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Full Episode
Live from the Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm Ramsey personality, George Campbell, joined by my good friend, Dr. John Deloney. We're taking your calls at 888-825-5225. You call us, we'll try to help you take the right next step for your life, your relationships, and your money.
Lucas is going to kick us off in Grand Junction, Colorado. What's going on, Lucas?
Hey, how are you guys?
Doing well. How are you? How can we help?
Good. I'm trying to sit down and go through a budget and start making a monthly plan. My wife and I have both gone through Financial Peace University together. My income has changed since we've done that. I get paid basically daily. So how do I kind of set up my monthly budget for something like that? Because my budget or my income is very limited.
It fluctuates a lot from summertime to wintertime.
So how do I set up a budget for something like that? What do you do that you get paid daily? Are you slinging rocks? I'm a farrier. I trim and shoe horses. Oh, dude. I get paid. That's amazing. Yeah, that's way better than selling drugs. I love that. Okay, good. So do people call you out to their farms and you go out there and take care of them? Or their horse ranches? Yeah.
Dude, good on you, man.
Awesome. So I love that you're still doing a budget because a lot of people think, well, budgets are for people with consistent incomes. And you definitely need a budget if you have an irregular income. And so here's how I would set it up. You need to make a prioritized spending plan. So you know it's not going to be a $0 month. So what's been your worst month in the last six months?
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