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The Rundown

Deep Dive: Can Klarna's IPO Live Up to the Hype?

06 Sep 2025

Description

Is Klarna’s IPO a smart bet, or just another overhyped fintech story? We break down everything you need to know as shares hit the market:How Klarna makes money without charging shoppers interest.Why its U.S. business is taking off and how it plans to evolve from a “Buy Now Pay Later” button into a full-blown shopping super-app. The brutal competition from Affirm, PayPal, and big banksThe regulatory risks looming over the BNPL industry, and more.From its $14 billion IPO valuation to its AI-driven cost cutting and ambitions to be the future of online shopping, this episode covers Klarna’s biggest opportunities and its biggest challenges.

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