The Ramsey Show

Get Your Finances In Order Now So You Can Enjoy Your Life Later

08 Jan 2026

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💵 Money question? We’ve got your answer. Try Ask Ramsey for free today. Dave Ramsey and Rachel Cruze answer your questions and discuss: "How do we pay off $49,000 of business credit card debt when we are " "My mom expects me to pay back my Parent PLUS loan, although that was not our original agreement" "How often should someone balance their investments?" "Can we tithe less if we volunteer more?" "Should I downsize my home to a condo with an HOA fee?" "Should we have separate accounts for our fun money?" "How can we plan to pay for our kids' college?" Next Steps: ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠. 💵 ⁠Start your free budget today. Download the EveryDollar app! 🏠 ⁠Find a Ramsey Trusted Real Estate Agent⁠ 📘 ⁠Get your copy of What No One Tells You About Money today.⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠ Find top health insurance plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

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The Ramsey Show

Get Your Finances In Order Now So You Can Enjoy Your Life Later

This episode hasn't been transcribed yet

Other episodes from The Ramsey Show

Getting Clarity Around Your Money Changes Everything

You Can’t Build Wealth While Carrying Other People's Problems

Early Money Decisions Shape Your Financial Future

You Don’t Build Wealth by Ignoring Basic Financial Principles

You Can’t Win With Money When Your Relationships Are Messy

Make The Right Decision Today—Your Future Will Thank You

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