How can I manage $350,000 in debt with a baby on the way?
Okay. I guess what you're hearing Jade and I say, at some point, there's something's got to give, whether it's your living situation, whether it's she goes and gets another job, or it's you get another job. But at some point, you're going to have to look at your situation and say, we just keep talking about it, but we're doing the same thing over and over and over again. We're in the same spot.
What do you think, Jade? In two minutes, I'm not 100% sold that you're done with law. I think you're a guy who's feeling really defeated and felt the weight of his debt, and it's really paralyzing right now. All right, fair. Hopefully we can do this.
All right, Dave, you have some strong opinions.
Possibly, yeah.
I think so. Okay, because you really prefer credit unions over big banks.
Well, credit unions, for one thing, are non-profit, which means that the members, the customers, own the credit union. So any profits that the credit union makes goes back into customer credit. pricing. So you get better interest rate on savings, cheaper checking, and so on, that kind of thing.
But what's more important than that, though, is the fact that the customer is the owner changes the spirit on the credit union. So I find very few credit unions that aren't very customer-centric.
Well, and I think we have found one that is incredible, and that's Fairwinds. They are an incredible credit union that is really out with the heart to help the customer.
They're the right kind of people with the right kind of values. And they've done a really, really good job with customer service. And the deals that they're offering, the Ramsey tribe is incredible.
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