The Retirement Café Podcast
Episodes
095 Contentious probate: contesting a will, with Victoria Jones
01 Sep 2020
Contributed by Lukas
It's a common misconception that you make your will and that's the end of the matter. Sadly, for some families, they find out after they have lost ...
094 Secrets of a successful semi-retirement, with Lindsey Froud
25 Aug 2020
Contributed by Lukas
The episodes of regular people telling us about their life in retirement have proven to be very popular. One of our very first episodes – number ...
093 How isolation is driving financial scams, with Professor Keith Brown
18 Aug 2020
Contributed by Lukas
I am delighted to welcome Professor Keith Brown back to the podcast. Keith is a government adviser on mental capacity as well as adult care and saf...
092 Making serious stuff entertaining with the ‘keynote tickler’
11 Aug 2020
Contributed by Lukas
This week’s episode is a little different. I’d like to share with you a conversation I had during lockdown with a friend of mine, Jeremy Nichol...
091 A Man is not a Financial Plan, with Mary Waring
04 Aug 2020
Contributed by Lukas
From my experience helping people retire successfully, I would say there is still a tendency for the man in a relationship to lead discussions abou...
090 The Menopausal Mermaids
28 Jul 2020
Contributed by Lukas
The title of today’s episode – The Menopausal Mermaids – is possibly quite intriguing. To explain further I’d like to share with you a convers...
089 Why understanding Mental Capacity is critical, with Professor Keith Brown
21 Jul 2020
Contributed by Lukas
Professor Keith Brown has spent a lifetime in the medical profession. Starting his career in paediatrics, Keith headed up the paediatrics intensive ca...
088 Becoming the ex-Fire Chief, with John Bonney
14 Jul 2020
Contributed by Lukas
I always love to hear your personal stories of transitioning into retirement, so I was delighted when listener Mary Dixon suggested her brother, John ...
087 Are you being shortchanged on your State Pension, with Sir Steve Webb
07 Jul 2020
Contributed by Lukas
Sir Steve Webb is a renowned pensions commentator who served for 18 years as a Member of Parliament between 1997 and 2015, during which time he was Pe...
086 Continuing to learn at The Open University, with Dr Liz Marr
30 Jun 2020
Contributed by Lukas
The Open University is 51 years old and continues to pursue its mission of being open to people, to places to methods and to ideas. It’s openness co...
085 Navigating your personal financial life, with Simonne Gnessen
23 Jun 2020
Contributed by Lukas
Simonne Gnessen helps people navigate the journey of their personal financial life. As a money coach and a financial life planner with a company cal...
084 Why emotional intelligence matters, with Anne Beaulieu
16 Jun 2020
Contributed by Lukas
I am really pleased to share with you this week my conversation with emotional intelligence coach and author, Anne Beaulieu. Emotional intelligen...
083 Preparing your family to inherit by bridging generations, with Amy Castoro
09 Jun 2020
Contributed by Lukas
Passing on our wealth and our assets to our loved ones is an important part of retirement planning, and one we’ve discussed on the podcast before. ...
082 Getting one million women walking
02 Jun 2020
Contributed by Lukas
Heather Waring is on a mission to get ‘One million women walking’. She says that ‘Walking makes her soul sing’ and that she wants to help ...
081 Being there when the storm comes in, with Carl Richards
26 May 2020
Contributed by Lukas
With a great deal of uncertainty during the coronavirus pandemic, many people have unanswered questions concerning their finances, their retirement an...
080 Travelling solo in retirement, with Janice Waugh
19 May 2020
Contributed by Lukas
Have you ever considered travelling solo? Maybe you’re a dab hand at it and have been travelling alone for many years. Or maybe you’re just consid...
079 Understanding our behavioural biases, with Neil Bage
12 May 2020
Contributed by Lukas
We all have behavioural biases that drive our values and guiding principles. These ultimately impact how we show up in the world and the decisions tha...
078 Tips for travelling and cruising
05 May 2020
Contributed by Lukas
I know that many of our clients enjoy their holidays, and in particular cruising, so I am delighted to welcome Gary Bembridge, author and founder of ...
077 Staying healthy through your retirement years during the coronavirus
28 Apr 2020
Contributed by Lukas
I have chatted with a number of guests over the past 18 months about ageing well as it’s a topic that I know many of our listeners are interested in...
076 Giving today’s market volatility a historical context, with Abraham Okusanya
21 Apr 2020
Contributed by Lukas
If you are a regular listener to the podcast – firstly, thank you for joining me again this week – and secondly, you will probably be aware that t...
075 How to write the story of your life
14 Apr 2020
Contributed by Lukas
A recent survey revealed that one of the biggest regrets for millions of people in Britain was not asking more about their parents’ and grandparents...
074 Finding purpose in charitable work
07 Apr 2020
Contributed by Lukas
We’ve discussed the importance of finding purpose in retirement on a number of podcast episodes and today’s guest seems to have done just that. Si...
073 Why the best ideas don’t make rational sense, with advertising legend Rory Sutherland
31 Mar 2020
Contributed by Lukas
With a degree in Classics from Cambridge University, Rory Sutherland joined Ogilvy – one of the biggest global advertising agencies – as a gra...
072 Life in my 90s, with Peggy Bastion
24 Mar 2020
Contributed by Lukas
Our wonderful next door neighbour, Peggy, is 91 years young. She joins me to share the experiences of her long life that have influenced how she lives...
071 Living through later life
17 Mar 2020
Contributed by Lukas
As life expectancies have increased, conceptions of retirement have evolved. With many people likely to live for twenty to thirty years beyond State...
070 Why we don’t follow money advice, with Dr Moira Somers
10 Mar 2020
Contributed by Lukas
Have you ever sought financial advice? And if so, did you act on the advice given? If you didn’t follow the advice you received, you’re not alone....
069 Improve your financial decision making, with Greg Davies
03 Mar 2020
Contributed by Lukas
Greg Davies is a globally recognised expert in behavioural finance and its impact upon our financial wellbeing. Behavioural finance is a way of unders...
068 Tackling loneliness and isolation in later life, with Dame Esther Rantzen
25 Feb 2020
Contributed by Lukas
We’ve heard many wonderful personal stories of retirement life, but it’s not rosy for everyone. Many people suffer from isolation and loneliness. ...
067 Managing grief in later life
18 Feb 2020
Contributed by Lukas
It’s almost impossible to reach some way into adulthood without experiencing the loss of a loved one. I think it’s fair to say that each of us dea...
066 End of Life Doulas helping you & your family feel safe
11 Feb 2020
Contributed by Lukas
Why do we prepare so well for birth, yet give so little attention to preparing for death? Judy Kauffmann believes we should. She is passionate about c...
065 Protecting the vulnerable from financial fraud and scams
04 Feb 2020
Contributed by Lukas
There is a type of crime for which there is almost no criminal justice. Fraudsters stole £1.2 billion through the UK financial sector in 2018, affect...
064 Getting a second bite of the cherry, with Tim Drake
28 Jan 2020
Contributed by Lukas
This episode is the second in our series on Working into Retirement (click the link under ‘useful links’ to listen to last week’s episode). Tim ...
063 Helping over 50s find age friendly employers
21 Jan 2020
Contributed by Lukas
This is the first in our brief series of episodes about Working in to Retirement. Nearly 80% of the growth in UK employment over the last decade has c...
062 Luxury retirement village life, with Nick Sanderson
14 Jan 2020
Contributed by Lukas
Over 20 years ago, Nick had a vision for the future of housing for later life. He envisioned a retirement village that offered the facilities of a spa...
061 Must read books for 2020
07 Jan 2020
Contributed by Lukas
Happy New Year! There are many ways to make ‘2020 Your Best Year Yet’. As discussed in the first episode in this series, one of those ways is to c...
060 How to make New Year's Resolutions stick
31 Dec 2019
Contributed by Lukas
It’s New Year’s Eve – the final day of 2019, so what better topic to discuss than 'How to Make 2020 Your Best Year Yet'. In fact, that’s the...
059 Successful wealth transfer - avoiding shirtsleeves to shirtsleeves in three generations
24 Dec 2019
Contributed by Lukas
You've probably heard of the old adage 'from shirtsleeves to shirtsleeves in three generations', but is it really true? Research in the USA* suggests ...
058 Understanding your workplace pension
17 Dec 2019
Contributed by Lukas
In this episode, we cover a summary of defined contribution, defined benefit and other workplace pensions, what you should know or find out about your...
057 Being AgeProud and Ageing Better, with Louise Ansari
10 Dec 2019
Contributed by Lukas
This is the third episode in our series about Changing the Perceptions of Ageing. We are living longer than ever before but millions of us risk missin...
056 Lessons learnt from interviewing interesting people, part 2
03 Dec 2019
Contributed by Lukas
If you listened to last week’s episode, you’ll know that I shared some of the lessons I’ve learnt from interviewing interesting guests over the ...
055 Lessons learnt from interviewing interesting people, part 1
26 Nov 2019
Contributed by Lukas
This week we are celebrating the first anniversary of The Retirement Café Podcast. Believe it or not, we’re on episode 55 and week 52 of the pod...
054 How to age joyfully, with Maggy Pigott
19 Nov 2019
Contributed by Lukas
This is the second episode in our series about Changing the Perceptions of Ageing. Maggy is relishing retirement after a distinguished 37-year care...
053 Life lessons from people older and wiser than you
12 Nov 2019
Contributed by Lukas
Are you worried about getting old? Mid thirty-something writer Dominique Afacan was. Old age to her was an unhappy place, mostly filled with lonelines...
052 All you need to know about equity release
05 Nov 2019
Contributed by Lukas
As you know, the current generation of retirees has benefitted greatly from quite dramatic increases in house prices over the years. This is great new...
051 Sod 70! Shake off the stereotypes and empower yourself, with Professor Sir Muir Gray
29 Oct 2019
Contributed by Lukas
Professor Sir Muir Gray has worked in public health for 40 years, focusing on disease prevention (particularly helping people to stop smoking) and pop...
050 Putting your ideal retirement within reach, with Roger Whitney
22 Oct 2019
Contributed by Lukas
Roger Whitney believes that planning for retirement is just as much about intentional saving as it is about intentional living. Like me, he believes...
049 How money figures into a joyful life, with Brian Portnoy
15 Oct 2019
Contributed by Lukas
Do you ever feel that there is just too much information and choice today? Behavioural finance expert Brian Portnoy has found a way to achieve simplic...
The benefits of Tai Chi as we age, with Mark Peters
08 Oct 2019
Contributed by Lukas
Most people think of Tai Chi as a wonderful relaxing exercise performed in parks throughout China, in the early morning. This is true to some extent. ...
Investment strategies and assessing risk in turbulent markets
01 Oct 2019
Contributed by Lukas
We have unbelievable political uncertainty at the moment and it’s hard to deny that it’s causing considerable market turmoil. You may well be wond...
Death Cafe, with Sue Barsky Reid
24 Sep 2019
Contributed by Lukas
Pop into most cafes and you'll quite easily find tea and cake. Pop into a Death Cafe and you'll be served much more. At a Death Cafe people, often str...
Pension freedoms and the alternatives to buying an annuity, with William Burrows
17 Sep 2019
Contributed by Lukas
Last week we discussed annuities, what they are and when you may decide to buy one. In 2015 new legislation - The Pension Schemes Act 2015 - took the ...
When buying an annuity is the right choice, with William Burrows
10 Sep 2019
Contributed by Lukas
When the time comes to decide what to do with your retirement savings, you may face the difficult choice of either buying an annuity or entering into ...
Understanding your State Pension
03 Sep 2019
Contributed by Lukas
Did you know that you don't have to take your State Pension when you reach the State Pension age? There have been numerous changes to how you qualify ...
Dementia is not a cure crisis, it's a care crisis, with Dr Noel Collins
27 Aug 2019
Contributed by Lukas
Dr. Noel Collins has learned that most distress for people with dementia doesn’t come from the absence of some magic bullet. It comes from the chall...
How Vanguard makes a stand for investors, with Neil Cowell
20 Aug 2019
Contributed by Lukas
Vanguard is an investment company not quite like any other. Vanguard was founded in the United States in 1975 on a simple but revolutionary idea: that...
Navigating the care system, with Jacqueline Berry
13 Aug 2019
Contributed by Lukas
Paying for care is thought to be the second biggest financial commitment that we make during our lifetime, after taking our a mortgage. Navigating the...
A guide to funeral planning, with Simon Head
06 Aug 2019
Contributed by Lukas
Planning a funeral can be overwhelming, especially when you’re grieving the death of a loved one. There are a number of details to take care of, fro...
Finding true freedom in retirement, with George Kinder
30 Jul 2019
Contributed by Lukas
In the world of financial advice, George Kinder is known as the Father of the Life Planning movement. For over 30 years, George has trained thousands ...
Assessing mental capacity, with Tim Farmer
23 Jul 2019
Contributed by Lukas
The Mental Capacity Act states that a person lacks capacity if they are ‘unable to make a specific decision, at a specific time, because of an impai...
How to thrive in retirement, with Celia Dodd
16 Jul 2019
Contributed by Lukas
The transition into retirement can be a hugely positive experience, but for some it can also be a challenge. Freelance journalist and author, Celia Do...
What makes a successful investment strategy in retirement, with David Jones of Dimensional Fund Advisors
09 Jul 2019
Contributed by Lukas
David Jones returns for part 2 of our conversation on investing and how Dimensional Fund Advisors can play a part. We discuss how retirees can imple...
An academically proven approach to investing, with David Jones of Dimensional Fund Advisors
02 Jul 2019
Contributed by Lukas
Thirty years ago when David Jones started out in financial services, he became acutely aware about the prevalence of high fund management costs and in...
Buy a vineyard, save inheritance tax
25 Jun 2019
Contributed by Lukas
This week I share some of the latest goings on in the financial world and my thoughts on what this could mean to you. The topics covered include: The...
Getting peace of mind at the end of life, with Mary Jordan
18 Jun 2019
Contributed by Lukas
As a dementia specialist, Mary’s experience of death and the final stage of life became quite vast. By chance, she met Judy Carole Kauffmann, a spec...
Investing explained: asset allocation
11 Jun 2019
Contributed by Lukas
This episode is a little different from most of my podcast episodes in that I don’t have a guest with me today. In fact, this is the first in a seri...
Giving your time, your talent and your treasure, with Lauren Janus
04 Jun 2019
Contributed by Lukas
Charitable giving should bring great joy and fulfilment. It should make you feel empowered and excited about the good you can do in the world. Many ...
65,000 miles under his belt and still running into retirement, with Ken West
28 May 2019
Contributed by Lukas
In this episode I welcome back Ken West MBE. Ken appeared on episode 2 discussing the world of natural burials. This time Ken chats about what makes f...
Re-thinking dementia - why society must adapt, with Mary Jordan
21 May 2019
Contributed by Lukas
Mary believes that dementia wouldn’t be so difficult if society dealt with it better. We tend to distance people with dementia, out of fear or a lac...
Why your financial planner can't be you, with Carl Richards
14 May 2019
Contributed by Lukas
Most people don’t hire a financial planner in retirement because they can’t work out what to do themselves, given the time and inclination. You hi...
Why growing older needn't mean slowing down, with the Irongran Edwina Brocklesby
07 May 2019
Contributed by Lukas
At the age of 50, Edwina Brocklesby decided to run her first half marathon. Until that point, she’d done little running, and her exercise regime con...
Investing successfully for the long-term, with Professor Elroy Dimson
30 Apr 2019
Contributed by Lukas
I was delighted to meet Professor Dimson at the Science of Retirement Conference earlier this year as I have had his book ‘The Triumph of the Optimi...
Why age should not define us, with George Lee
23 Apr 2019
Contributed by Lukas
Age defines us. Simple. That’s how it’s always been, but it’s a belief system that George Lee is setting out to challenge. With her organisation...
Exiting his business & finding new purpose with an Employee Ownership Trust, with Chris Budd
16 Apr 2019
Contributed by Lukas
After 18 years running the financial planning business he founded, Chris Budd was ready for a change of direction. Recognising he needed a new purpose...
The Court of Protection: When Powers of Attorney go wrong, with Fiona Heald
09 Apr 2019
Contributed by Lukas
Only 7% of the UK population currently has a Power of Attorney in place. The rest of us are running the risk of having to resort to the services of th...
Why my motto is 'live the day', with Anne Roe
02 Apr 2019
Contributed by Lukas
At 73-years old, Anne is one of the most active retirees I know. She is also my mother-in-law. Anne has experienced all manner of highs and lows since...
How to plan with confidence for later life, with Jane Finnerty of SOLLA
26 Mar 2019
Contributed by Lukas
Financial advisers are now incredibly well qualified, but exams don’t test how good they are at explaining complex later life advice in a way client...
Successful retirement planning from an ex-FCA regulator's point of view, with Rory Percival
19 Mar 2019
Contributed by Lukas
For ten years, Rory Percival was ‘the face of the Financial Conduct Authority’ (FCA) for financial advisers. An influential speaker and thought-le...
Make sure your estate qualifies for the Residence Nil Rate Band, with Kurt Lee
12 Mar 2019
Contributed by Lukas
The new residence nil rate band (RNRB) came into effect on the 6th April 2017. It's a new inheritance tax relief being phased in gradually over a numb...
How to retire from your own business - Part 2, with Barry Van Danzig
05 Mar 2019
Contributed by Lukas
In the first part of my interview with Barry Van Danzig we heard how Barry attempted to sell his business to venture capitalists, but ended up buying ...
How to retire from your own business - Part 1, with Barry Van Danzig
26 Feb 2019
Contributed by Lukas
Barry Van Danzig is not successful by accident. An astute entrepreneur who built and lost a business early on in life, Barry picked himself up, reengi...
How to choose a care home, with Hollie Clarke
19 Feb 2019
Contributed by Lukas
410,000 people live in care homes in the UK today. It is predicted there will be a 36% increase in the number of over 85s by 2025. With an ageing popu...
Having healthy conversations about money - Part Two, with Carl Richards
15 Feb 2019
Contributed by Lukas
In this episode you can listen to the second half of my interview with Carl Richards for his new Talking About Money workshop. The goal of Carl’s...
Having healthy conversations about money - Part One, with Carl Richards
12 Feb 2019
Contributed by Lukas
A few weeks ago, I was honoured to be interviewed by Carl Richards for his new Talking About Money workshop that launches right around now. For those ...
Making your pension savings last a lifetime, with Abraham Okusanya
05 Feb 2019
Contributed by Lukas
Since George Osbourne pronounced the words “No one will have to buy an annuity again” in 2014, the retirement market has changed from a safety-fir...
Empowering you to understand the value of your pensions, with Henry Tapper
29 Jan 2019
Contributed by Lukas
People struggle to keep track of their pensions; 3 out of 5 people don’t know what they have. On average, a working adult in the UK may have 11 diff...
Why it's never too late to start a business
22 Jan 2019
Contributed by Lukas
Suzanne Noble had enjoyed a successful and varied career which included PR for big entertainment brands, founding a TV company, creating a baby sling ...
Everything you need to know about Lasting Power of Attorneys
15 Jan 2019
Contributed by Lukas
Record numbers of people are formally assigning emergency decision-making to those they trust with a Lasting Power of Attorney. 726,000 people handed ...
Why you must keep moving in retirement - the health benefits of physical activity
08 Jan 2019
Contributed by Lukas
The Five Ways to Well Being have been proven to be critical to a healthy retirement. Dr William Bird MBE, GP and founder of Intelligent Health, explai...
Paying for care and the role of care annuities, with Graham Duffy
01 Jan 2019
Contributed by Lukas
The need for care home spaces is predicted to rise dramatically with the ever-increasing life expectancy and growth of debilitating conditions includi...
Christmas Special: How to be successful with money in 2019
25 Dec 2018
Contributed by Lukas
You’ve worked hard to earn your money and want to do everything you can to both protect it and make sure it works hard for you in retirement. Justi...
The Big D - Why Dementia is not a death sentence, with Dr Ben Hicks
18 Dec 2018
Contributed by Lukas
Dr Ben Hicks has a very refreshing approach to ‘The Big D’. A highly engaging and passionate professional who cares deeply about his research topi...
Finding your purpose - the key to a fulfilling retirement, with Nick and Debbie Taylor
11 Dec 2018
Contributed by Lukas
Like many of the people we work with, Nick and Debbie approached retirement with some apprehension. After many years in the Royal Marines and subseque...
A life in funerals, with Ken West MBE
04 Dec 2018
Contributed by Lukas
At age 15, Ken West began his career planting up cemetery graves. Maybe a strange career choice for a young lad, but one driven by a deep interest in ...
Avoiding inheritance tax traps, with Kurt Lee
27 Nov 2018
Contributed by Lukas
I'm delighted to welcome friend and highly respected solicitor, Kurt Lee, to the first interview on The Retirement Café Podcast. Kurt has over 20 yea...
Welcome to The Retirement Cafe Podcast
12 Nov 2018
Contributed by Lukas
In this episode, Justin King shares what you can expect from The Retirement Cafe Podcast. Over the past 30 years, Justin has helped many people work t...