The Real Money Pros
Episodes
Widow's Tax Penalty: The Retirement Tax Bomb Couples Miss
26 Mar 2026
Contributed by Lukas
Most couples assume taxes will decrease when one spouse passes away, but in many cases, the opposite happens. In this podcast, Nic focuses on the ofte...
Tax-Loss Harvesting, Gifting Strategies, & IRA Rules Every Investor Should Know (3/21/2026)
23 Mar 2026
Contributed by Lukas
As markets flirt with correction territory and geopolitical tension continues to drive uncertainty around oil, inflation, and interest rates, Brian an...
Oil Over $100, Roth Conversion Strategy & Big Retirement Planning Decisions (3/14/2026)
16 Mar 2026
Contributed by Lukas
With oil prices pushing above $100 amid escalating Middle East tensions, Brian Wiley and Jeremiah Bates open the show by breaking down what geopolitic...
Long-Term Care: The Cost That Can Derail Retirement
12 Mar 2026
Contributed by Lukas
Long-term care is one of the biggest financial risks retirees face... yet it's rarely discussed until a crisis happens. In this podcast hosted by Nic ...
Oil Surges 35% After Iran Escalation: Market Impact, Inflation Risks & Tax Filing Traps (3/7/2026)
09 Mar 2026
Contributed by Lukas
A surge in oil prices following escalating tensions between the U.S., Israel, and Iran sent energy markets sharply higher, raising new questions about...
What Diversification Really Means (And Why Most Investors Get It Wrong)
05 Mar 2026
Contributed by Lukas
Everyone thinks they're diversified... Until the market proves otherwise. In this podcast episode, Nic Daniels breaks down what diversification reall...
Iran, Oil Shock Risks & The New Tax Rules Creating Filing Chaos (2/28/2026)
02 Mar 2026
Contributed by Lukas
As U.S. and Israeli strikes on Iran dominate headlines, Brian Wiley and Jeremiah Bates break down what a Middle East escalation could mean for oil pri...
From Tariffs to Trusts: Building a Financial Plan That Holds Up Under Pressure (2/21/2026)
23 Feb 2026
Contributed by Lukas
Jeremiah and Nic start with a volatile week in the markets following the Supreme Court's decision to strike down President Trump's tariff authority an...
Self-Representing in Real Estate, Overconcentration Risk, & AI Disruptions (2/14/2026)
16 Feb 2026
Contributed by Lukas
This Saturday, Brian and Jeremiah dig into a timely and controversial topic: self-representation in real estate. Using a real client example, they exp...
Is Bitcoin Crashing—or Doing Exactly What It Always Does? (2/7/2026)
09 Feb 2026
Contributed by Lukas
Brian and Jeremiah talk about a volatile week in the markets with a deep dive into cryptocurrency, investor psychology, and why emotional reactions of...
Avoiding Costly Decisions: Precious Metals, Political Fear, & Roth Conversion Taxes (1/31/2026)
02 Feb 2026
Contributed by Lukas
This episode blends financial psychology with practical planning. Brian Alex open by discussing a core principle of advice: why seeking guidance only ...
Stock Overconcentration: When One Winner Becomes Your Biggest Risk
29 Jan 2026
Contributed by Lukas
One stock can change your life — and then quietly become your biggest retirement risk. Nic Daniels breaks down the dangerous side of a "winning" por...
RMD Planning, Social Security Filing, & The Credit Card Crisis (1/24/2026)
26 Jan 2026
Contributed by Lukas
Brian and Jeremiah tackle a fast-moving financial landscape—where market volatility, tariff headlines, and economic uncertainty can push investors i...
Hidden Advisor Fees, Mutual Fund Traps, & How to Avoid Bad Money Advice (1/17/2026)
19 Jan 2026
Contributed by Lukas
Brian and Jeremiah dive one of the biggest questions investors should be asking: how do you know if your financial advisor is truly working in your be...
How to Profit From the Headlines: Venezuela, Oil Opportunities, and Critical Tax Moves for 2026 (1/10/2026)
12 Jan 2026
Contributed by Lukas
The first full trading week of 2026 kicks off with major headlines—and even bigger financial questions. In this episode of Real Money Pros, Jeremia...
Tax Traps to Avoid, Cash Mistakes, & Smarter Year-End Planning (12/20/2025)
22 Dec 2025
Contributed by Lukas
As 2025 winds down with markets near all-time highs, we focus on how investors can stay disciplined, tax-efficient, and emotionally grounded heading i...
Gift Tax Explained: Do I Pay Taxes For My Christmas Giving?
18 Dec 2025
Contributed by Lukas
It's the season of giving—but does generosity come with a tax bill? Not exactly. In this solo episode, Nic Daniels breaks down one of the most misun...
Self-Employed Retirement Plans, BetterBuckets & Investing Through Market Volatility (12/13/2025)
16 Dec 2025
Contributed by Lukas
Today, we focus on building smarter financial strategies for business owners, retirees, and long-term investors navigating a changing market environme...
Trump Accounts, Educating The Next Gen, & Best Year-End Tax Moves (12/6/2025)
08 Dec 2025
Contributed by Lukas
We're in December so you know what that means... Actionable planning as the year closes — from Required Minimum Distributions to Roth conversions, b...
Must Do's Before Dec. 31st: Taxes, Markets, & Planning Deep Dive (11/22/2025)
24 Nov 2025
Contributed by Lukas
This last weekend, Jeremiah and Nic walk through everything investors should be thinking about heading into year-end. They open with the uptick in mar...
Why the Market Feels Crazy: Insights from Profitscore
18 Nov 2025
Contributed by Lukas
This week's Money Hour dives into one of the most volatile stretches the market has seen in months — and why investors are reacting the way they are...
Roth Conversions, ACA Subsidy Changes, & Smart Real Estate Decisions (11/15/2025)
17 Nov 2025
Contributed by Lukas
This episode tackles some of the biggest financial decisions listeners are facing right now. Brian starts with a breakdown of upcoming ACA subsidy cha...
50-Year Mortgages: Debt Until Death
11 Nov 2025
Contributed by Lukas
You've heard the controversial new idea making headlines — the 50-year mortgage. What started as a proposal from national homebuilders sparks a bigg...
Social Security Secrets, Home Sale Tax Breaks, & Hidden Money You Forgot About (11/8/2025)
10 Nov 2025
Contributed by Lukas
This week, Jeremiah and Alex tackle the questions that real retirees are actually asking. From how to file for Social Security the smart way to how to...
Roth Conversions: You May WANT To Pay Taxes
06 Nov 2025
Contributed by Lukas
Pay taxes now or later? It's one of the biggest decisions in retirement planning and the Roth conversion strategy sits at the center of it. We break d...
Government Shutdowns, Paycheck Panic, & the Power of Planning (11/1/2025)
03 Nov 2025
Contributed by Lukas
Brian Wiley takes on one of the most frustrating issues facing Americans today — the ongoing government shutdown — and what it reveals about our c...
Alternative Investments: What They Are, Who Qualifies, & When They Matter
30 Oct 2025
Contributed by Lukas
Alternative investments have become a buzzword—but are they really the secret weapon of the ultra-wealthy, or just another tool in a diversified por...
Open Enrollment Shock: How 2026 Could Upend Health Insurance Costs
28 Oct 2025
Contributed by Lukas
Jeremiah Bates and Alex Lundgren team up with Steve Marsh from Medical Plans of Idaho to unpack a huge issue looming over millions of Americans — th...
Speculation, Strategy, and Self-Control: Today's "Bubble" Market & Investor Behavior (10/25/2025)
27 Oct 2025
Contributed by Lukas
Brian and Jeremiah pull back the curtain on what's really driving the markets—and investors themselves. From the emotional highs of stock speculatio...
Dr. David Kelly of JP Morgan | Full Interview
23 Oct 2025
Contributed by Lukas
The economy might feel uncertain, but according to JPMorgan's Chief Global Strategist Dr. David Kelly, there's more stability and opportunity than the...
Beef, Budgets, & Behavioral Finance: What Argentina and Furloughs Teach Us About Money
21 Oct 2025
Contributed by Lukas
Brian dives into an unexpected connection between global trade, the cattle industry, and personal finance. With news of the U.S. considering deals to ...
Dr. David Kelly of JP Morgan: Markets, AI, and the Future of Opportunity (10/18/2025)
20 Oct 2025
Contributed by Lukas
In this very special episode, we have a powerful conversation with Dr. David Kelly, Chief Global Strategist at JP Morgan Asset Management, to unpack s...
When the Music Stops: Why Investors Need a Reality Check
14 Oct 2025
Contributed by Lukas
This week on The Money Hour, Brian Wiley uses a clever metaphor — musical chairs — to describe today's high-anxiety markets. With stocks soaring a...
The Cost of Fear: Why Investors Keep Missing Market Opportunities (10/11/2025)
13 Oct 2025
Contributed by Lukas
This week, Brian and Jeremiah unpack one of the biggest forces shaping today's markets—fear. They talk about how investor emotions can cloud judgmen...
Beef Prices, Grocery Inflation, & How Your Choices Shape the Market
07 Oct 2025
Contributed by Lukas
This week, Brian Wiley breaks down the skyrocketing cost of beef and grocery inflation—and what it means for your wallet. From $6+ per pound for gro...
Building Wealth Without the Gaps: 401ks, Real Estate, & Risk (9/27/2025)
29 Sep 2025
Contributed by Lukas
On this episode, we draw surprising parallels between woodworking mishaps and managing your 401(k)—showing how even tiny mistakes can turn into big ...
Politicians Can't Fix Your Finances (9/20/2025)
22 Sep 2025
Contributed by Lukas
Over the weekend, Jeremiah and Brian go into the realities of America's rising debt and why politics alone won't fix the problem. The hosts challenge ...
457 Plans: Hidden Benefits, Early Retirement Strategies, & Crucial Pitfalls
18 Sep 2025
Contributed by Lukas
457 plans may look like 401(k)s, but they come with powerful benefits—and costly pitfalls if misunderstood. Jeremiah Bates and Alex Lundgren explain...
Should You Pay Off Debt First, Invest In The Market, Or Buy Gold? (9/13/2025)
15 Sep 2025
Contributed by Lukas
This week, Brian and Jeremiah tackle some of the toughest money choices listeners face. Should you use an inheritance to pay off a low-interest mortga...
Inherited IRAs: A Beneficiary's Need-to-Knows
11 Sep 2025
Contributed by Lukas
The largest wealth transfer in history is happening right now, as baby boomers pass on trillions of dollars in retirement assets. But if you inherit a...
How Tariffs, Shopping, and Investing Are Changing Fast
09 Sep 2025
Contributed by Lukas
This week on Newstalk KBOI, Brian takes a step back to look at how the way we shop, spend, and invest has completely transformed—from Sears catalogs...
Chasing Gold, Chasing Wealth: What History Teaches Us About Risk (9/6/2025)
08 Sep 2025
Contributed by Lukas
This week, Brian and Jeremiah draw a line straight from the California Gold Rush to today's Wall Street. Why? Because the way people chase wealth real...
SEP IRAs Explained: A Smart Retirement Tool for the Self-Employed
04 Sep 2025
Contributed by Lukas
If you're self-employed or running a small business, saving for retirement doesn't have to be complicated. One of the most powerful but often overlook...
Don't Get Left Behind: Preparing For The AI Investment Boom (8/30/2025)
01 Sep 2025
Contributed by Lukas
Artificial intelligence is moving faster than most people realize, and it's about to change everything from jobs to investing. Over Labor Day weekend,...
Structured Notes: A Better Annuity Alternative?
28 Aug 2025
Contributed by Lukas
Annuities are one of the most heavily marketed financial products—and often one of the most misunderstood. They promise growth without loss, guarant...
Should the U.S. Bail Out Intel? The High Stakes of America's Chip Future
26 Aug 2025
Contributed by Lukas
This Money Monday, Brian goes into one of the biggest economic and controversial question today: Should the U.S. government invest billions into Intel...
Business Owners & The Gig Economy: How Do We Save? (8/23/2025)
25 Aug 2025
Contributed by Lukas
This week on The Real Money Pros, Brian and Jeremiah take on some of the hottest )and trickiest) money questions hitting households today. They unpack...
Spousal Benefits, Tax Code Changes, & AI in the Workplace
19 Aug 2025
Contributed by Lukas
Artificial intelligence isn't just a buzzword anymore. It's driving market highs, reshaping industries, and sparking debate about whether it's a bubbl...
The Ripple Effect: Inflation, Housing, & the Future of Money (8/16/2025)
18 Aug 2025
Contributed by Lukas
This week, Brian and Jeremiah break down three issues that are hitting Americans the hardest right now: inflation, housing, and the future of money. T...
Trump Accounts: The New Tax-Free Savings Plan for Kids
14 Aug 2025
Contributed by Lukas
Starting in 2026, a brand-new type of tax-free savings account nicknamed the "Trump Account" will be available for minors. If you're a parent, grandpa...
Pay Raises & Staying Relevant in a Changing Economy
12 Aug 2025
Contributed by Lukas
Inflation is hitting hard, prices are climbing, and yet many workers haven't seen a pay raise in years... Brian digs into why pay increases aren't kee...
Interest Rates Freeze, Markets Get Hotter: What You Need to Know (8/9/2025)
11 Aug 2025
Contributed by Lukas
This week, we break down what the Fed's latest rate pause really means and why the market's reaction isn't always the full story. They dig into the ri...
529 Plans: Big Expansions for K–12 Through Career
07 Aug 2025
Contributed by Lukas
Your 529 plan just got a serious upgrade—and if you're a parent, grandparent, homeschooler, or working professional, you'll want to hear this. Nic a...
Profit from Uncertainty: Inflation, Tariffs & Market Psychology
05 Aug 2025
Contributed by Lukas
Brian Wiley tackles the root causes of inflation (and no, it's not just tariffs) and discusses how stimulus programs, economic cycles, and behavioral ...
Trust Us: Estate Planning Mistakes That Could Cost Your Family (8/2/2025)
04 Aug 2025
Contributed by Lukas
This weekend, Brian and Jeremiah go into the realm of estate planning, focusing on the misunderstood but crucial tool: the revocable living trust. The...
Student Loan Shake-Up in the OBBB: Changes in 2026
31 Jul 2025
Contributed by Lukas
Big changes are coming to the student loan system—and if you or your kids plan to attend college soon, you need to know what's inside the One Big Be...
How Much House Can You Really Afford? Housing Costs, Mortgage Myths & Financial Freedom
29 Jul 2025
Contributed by Lukas
In this week's episode of The Money Hour on Newstalk KBOI, Brian talks about the biggest financial stressors Americans face—housing costs. How much ...
You Can't Save Your Way to Retirement (7/26/2025)
28 Jul 2025
Contributed by Lukas
This week, Brian and Jeremiah dig into one of the biggest mistakes they see from investors—sitting in too much cash out of fear. They talk through w...
Life Changes, Your Team Shouldn't: Why You Hire an Advisor
24 Jul 2025
Contributed by Lukas
Most people don't think about hiring a financial advisor—until something bad happens. This week, Jeremiah is joined by Alex Lundgren for an honest c...
Crypto, Stablecoins & The Future of Payments (7/21/2025)
22 Jul 2025
Contributed by Lukas
Brian takes a deep dive into the future of money—especially stablecoins and how they might flip the whole payment system on its head. He breaks it d...
From the Fed to Fintech: Rates, Stablecoins, & Worry (7/19/2025)
21 Jul 2025
Contributed by Lukas
Brian and Jeremiah cover what everyone's thinking: Why does the market feel fine if the public doesn't? They unpack the disconnect between bullish inv...
UBIT in Your IRA? What That Surprise Tax Notice Actually Means
17 Jul 2025
Contributed by Lukas
That surprise notice from your IRA custodian? It might be about something called UBIT—and if you've got limited partnerships or master limited partn...
From Bitcoin to Bots: The Shift You Can't Ignore (7/14/2025)
15 Jul 2025
Contributed by Lukas
On last night's tech-charged show, Brian took listeners on a ride through the future of money, jobs, and investing. From the rise of AI and quantum co...
Overtime, Tariffs & Trusts: What the Big Beautiful Bill Means for You (7/12/2025)
14 Jul 2025
Contributed by Lukas
In this special episode of The Real Money Pros, Brian and Jeremiah are joined by Idaho Congressman Russ Fulcher to talk through one of the biggest pie...
The Big Beautiful Bill: What It Really Means for You (7/7/2025)
08 Jul 2025
Contributed by Lukas
Today, Brian dives into the passage of the "Big Beautiful Bill"—a $4.5 trillion piece of legislation that's sparking debate across party lines. Whil...
Gold Scams, Buried Rifles & Drone Fishing: What Could Go Wrong?
30 Jun 2025
Contributed by Lukas
This week on The Real Money Pros, Brian and Jeremiah dive into the real (and wild) consequences of owning gold the wrong way—like when a client's se...
Cutting Taxes on Your 401(k) Stock: The NUA Strategy Explained
26 Jun 2025
Contributed by Lukas
Net Unrealized Appreciation: If you own company stock in your 401(k), this episode could potentially save you thousands in taxes. Jeremiah and Nic unc...
War & Volatility: Why Boring Portfolios Still Win (6/23/2025)
24 Jun 2025
Contributed by Lukas
After an unstable week, Brian unpacks this last weekend's geopolitical drama with Iran and its ripple effects across global markets. While the headlin...
The Future of Money: Stablecoins (6/21/2025)
23 Jun 2025
Contributed by Lukas
In this tech-centered episode, Brian and Jeremiah explore the game-changing legislation pushing stablecoins into the financial mainstream. They break ...
What 5% APY Really Means: The Truth Behind Bank Rates
19 Jun 2025
Contributed by Lukas
Think you're earning 5% on your savings? Not so fast. In the first rendition of the renewed podcast series, Jeremiah and Nic uncover the truth behind ...
$5 Trillion More? Debt, Taxes, and the 'Big, Beautiful' Bill (6/16/2025)
18 Jun 2025
Contributed by Lukas
Brian takes listeners deep into the heart of Washington's latest fiscal chaos. With a $5 trillion proposed increase to the national debt ceiling and h...
The Bucket Strategy: Our Retirement Planning Guide (Jeremiah's Take)
17 Jun 2025
Contributed by Lukas
In this second part of our two-part show, Jeremiah Bates takes the mic to share his perspective on one of our most powerful retirement planning tools:...
The Bucket Strategy: Our Retirement Planning Guide (Brian's Take)
16 Jun 2025
Contributed by Lukas
Brian Wiley dives deep into one of the most effective investment strategies for retirement: bucket-based investing. Using a fictional scenario, Brian ...
Smart Strategy for Dumb Times (6/9/2025)
10 Jun 2025
Contributed by Lukas
Amid the recent political theater, economic uncertainty, and media overload, this week's show on KBOI strips it all back to what really matters: your ...
Elon vs. Trump: Another Investor Distraction (6/7/2025)
09 Jun 2025
Contributed by Lukas
The dudes unpack the headlines that distracted investors all week—starting with the bizarre (and kind of surprising) public feud between Elon Musk a...
Saving for the Future—Even When the Rules Don't Make Sense (6/2/2025)
03 Jun 2025
Contributed by Lukas
This Money Monday, Brian covers a wide range of topics—blending market analysis, tax insights, and small business advice with listener-driven conver...
Cash Mistakes, Tariff Chaos, & Why Indexing Works (5/31/2025)
02 Jun 2025
Contributed by Lukas
Everything from market volatility and investor behavior to life insurance gaps and why simple planning still wins… Jeremiah and Nic unpack the lates...
Company Stock in 401(k)? NUA. (5/24/2025)
27 May 2025
Contributed by Lukas
Over the Memorial Day weekend, Brian Wiley and Alexandra Lundgren unpack the often misunderstood mechanics and risks of 401(k) plans—from overloadin...
Tariffs: Who Really Pays? (5/19/2025)
20 May 2025
Contributed by Lukas
This week on KBOI, Brian digs into the economic and behavioral ripple effects of tariffs, asking the central question: who really pays? Using the late...
Fixing The BROKEN Retirement System (5/17/2025)
19 May 2025
Contributed by Lukas
Brian, Alex, and our callers dig into one of the most overlooked but urgent problems in personal finance: our retirement system is broken—and most p...
Is Your Strategy Built for This? (5/10/2025)
12 May 2025
Contributed by Lukas
This last Saturday, Brian Wiley and Jeremiah Bates dug deep into the real-world impact of tariff policy, investor behavior, and why emotional risk tol...
Mitigating Market Risk: What You Can Control (5/3/2025)
05 May 2025
Contributed by Lukas
The trio gang (Brian, Jeremiah, and Nic) goes into the real economic impact of tariffs, rising uncertainty, and how financial planning needs to adapt ...
Tariffs Are Already Being Priced In (4/28/2025)
29 Apr 2025
Contributed by Lukas
Tonight, we look at the real-world impact of tariffs—from policy to personal experience. After getting hit with a 145% tariff on a simple electric d...
Debt, Tariffs, & Market Turbulence (4/26/2025)
28 Apr 2025
Contributed by Lukas
Brian Wiley and Jeremiah Bates dig into how the latest tariff headlines, political pressure on the Fed, and fast-moving market swings—often triggere...
What This Market Is Really Telling Us (4/21/2025)
22 Apr 2025
Contributed by Lukas
Brian cuts through the noise surrounding market volatility, interest rates, and U.S.-China trade tensions. As the S&P 500 and Dow show signs of techni...
Rebalancing, Roth, & Rising Care Costs (4/19/2025)
21 Apr 2025
Contributed by Lukas
In this solo-hosted episode, Jeremiah Bates explores the week's financial news and practical planning strategies—anchored by real-world client conve...
Opportunity Among Chaos (4/14/2025)
15 Apr 2025
Contributed by Lukas
Brian Wiley breaks down one of the most emotionally charged and telling market sell-offs in recent memory. On April 8th, Main Street investors hit the...
Markets Are Predictable (4/12/2025)
14 Apr 2025
Contributed by Lukas
After the crazy week, Brian and Jeremiah dissect what they call the most emotionally driven and predictable market sell-off of their careers. Brian sh...
Rate Cuts, Rally Risks, & Retirement (4/7/2025)
08 Apr 2025
Contributed by Lukas
The markets are trying to ride high again — but should you trust the rally? In this week's Money Hour, the team breaks down what's really driving in...
Markets on Edge: How to Play Defense (4/5/2025)
07 Apr 2025
Contributed by Lukas
After ending a rough trading week, Brian and Jeremiah dissect the pivotal week on Wall Street as economic uncertainty rattles investors. With major in...
Outsmarting the Market (3/31/2025)
01 Apr 2025
Contributed by Lukas
Brian talks about the latest market movements and what they mean for your portfolio. With inflation concerns and interest rate chatter still dominatin...
Taxes, Traps, & Market Shake-Ups—Are You Prepared? (3/29/2025)
31 Mar 2025
Contributed by Lukas
This Saturday, we talk the latest market trends and what they mean for your portfolio. We dive into smart tax strategies, helping you keep more of wha...
Market Cycles, Musk Moves & Future Tech (3/22/2025)
24 Mar 2025
Contributed by Lukas
Brian and Jeremiah break down the current market volatility and why investors need to prepare for inevitable downturns—just like you would during fl...
Tesla: Charging Up or Short-Circuiting? (3/17/2025)
18 Mar 2025
Contributed by Lukas
This Monday, Brian breaks down how emotions influence investing—using Tesla as the perfect case study. He discusses the psychology behind stock move...
Booms, Busts, & A.I. (3/15/2025)
17 Mar 2025
Contributed by Lukas
Markets go up, markets go down—but what does that mean for your money? Brian Wiley dives into the cycles of booms and busts, reflecting on 25 years ...
Panic or Profit? (3/10/2025)
11 Mar 2025
Contributed by Lukas
After weeks of fear-driven markets, we dive into yet another wild day, with the NASDAQ dropping over 4% and major stocks like Tesla taking a hit. But ...
Dealing With Market Corrections (3/8/2025)
10 Mar 2025
Contributed by Lukas
This week, Brian and Jeremiah break down the latest market swings and what they mean for your portfolio. With the NASDAQ dipping into correction terri...
Federal Layoffs, HSA's, & European Politics (3/1/2025)
03 Mar 2025
Contributed by Lukas
Brian Wiley and Jeremiah Bates break down the fiery Oval Office exchange between Trump, JD Vance, and Ukraine's Zelensky. What led to the heated debat...
Bitcoin, Gold, and AI: Where's the Smart Money Going? (2/24/2025)
25 Feb 2025
Contributed by Lukas
In this episode of The Money Hour on Newstalk KBOI, Brian Wiley dives deep into the ever-changing landscape of cryptocurrency, gold, and AI investing....
No Volatility, No Growth (2/22/2025)
24 Feb 2025
Contributed by Lukas
This week, Brian Wiley and Jeremiah Bates break down the latest market swings, explaining why recent volatility is normal market behavior and how inve...