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The Unplanned Podcast with Matt & Abby

Relationship dilemmas that make you think

Wed, 14 May 2025

Description

Matt & Abby react to wild relationship stories from Reddit — from hidden debt and surprise divorces to cringey confessions and tough family drama. Some are hilarious, some are heavy, and all of them will leave you thinking. This episode is sponsored by Bobbie & Hiya. Bobbie: Visit https://hibobbie.com for an additional 10% off your purchase with code UNPLANNED. Hiya: Go to https://hiyahealth.com/UNPLANNED and receive 50% off your first order. Get your kids the full-body nourishment they need to grow into healthy adults. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Audio
Transcription

Chapter 1: What is the first relationship dilemma about hidden debt?

51.816 - 72.009 Abby

Okay, so the first one we have is, I found out my spouse was hiding a huge debt. This is a 39-year-old female who's married to a 37-year-old male. We've been married for 10 years and together 12. The other day I watched on our video camera as my husband was served papers for a lawsuit. He told me it was for a loan he had received and things have just spiraled since then.

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72.129 - 85.913 Abby

I've always trusted him to do the finances. I make a low six figures and turn all of my money over to him to pay the bills. He also makes good money, but we struggled during COVID with job loss and he had to take a job paying very little. He now makes the same as I do.

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85.993 - 87.434 Narrator/Intro (likely Matt or Abby, but not clearly distinguished)

I thought she was making six figures.

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87.934 - 89.716 Abby

So she's making in the low six figures.

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89.916 - 91.938 Narrator/Intro (likely Matt or Abby, but not clearly distinguished)

Okay, but he's still making good money too.

91.978 - 112.295 Abby

He's making good money, but wait for this. I found out we are $130,000 in debt. I had no idea. I knew we had to put a few things on credit cards, but I didn't know we had 12 maxed out cards. I don't even know what all this money was spent on. I feel so absurdly betrayed. I'm scared that we will never recover from this and I can't trust him anymore.

112.475 - 115.358 Abby

What's the best thing I can do for myself and my three kids?

115.718 - 117.519 Matt

Oh, three kids. I didn't even know. Three kids.

117.919 - 119.74 Abby

Married with three kids. $130,000 of debt.

Chapter 2: How should you handle financial infidelity in marriage?

415.134 - 415.494 Abby

The friend?

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415.514 - 417.275 Matt

I think that's completely inappropriate.

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0

417.935 - 437.404 Matt

Like for a friend to be like, don't propose. Like that's between them. Like that decision for marriage is between them. You can give insight if people are asking for it or if you see major red flags. Like she's cheating with somebody else. Like something that she has no reason to be honest with. This is just beyond... That's not a true friend either. Yeah.

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437.444 - 451.29 Matt

I feel like he would go to her if he's like, hey, like, by the way, I don't I don't think you've given enough time. If he thinks she should be independent for a period of time or if he thinks that she's becoming too emotionally reliant or like things like that, that's for him to talk to her.

451.69 - 452.29 Abby

It's weird that.

452.59 - 455.191 Matt

Like, why would he let why would that why would he let her be in that? Sorry.

455.452 - 458.213 Abby

It's weird that he went to the boyfriend. Why did he not go to his friend?

458.573 - 458.773 Matt

Yeah.

Chapter 3: What are the concerns when a best friend warns against marriage?

694.264 - 711.054 Matt

I'm controlling, he's incompetent, bad combo. Probably around 2019, he started becoming rude to me. It started small, but I addressed it regularly. The most annoying part was when he blamed me for everything. The tiny example is when we couldn't find the TV remote. Where did you put the remote? The rudeness increased after his best friend died by suicide.

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711.275 - 725.765 Matt

I gave a lot of leeway and stopped pushing back on his rudeness. I told him multiple times he needed to go to therapy. After a lot of excuses, he admitted he didn't want therapy because he didn't want to do the work. I stopped asking. In 2022, I got sick. I was scared it was cancer, but all the tests came back clean.

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726.125 - 742.459 Matt

The ninth doctor I tried helped me clean up my diet, get active, start meditation, and motivated change. I'm not cured or diagnosed, but I'm much better. But it's a daily practice to work on my health. I'm now training for a 5K. I've stopped watching TV and I read. During that process, I moved into the guest bedroom to get better sleep.

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742.759 - 758.206 Matt

He refused to treat his apnea and blamed me for not giving him a sleep clinic number. I stopped hanging out with him because I wasn't watching TV anymore. He said no when I asked him to go for a walk. Always an excuse. I ended up creating a separate life in our home. Eventually, I think he realized it and finally stopped being rude and stopped the blame.

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758.546 - 773.814 Matt

He did blame me for the remote about two months after I stopped watching TV. It's been better for about six to nine months, but once it got better, I realized he only treated me with any respect once I forced him to by removing myself from him. Now I'm happiest when he's out of the house. I don't miss him if we're apart for a week.

774.194 - 788.864 Matt

I am sometimes annoyed if he's in the house because he watches TV 100% of the time he's awake. I don't want to do our normal summer plans, which are fast approaching, so I think I need to tell him ASAP that I want a divorce. I'm thinking after an upcoming trip he has next week so I don't ruin the trip. How do I start the conversation?

788.984 - 803.113 Matt

How do I avoid getting sucked in a vortex of trying to justify, explain, convince him it's not worth saving? I don't want to work on the marriage. He's had four years to start therapy alone or with me, so I'm not willing to accept that as an option. I don't hate him, but I don't really like him anymore. I'm done.

803.793 - 804.634 Abby

That's so sad.

804.734 - 806.835 Matt

Wait, I still have no idea what AH stands for.

Chapter 4: How to respond to a friend’s negative opinion about your partner?

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866.96 - 893.489 Matt

he's irresponsible or you know something much deeper than that i like you i'm gonna hold your hand okay yeah and so i feel like there's a lot of things here where they could go and like it's kind of weird that we're holding i know i'd like it i like it though so let's do it yeah i like holding your hand okay so i feel like there's a lot of things and like her just being so specific like she literally went on listed every single household chore and like who does it in their house really did break that i feel like she has like first of all you're not supposed to keep it's contempt

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893.809 - 895.169 Abby

She has contempt for her husband.

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895.229 - 895.67 Matt

Oh, totally.

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895.71 - 906.933 Abby

That's the number one predictor of divorce is contempt. Even Dr. Gottman's Institute proved that. It's like when you see contempt in a relationship at that level, you're usually headed for divorce.

907.293 - 922.918 Matt

And I think that they've prioritized being individuals over how they can be individuals within their marriage. And so I feel like them sleeping in different rooms, getting different like – you know, doing different evening, like her just being like, I'm not going to watch TV anymore.

923.158 - 942.106 Matt

I'm like, I wonder it would be so, so hard if you've gotten to this place where you just feel like you're utterly removed from your spouse. But I wonder if one night she'd be like, Hey, what are you watching? Like take any interest in something. If he watches TV all the time and you don't like that, but just like try to step into that. And just give an inch and see if he gives an inch.

942.347 - 956.83 Matt

But don't test. But just, you know what I mean? Like, just see if there's any place. Or say, hey, like, I know you're not feeling comfortable with individual therapy. I mean, I think it's okay to say, like... I'm considering, it's gotten to the point where I feel like I'm considering divorce.

957.19 - 957.43 Additional Voice

Yeah.

Chapter 5: What are practical steps when considering divorce after years of marriage?

1190.705 - 1191.845 Additional Voice

Freaking life is hard, dude.

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1191.865 - 1192.485 Matt

Life is hard.

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1192.505 - 1194.266 Additional Voice

Life is hard. So why don't you do it with your husband?

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1194.446 - 1212.055 Matt

And you're not meant to do it alone. Like obviously there's, there are really, really great, amazing reasons for being single. And there's sometimes it's not by choice. And there's like some really things that are like not possible to move forward. Obviously. I'm just talking about in general, I'm so sick of the narrative. That's like, girl, you leave him. You deserve better.

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1212.355 - 1229.901 Matt

Blah, blah, blah, blah, blah. It's like, wait a minute. Can we be a little self-reflective here? What areas am I falling short as a wife that I can step up on where, What resources can we look to? Like, let's quit going to this resort because guess what? You're going to find yourself in another relationship where you're like, well, you know what? They're not perfect. Shocker.

1229.961 - 1234.182 Matt

I really thought they were perfect. And now I'm mad that they're not perfect. So I'm going to move on again.

1234.422 - 1240.944 Abby

When you look at the stats of how many people that get divorced end up getting divorced again, it's staggering. Yeah.

1241.064 - 1245.566 Matt

Yeah, because it's like, don't dip. There's no perfect person out there.

1245.606 - 1252.249 Abby

You're going from being married to a human to another human. We all F up. We all screw up.

Chapter 6: How can couples reconnect after drifting apart?

1368.24 - 1376.263 Abby

But these people are all, I mean, these are from like Mr. Jingles and Tacos and Sushi. Like all these names are so random.

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1376.283 - 1391.508 Matt

I hope she hasn't already had this conversation because of the people telling her like, tell him right now you're not going to be his wife anymore and you're moving out on X date. I'm like, oh, wow. I just can't imagine that user feeling like they had everything they needed to know to just encourage someone to get a lawyer and move out.

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1392.028 - 1393.149 Abby

I love you, Abby. I love your taste.

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1393.169 - 1396.41 Matt

This is where I get so spicy and I'm like, but for what? Like I don't know these people at all.

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1397.95 - 1399.051 Abby

Okay, this next one.

1399.271 - 1401.372 Matt

Me and the sister-in-law should do this episode.

1401.392 - 1401.713 Abby

Yes.

1402.033 - 1403.894 Matt

I feel like that would be really good.

1404.274 - 1420.345 Abby

Thank you to Haya for sponsoring this portion of today's episode. Typical children's vitamins are basically candy in disguise filled with five grams of sugar, unhealthy chemicals, and other gummy junk growing kids should never eat. That's why Haya was created. The pediatrician approved. super-powered chewable vitamin.

Chapter 7: How to decide whether to accept a family member's apology after conflict?

1627.382 - 1645.727 Abby

With plans to have children soon, I realize I will have to decide on whether their grandfather will be involved in their lives or not. I'm really torn. Do I accept his apology and meet with him or choose to continue to ignore him? Have any of you ever chose to cut a close family member off from your life? If so, did you regret it down the road?

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0

1647.188 - 1647.728 Abby

You go first.

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1648.208 - 1657.272 Matt

That's really, really tough. Did you gather from that whether or not she had told him that she had a boyfriend or was he just introduced at the mom's house when he was changing the oil?

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1657.552 - 1659.473 Abby

See, that's where I'm kind of confused.

1659.653 - 1664.755 Matt

Regardless, it was completely his reaction was completely inappropriate.

1664.775 - 1669.936 Abby

I'm rereading this right now and it looks like she introduced her fiance to her dad.

1669.976 - 1672.818 Matt

So maybe he was a little hurt that she hadn't told him.

1673.218 - 1673.738 Abby

That's true.

Chapter 8: What are the challenges and considerations around vasectomy vs tubal ligation?

1811.816 - 1813.258 Matt

Yeah. Yeah.

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1813.298 - 1815.3 Abby

It says he forgave my dad.

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1815.78 - 1824.609 Matt

He seems like an awesome guy. And I feel like it'd be different if your fiance is like, I'm really, really like I think that since he's open to it, too, like you both just entertain one more conversation.

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1824.629 - 1826.151 Abby

OK, this is really interesting.

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1826.801 - 1845.652 Matt

Oh, okay. How do I, a 21 year old male, tell my girlfriend, a 23 year old female, why I won't get a vasectomy? My girlfriend and I are extremely close. She's my best friend. We've been together three years. Eventually we're getting married, but it's not a huge priority right now due to college and other situations. She's very innocent and therefore believes it's impossible we would ever split up.

1845.792 - 1861.043 Matt

I admire her enthusiasm and don't see it happening either. But coming from a divorced parents, obviously I know rational people don't get married expecting a divorce and that anything is possible. Neither of us want kids, but especially not her. I could do it just fine if she really wanted them, but I prefer not to.

1861.443 - 1873.793 Matt

Now, with that being said, if we were to break up and I ended up with another woman who really wanted kids, I'd like to be able to have the option. I've never been a fan of burning bridges, and I consider my balls a fairly good bridge, lol. Okay. Okay.

1896.653 - 1907.295 Matt

For some more context, she has major anxiety around doctors and related fields, and she is super against tying her tubes or something similar, which I definitely understand. She also doesn't do well with... Wait, wait, wait.

1907.535 - 1910.396 Abby

She's against tying her tubes, but he has to get his tubes tied?

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