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The Stacking Benjamins Show

Business Education

Episodes

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The Real Return on Your Emergency Fund Has Nothing to Do With Interest Rates SB1819

23 Mar 2026

Contributed by Lukas

If your emergency fund feels like it's just sitting there doing nothing, you might be measuring the wrong thing. The real return on cash isn't the yie...

How to Build a Financial Plan That Holds Up When Life Doesn't SB1818

20 Mar 2026

Contributed by Lukas

Your financial plan is only as good as what happens to it under pressure. A market drop. A job loss. An inflation spike that turns "fine" into "wait,...

What to Build After You Hit "The Retirement Number" (SB1817)

18 Mar 2026

Contributed by Lukas

What if reaching financial independence was the easy part? Amy Minkley spent years optimizing toward her number — then hit it and discovered someth...

The One About 401k Loans (and How To Stay Away From Them) SB1816

16 Mar 2026

Contributed by Lukas

A 401(k) loan often looks harmless. You're borrowing from yourself, the interest comes back to you, and you'll pay it back before it matters -- right?...

Why Doing Less With Your Money Is the New Investing Edge (SB1815)

13 Mar 2026

Contributed by Lukas

Millennials didn't just change how people invest -- they changed what investing even looks like. Cheaper, faster, more automated, and occasionally mor...

When Money Rules Don't Match Real Life (Your Questions!) SB1814

11 Mar 2026

Contributed by Lukas

Personal finance loves clean rules. Save 20%. Follow the 4% rule. Always max the 401(k). But real life rarely cooperates with tidy formulas. This wee...

Private Equity for Regular People: Higher Returns or a Very Expensive Lesson? SB1813

09 Mar 2026

Contributed by Lukas

The ultra-wealthy get access to private equity, private credit, and pre-IPO deals the rest of us don't. Now, suddenly, those same deals are being mark...

Should You Invest When the Market Feels Too High? SB1812

06 Mar 2026

Contributed by Lukas

The market feels expensive. Again. So should you invest or wait for a pullback? Joe Saul-Sehy brings together a powerhouse roundtable featuring Len P...

Around the World in 80 Days: The Travel Mindset That Makes Retirement Bigger (SB1811)

04 Mar 2026

Contributed by Lukas

What if retirement isn't about doing less, but about becoming more? George Jerjian spent his career as a retirement mindset coach, helping others nav...

Building Courage One Small Step at a Time SB1810

02 Mar 2026

Contributed by Lukas

If Jen Drummond can climb K2, you can open that Roth IRA. That's the premise of this greatest hits episode featuring mountaineer and author Jen Drumm...

You Don't Need to Be a Money Genius to Win SB1809

27 Feb 2026

Contributed by Lukas

Live from Joe's mom's basement (where humility is encouraged and spreadsheets are optional), the crew tackles a deceptively simple question. If most p...

How She Eliminated a $43,000 Hospital Bill (SB1808)

25 Feb 2026

Contributed by Lukas

Live from Joe's mom's basement (where the jokes are free but hospital care apparently isn't), the Stacking Benjamins crew tackles two very real financ...

Suze Orman Changes Her Mind on Working to 70 (SB1807)

23 Feb 2026

Contributed by Lukas

Live from Joe's mom's basement (complete with dog mugs, birthday roasting, and Doug polishing his trivia crown), the crew tackles a headline that caug...

How to Talk to Kids About Money (Without Making It Weird) SB1806

20 Feb 2026

Contributed by Lukas

Want your kids to grow into confident money decision-makers without turning every dinner conversation into a financial lecture? In this roundtable epi...

Best Tax Software for 2026 (And Handling Market Drops) SB1805

18 Feb 2026

Contributed by Lukas

Live from Joe's mom's basement (where receipts go to be judged and spreadsheets fear OG), this episode tackles two big questions Stackers are asking r...

The Boring Plan That Built $2 Million SB1804

16 Feb 2026

Contributed by Lukas

Think building seven figure wealth requires exotic investments or perfect timing? This President's Day episode from Joe's mom's basement tells a very ...

Love It or Leave It: Financial Edition (SB1803)

13 Feb 2026

Contributed by Lukas

Nothing says romance like a heated debate about the 4% rule. Live from the basement (which suspiciously resembles YouTube headquarters), Joe Saul-Seh...

How to Talk About Money Without Fighting SB1802

11 Feb 2026

Contributed by Lukas

What's more romantic than roses and chocolate? How about not fighting about money. Joe Saul-Sehy and OG welcome Douglas and Heather Boneparth, the fi...

Are You Investing or Just Placing Bets? SB1801

09 Feb 2026

Contributed by Lukas

Joe Saul-Sehy, OG, and Neighbor Doug pull up a rickety basement chair and unpack a growing trend: people treating investing like a series of high stak...

The Worst Money Advice Ever (Episode 1800!)

06 Feb 2026

Contributed by Lukas

Eighteen hundred episodes calls for something special, and what better way to celebrate than by dragging the absolute worst money advice into the ligh...

Building a Wealth Machine That Lasts Generations (SB1799)

04 Feb 2026

Contributed by Lukas

Whitney Elkins-Hutton's story isn't about overnight success or getting lucky. It's about building a wealth machine that keeps working even when life t...

Stop Leaving Money on the Table at Tax Time (SB1798)

02 Feb 2026

Contributed by Lukas

Taxes don't have to feel like something that happens to you. Joe Saul-Sehy, OG, and Neighbor Doug break down the biggest recent tax changes and, more...

How to Get 1% Better Without Burning Out (SB1797)

30 Jan 2026

Contributed by Lukas

What if the path to better money decisions, more confidence, and a calmer life wasn't a massive overhaul but just getting a tiny bit better today than...

The Science of Better Ideas with George Newman

28 Jan 2026

Contributed by Lukas

Where do great ideas come from, and why do they always show up in the shower, on a walk, or five minutes after you've stopped trying so hard? Joe Sau...

When to Trust Your Gut and When to Trust the Math SB1795

26 Jan 2026

Contributed by Lukas

Ever made a money move that felt right then immediately wondered if you just emotionally invested in a bad idea? We've all done it. Some of us have re...

How to Afford Life Without Living Like a Monk (SB1794)

23 Jan 2026

Contributed by Lukas

Inflation may be doing its best to body slam your budget, but this episode is all about fighting back without turning your life into a sad spreadsheet...

How to Make Your Money Support the Life You Want (SB1793)

21 Jan 2026

Contributed by Lukas

What if your money stopped dictating your schedule and started supporting the life you actually want to live? Joe Saul-Sehy welcomes CFP Dana Anspach...

How to Prioritize Your Money: Listener Q&A (SB1792)

19 Jan 2026

Contributed by Lukas

Ever feel like your money questions don't fit neatly into one category? One minute you're thinking about retirement, the next it's insurance, emergenc...

The Money Habits to Keep and Ditch in 2026 (SB1791)

16 Jan 2026

Contributed by Lukas

Some people kick off a new year with a vision board. We prefer a runway show in sweatpants from Joe's mom's basement. Joe Saul-Sehy, OG, and Neighbor...

Build Income Beyond Your Paycheck (SB1790)

14 Jan 2026

Contributed by Lukas

If you're making decent money but still feel like you're one bad month away from stress, this episode is for you. Joe Saul-Sehy, OG, and Neighbor Dou...

Breaking Money Rules and Playing Survivor Pantry SB1789

12 Jan 2026

Contributed by Lukas

What if some of the "rules" you've been told about money aren't rules at all, just assumptions that haven't been questioned lately? Joe Saul-Sehy, OG...

Our Annual Magic 8 Ball Predictions for 2026 (SB1788)

09 Jan 2026

Contributed by Lukas

It's that time of year when we look ahead, squint confidently into the future, and pretend we have any idea what's coming next. In this annual Stackin...

Making Time for What Matters with Laura Vanderkam (SB1787)

07 Jan 2026

Contributed by Lukas

If 2026 already feels busy and it's barely started, you're not imagining it. Joe Saul-Sehy and OG sit down with renowned time management expert Laura ...

Waste Time on Hot Real Estate or IPO Trends or Start Building Wealth? SB1786

05 Jan 2026

Contributed by Lukas

A new year has arrived, and with it comes a fresh wave of hot takes, bold predictions, and "can't miss" investing ideas. Joe Saul-Sehy and OG step bac...

Alex Hormozi on Skills That Actually Build Wealth, Part 2 (SB1785)

02 Jan 2026

Contributed by Lukas

What if earning more money in 2025 has less to do with working longer hours and more to do with becoming dangerously useful? In this conversation, Jo...

Alex Hormozi on Skills That Actually Build Wealth SB1784

02 Jan 2026

Contributed by Lukas

What if the biggest driver of your financial future isn't the stock market but your skill set? In this episode of The Stacking Benjamins Show, Joe Sa...

5 Signs Your Financial Advisor Might Be Failing You (SB1783)

01 Jan 2026

Contributed by Lukas

New year, clean slate, and maybe time for a closer look at the person managing your money. Joe Saul-Sehy and OG kick off 2026 by answering the questi...

The Money Basics That Save You When Life Goes Sideways (SB1782)

31 Dec 2025

Contributed by Lukas

As we close out the year, we're bringing back this powerful 2023 conversation with financial educator Tiffany Aliche (The Budgetnista) because it reso...

The Money Mindset Tweaks That Actually Change Results (SB1781)

30 Dec 2025

Contributed by Lukas

What if the biggest upgrade to your finances wasn't a new strategy but a new way of thinking? Joe Saul-Sehy and OG unpack the small but powerful mone...

David Greene: How to Build Real Wealth (Not Just Chase Hype)

29 Dec 2025

Contributed by Lukas

What separates people who build lasting wealth from people who just chase the next hot investment? David Greene from BiggerPockets has a clear answer,...

The Perfection Trap: Why Striving Less Might Help You Save More (SB1779)

26 Dec 2025

Contributed by Lukas

Is the constant push to be great quietly making life (and money) harder than it needs to be? This vault-worthy episode from 2023 hits differently, es...

Doug and the Three Ghosts (SB1778)

24 Dec 2025

Contributed by Lukas

One snowy Christmas Eve in Texarkana, Neighbor Doug settled into bed in his snazzy Superman Footie PJs (Amazon affiliate link), still buzzing on Joe’...

The Holiday Kickoff Special: 2025 Lessons, Risky Bets, and an Alaska Surprise (SB1777)

22 Dec 2025

Contributed by Lukas

It's the most wonderful time of the year in the basement, and we're kicking off the holiday season with our biggest, most packed episode yet. Joe Sau...

What 2025 Taught Us About Money (And What Actually Matters for 2026) SB1776

19 Dec 2025

Contributed by Lukas

Before you charge into a new year with fresh goals, shiny spreadsheets, and unrealistic optimism, it's worth doing the one thing most people skip. Loo...

How to Give Back Without Being Rich + Building a Smarter Retirement Plan

17 Dec 2025

Contributed by Lukas

What if "giving back" isn't about writing bigger checks but about using what you're already great at? Most people think philanthropy is reserved for p...

The Fire Safety Steps You're Skipping (Plus: What the World Worries About in Retirement) SB1774

15 Dec 2025

Contributed by Lukas

Some episodes help you protect your money. Some help you protect everything your money makes possible. This episode does both. Joe Saul-Sehy and OG w...

Does More Money Actually Make Life Easier? (Spoiler: Not Really) SB1773

12 Dec 2025

Contributed by Lukas

Does more money make life easier, or does it just give you more expensive problems to solve? Most people assume that once they start earning more, the...

Magic and Logic: How Lou Frankfort Built Coach (Plus: Don't Make This Retirement Mistake (SB1772)

10 Dec 2025

Contributed by Lukas

Walking away from a secure city government job to eventually run one of the world's most recognizable handbag brands sounds like fiction. For Lou Fran...

How to Actually Enjoy Holiday Small Talk (And Give Better Gifts for Less) SB1771

08 Dec 2025

Contributed by Lukas

Holiday parties make you want to hide behind the cheese tray. Gift-giving season makes your budget cry. This episode is your survival guide for both. ...

How to Save Money Without Making Your Life Miserable (SB1770)

05 Dec 2025

Contributed by Lukas

Here's the problem with most frugality advice: it makes you feel like a monk who's taken a vow of joylessness. Joe Saul-Sehy and Neighbor Doug gather...

Morgan Housel: Why You Spend Money (And How to Do It Better) SB1769

03 Dec 2025

Contributed by Lukas

Here's something nobody tells you: knowing how to make money is easy compared to knowing how to spend it well. Morgan Housel, bestselling author and ...

The Tax Basics You Should've Learned Years Ago (But Nobody Taught You) SB1768

01 Dec 2025

Contributed by Lukas

Let's be honest: taxes feel like that thing you're supposed to understand but somehow never learned, and now you're too embarrassed to ask. Joe Saul-...

Board Games That Make You Smarter With Money (Without Feeling Like School) SB1767

28 Nov 2025

Contributed by Lukas

Here's a secret: some of the best financial education doesn't come from books or podcasts. It comes from a board game box. Joe Saul-Sehy welcomes Kyl...

Black Friday Tech: What's Worth Buying (And What's Just Hype) SB1766

26 Nov 2025

Contributed by Lukas

Black Friday's coming, your inbox is screaming deals at you, and you're trying to figure out: is this tech actually worth it, or will it be collecting...

The Smart Person's Guide to Black Friday Deals (SB1765)

24 Nov 2025

Contributed by Lukas

Black Friday is coming, and you've got two choices: get trampled at 3 a.m. for a discount air fryer, or learn how the pros actually save hundreds with...

How to Actually Use Money Apps the Right Way (According to FinTech Pros) SB1764

21 Nov 2025

Contributed by Lukas

What if you could sit down with the people actually building the future of personal finance and just... ask them everything? That's exactly what happ...

How to Actually Listen (Not Just Wait to Talk) SB1763

19 Nov 2025

Contributed by Lukas

Be honest: When someone's talking to you, are you actually listening—or just waiting for your turn to speak? Joe Saul-Sehy and OG welcome executive ...

Should You Actually Use a Catastrophic Health Plan? (& more questions from YOU!) SB1762

17 Nov 2025

Contributed by Lukas

Pop quiz: If your health insurance premiums keep climbing, should you just go catastrophic and pocket the savings? Joe Saul-Sehy, OG, and CFP Anna Al...

Why You Feel Broke Even When You're Doing Everything Right (SB1761)

14 Nov 2025

Contributed by Lukas

Ever feel like you're doing everything "right" with money—but still barely getting ahead? You're budgeting. You're saving what you can. You cut the ...

Jonathan Clements: Why Simple Beats Complicated Every Time (SB1760)

12 Nov 2025

Contributed by Lukas

Here's what nobody tells you about building wealth: it's not about finding the perfect investment or timing the market. It's about doing boring things...

What a 12-Hour Walk Teaches You About Money (And Life) SB1759

10 Nov 2025

Contributed by Lukas

Here's a wild idea: What if the thing holding you back isn't your bank account, your age, or your circumstances—it's just the story you've been tell...

What Retirees Wish They'd Known 10 Years Ago (SB1758)

07 Nov 2025

Contributed by Lukas

Want to know what keeps retirees up at night? It's not what they did—it's what they wish they'd done ten years earlier. Joe Saul-Sehy is joined by ...

Financial Literacy for Kids + Are Annuities Actually Safe? SB1757

05 Nov 2025

Contributed by Lukas

Here's a question: If everyone's buying annuities right now, does that mean you should too? Joe Saul-Sehy, OG, and Neighbor Doug tackle that exact qu...

What to Do When Money Gets Tight SB1756

03 Nov 2025

Contributed by Lukas

Nobody plans for their finances to get tight. But here you are, staring at your bank account, wondering if you should panic now or wait until next Tue...

Tales of Financial Horror (and how we exorcised them) SB1755

31 Oct 2025

Contributed by Lukas

Pop quiz: What's scarier than a haunted house? Opening your credit card statement after a "just this once" shopping spree turned into a six-month spir...

Banishing Money Monsters: How to Talk Money With Anyone (Partners, Roommates, or Coworkers) SB1754

29 Oct 2025

Contributed by Lukas

You know what's truly terrifying? Realizing you and someone you share money decisions with have completely different ideas about finances—and you're...

Real Money Horror Stories (And How Not to Star in Your Own) SB1753

27 Oct 2025

Contributed by Lukas

What's scarier than a haunted house? Looking at your retirement account after ignoring it for five years. Joe Saul-Sehy, OG, and Doug welcome back Ch...

You've Got Enough Money to Quit. Should You? SB1752

24 Oct 2025

Contributed by Lukas

Here's a question nobody in the FIRE movement talks about: What if you reach financial independence... and don't want to quit? Joe Saul-Sehy, OG, Pau...

Your Money Problems Aren't Math Problems (They're People Problems) SB1751

22 Oct 2025

Contributed by Lukas

Here's the secret nobody tells you: your money problems probably aren't math problems. Joe Saul-Sehy and OG sit down with Carl Richards—financial p...

Should You Drain Your Emergency Fund? (And 4 Other Money Questions Keeping You Up) SB1750

20 Oct 2025

Contributed by Lukas

You've got questions. We've got two CFPs and a former planner ready to hash it out. Joe Saul-Sehy, OG, Doug, and CFP Anna Allem tackle the money deci...

What Lucky People Do Differently With Money (SB1749)

17 Oct 2025

Contributed by Lukas

Think some people just have all the luck? Think again. Joe, OG, Paula Pant (Afford Anything), and Chris Luger (Heavy Metal Money) break down what sep...

How to Deliver the “WOW” in Everyday Life (with longtime former Royal Caribbean Chairman and CEO Richard Fain) SB1748

15 Oct 2025

Contributed by Lukas

You don’t have to command a cruise ship (or a boardroom) to lead with purpose. On this episode of The Stacking Benjamins Show, Joe Saul-Sehy, OG, an...

Gold Prices Hit All-Time Highs (What's That Mean To Us?) SB1747

13 Oct 2025

Contributed by Lukas

When gold shines, so do the hot takes, and today, the Stacking Benjamins crew dives into what this record-breaking surge really means for your money. ...

Build a Confident Early Retirement Plan (Without Overthinking It) SB1746

10 Oct 2025

Contributed by Lukas

Who says you have to wait until 65 to clock out and start living your best life? On this episode of The Stacking Benjamins Show, Joe Saul-Sehy, Paula ...

Build Wealth AND Community Using This Strategy (with Mel Dorman) SB1745

08 Oct 2025

Contributed by Lukas

What if building wealth wasn’t just about stacking dollars — but also stacking good deeds? In this episode of The Stacking Benjamins Show, Joe Sau...

5 Life-Changing Money Lessons from Jonathan Clements (SB1744)

06 Oct 2025

Contributed by Lukas

What if the key to a richer life isn’t about chasing the next hot stock or grinding harder — but learning to master the timeless truths of money? ...

The Missing Ingredients From Many Financial Plans (SB1743)

03 Oct 2025

Contributed by Lukas

If your financial plan feels more like a vague wishlist than a real roadmap, this episode is about to change that. Live from the basement of YouTube H...

5 Steps to Your Best Retirement (with Jeremy Keil, CFP) SB1742

01 Oct 2025

Contributed by Lukas

Think your retirement plan is bulletproof? Think again. In this eye-opening episode of The Stacking Benjamins Show, Joe Saul-Sehy, OG, and Neighbor Do...

Does The American Dream REALLY Costs $5 Million? (SB1741)

29 Sep 2025

Contributed by Lukas

Think the American Dream is slipping out of reach? Think again. In this episode of The Stacking Benjamins Show, Joe Saul-Sehy, OG, and Neighbor Doug t...

Strategies and Tactics to Maximize Your 401k (and common mistakes to avoid) SB1740

26 Sep 2025

Contributed by Lukas

What if tweaking just a few “knobs” in your 401(k) could mean the difference between retiring with confidence or wondering if you’ll ever stop w...

Work Less, Live More AND Perform Better at Your Job (SB1739)

24 Sep 2025

Contributed by Lukas

What if the secret to enjoying your job isn’t grinding harder but stepping back and rethinking how work fits into life? In this episode of The Stack...

Stop Making Simple Investing Mistakes With an Investment Policy Statement (SB1738)

22 Sep 2025

Contributed by Lukas

Ever make a money move in the heat of the moment and wish you could take it back? That’s exactly why a rock-solid Investment Policy Statement (IPS) ...

What Are YOU Worried About Financially? (LIVE From FinCon 2025) SB1737

19 Sep 2025

Contributed by Lukas

What happens when you throw a bunch of money nerds into one room, add microphones, and sprinkle in a little economic chaos? You get this live recordin...

David Gardner on Breaking the Rules of Investing (SB1736)

17 Sep 2025

Contributed by Lukas

What happens when you stop playing it safe and start playing it smart? In this episode, Joe Saul-Sehy, OG, and Neighbor Doug sit down with David Gardn...

How to Sidestep the 4 Culprits Wrecking Middle Class Retirement (SB1735)

15 Sep 2025

Contributed by Lukas

What really derails retirement dreams? Spoiler alert: it’s not always the stock market or your 401(k). Sometimes it’s sneaky habits—like leaning...

How Are You Creating Your Happiest Life? (SB1734)

12 Sep 2025

Contributed by Lukas

If having more money guaranteed happiness, we’d all just set our financial targets, cash the checks, and live joyfully ever after. But as Joe Saul-S...

How to Lead (and Evaluate Good Leadership) with David Gergen (SB1733)

10 Sep 2025

Contributed by Lukas

What can you learn about leadership from someone who’s served four U.S. Presidents, navigated some of the most intense moments in American politics,...

Spotting the Sharks: 5 Red Flags Your Financial Advisor Might Be Waving (SB1732)

08 Sep 2025

Contributed by Lukas

Not all financial advisors are created equal—and some will steer you straight into the rocks while smiling the whole way. In this episode of The Sta...

Outsmarting Unintended Consequences: How Good Money Moves Don’t Go as Planned (SB1731)

05 Sep 2025

Contributed by Lukas

Ever celebrate paying off a credit card…only to watch your credit score drop? Or ditch your budget for “simplicity” and find yourself ordering t...

We Answer Your Awesome Questions: HSAs, Roth Conversions, Trusts, and More (SB1730)

03 Sep 2025

Contributed by Lukas

What happens when you hand the mic to Stackers? You get a mailbag episode loaded with real-life money challenges, surprising lessons, and a few “wai...

Unpacking Two Big Ideas: Infinite Banking and Saving For Young Children (SB1729)

01 Sep 2025

Contributed by Lukas

Labor Day might be about rest, but in the basement, we’re getting to work on busting some of the most persistent myths in personal finance. Joe Saul...

How To Tell Your Boss You Want to Retire Often (SB1728)

29 Aug 2025

Contributed by Lukas

Why wait until your knees creak louder than your rocking chair to start enjoying life? In this episode, Joe Saul-Sehy, OG, Paula Pant (AffordAnything)...

Dr. Danielle McGeough's Guide to Avoiding Burnout (SB1727)

27 Aug 2025

Contributed by Lukas

If you’ve been running on fumes, juggling work deadlines, family obligations, and maybe even a neglected 401(k) or two, this episode is your permiss...

The Deceptive Allure of Investing Like the 1% (How We Get Conned) SB1726

25 Aug 2025

Contributed by Lukas

Ever think, “If I just followed the playbook of the ultra-wealthy, I’d be set for life”? Turns out, that’s exactly the kind of thinking that c...

Estate Planning, Charitable Giving, and Financial Hot Takes (SB1725)

22 Aug 2025

Contributed by Lukas

If you’ve ever wondered whether you should pass on your money now or make your heirs wait for the “big reveal” (cue the dramatic reading of your...

Donor Advised Funds 101 (with Adam Nash) SB1724

20 Aug 2025

Contributed by Lukas

What if there were a way to make charitable giving easier, more strategic, and—dare we say—more satisfying? In this episode of The Stacking Benjam...

3 Questions You're Dying To Know about Estate Planning (with attorney Tim Semro) SB1723

18 Aug 2025

Contributed by Lukas

Estate planning might not sound like the most thrilling topic—but skipping it can create a real mess for the people you care about most. In this epi...

Is Chasing Work-Life Balance Worth the Investment? (SB1722)

15 Aug 2025

Contributed by Lukas

Some people chase “work-life balance” like it’s the Holy Grail—spending time, money, and mental energy trying to keep work and personal life p...

How One Entrepreneur Constructed a Better Tomorrow (with Cheryl McKissick Daniel) SB1721

13 Aug 2025

Contributed by Lukas

Ever wonder how to build a career, business, or financial plan that actually lasts — no matter what life throws at you? This week, we’re bringing ...

How To Fix 8 of the Most Common 401k Mistakes (SB1720)

11 Aug 2025

Contributed by Lukas

Is your 401(k) quietly working for you… or quietly working against you? In the first half of this episode, Joe Saul-Sehy, OG, and Neighbor Doug tack...

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