2026

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   The biggest mistake people make with their money is not having a plan. So today,...

The Simple Cure to Comparison Culture

18 Mar 2026

Contributed by Lukas

📖 Teach your kids contentment with my Kids Book Bundle.    Winning with money is both tactical and emotional, and mindset is behind every pract...

7 More Unhinged Ways to Make Extra Money

16 Mar 2026

Contributed by Lukas

💻 Take the Side Hustle Quiz today!   Looking for ways to make extra money to reach your financial goals? In today’s episode, I’m reacting to...

5 Signs You’re More Financially Responsible Than You Think

13 Mar 2026

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   Caring about your money is the first step toward lasting financial peace. And if...

The Mortgage Myth: Is It Really “Good Debt”?

11 Mar 2026

Contributed by Lukas

🏠 Check out the Mortgage Payoff Calculator!   Is mortgage debt really “good debt”? In today’s episode, I’m breaking down what people cla...

6 Expenses That Are Keeping You From Becoming a Millionaire

09 Mar 2026

Contributed by Lukas

📈 Check out the Investment Calculator!   In today’s episode, I’m reacting to an article that shared the monthly expenses that Dave Ramsey ha...

The Myth of Passive Income (What No One Tells You)

06 Mar 2026

Contributed by Lukas

👩🏻‍💻 Take the Side Hustle Quiz!   The idea of earning passive income seems to be everywhere lately. I recently saw a reel that perfectly...

6 Things My Family Did That I Thought Were Normal Growing Up

04 Mar 2026

Contributed by Lukas

📖 Teach your kids contentment with my Kids Book Bundle.   Growing up as Dave Ramsey’s daughter, we definitely did things a little differently!...

Can You Have Too Much Money in the Bank? (My Answer May Shock You)

02 Mar 2026

Contributed by Lukas

📊 Connect with a SmartVestor Pro investing professional today!  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.   Is it p...

Christine Caine: The Faith to Flourish

27 Feb 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, I had the honor of sitting down with Christine Cai...

This Industry Wants You Trapped (Don’t Fall for It!)

25 Feb 2026

Contributed by Lukas

🚗 Check out the Ramsey Car Guide!   In today’s episode, I’m reacting to a video all about the shady things car salesmen do to trap people wi...

6 Excuses Broke People Make (And It’s Costing You!)

23 Feb 2026

Contributed by Lukas

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.   Building wealth is a challenge, but sometimes the excuse...

Reacting to Self-Made Millionaires on TikTok (Are They for Real?)

20 Feb 2026

Contributed by Lukas

🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.   In this episode, I’m reacting to TikToks from “self-...

Dr. John Delony and I Answer Your Questions About Money and Marriage

18 Feb 2026

Contributed by Lukas

❤️ Connect with your spouse at the Money and Marriage Getaway. Grab your tickets today!   Dr. John Delony and I are answering your unfiltered q...

5 Simple Food Hacks That Could Save You $100+ a Month

16 Feb 2026

Contributed by Lukas

🛒 Snag Rachel’s free Meal Planner and Grocery Savings Guide! Food is one of the easiest places we tend to overspend, so I’m sharing some sim...

Have Millennials Officially Given Up? These Spending Stats Are Wild!

13 Feb 2026

Contributed by Lukas

🏠 Find out how much house you can afford with the Mortgage Calculator. I saw an article titled, “I Can’t Afford a House, so Why Don’t I Ju...

Why Boomers’ Retirement Savings Should Be Your Wake-Up Call

11 Feb 2026

Contributed by Lukas

💰 Do you know your investments’ earning potential? Plug in your numbers to get started.   I recently saw a stat about boomers’ retirement fu...

We Asked 1000 People About Their Money—I Was Shocked!

09 Feb 2026

Contributed by Lukas

📈Are you on track with the Baby Steps? Get a free personalized plan.   We asked 1,000 people about their money, and the results honestly shocked...

Creative Date Night Ideas From Free to $500+

06 Feb 2026

Contributed by Lukas

🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.   What if I told you that you could plan fun, memorable date nigh...

If You Want to Become a Millionaire, Do This in 2026!

04 Feb 2026

Contributed by Lukas

📈 Use the Investment Calculator to see how your money can grow over time.   In this episode, I’m breaking down a few simple money moves people...

7 Things You Should Absolutely Say No to This Month

02 Feb 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m calling out a few spending traps that sneak into ...

The One Bank Account Most People Overlook (It’s Costing You)

30 Jan 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.    When it comes to making the most of your money, where you put your mon...

Most Unhinged Ways to Make Extra Money

28 Jan 2026

Contributed by Lukas

📝 Take the free Side Hustle Quiz!   I recently asked people on Instagram to comment the most unhinged ways they make extra money. Today, we’re...

5 Common Money Practices Keeping You Broke

26 Jan 2026

Contributed by Lukas

🏠 Crunch your numbers with this free Mortgage Calculator.   When it comes to money, some harmful habits have become way too normal. So here are ...

Grow Your Wealth with These 5 Boring Habits

23 Jan 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, I’m breaking down the five simple, kind of boring habits...

6 Purchases Quiet Millionaires Never Make

21 Jan 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re trying to build wealth but are still left wondering where ch...

This Annual “Dream Date” Will Change Your Marriage (and Money)

19 Jan 2026

Contributed by Lukas

🛡️ Are you protected with the right insurance? Take Ramsey’s five-minute Coverage Checkup. In this episode, Winston and I share how our annu...

5 Crucial Conversations to Have About Money

16 Jan 2026

Contributed by Lukas

📚 Grab my Kids Book Bundle to get all three of my children’s books! Talking about money doesn’t have to be weird or taboo. In this episode, ...

9 Things To Do Differently With Your Money in 2026 with Dave Ramsey

14 Jan 2026

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, we’re talking about changes the government is ma...

Government Changes That Impact Your Money in 2026 (Here’s What to Do)

12 Jan 2026

Contributed by Lukas

✅ Are you paying too much for insurance? Find out in five minutes.   It’s time to whip your money into shape! In this episode, Dave Ramsey join...

Reacting to the Top Money Predictions for 2026

09 Jan 2026

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   In this episode, I’m breaking down the biggest money predictions for 2026 and ...

5 Underrated Tips to Help You Pay Off Debt FAST

07 Jan 2026

Contributed by Lukas

💸 Find ways to make more money. Take our Side Hustle Quiz!   In this episode, I’m sharing five underrated, super practical hacks that’ll hel...

Worst Ways to Invest Your Money in 2026

05 Jan 2026

Contributed by Lukas

💰 Plan and build wealth for the future with Ramsey’s Complete Guide to Investing.   When it comes to money, you need to be aware of the don’...

How Do You Compare Financially to the Average American? (2026 Edition)

02 Jan 2026

Contributed by Lukas

💻 Join the Take Back Your Money in 2026 livestream! Register for free.   In this video, I break down how the average American is handling their ...

Draft Episode for Dec 31, 2025

31 Dec 2025

Contributed by Lukas

💻 Join the Take Back Your Money in 2026 livestream! Register for free.   The situations I find myself in while working with my dad will never fa...

9 Amazon Purchases from 2025 (Plus One I Regret)

29 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re an Amazon person like me, you know that feeling you get when...

Top 4 Budget Categories We All Neglect

26 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m breaking down the four sneaky budget categories w...

The 5 Lists I Make *After* Christmas (and You Should Too!)

24 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   After every Christmas, I sit down and make five simple lists that help m...

7 Reasons You’re Grocery Shopping the Wrong Way

22 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m breaking down seven common grocery shopping mista...

Why Most Middle-Class Retirement Plans Fail (And How to Fix It)

19 Dec 2025

Contributed by Lukas

💡 Learn how to invest wisely with our Complete Guide to Investing.   Planning for retirement can feel overwhelming, but it doesn’t have to be....

Rating Popular Gifts for Her and Him (My Honest Thoughts!)

17 Dec 2025

Contributed by Lukas

💍 Build a stronger, more intimate marriage. Sign up for the Ramsey Money & Marriage Getaway today!   It’s gift-giving season! In today’s epi...

5 Home Upgrades That Pay You Back (and 4 to Skip!)

15 Dec 2025

Contributed by Lukas

🏡 Need help with all things real estate? Get access to a RamseyTrusted® pro in your area.   Owning a home is a major financial win . . .  and ...

Avoid These 5 Money Conflicts in Your Marriage

12 Dec 2025

Contributed by Lukas

❤️ Get your tickets to our Money & Marriage Getaway!   Money and marriage don’t have to be complicated! In this episode, I’m sharing five c...

“What I Wish I Knew Before Paying Off Debt” (With Jade Warshaw)

10 Dec 2025

Contributed by Lukas

📘 Grab your copy of What No One Tells You About Money!   I sat down with my friend Jade Warshaw to talk about the highs, lows and real emotions ...

7 Items Under $50 That Will Actually Improve Your Life

08 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   You don’t need to buy every new product that’s out there just to kee...

7 Subtle Signs You’re on Track to Be a Millionaire

05 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m sharing seven surprising signs that you’re on y...

How Talking About Money Can Actually Bring You Closer

03 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, Niro Feliciano and I talk about how to navigate co...

6 Financial Mistakes Made by High Income Earners

01 Dec 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re thinking that having a six-figure income makes you immune to...

7 Financial Habits You’re Neglecting (Costing You Thousands!)

28 Nov 2025

Contributed by Lukas

✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers.   If you feel like you unders...

5 Money Lies That Will Never Build You Wealth

26 Nov 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I hear from people all the time who believe toxic money myths, and it’...

7 Places Frugal People Never Spend Their Money

24 Nov 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   As a natural spender, I had to know where my frugal friends draw the lin...

5 Crucial Black Friday Tips to Remember

21 Nov 2025

Contributed by Lukas

🏷️ Check out Ramsey's 2025 Black Friday deals.   If you want to take advantage of Black Friday, but it also feels overwhelming, this episode i...

Do These Money-Saving Hacks from Parents Actually Work?

19 Nov 2025

Contributed by Lukas

📚Check out my Kids Book Bundle!   I’m always in the market for a good budget-friendly parenting tip. So in this episode, I’m reacting to mon...

The Cosigning Nightmare(s) That Will Make You Think Twice

17 Nov 2025

Contributed by Lukas

🎄 Enter the 2025 Ramsey Christmas Giveaway!   Cosigning is one of the things I warn people against the most! In this episode, I cover some of th...

What Happy People Know About Money (With Dr. Arthur Brooks) 

14 Nov 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. On today’s episode, I had the honor of sitting down with Dr. Arthur Broo...

10 Minutes of People Living Frugally and Winning

12 Nov 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Watching your spending isn’t just for those of you in Baby Step 2! In ...

Why You Should Spend Like No One Is Watching

10 Nov 2025

Contributed by Lukas

📓 Start your 90-day journey to loving your life with my Contentment Journal.   Are your spending habits motivated by impressing people? In this ...

Crucial Retirement Decisions You Need to Make by Age

07 Nov 2025

Contributed by Lukas

💰 Check out Ramsey’s Complete Guide to Investing .   The retirement process can feel complicated, but it’s something everyone faces at some ...

Ridiculous Money Expectations That Could End The Friendship

05 Nov 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.    Gen Z and millennials are skipping major social events because of the ...

What I Plan to Say Yes and No To This Holiday Season

03 Nov 2025

Contributed by Lukas

🎄 Enter Ramsey's $5,000 Cash Giveaway.   Okay, deep breaths, everyone—the holidays are approaching. But no need to panic. Here’s a quick lit...

Common Things People Overlook When Trying to Build Wealth

31 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. Even if you feel confident with the basics of wealth building, you may be ...

Feeling Financially Stuck? Take This 3-Minute Assessment

29 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you're feeling financially stuck, what you need is a personalized plan....

These People Found an Extra $3,015 a Month (Here’s How)

27 Oct 2025

Contributed by Lukas

💵 The simplest way to budget. Download the EveryDollar app today!   Would you believe me if I said you could find over $3,000 in your budget in ...

Answering Your Burning Money Questions

24 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. One of my favorite things about my job is that I get the chance to talk wi...

Create a Calm-ish Holiday Season With These Simple Habits

22 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. The holidays are hectic, but they don’t have to be! In this episode, I s...

Questionable Money Hacks I Now Swear By

20 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Sometimes I’m guilty of leaning too far into the “If it ain’t brok...

How to Take Control of Your Finances in 20 Minutes

17 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If worrying about your finances is taking over your life, stay calm! In ...

Average Family Grocery Budget (Are You Over or Under?)

15 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   We all have to buy groceries every month, but how much should we be budg...

Surprising Cost of Everyday Expenses in 1995

13 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wondered how much babysitting rates (and everything else) have chan...

6 Simple Ways to Become More Disciplined with Your Money

10 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I hate to be the bearer of boring news, but the key to almost anything y...

How to Find an Extra $1000 in Your Budget This Month

08 Oct 2025

Contributed by Lukas

🔍 Looking for extra margin in your monthly budget? Try our free Money Finder Challenge.   What if I told you the extra cash you need is already ...

Are the Boomers to Blame for Our Debt Obsession?

06 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.      Sure, the baby boomers may have normalized debt, but are they real...

Master Class on Financial Literacy in 8 Minutes

03 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Financial literacy is the first step when it comes to building wealth. A...

Escape the Toxic Thoughts Wrecking Your Life (With Judah Smith)

01 Oct 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I’m extra excited for today’s episode because Pastor Judah Smith is ...

My Only Exception to This Controversial Money Debate

29 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Prenups are a highly debated topic, and you guys know my take—your and...

Is My Algorithm Sabotaging My Spending?

26 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Is social media responsible for busting your budget? Maybe! On today’s...

5 Lessons That Changed My Mindset Around Money

24 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Sometimes religion feels like a taboo topic, but around 85% of the globa...

Financial Red Flags in Dating (Never Settle on These!)

22 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money and relationships can feel like a gray area, but there are red fla...

Here’s When Saving Your Money Is a Bad Idea

19 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I know this may be a shocker coming from me, but saving your money can g...

Ranking Your Financial Habits Using Gen Z Slang

17 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wonder what your Gen Z friends are actually saying? In this video, ...

Signs You’re Better at Money Than You Think

15 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Do you ever wonder if you’re actually doing okay financially? In this ...

Sharing Hot Takes on Controversial Money Topics

12 Sep 2025

Contributed by Lukas

🏠 Buy a home confidently with the Ramsey Real Estate Hub.   Money can be a controversial issue . . . and sometimes, that’s what makes it fun! ...

10 Secrets of People Who Never Overspend (According to ChatGPT)

10 Sep 2025

Contributed by Lukas

💵 The simplest way to budget. Download the EveryDollar app for free!   Ever wonder how some people always seem to stay on budget no matter what?...

What I Spent in a Weekend (This Is Real Life!)

08 Sep 2025

Contributed by Lukas

💵 The simplest way to budget. Download the EveryDollar app for free!   You’ve got to track your expenses to win with money—even on the weeke...

6 Questions That Reveal If You Can Retire Early

05 Sep 2025

Contributed by Lukas

📈 Use Ramsey’s free Investment Calculator  to track your progress.   Ever wonder how close you are to retirement? Or, if you know it’s far ...

The Most Unexpected Financial Lessons I've Learned

03 Sep 2025

Contributed by Lukas

📖 Teach your kids contentment with my Kids Book Bundle. Sometimes, the most unexpected people can teach you some pretty big lessons. In this epi...

The Surprising Cost of Today’s Beauty Standards (My Reaction)

01 Sep 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Today’s beauty standards can cost you a fortune. In this video, find o...

Why Being Boring is the Best Way to Build Wealth

29 Aug 2025

Contributed by Lukas

💰 Find out how much your money could grow over time with the Investment Calculator.  In this episode, find out how to build enough wealth to re...

3 Best Marriage Tips We’ve Ever Received

27 Aug 2025

Contributed by Lukas

❤️ Claim your spot at Money & Marriage Getaway! My husband and I aren’t newlyweds anymore, but we’re still learning new things about marria...

5 Simple Habits “Quiet Millionaires” Swear By

25 Aug 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan. When it comes to stealth wealth, it’s all about the daily routines. Toda...

Easy Ways to Diffuse Conflict In Tough Conversations (With Jefferson Fisher)

22 Aug 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money affects every part of life—your identity, your habits, even your...

Reacting to Your Wildest “Mom Spending” Confessions

20 Aug 2025

Contributed by Lukas

📚 Check out my Kids Book Bundle!   Sometimes as a parent, you spend money on some crazy things. In this episode, I’m sharing a boundary I had ...

6 Money Hacks You Should Never Trust (They're Traps!) 

18 Aug 2025

Contributed by Lukas

🛡️ Find out if you’re protected with the Coverage Checkup.   There are way too many risky money strategies out there. So in this episode, fi...

You’re Defining Success All Wrong (And It’s Costing You)

15 Aug 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Are you chasing success—or just the illusion of it? Discover why luxur...

Searching for the Right Side Hustle for You? Watch This!

13 Aug 2025

Contributed by Lukas

👩🏻‍💻 Take the Side Hustle Quiz!   A side hustle is a great step to boost your income. So in this episode, I’m rating a list of side hu...

This Call Left Dave Ramsey Speechless (My Reaction)

11 Aug 2025

Contributed by Lukas

📈 Are you on track with the Baby Steps? Get a free personalized plan.   There is one parenting question I get all the time, and it recently left...

8 Things I Stopped Buying (and You Should Too)

08 Aug 2025

Contributed by Lukas

💵 The simplest way to budget. Download the EveryDollar app for free!   In this episode, I’ll go over eight things I stopped buying—and you s...

The Moment That Exposes Who You Really Are

06 Aug 2025

Contributed by Lukas

💵 The simplest way to budget. Download the EveryDollar app for free!   If all your material things were taken from you, what would you have left...