The Rich Immigrant

137: How to Teach Kids About Money With Amina Odukoya

14 Mar 2026

Contributed by Lukas

Send a textIn this episode of the podcast, my guest and I have a much needed conversation on how to teach kids about money. In this episode, Amina and...

136: How Money Conversations Changed and Shaped My Financial Journey

07 Mar 2026

Contributed by Lukas

Send a textWelcome to season 14 of the podcast and in this episode, I'm talking about how money conversations changed the course of my financial ...

135: Setting Goals That Stick In 2026: Capacity, Systems, and Real Life

20 Dec 2025

Contributed by Lukas

Send us a textIf you've ever set goals in January that felt inspiring, and by March you were tired, behind, or quietly ashamed, then this episode...

134: How To Set Yourself Up To Win In 2026

14 Dec 2025

Contributed by Lukas

Send us a textAs we move toward the end of the year, it's tempting to rush into new goals. But before 2026 can be successful, it needs to be sust...

133: The Unspoken Rules of International Celebrations

07 Dec 2025

Contributed by Lukas

Send us a textIn this episode, we are diving into the unspoken rules that keep friendships intact when celebrations cross border, budgets, and big lif...

132: 12 Money Lessons I Wish I Learned In My 20s

28 Nov 2025

Contributed by Lukas

Send us a textJoin me as I take a trip down memory lane to my 20s. The decade that adulting hit me! I share the biggest financial lessons (some I only...

131: 40 and Fear Less: My Birthday Sit-Down w/Kemi Onabanjo-Joseph

31 Oct 2025

Contributed by Lukas

Send us a textWe are back!!!! I turned 40 in September and handed over my mic to my sister friend, Kemi Onabanjo.  We skipped our annual podcast con...

130: Q&A - Prenups, Buyers Remorse, Legal Insurance & So Much More

12 Sep 2025

Contributed by Lukas

Send us a textIn the very last episode of this season of the podcast, I answer listener questions and they cover the following1. My thoughts on an mlm...

129: Parenthood & Money: Smart Steps Before and After Baby - with Charlene Tilbanie

04 Sep 2025

Contributed by Lukas

Send us a textBecoming a parent changes everything, including your finances. In this episode, I sit with Charlene, a financial coach and mom, to talk ...

128: Feeling Behind With Money? Here's Why You're Not As Late As You Think

31 Aug 2025

Contributed by Lukas

Send us a textDo you ever feel like everyone else is ahead of you financially - buying homes, maxing out investments, living debt free, going on trips...

127: How Berry Turned Her Finances Around As A Single Mom

18 Aug 2025

Contributed by Lukas

Send us a textI've been wanting to talk with Berry for a while and I'm so glad this conversation finally happened. As you'll see, this ...

126: The August Challenge - Honor Your Word To Yourself

07 Aug 2025

Contributed by Lukas

Send us a textThis episode of the podcast is not what I'd initially planned, but I get this feeling that it is what we need. In this episode:I in...

125: Budgeting is Like Making The Perfect Pot of Jollof - Here's Why

25 Jul 2025

Contributed by Lukas

Send us a textThis episode is a little different, and honestly, its delicious! In this episode, we are talking about how budgeting is actually a lot l...

124: How Tobi Derin Pivoted Into Tech, Bought Her First Property, Quit Her 6-Figure Job to Take a Sabbatical All In Her 20s

17 Jul 2025

Contributed by Lukas

Send us a textWhat does it look like to be redefining success on your own terms and to be way ahead financially while in your twenties? Meet Tobi Deri...

123: Half Year Check-in: Life; Money, & Other Lessons

11 Jul 2025

Contributed by Lukas

Send us a textThe podcast is back for its 12th season and in this episode, we are easing into summer with a few updates and check-in. In this episode....

122: $100k Invested? Let's Go! How I Beat The Hardest Part of Investing (& How You Can)

10 May 2025

Contributed by Lukas

Send us a textIn the personal finance world, they say getting to the first $100k invested is the hardest part of any investing journey. In this episod...

121: TRI Money Dilemma - How Should I Invest This Money For My Son?

03 May 2025

Contributed by Lukas

Send us a textIn this epidoe of the podcast, I tackle a money dilemma for a parent with a certain amount of money to invest for her  12 year old son....

120: How To Automate Your Finances

25 Apr 2025

Contributed by Lukas

Send us a textI promised a follow up episode to describe the process of automating your finances as automation is central to a good paycheck routine. ...

119: Money, Marriage & A Destination Wedding - How We Got Aligned Before Saying I Do (Togor's Journey)

12 Apr 2025

Contributed by Lukas

Send us a textI'm so glad Togor responded to my request for people willing to share about getting on the same page financially before getting mar...

118: Do You Know These Key Investing Terms?

05 Apr 2025

Contributed by Lukas

Send us a textThere are quite a few terms used in the investing world. While we were not taught these terms at school, its quite wild that we are sudd...

117: Why You Need A Pay Day Routine

30 Mar 2025

Contributed by Lukas

Send us a textYou've probably seen a lot of payday routines on Instagram and Tiktok lately but they're not really new. In this episode of th...

116: Single & Financially Fierce: Millenial and Gen Z Women Speak

07 Mar 2025

Contributed by Lukas

Send us a textFor a long time, I've wanted to have this conversation on the podcast. In honour of Women's History Month 2025, I talked with ...

115: Navigating Black Tax Better in 2025

21 Feb 2025

Contributed by Lukas

Send us a textThis topic is not new to the podcast. In fact, exactly 2 years ago, I covered Black Tax in episode 73 of the podcast (check it out). But...

114: From Hustle to Harmony: An Immigrant's (Mae) Bold Leap Away From Burnout

13 Feb 2025

Contributed by Lukas

Send us a textIn a world that glorifies hustle culture, what happens when you decide to walk away? In this episode, I sit down with Mae Onyekwum, an i...

113: 10 Underrated Money Tips & 2 Underrated Financial Resources

07 Feb 2025

Contributed by Lukas

Send us a textHappy New Year!!Welcome back to the podcast. In this first episode of the year, I get into it by sharing about my Instagram break for th...

112: 2024 Year End Q&A and Wrap Up

31 Dec 2024

Contributed by Lukas

Send us a text19 Podcast episodes later, and we are wrapping up the podcast for the year. In this episode of the podcast, I also answer some of your b...

111: Roth 401k vs Traditional 401k - Which is Better?

20 Dec 2024

Contributed by Lukas

Send us a textWe are getting close to the end of the year and podcast season. In this week's episode of the podcast, I'm answering a popular...

110: How To Financially Prepare For A Career Break

13 Dec 2024

Contributed by Lukas

Send us a textA LinkedIn survey of 33,000 people revealed that 62% had taken a career break at some point and 35% would like to take a break in the fu...

109: Reacting to Warren Buffett's November 2024 Letter

02 Dec 2024

Contributed by Lukas

Send us a textWell, we received an unexpected Thanksgiving surprise from one of the greatest investors of our time, Warren Buffet. In this week's...

108: Money Moves To Make Before The End Of The Year

17 Nov 2024

Contributed by Lukas

Send us a textHere we are in November! There are still some financial moves we should all consider making before the end of the year. I hope you check...

107: 10 Year Challenge - Finances Edition 2014 vs 2024

23 Oct 2024

Contributed by Lukas

Send us a text A few weeks ago while cleaning up my google drive I stumbled upon my 2014 finance google document which includes my budget, networth t...

106: All You Need To Know Before You Open A High Yield Savings Account

19 Oct 2024

Contributed by Lukas

Send us a textThe way adulting works is that there's always an expense (known or unknown) around the corner. In this episode of the podcast, in r...

105: My Experience Working In Japan

07 Oct 2024

Contributed by Lukas

Send us a textWorking in Japan has been quite the discovery. In this episode of the podcast, I look back on my first year here and share the following...

104: My First Japanniversary - Looking Back On My First Year in Japan

22 Sep 2024

Contributed by Lukas

Send us a textAnd just like that, I've lived in Tokyo for a year! Pinch me! I remember saying goodbye to my friends and boarding that flight to J...

103: When Friendships Don't Last Forever

13 Aug 2024

Contributed by Lukas

Send us a textFriendships end. Or at the very least, they evolve. We have manuals on ending romantic relationships or even leaving our jobs. But how d...

102: How To Budget As A Freelancer or Entrepreneur

03 Aug 2024

Contributed by Lukas

Send us a textNot everyone has the luxury of a steady job and paycheck. Entrepreneurs and freelancers often have varying income from one month to the ...

101: The Financial Milestones That Actually Matter

21 Jul 2024

Contributed by Lukas

Send us a textEarly on in my financial journey I came across an article about financial milestones by age and I was completely discouraged by it. Why?...

100: How To Navigate Office Politics

12 Jul 2024

Contributed by Lukas

Send us a textWhat if I told you that you didnt have to sell or soul or compromise on your values to navigate office politics? In this episode inspire...

99: The Mid Year Catch Up

03 Jul 2024

Contributed by Lukas

Send us a textHey Ya'll! I'm alive! I've been through it but I'm alive and well and crawling out of the spreadsheets into the lig...

98: For The Immigrant Stuck In The Immigration Process

23 May 2024

Contributed by Lukas

Send us a textThe immigration process can be brutal and the journey can feel endless. In this episode of the podcast, I answer a listener question abo...

97: Money & Friendships - When You Make More

18 May 2024

Contributed by Lukas

Send us a textFriendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of...

96: Money & Friendships: When You Make Less Than Your Friends

06 May 2024

Contributed by Lukas

Send us a textFriendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of...

95: How to Rebuild Your Credit After Making Mistakes (Listener Q&A)

24 Apr 2024

Contributed by Lukas

Send us a textLast time I did a Q&A, this question from a listener came up and I decided to  take the time to answer in its own standalone episod...

94: Im Back Let's Catch Up

17 Apr 2024

Contributed by Lukas

Send us a textWe'reee baccckkkk! In this warm up/return to the podcast after a longer than anticipated break, ICatch you up on my year so farWhy ...

93: 2023 Year End Q&A (Career, Money, Reflections and More)

23 Dec 2023

Contributed by Lukas

Send us a textIts the last episode on 2023 and in similar fashion, I am answering your questons and they came in hot. In this episode of the podcast, ...

92: Reacting to Six Personal Finance Hot Takes

27 Nov 2023

Contributed by Lukas

Send us a textHot takes are so freaking popular and they're clickbaitey (is that a word) but they seem to work. The thing is though, they are har...

91: 5 Boundaries You Need This Holiday Season

18 Nov 2023

Contributed by Lukas

Send us a textThe Holiday season is here and this episode is inspired by the OG podcaster, Myliek. In a recent episode, she briefly touched on boundar...

90: The Ease of Lifestyle Inflation And How To Avoid It

08 Nov 2023

Contributed by Lukas

Send us a textIn this episode, I use a recent hilarious real life experience to analogize how lifestyle creep can happen. In this episode I talk about...

89: Do You Need A Side Hustle

23 Oct 2023

Contributed by Lukas

Send us a textYou've probably seen something about someone scaling a side hustle to six figures and beyond. Side hustles are not new but they&apo...

88: My Experience Opening a 529 College Savings Account & What You Need To Know

07 Oct 2023

Contributed by Lukas

Send us a textWe did it Joe!  After two years of having it as a goal, I finally opened a 529 college savings account for my unborn child(ren). In thi...

87: Birthday Episode - Lessons from the past year.

20 Sep 2023

Contributed by Lukas

Send us a textIts my birthweek and in this episode of the podcast, I chose to start a new tradition here. I share lessons i've learned or that ha...

86: Big News - I Moved To Tokyo Japan

06 Sep 2023

Contributed by Lukas

Send us a textYou heard/read that right. I'm still in shock and I don't think it'll sink in that I now live here for a while. In this e...

85: How To Pay Off Your Mortgage Faster

01 Sep 2023

Contributed by Lukas

Send us a textI'll be honest, this topic has been on my mind since I bought my home a year ago. I'm simply one of those people that aren;t c...

84: Investing With Friends w/ Kemi Onabanjo-Joseph

23 Aug 2023

Contributed by Lukas

Send us a textI'm so excited to finally have this part of my conversation with one of my best friends about money and friendships. In this conve...

83: Reflecting On The Biggest Promotion Of My Career & Answering Your Questions

16 Aug 2023

Contributed by Lukas

Send us a textThe podcast is back with Season 8!! I'm kicking off this season by reflecting on some amazing news! I got the biggest promotion of ...

82: Mid Year Recap and Q&A

18 Jun 2023

Contributed by Lukas

Send us a textWe have finally come to the end of the longest season. Even as I look back on the last six months of my life, what a rollercoaster it ha...

81: The Growing Costs Of Being a Bridesmaid

06 Jun 2023

Contributed by Lukas

Send us a textWhat does it cost to be a bridesmaid in 2023? The financial cost of being a bridesmaid is regional, cultural, and situation-specific. H...

80: Why I'm Changing My Mind On Life Insurance As A Single Pringle

24 May 2023

Contributed by Lukas

Send us a textIt's very obvious that life insurance should be a part of financial plans for those that have dependent children, and spouses, but ...

79: Reflections on How To Get Rich Netflix

18 May 2023

Contributed by Lukas

Send us a textIf you follow me on Instagram, you know that I have thoughts on this Netflix series by Ramit Sethi.  Sethi is somewhat of a household n...

78: The Best Of The Rich Immigrant Podcast

27 Apr 2023

Contributed by Lukas

Send us a textIn honor of April being Financial Literacy Month, I wanted to share some of the best episodes of the podcast over the last (almost) 3 ye...

77: How To Calculate How Much You Need For Retirement

05 Apr 2023

Contributed by Lukas

Send us a textEveryone tells you that you need to save and invest for retirement, but what does that mean in concrete numbers? How much do you need to...

76: Money in my 20s vs 30s: Looking Back & Looking Ahead

30 Mar 2023

Contributed by Lukas

Send us a textWhen my friend suggested that I talk about this on the podcast, I said, why not? In this episode of the podcast, I talk about the state ...

75: Confession - How Procrastinating Cost Me Money

24 Mar 2023

Contributed by Lukas

Send us a textProcrastinating can be expensive and I certainly experienced that last year. In this episode, I'm sharing 5 ways that my procrastin...

74: The Silicon Valley Bank Break Down You Need

17 Mar 2023

Contributed by Lukas

Send us a textWelcome back to the podcast! There's been so much going on so I had to address this head-on, and in doing so, break things down. Th...

73: How Black Tax Affects Immigrants & What We Can Do About it

15 Feb 2023

Contributed by Lukas

Send us a textIf you know an immigrant, there's there's a good chance you know someone that pay Black Tax every month. Is Black tax a blessi...

72: 5 Lessons From Buying My First Home

02 Feb 2023

Contributed by Lukas

Send us a textI've been wanting to share this for a while now and I'm glad to finally be sharing this. Purchasing your home is a big deal, p...

71: 7 Things To Do Differently With Your Finances This Year

25 Jan 2023

Contributed by Lukas

Send us a textHappy new yearrrr. As you'll hear in the energy in this episode, I'm excited to be back with Season 7 of the podcast. In this ...

70: 2022 Recap & Special Announcement

21 Dec 2022

Contributed by Lukas

Send us a textIn this bonus episode, join me as I sit down as I reflect on 2022. and share an exciting announcement. In this episode, I 1. Thank You ...

69: Important Conversations To Have With Your Parents Now

01 Dec 2022

Contributed by Lukas

Send us a textIn time for the holiday season, this episode discusses a timely reminder for important conversations to have with your parents as you ga...

68: Retirement Investing 101

23 Nov 2022

Contributed by Lukas

Send us a textLet's break down retirement investing as simply as I possibly can. In this episode, I talk about:The burden of being the sandwich g...

67: How Ayooluwa Paid Down $45k in Debt In A Year Working With Door Dash

16 Nov 2022

Contributed by Lukas

Send us a textAyooluwa really paid off $45k of student loan debt in one year and  it took an incredible amount of focus and sacrifice. I'm excit...

66: 5 Things You Should Know In November 2022

09 Nov 2022

Contributed by Lukas

Send us a textLet chit chat this episode while I share 5 things you should know about in November 20221. The Fed has raised interest rates again. What...

65: How To Make The Best Choices During Open Enrollment

02 Nov 2022

Contributed by Lukas

Send us a textWhen I first started at my full-time job 13 years ago, benefits enrollment and open enrollemt were foreign languages to me. With no one ...

64: How To Best Position Yourself &Your Finances In A Recession

26 Oct 2022

Contributed by Lukas

Send us a textOG Listeners will recall we had this recession conversation in June (Episode 54 of the podcast). However, since thenCentral banks have c...

63: How Alex Attained Financial Independence At Age 30 By Investing In The Stock Market

19 Oct 2022

Contributed by Lukas

Send us a textAlex Mason is a passionate investor and curator of the best stock market ideas.  Since 2018, he has been the host of Stock Stories, a p...

62: 10 Signs You're Ready For A New Job/Career

15 Oct 2022

Contributed by Lukas

Send us a textUnless you've been living under a rock, you've seen some pretty wild statistics about the Great Resignation and people leaving...

61: Should You Rent or Buy A Home (Busting Myths)

05 Oct 2022

Contributed by Lukas

Send us a textWe're back!!!!! In this week's episode, we are taking on the rent vs buy debacle.  In this episode, I talk about:1. How my da...

60: The Fine Line Between Being Cheap vs Being Frugal

21 Sep 2022

Contributed by Lukas

Send us a textThis week's episode is inspired by conversations and observations that I have made lately. No one likes to be called cheap, but the...

59. On Building Adult Friendships & How We Met

07 Sep 2022

Contributed by Lukas

Send us a textFriendships & community have been a recurring theme on my mind this year. How can we live rich lives without rich relationships? In ...

58. 20 Years An Immigrant - The Journey & Lessons

31 Aug 2022

Contributed by Lukas

Send us a textThis past weekend made 20 years since I stepped on American soil as a wide-eyed, sheltered 16-year-old eager to take on the world on her...

Big Personal Updates & Q&A

23 Jun 2022

Contributed by Lukas

Send us a textIt's the season finale of  Season 5 and in my usual fashion, I'm wrapping up the season with some personal updates and answer...

What Do You Need To Know About iBonds?

15 Jun 2022

Contributed by Lukas

Send us a textA few weeks ago, I posted about iBonds on Instagram, and not only was there a lot of interest but I also learned that many people didn&a...

How To Invest For Your Kids (Without Going Broke)

08 Jun 2022

Contributed by Lukas

Send us a textThis topic is near to my heart, and yours I presume! As immigrants and BIPOC, especially, we know all about Black Tax but we want to les...

How To Prepare Your Finances For A Recession

01 Jun 2022

Contributed by Lukas

Send us a textWe need to continue the conversation around what is happening in the market so that each person can respond accordingly based on his/her...

How Sayo Became Work Optional At Age 33

25 May 2022

Contributed by Lukas

Send us a textYou read the title right! Sayo and her husband accomplished this while living in Nigeria until they relocated to Canada in 2020. I'...

52: What's Going On With The Fed and Interest Rates In Plain English?

11 May 2022

Contributed by Lukas

Send us a textThe stock market has been in rollercoaster mode so far in 2022 and who knows what's next? There are certainly a lot of opinions out...

51: 12 Ways To Save Money On Travel

04 May 2022

Contributed by Lukas

Send us a textI promised I would share more travel tips and so I'm back with 12 tips to save you money on travel starting with your very next tri...

50: Types of Bank Accounts You Should Have, And How Many

27 Apr 2022

Contributed by Lukas

Send us a textWhen you're getting your financial house in order, you might wonder how many bank accounts you should have and what types of bank a...

49: How Dumebi Pivoted Into Tech and Doubled Her Base Salary

20 Apr 2022

Contributed by Lukas

Send us a textPivoting into tech is a popular move lately but how are regular people actually doing it? When Dumebi shared that she pivoted into tech ...

48: 9 Life Lessons I Picked Up From TIWLC (and I'm running with!)

15 Apr 2022

Contributed by Lukas

Send us a textIn last week's episodes, I shared that I just returned from a conference in Dubai and Jordan but I didn't go into details. Aft...

47: How To Jumpstart Your Financial Literacy Journey

07 Apr 2022

Contributed by Lukas

Send us a textIt is financial literacy month and this episode was inspired by a listener's question. How timely! The truth is that you may have a...

46. How Women Can Become More Financially Empowered

24 Mar 2022

Contributed by Lukas

Send us a textSeason 5 is here and I'm kicking things off with a timely conversation during women's history money.  Sally Krawcheck said th...

45. How To Create A Realistic Travel Budget

10 Feb 2022

Contributed by Lukas

Send us a textFor many immigrants and children of immigrants, travel is seen as a luxury and isn't often considered. My first time on a plane was...

44: The Market is Nuts, Should I Still Invest Right Now?

26 Jan 2022

Contributed by Lukas

Send us a textI'll be honest, it's no fun seeing everything in the red lately. What does that mean for us as investors? Should we stop inves...

43. 5 Tips To Negotiate Better Right Now

15 Jan 2022

Contributed by Lukas

Send us a text'Know your worth and add tax' is a common phrase lately.  But how do you know how much to negotiate? They say you don't ...

42: How To Create Your Financial Vision Board (Replay)

06 Jan 2022

Contributed by Lukas

Send us a textIts the new year (Happy New Year) and I'm bringing back this popular episode on creating a financial vision board. In this episode,...

41: My Personal Journey to FIRE

22 Dec 2021

Contributed by Lukas

Send us a textThis last episode of 2021 is a personal episode where I share my journey to FIRE. Fire stands for Financial Independence Retire Early. I...

39. How Anya is Building Community, Defying Societal Expectations, and Paying Off Debt As an Immigrant"

08 Dec 2021

Contributed by Lukas

Send us a textAnya's mantra is 'who cares what Aunty thinks, live your life!' As an immigrant from Trinidad, Anya understands the press...

39. 5 Ways To Stay Motivated While Working On Your Financial Goals

01 Dec 2021

Contributed by Lukas

Send us a textWhether you're paying off debt, saving for retirement, or saving for a downpayment, losing motivation on your financial journey is ...

38. How To Understand Your Compensation Package

26 Nov 2021

Contributed by Lukas

Send us a textThe Great resignation (or the great realignment) is real and people are switching jobs in record numbers. What more? There are a lot of ...