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The Ramsey Show

You Don't Even Know What Page You're On! (Hour 3)

26 May 2023

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What is the main topic discussed in this episode?

29.731 - 50.389 Ken Coleman

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, moving and storage studio, this is The Ramsey Show. It's where America hangs out to have a conversation about life, specifically your money, your mental health, your relationships, and your work. They're all tied together. Isn't that interesting? I'm Ken Coleman, joined by Dr. John Deloney.

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50.369 - 73.674 Ken Coleman

The toll-free number to jump in is 888-825-5225. That's 888-825-5225. We've got a fabulous audience in the lobby of Ramsey Solutions. People are just fired up. They're clapping or air clapping. They're giving John the rock sign. What is that thing that you do? Is that called something or is it just the universal sign for I like rock and roll?

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74.315 - 79.645 Dr. John Deloney

What is that? I think it depends on what kind of mood you're in. It's adaptable. I think it's adaptable.

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79.665 - 83.351 Ken Coleman

All right, good, because it's your thing. It's a default setting.

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83.392 - 85.856 Dr. John Deloney

I've been to a lot of rock and roll shows. It just happens.

85.876 - 97.455 Ken Coleman

You do. You go to those things. I'm always inspired by that. Here I am. I'm sitting on my back porch watching golf, and I'll pull up Instagram, and John's at a mosh pit, and I'm thinking to myself, It's not me, man.

97.475 - 105.111 Dr. John Deloney

When I was a kid, I'm impressed that you do this. When I was a kid, there was always one old guy in the mosh pit. And now it's you. And I realized the other day, I was like, oh, I'm that guy. It's you. I'm that guy.

105.211 - 119.198 Ken Coleman

Yeah. And I'm sitting there going out of admiration, but I'm also going, yeah, it's a little too loud and sweaty for me. It's very loud and very sweaty. I like the golf. The guy talks like this. Now putting a 25-foot putt. And you want noise and sweat, and it's fantastic.

119.218 - 133.684 Dr. John Deloney

That's what makes the world go around. My counselor recently asked me, where's a place that you can be fully you? And I was really— The mosh pit. Yeah. I don't have to be on. You've got to be on at work. You've got to be on. Yeah.

Chapter 2: How can my wife and I get on the same page with our spending habits?

540.088 - 560.362 Ken Coleman

I'm joined by my colleague, Dr. John Deloney. And John and I have the really fun privilege on our Building Wealth Tour as we've been out on the road. Some of you have been to these events. We have, I guess they call it a pre-session. before Dave comes out and speaks. And we really just sit there on two chairs and we take questions live from the crowd.

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560.402 - 578.56 Ken Coleman

And obviously, John is in the area of mental health and relationships. And then I'm in the area of work. And you just can't talk about mental health these days without talking about work. Because a lot of times work, the area where we spend most of our lives, is very, very stressful in a not healthy environment.

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578.54 - 609.113 Ken Coleman

And that has obvious impact on your mental health, which then, if you're not handling all that well, you're dragging that stuff at home. And so we take those questions. And so, John, I shared this data on my show today, and I wanted to bring it in because, again, this is fascinating stuff. The number two Google search phrase is, with the blank, I'm feeling blank at work.

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609.193 - 638.016 Ken Coleman

So this is a pretty popular search. I'm feeling blank at work. And the number two search phrase is left out. Then what to talk about at work is being searched more than ever in the U.S. So as they look at the trends here, this is a clear trend. Now, it's not just a workplace issue. How to make friends, where to meet people, Both of those phrases currently at all-time highs.

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638.036 - 662.038 Ken Coleman

So what we're talking about here is when someone is searching for, I'm feeling left out at work, give me some help. There is a longing to belong. There's a longing for connection. And let's add one more to this pile to get you to weigh in. How to make friends is currently 70% higher than how to make more money. So I led off on today's show where I focused on work.

662.058 - 670.691 Ken Coleman

It was a little bit of a bait and switch, but it was not the switch. And it was more people are searching for friends than they are raises.

672.093 - 694.453 Dr. John Deloney

And the data doesn't lie. No, I think the conversation we're having globally and culturally about this loneliness epidemic, the idea that... When your body recognizes it is lonely, you don't have anybody to call in the middle of the night to keep your kids if your wife gets sick. You don't have anybody to come over to your house and help you move a couch.

694.513 - 713.556 Dr. John Deloney

You don't have anybody to fill in the blank. You don't have anybody to call. Think right now. If you're sitting somewhere quietly, think right now. You get a call that your mom or dad passed away. Who would you call? And if you have to think more than two seconds, there's probably a chance your body is trying to get your attention.

714.017 - 714.117

Yeah.

Chapter 3: What should I do when feeling lonely at work?

1820.67 - 1837.492 Dr. John Deloney

I'll go through all the rigmarole. I don't want to participate in the game. And so if somebody says, hey, I'll give you $1,000 off, then that's telling me you can't. So cool. That's the new price. You just said it. I'll write you a check right this second, and I'll hand you a check, and if you don't want my check, I'll walk out the door.

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1839.173 - 1840.915

Oh, okay. I appreciate it.

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1841.596 - 1849.345 Dr. John Deloney

And all I can tell you is that's how I'll do it in my house. I'm sure someone can sit down and map out the math better than that. I'm just not going to play that game, man.

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1850.366 - 1864.069

Yeah, I agree. And would you have reservations with purchasing something secondhand? I'm not a car guy. Obviously, I could save a lot of money. I have the cash. What do you mean by secondhand? Rather a private sale.

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1864.309 - 1874.844 Ken Coleman

No, I do it all. I got to tell you, I've done it all the time. Yeah, you know, but let's do this. Ask them if they'd be willing to let you take it to your mechanic. Figure it out. Yeah.

1874.864 - 1891.929 Ken Coleman

You know, and if they aren't, and if they feel shady when you look them in the eye and you're asking basic questions, then, you know, if it's too good to be true, it's from my experience, it's true, certainly when it comes to used cars. Man, I'm going to tell you something. I'd be all over Facebook Marketplace, Craigslist, whatever. I mean, private selling right now.

1892.129 - 1914.081 Ken Coleman

I mean, people are much more willing to negotiate. And if you show up with cash, I'll never forget the first time I bought a car from someone else. I was probably in my late 20s, you know, and I was just looking for something to upgrade. And I walked up to the guy. I liked the car. I looked at it. I think it was an Infiniti J30. It was silver. And it was a pretty cool little car back then.

1914.061 - 1939.765 Ken Coleman

And he was asking, I think, $7,500 for it or something. And I walked in with $6,500, I mean, to this guy's house in his driveway. I looked at it. I liked it. And I literally pulled out $6,500 in cash and put it on the hood. It wasn't dramatic. I just went, this is what I can offer you. I can't offer you any more. This is all $6,500 in cash. And he went...

1940.909 - 1951.598 Ken Coleman

Well, young man, I believe you got yourself a deal. And I just think that's more likely to happen when you're talking to a real person who doesn't have margins and a manager and all those other things. So, yeah, I'd go secondhand all day long.

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