The Sugar Daddy Podcast
Episodes
129: Why You Should Stop Using Your Debit Card
25 Mar 2026
Contributed by Lukas
Send us Fan MailIf you’re using a debit card for everyday spending, this episode is a must-listen.Jessica and Brandon break down a real-life fraud s...
128: The 1 RSVP Mistake Parents Make That Costs Birthday Hosts Hundreds
18 Mar 2026
Contributed by Lukas
Send a textA simple birthday party question turned into a bigger conversation about boundaries, assumptions, and modern parenting etiquette.What shoul...
127: The Life Insurance Mistake Almost Everyone Makes
11 Mar 2026
Contributed by Lukas
Send a textLife insurance is one of the most misunderstood parts of financial planning.In this episode, Jessica and Brandon break down what life insur...
126: How to Build an Emergency Fund That Actually Protects Your Family
04 Mar 2026
Contributed by Lukas
Send a textMost emergencies cost more than $1,000.In this episode, Jessica and Brandon break down what a properly funded emergency fund actually looks...
125: What to Do With Your Tax Refund (Before You Waste It)
25 Feb 2026
Contributed by Lukas
Send a textTax season is here, and if you're getting a refund, this episode is for you.Jessica and Brandon break down how to use your tax refund ...
124: Price vs Value: Why Cheap Decisions Cost You More
18 Feb 2026
Contributed by Lukas
Send a textWe’ve all done it. Chosen the cheapest option and told ourselves we were being smart.But sometimes cheap ends up being expensive.In this ...
123: Buying a Home Is Almost Impossible Now (And It’s Not Your Fault)
11 Feb 2026
Contributed by Lukas
Send a textIf you feel like homeownership is out of reach, you’re not imagining it.In this episode, we break down why buying a home today is drastic...
Mutual Funds vs ETFs vs Stocks: What You Need to Know Before Investing
04 Feb 2026
Contributed by Lukas
Send us a textIf you've ever been confused about mutual funds, ETFs, and individual stocks, this episode is your beginner-friendly breakdown.Jess...
Would You Give $100K to Your Ex’s New Family?
28 Jan 2026
Contributed by Lukas
Send us a textA woman finds out she’s still the beneficiary on her ex-husband’s life insurance policy, years after their divorce. He’s since rem...
120: Monarch Money: The Easiest Way to Manage Your Money as a Couple
21 Jan 2026
Contributed by Lukas
Send us a textAre you managing money together, or living in two separate financial worlds? In this episode, Jessica and Brandon get real about a probl...
119: 4 Money Seasons Most People Misunderstand (And Pay For Later)
14 Jan 2026
Contributed by Lukas
Financial planning isn’t a one-size-fits-all game. Life happens in seasons, and your money should move with them.In this episode, Jessica and Brando...
118: Start 2026 Broke or Building? 5 Must-Do Money Moves
07 Jan 2026
Contributed by Lukas
Start the new year off right with a clear, actionable financial plan. In this episode, Jessica and Brandon walk you through five key money moves to ma...
117: The 2025 Financial Audit You Can’t Afford to Skip (Before It’s Too Late)
10 Dec 2025
Contributed by Lukas
Before you set another New Year’s resolution or budget goal, hit pause and reflect. In this episode, Jessica and Brandon walk you through the exact ...
116: Five Signs You Need Financial Therapy
03 Dec 2025
Contributed by Lukas
Most people think their money problems come from a lack of budgeting. But what if the real issue is emotional?In this powerful episode, Jessica and Br...
115: Five Money Mistakes That Break Couples and How to Avoid Them
19 Nov 2025
Contributed by Lukas
Most couples don’t break up because of infidelity — they break up over money. And worse? They never saw it coming.In this episode, we’re breakin...
114: Why Most Women Are Financially Blind and How to Fix It
12 Nov 2025
Contributed by Lukas
Are you walking blind when it comes to your finances?In this episode, Jessica and Brandon are going back to basics because too many people are waking ...
113: $50K Teacher Salary to 800+ Rental Units: How He Did It
05 Nov 2025
Contributed by Lukas
Ever wonder how someone with a full-time job builds serious wealth on the side? In this episode, we meet Ray Tran, a Brooklyn-based middle school teac...
112: Broke, Divorced & a $1,200 Stimulus Check — to Multi‑Million Dollar Business
29 Oct 2025
Contributed by Lukas
What would you do with a $1,200 stimulus check?In 2020, Ellie was broke, newly divorced, and raising four kids out of her mom’s house, when she made...
111: Most People Blow Inheritance Money — Here’s the 5-Step Fix
22 Oct 2025
Contributed by Lukas
Most people blow through inheritance money in just a few months. In this episode, Jessica and Brandon break down the 5-step plan to make sure a $50K w...
110: How to Maximize Your Employee Benefits When Premiums Keep Rising
15 Oct 2025
Contributed by Lukas
Health insurance costs are climbing, and this year’s open enrollment feels tougher than ever. Premiums are up, deductibles are higher, and plans see...
109: Six-Figure Debt to Seven- Figure Wealth with Ange Matthews
08 Oct 2025
Contributed by Lukas
In this powerful episode, Jess and Brandon sit down with Ange Matthews, a first-generation investor and founder of The Happy Happy Method, who went fr...
108: Which IRA Is Best for You? Roth vs Traditional Explained Simply
01 Oct 2025
Contributed by Lukas
Confused about Roth vs Traditional IRAs? You're not alone.In this episode, Jess and Brandon break down the pros, cons, and real-world impact of c...
107: Avoid Money Drama: How Early Should Finances Come Up in Dating
24 Sep 2025
Contributed by Lukas
In this episode, Jessica and Brandon dive into a tricky but essential question: How soon should you bring up money when you're dating?They unpack...
106: Your Six Month Money Makeover
17 Sep 2025
Contributed by Lukas
What If You Could Completely Transform Your Finances in Just 180 Days?Forget overnight success stories and overwhelming budgets, this episode is about...
105: Investing Made Simple with Chloé Daniels
10 Sep 2025
Contributed by Lukas
Feel like investing is only for finance bros and math nerds? You’re not alone and this episode is about to change that.This week, Jess and Brandon a...
104: No More GoFundMe Funerals | The Life Insurance Talk You Can’t Afford to Skip
03 Sep 2025
Contributed by Lukas
GoFundMe should never be your family’s financial plan.In this episode Jess & Brandon break down why life insurance is a non-negotiable part of s...
103: Stay-at-Home Parenting: The Privileges and Financial Risks
27 Aug 2025
Contributed by Lukas
For many families, the decision to become a stay-at-home parent isn’t really a choice, it’s the result of America’s broken childcare system. Day...
102: Empowering Women with Money: Bola Sokunbi of Clever Girl Finance
20 Aug 2025
Contributed by Lukas
What does true financial freedom look like for women?Bola Sokunbi, founder of Clever Girl Finance, shares her journey from witnessing women in crisis—...
101: Rip & Rant | The Truth About Taxes, Corporate Greed & Crypto in your 401(k)
13 Aug 2025
Contributed by Lukas
In this episode, Jess and Brandon tackle the misconception of taxes, corporate greed and the new twist in retirement planning: cryptocurrency in your ...
100: The One Number That Determines Your Financial Future
06 Aug 2025
Contributed by Lukas
Your income and investment returns matter—but nothing predicts your financial freedom more than your savings rate. Yet, most Americans save only 3–...
99: Follow the Money in Your Marriage with Forensic Accountant Tracy Coenen
30 Jul 2025
Contributed by Lukas
Money secrets can wreck marriages—and cost you everything in divorce. In this episode, Forensic Accountant, Tracy Coenen, reveals how spouses hide a...
98: Rip & Rant: Insider Trades, Tone-Deaf Tips & Financial Gaslighting
23 Jul 2025
Contributed by Lukas
Ever wonder how politicians like Nancy Pelosi and Marjorie Taylor Greene grow millionaire-level wealth while you're getting hit with overdraft fe...
97: How to Pick a Credit Card That Actually Works for You
16 Jul 2025
Contributed by Lukas
Still swiping your debit card? You could be earning serious rewards instead. In this episode, Jessica and Brandon unpack how they use credit cards as ...
96: Spencer Howard on Unlocking Luxury Travel Through Credit Card Strategy
09 Jul 2025
Contributed by Lukas
What if luxury travel wasn’t just for the 1%? In this episode, travel rewards expert Spencer Howard reveals how everyday spending can unlock first-c...
95: How to Build and Defend Your Credit Like a Pro
02 Jul 2025
Contributed by Lukas
Think your credit score is just a number? Think again. In this episode, Jess and Brandon break down the five key components of your FICO score—and w...
94: Is Putting Medical Bills on a Credit Card a Mistake?
25 Jun 2025
Contributed by Lukas
Medical debt affects over 100 million Americans, but many don't realize the financial consequences of how they choose to pay it. In this episode,...
93: Writing Our Own Rules: Details of our Post-Nuptial Agreement
18 Jun 2025
Contributed by Lukas
Most couples unknowingly agree to their state’s version of a prenup when they sign a marriage license. But what if you could rewrite the rules to ac...
92: From Undocumented to Financially Free: Charly Stoever’s Money Journey
11 Jun 2025
Contributed by Lukas
*This episode contains profanity and may not be suited for children under age 13 Charly Stoever has worn many hats—undocumented immigrant, stockbr...
91: APR, APY, WTF? The Jargon That’s Keeping You Broke
04 Jun 2025
Contributed by Lukas
Financial jargon isn’t just annoying—it’s expensive. Banks bank on the fact that most people don’t really know what terms like APR, APY, and a...
90: Rewriting Your Money Story with Financial Therapist Wendy Wright
28 May 2025
Contributed by Lukas
Your money story isn’t just about numbers—it’s about emotions. In this powerful episode, financial therapist Wendy Wright unpacks why 80–90% o...
89: Money and Mental Health: How Finances can Affect Your Wellbeing
21 May 2025
Contributed by Lukas
May is Mental Health Awareness Month—and Jess and Brandon are talking about one of the biggest, most ignored triggers of anxiety and depression: mon...
88: How Financial Advisors Help With Real Life—Not Just Your Portfolio
14 May 2025
Contributed by Lukas
Think financial advisors just pick stocks? Think again. In this episode, Jess and Brandon unpack what really makes an advisor invaluable—hint: it’...
87: Why Waiting to Invest Is Keeping You Broke
07 May 2025
Contributed by Lukas
Think you need to be debt-free or have a fat savings account before you invest? That myth is keeping you broke. In this episode, Jess and Brandon brea...
86: Rethinking Your 6 Month Emergency Fund
30 Apr 2025
Contributed by Lukas
Layoffs, inflation, and rising costs are rewriting the rules of emergency savings. In this episode, Jess & Brandon break down why the old "3-...
85: Building a Seven-Figure Hands Off Business with Trina Julian
23 Apr 2025
Contributed by Lukas
What do free lunch money, a horse, and a seven-figure landscaping company have in common? Trina Julian.In this episode, Jess and Brandon dive into how...
84: Six Figures and Still Struggling: The $250K Middle Class Trap
16 Apr 2025
Contributed by Lukas
Money that once supported entire families now barely covers daycare costs, leaving many six-figure earners wondering: Is $250,000 the new middle class...
83: How to Handle Money with Kia Commodore
09 Apr 2025
Contributed by Lukas
In this episode, you’ll get to meet Kia Commodore, the 26-year-old financial literacy powerhouse who's changing how young people in the UK thin...
82: How to Make Your Kids Millionaires
02 Apr 2025
Contributed by Lukas
In this episode, Jess and Brandon dive into strategies to build significant wealth for your children through early and consistent investing, leveragin...
REWIND: How Your Income Actually Gets Taxed
26 Mar 2025
Contributed by Lukas
In this episode, Brandon and Jess break down the mechanics of tax brackets and discuss how the progressive tax system is widely misunderstood, often l...
81: Money Moves for Stay at Home Moms with Jenni Sisson
19 Mar 2025
Contributed by Lukas
Jessica and Brandon sit down with finance writer and stay at home mom, Jenni Sisson. They discuss her journey from being a stay-at-home mom to persona...
80: Should You Trust AI to Replace Your Financial Advisor?
12 Mar 2025
Contributed by Lukas
Financial planners and AI tools can coexist to provide better service, with each bringing different strengths to the financial planning process. In th...
79: A Fast-Track To Your PMP: 30 Days to Certification with Tamara McLemore
05 Mar 2025
Contributed by Lukas
Discover how to fast track your career by obtaining the PMP certification in weeks, instead of the traditional 6-8 months, with Tamara McLemore's...
78: Why We Decided on a Post-Nuptial Agreement
26 Feb 2025
Contributed by Lukas
After almost nine years of marriage, Jess and Brandon decided to get a postnuptial agreement. In this episode, they dive into the process of creating ...
77: Rip & Rant on DE&I, Relationship Disconnects and Etiquette
19 Feb 2025
Contributed by Lukas
In this episode, Jess and Brandon tackle the critical issue of diversity, equity, and inclusion (DE&I) in the current socio-political climate, deb...
76: Eve Rodsky on Rebalancing Equity and the Price of Unpaid Labor in your Home
12 Feb 2025
Contributed by Lukas
Ever found yourself buried under household tasks, wondering why the balance feels so off? In this episode, Jess and Brandon unravel the complexities o...
75: How to Navigate Student Loan Debt with Attorney Stanley Tate
05 Feb 2025
Contributed by Lukas
Known for his practical and accessible guidance, Stanley Tate, an expert attorney in student loan law, has become an indispensable resource for studen...
74: Practical Tips for Raising Financially Confident Kids with Maya Corbic
29 Jan 2025
Contributed by Lukas
This episode explores the critical theme of teaching children financial literacy and responsibility, framed through the experiences of Maya Corbic. ...
73: How to Successfully Navigate a Layoff: Jessica's Personal Story
22 Jan 2025
Contributed by Lukas
In this episode, Jessica shares her personal journey of being laid off from a Fortune 100 tech company and the steps she took to navigate this transit...
72: How to Maximize Your 401K Benefits
15 Jan 2025
Contributed by Lukas
This episode dives deep into understanding your 401K and retirement options through employers, emphasizing the importance of maximizing contributions,...
71: How to Manage Money as a Couple Using the D.R.E.A.M Framework
07 Jan 2025
Contributed by Lukas
In this episode, Jess and Brandon unveil their D.R.E.A.M framework for couples, designed to facilitate meaningful discussions about money by focusing ...
70: Five Money Moves to Kickstart Your 2025
01 Jan 2025
Contributed by Lukas
Kickstart your 2025 with a fresh perspective on achieving financial success by mastering the art of budgeting, saving, and goal setting. This episode ...
69: How to Manage Finances in the Sandwich Generation
18 Dec 2024
Contributed by Lukas
Can you support your kids and aging parents without sacrificing your financial stability? In this episode, we unpack the unique challenges of the sand...
68: Transforming Your Finances Through Biblical Principles with Lilias John
11 Dec 2024
Contributed by Lukas
Financial wisdom meets timeless biblical principles with special guest Lilias John. From an unexpected inheritance to stark financial mismanagement in...
67: How to use Credit Card Points and Miles to Travel Hack with Aunt Kara
04 Dec 2024
Contributed by Lukas
Explore the world of travel hacking, with Instagram influencer, Aunt Kara, who shares her journey of transforming everyday spending into extraordinary...
66: Rip & Rant on the Economy
20 Nov 2024
Contributed by Lukas
Buckle up for some big thoughts from Brandon and Jess about today’s economy. From fair wages to taxes and tariffs, this episode packs it in. They ...
65: Financial Independence for Women with Nicole Stanley
13 Nov 2024
Contributed by Lukas
Get ready to transform your financial life with insights from Nicole Stanley, founder of Arise Financial Coaching. Discover how understanding and mana...
64: How to Transition out of Teaching
06 Nov 2024
Contributed by Lukas
Thinking about a career switch from the classroom to corporate? In this episode, Jess and Brandon explore the roadmap to making that change. Tune in a...
REWIND: Empowering Healthcare Advocacy with Jessica Baladad
30 Oct 2024
Contributed by Lukas
In honor of Breast Cancer Awareness Month, we’re bringing back this powerful episode with Jessica Baladad, a breast cancer survivor and advocate for...
63: Breaking Down Bankruptcy with Attorney Adrienne Hines
23 Oct 2024
Contributed by Lukas
What if financial distress isn’t the end but a fresh start? In this episode, bankruptcy lawyer and financial literacy advocate Adrienne Hines dives ...
62: How To Protect Yourself from Scams Online
16 Oct 2024
Contributed by Lukas
Scams, Phishing and Fraud are rampant online. This Cybersecurity Month, Jess and Brandon share essential tips to protect your identity and keep you sa...
61: How To Maximize Your Employee Benefits During Open Enrollment
09 Oct 2024
Contributed by Lukas
Master your employee benefits during open enrollment with this episode. Jess and Brandon break down how to analyze health insurance options like HMOs,...
60: What Do The Economic Policies of Harris and Trump Really Mean?
02 Oct 2024
Contributed by Lukas
Imagine having the power to impact the economy with your vote. That's precisely what Jessica and Brandon explore in this episode, where they brea...
59: Wills & Trusts: Essential Estate Planning Tips from Attorney, Nicola Rochester Robinson
18 Sep 2024
Contributed by Lukas
Wills, Trusts, Guardianship, Probate- oh my! Ever wondered how a simple piece of paper can safeguard your legacy and keep your family united? Join Jes...
58: Revolutionizing Finance for Women with Sequin CEO, Vrinda Gupta
11 Sep 2024
Contributed by Lukas
Imagine this: You help bring the popular Chase Sapphire Reserve credit card to market, and when you apply for it yourself, you’re rejected! Tune i...
57: Should I Dip Into My $60K Savings to Buy a Car?
04 Sep 2024
Contributed by Lukas
Should you dip into your emergency savings to buy a car? In this episode, Jess and Brandon tackle this question from one of their listeners who is con...
56: The Financial Struggles of Dallas Cowboys Cheerleaders
21 Aug 2024
Contributed by Lukas
Do NFL cheerleaders truly impact revenue and fan engagement? Join us as we explore the broader financial and societal value of cheerleaders in the NFL...
55: Should I Pull From My 401K To Cover An Emergency?
14 Aug 2024
Contributed by Lukas
Ever wondered if tapping into your 401k or 403b for emergencies is a wise move? Discover the crucial considerations and potential pitfalls of early wi...
54: The Economic Impact of Student Loans
07 Aug 2024
Contributed by Lukas
Today's episode of the Sugar Daddy podcast tackles the colossal student debt crisis head-on. Student loan debt isn't just a personal issue; ...
53: Building a Rock-Solid Financial Plan for Any Political Climate
24 Jul 2024
Contributed by Lukas
Ever wondered how to ensure your financial plan remains rock-solid, no matter who's in office? In this episode Jessica and Brandon discuss strate...
52: We Blew a $600K Lawsuit Payout Before Learning How To Budget with Haley & Justin Brown-Woods
17 Jul 2024
Contributed by Lukas
What would you do if you suddenly received a $600,000 settlement check? For Haley and Justin Brown-Woods, hosts of the "Price of Avocado Toast&qu...
51: Should I Rent or Buy in Today's Housing Market?
10 Jul 2024
Contributed by Lukas
Is buying a home in today’s market a wise move, or is renting a more practical choice? Discover the answer in this episode, where Jessica and Brando...
REWIND: Everything You Need to Know About Mortgage Lending with David Cain
03 Jul 2024
Contributed by Lukas
*This episode originally aired January 15, 2023. Gain the upper hand in today's chaotic mortgage market with tips from David Cain, a top 1% mort...
REWIND: From Tragedy to Triumph: The Inspiring Journey of Overcoming Loss and Sharing a Message of Love, with Chris Singleton
19 Jun 2024
Contributed by Lukas
*This episode originally aired on June 1, 2023In loving memory of Reverend Sharonda Coleman-Singleton. Content Warning: This episode makes reference ...
50: Red Flags- How to Avoid Bad Financial Advice and Protect Your Wealth
12 Jun 2024
Contributed by Lukas
Ever felt a twinge of doubt when your financial advisor speaks? Trusting your gut could save you from bad advice. In this episode, Jessica and Brandon...
49: Can I Afford to Have Children?
05 Jun 2024
Contributed by Lukas
Raising children can be one of the most financially challenging endeavors you'll ever undertake. Tune in as Jessica and Brandon discuss the criti...
REWIND: How to Quit Your Way Rich with Career and Negotiation Coach, Mandi Money
22 May 2024
Contributed by Lukas
This episode originally aired May 15, 2023. Tune in as Jessica and Brandon interview Mandi Woodruff-Santos aka Mandi Money, who is a globally recogniz...
48: How to Have a Money Meeting With Your Partner
15 May 2024
Contributed by Lukas
Have you ever been floored by the reality of your spending habits? That's exactly what happened to Jessica and Brandon, during a long overdue mon...
47: Career Pivots and Entrepreneurship with Registered Nurse, Naomi Corbi
08 May 2024
Contributed by Lukas
Picture this: a nurse with a wanderlust spirit and a knack for problem-solving takes on the systemic challenges of healthcare, turning them into oppor...
46: How to Plan the Perfect Disney Vacation with Travel Planner, Courtney Gibson
01 May 2024
Contributed by Lukas
Planning the perfect Disney vacation can feel like an overwhelming task, which is why Jessica and Brandon put their most recent Disney cruise in the h...
45: When I Die- A Guide to Support Loved Ones After You’re Gone
17 Apr 2024
Contributed by Lukas
Navigating the waters of mortality isn't a journey to embark on alone; that's why Jessica and Brandon crafted a heartfelt discussion to guid...
44: Achieving Financial Success through Strategic Planning with Cisco Systems & Connected Black Professionals (Live Recording)
10 Apr 2024
Contributed by Lukas
In this special episode, Jessica and Brandon joined forces for a live recording with Cisco Systems and their Connected Black Professionals Employee Re...
43: How to Capitalize on Tax-Free Growth for Education with 529 Plans
03 Apr 2024
Contributed by Lukas
Ever wondered who can open a 529 college savings plan and reap the benefits of tax-free growth for education costs? In this episode, Jessica and Brand...
REWIND: Learn About The Gender Pay Gap
20 Mar 2024
Contributed by Lukas
This episode originally aired on March 1, 2023.The gender pay gap is a calculation that reflects the fact that, on average, women are paid less than m...
42: One Million Dollar Debt Payoff to Financial Freedom: Naseema McElroy's Wealth-Building Journey
13 Mar 2024
Contributed by Lukas
Naseema McElroy is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally. In ...
41: Cultivating Community and Female Empowerment with Emily Grey
06 Mar 2024
Contributed by Lukas
In this episode you will embark on an enlightening journey with Emily Grey, founder of The Flourish Market, as Jessica and Brandon dissect the multifa...
40: Understanding the US Progressive Tax System & Your W2 Income
21 Feb 2024
Contributed by Lukas
Ever feel like the U.S. tax system is a labyrinth designed to confuse mere mortals? Fear not! Join Jessica and Brandon Norwood as they unravel the mys...
39: How To Talk To Your Parents About Their Retirement & Estate Plans
14 Feb 2024
Contributed by Lukas
Talking to your parents about money, and their retirement plan can be a daunting task. The reality is, if you don't do it while they are cognitiv...
38: Mastering Your Comeback: Career and Money Moves After Being Laid Off
07 Feb 2024
Contributed by Lukas
Losing your job can feel like a knockout punch, but what if it's actually setting you up for the next round of your career? In this episode, Jess...
37: The Financial and Emotional Journey of Adoption with Lauren & James Barrett
24 Jan 2024
Contributed by Lukas
Embarking on an adoption journey is a tale of love, resilience, and the complex interplay of emotions and finances. In this episode, Jessica and Brand...
36: Understanding Your Credit Score
17 Jan 2024
Contributed by Lukas
Ever find yourself wondering why your credit score went down, but you just paid off a credit card in full? In this episode, Jessica and Brandon demy...