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The Ramsey Show

Do You Have Too Much Month Left at the End of Your Money?

21 Jan 2025

Transcription

Chapter 1: How can I get control of my finances in 2025?

14.719 - 43.391 Ken Coleman

Welcome to the Ramsey Show America. This is where we help you win in your life. We want you to win with your money, win in your profession, and win with your relationships alongside the fabulous Jade Warshaw. I'm Ken Coleman, excited to be together for you folks today. The phone number to jump in is 888-825-5225. 888-825-5225. 225, 225, and the new year is off and running.

0

43.972 - 57.299 Ken Coleman

And I looked up today, Jayden, it's like, where did January go? Man, what? Come on. And so, hey, if you're trying to get control of your money, we're not talking about a New Year's resolution. You're just saying, listen, 2025, we have to stand on business.

0

59.86 - 69.906 Caller

Hey, come on, Ken Coleman. Yeah, 2025. You're teaching me. This is life change, right? We are making real changes, real progress with our money. And we have just the thing to help folks out, Ken.

0

69.926 - 84.774 Ken Coleman

That's right. Coming up this Thursday, my friend right over there to my right, she is going to be on the stage with Dave Ramsey. They are headlining our free live stream event. Tell them what it's going to be and what it's going to do for them.

0

85.1 - 99.396 Caller

We are going to help you break the paycheck to paycheck cycle once and for all. That's really what it's about. How many can know how it feels to have more month left, but the money is gone, right? How many of us know what it feels like to be overdrafting our account, then you pay that $34 fee?

100.697 - 112.808 Caller

Man, it's embarrassing when you're always checking your account before you swipe for your groceries at the grocery store because you want to make sure there's enough money there. We're going to help you with that. The fact is people are feeling tightness with their money. They're not sure where to go.

113.429 - 131.049 Caller

And the truth is people have tried to have goals in the past with their money and another year passes and they're still in debt or they still don't have that savings. So we're going to help you. It's a free live stream event. We're going to go over exactly what it's going to take for you to get on a budget, start paying off debt, start building up savings. We'll touch briefly on investing.

131.529 - 136.355 Caller

All of that, you can sign up right now at ramseysolutions.com slash live stream. And Ken.

136.656 - 137.217 Ken Coleman

Yeah, this is fun.

Chapter 2: What should I do if I'm $115k in debt at 19?

2428.778 - 2436.004 Ken Coleman

So that they can give, save, and spend as we teach here at Ramsey Solutions. Give the way they want to give.

0
0

2436.824 - 2444.47 Ken Coleman

Save what they want to save and spend how they want to spend. This is what Thomas Jefferson meant when he said the pursuit of happiness.

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2444.97 - 2445.75 Caller

Get into it, Ken.

0

2445.95 - 2455.853 Ken Coleman

It's just this idea that this is the life that I choose to live. You said it earlier. If I want to drive a used Camry the rest of my life, then freaking drive a used Camry the rest of your life. This is your life.

2455.913 - 2456.373 Caller

That's right.

2456.473 - 2467.136 Ken Coleman

And I think we need more of our money. So there you go. Good word, Ken. Economics 101. Politics, by the way, is simple when you make it about that. This is The Ramsey Show.

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Chapter 4: Is it a good idea to finance a kitchen renovation?

Chapter 5: How do I deal with a partner not being upfront about finances?

14.719 - 43.391 Ken Coleman

Welcome to the Ramsey Show America. This is where we help you win in your life. We want you to win with your money, win in your profession, and win with your relationships alongside the fabulous Jade Warshaw. I'm Ken Coleman, excited to be together for you folks today. The phone number to jump in is 888-825-5225. 888-825-5225. 225, 225, and the new year is off and running.

0

43.972 - 57.299 Ken Coleman

And I looked up today, Jayden, it's like, where did January go? Man, what? Come on. And so, hey, if you're trying to get control of your money, we're not talking about a New Year's resolution. You're just saying, listen, 2025, we have to stand on business.

0

59.86 - 69.906 Caller

Hey, come on, Ken Coleman. Yeah, 2025. You're teaching me. This is life change, right? We are making real changes, real progress with our money. And we have just the thing to help folks out, Ken.

0

69.926 - 84.774 Ken Coleman

That's right. Coming up this Thursday, my friend right over there to my right, she is going to be on the stage with Dave Ramsey. They are headlining our free live stream event. Tell them what it's going to be and what it's going to do for them.

0

85.1 - 99.396 Caller

We are going to help you break the paycheck to paycheck cycle once and for all. That's really what it's about. How many can know how it feels to have more month left, but the money is gone, right? How many of us know what it feels like to be overdrafting our account, then you pay that $34 fee?

100.697 - 112.808 Caller

Man, it's embarrassing when you're always checking your account before you swipe for your groceries at the grocery store because you want to make sure there's enough money there. We're going to help you with that. The fact is people are feeling tightness with their money. They're not sure where to go.

113.429 - 131.049 Caller

And the truth is people have tried to have goals in the past with their money and another year passes and they're still in debt or they still don't have that savings. So we're going to help you. It's a free live stream event. We're going to go over exactly what it's going to take for you to get on a budget, start paying off debt, start building up savings. We'll touch briefly on investing.

131.529 - 136.355 Caller

All of that, you can sign up right now at ramseysolutions.com slash live stream. And Ken.

136.656 - 137.217 Ken Coleman

Yeah, this is fun.

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