The Wallet

How to Ask for a Pay Rise: Salary Negotiation Tips

12 Mar 2026

Contributed by Lukas

Building financial independence often starts with earning more, and learning how to negotiate your salary.In this episode of The Wallet, Emilie Bellet...

The Credit Card Trap

26 Feb 2026

Contributed by Lukas

Why do credit cards so often feel manageable at first, and then quietly turn into long-term debt?In this episode of The Wallet, Emilie Bellet (Vestpod...

How to Build an Investment Portfolio

12 Feb 2026

Contributed by Lukas

How do you actually build an investment portfolio, and what is the simplest way to start?In this episode of The Wallet, Emilie Bellet (Vestpod) is joi...

Why Money News Makes Us Panic

29 Jan 2026

Contributed by Lukas

Should you even be reading financial news, and if so, how?In this episode of The Wallet, Emilie Bellet is joined by Kalpana Fitzpatrick, Digital Edito...

Stuck at Work? Stefanie Sword-Williams on the Career Comedown

15 Jan 2026

Contributed by Lukas

Feeling stuck in your career even though everything looks “right” on paper?In this episode of The Wallet, Emilie Bellet is joined by Stephanie Swo...

Your Self-Assessment Tax Return Guide (UK)

08 Jan 2026

Contributed by Lukas

The Self Assessment deadline has a habit of arriving faster than expected.This episode covers who needs to file, what needs reporting, and how to avoi...

The Psychology Behind Holiday Spending With Psychotherapist Holli Rubin

17 Dec 2025

Contributed by Lukas

December is filled with pressure, expectations, and spending. Gifts, Secret Santas, school events, family gatherings, and the emotional load of trying...

Money Playbook for Freelancers

05 Jun 2025

Contributed by Lukas

Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We’ve broken down the essentials every freelancer o...

How to Think Like a Business Owner

15 May 2025

Contributed by Lukas

Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and ...

How Do You Create Consistent Income?

08 May 2025

Contributed by Lukas

In this episode, we’re tackling one of the biggest challenges freelancers face: managing cash flow when income is unpredictable. How do you stay afl...

How to Budget with a Fluctuating Income

01 May 2025

Contributed by Lukas

Feeling overwhelmed by budgeting when your income isn’t consistent? In today’s episode of Finances for Freelancers, we’re looking at how to take...

Freelancer Pensions 101

20 Mar 2025

Contributed by Lukas

In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don...

Get Paid What You’re Worth as a Freelancer

13 Mar 2025

Contributed by Lukas

Pricing your services can feel overwhelming, but getting paid fairly isn’t just possible—it’s essential. In this episode of The Wallet by Vestpo...

Taxes Demystified: What Every Freelancer Needs to Know

06 Mar 2025

Contributed by Lukas

In this episode, we’re diving into a topic that many freelancers find overwhelming: taxes. How do you stay compliant, maximise your deductions, and ...

Risk Management: Protection & Insurance for Freelancers

27 Feb 2025

Contributed by Lukas

Feeling uncertain about protecting your finances as a freelancer? In today’s episode, we’re diving into risk management—a crucial but often over...

Freelance Fine Print: Legal Tips to Protect Your Business

13 Feb 2025

Contributed by Lukas

Today, we’re tackling a topic that’s essential but often overwhelming: freelance contracts. Contracts can feel like a maze, but they’re crucial ...

Sole Trader vs. Limited Company: Choosing the Right Setup

06 Feb 2025

Contributed by Lukas

Feeling uncertain about your business setup? In today’s episode, we’re tackling one of the biggest decisions for freelancers in the UK—should yo...

7 Investing myths debunked

28 Nov 2024

Contributed by Lukas

It can feel easier to spend than invest (especially with Black Friday coming up). But investing really isn't hard once you understand the basics. That...

How To Stay Financially Sane This Festive Season | Hotline

21 Nov 2024

Contributed by Lukas

💸 According to the Bank of England (2020), "a typical UK household spends over £700 more in December compared to other months".⁠ December is alm...

How Can I Teach My Children About Money?

14 Nov 2024

Contributed by Lukas

☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of C...

Budget 2024: How It Impacts Your Finances

07 Nov 2024

Contributed by Lukas

Welcome to today’s episode, where we look into the highlights and implications of the Budget 2024. On October 30th, Chancellor Rachel Reeves (UK's f...

7 Investing Myths Debunked

31 Oct 2024

Contributed by Lukas

We're back next week with a new episode for you, but until then enjoy one of our most popular hotlines all about investing!💸 Investing is key to bu...

How Can I Curb Emotional Spending?

24 Oct 2024

Contributed by Lukas

This week we're bringing you one of our most popular hotline episodes about emotional spending. With the holidays coming up, we thought this might be ...

Cultivating a Wealthy Mindset

17 Oct 2024

Contributed by Lukas

We've had quite a few DMs recently from you about money mindset, so we thought we would bring back this popular episode from January 2024, all about h...

From Funding to Exiting Your Business, with Alex Depledge MBE

26 Sep 2024

Contributed by Lukas

TW: This episode contains a brief mention of suicide. 💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories fro...

Turning Your Vision into a Business, with Elizabeth Uviebinené

19 Sep 2024

Contributed by Lukas

💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this second episode, I talk to E...

Scaling Up Your Business, with Farah Kabir

12 Sep 2024

Contributed by Lukas

💸 Welcome to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this first episode, I talk to Farah K...

Money Matters 2024: Economy Insights and Investing Chat, with Iona Bain

10 Sep 2024

Contributed by Lukas

Hello, I’m Emilie Bellet and you’re listening to The Wallet, a jargon and judgement free space for financial education. In our final episode of ou...

Money Matters 2024: What Influences Our Relationship With Money?

05 Sep 2024

Contributed by Lukas

I’m Emilie Bellet and you’re listening to The Wallet. In this week’s episode, we have an amazing panel discussion featuring the voices of journa...

Money Matters 2024: Wealth and the Power of Manifestation, with Candice Braithwaite

29 Aug 2024

Contributed by Lukas

We recently had our annual Money Matters Festival, and this week, by popular demand, we’re sharing more from Candice Brathwaite’s keynote at our f...

Money Matters 2024: Defining Wealth, with Candice Brathwaite

22 Aug 2024

Contributed by Lukas

We recently had our annual Money Matters Festival, and today, I’m sharing part of a keynote speech given by Candice Braithwaite at our recent Money ...

Money Matters 2024: Challenging Conventional Norms of Success, with Stefanie Sword-Williams

15 Aug 2024

Contributed by Lukas

Today, I’m sharing one of the talks from our Money Matters Festival a few months ago. Sometimes we can get caught in the rat race, but this talk - S...

Money Matters 2024: Boosting Income and Career Decisions

08 Aug 2024

Contributed by Lukas

We recently had our annual Money Matters Festival, and today I have selected some of the best bits of one of our panels (featuring Tiwalola Ogunlesi, ...

Money Matters 2024: Financial Joy with The Humble Penny

01 Aug 2024

Contributed by Lukas

We’re back again with some of our favourite moments from this year’s Money Matters festival! You’re about to hear a talk by husband and wife duo...

Money Matters 2024: How To Improve Women's Financial Empowerment?

25 Jul 2024

Contributed by Lukas

In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited ac...

How is AI Going to Change Your Life? with Suhair Khan

11 Jul 2024

Contributed by Lukas

Emilie Bellet speaks with Suhair Khan, founder of Open-Ended Design and former Google leader. Suhair delves into the basics of AI, debunking common my...

How Can Immigrants Build Generational Wealth, with Nina Mohanty

04 Jul 2024

Contributed by Lukas

Emilie Bellet speaks with Nina Mohanty, co-founder and CEO of Bloom Money, an app designed to help diaspora communities build generational wealth. Nin...

How to Create a Monthly Budget, with Emilie Bellet

27 Jun 2024

Contributed by Lukas

Today, Emilie Bellet is diving into creating a monthly budget that truly aligns with your financial goals. Budgeting might seem daunting or restrictiv...

How the Economy Really Works, with Kyla Scanlon

20 Jun 2024

Contributed by Lukas

Today on The Wallet, Emilie Bellet is joined by Kyla Scanlon, recognised by Fast Company as ‘the internet’s favourite econ nerd.’ Kyla’s new b...

Could AI Replace Your Job? with Isabel Berwick

13 Jun 2024

Contributed by Lukas

Today, Emilie Bellet is joined by Isabel Berwick, host of the FT's Working It podcast and author of *The Future-Proof Career*. In this episode, we div...

Stock Markets and Index Funds 101

06 Jun 2024

Contributed by Lukas

NASDAQ, FTSE… In today's episode, we’ll demystify stock exchanges, and explain how they impact investors or potential investors like you. We'll ex...

Credit Score 101 with Sara Williams

30 May 2024

Contributed by Lukas

Today, Emilie Bellet is joined by Sara Williams, a debt advisor with over 20 years of experience and the voice behind Debt Camel since 2013, as we dem...

How to Get Started With Your Investment Portfolio

23 May 2024

Contributed by Lukas

Today we're answering a question from one of our Money Matters Festival attendees who wanted more information about building her first portfolio of in...

What's The Value of Your Unpaid Work? with Eve Rodsky

16 May 2024

Contributed by Lukas

Women often shoulder two-thirds or more of the unpaid domestic work and childcare responsibilities for their homes and families. This has significant ...

“Your Divorce is About You, Not Your Ex”, With Tosh Brittan

09 May 2024

Contributed by Lukas

Join us as we explore the emotional journey of divorce with Tosh Brittan, a divorce empowerment coach and counsellor with over 17 years of experience....

How to Find Purpose After a Death? With Selina Flavius

02 May 2024

Contributed by Lukas

If discussions about death are sensitive for you, feel free to skip this one.In this episode, we are joined by Selina Flavius, the powerhouse behind B...

How to Set Financial Goals with Laura Newman

01 May 2024

Contributed by Lukas

💸It’s time to Spring clean your finances! Today's episode focuses on setting financial goals for yourself. Only one in six Brits (17%) confess to...

How to Make Your First Investment with Emilie Bellet

25 Apr 2024

Contributed by Lukas

Are you looking to grow your money and achieve your financial goals? Join Emilie Bellet as she offers insights and practical tips to get started inves...

How to Put the Romance Back in Business? With Tim Leberecht

18 Apr 2024

Contributed by Lukas

Have you ever wondered about the importance of romance in our lives and that we can find it in and through business? But also how to strike the perfec...

Why Do We Keep Salary Secrets?

14 Mar 2024

Contributed by Lukas

💸Today's episode is all about breaking the silence around salaries and how to navigate those conversations. We talk about common misconceptions peo...

Join Us at our Money Matters Festival!

27 Feb 2024

Contributed by Lukas

Join Vestpod’s Money Matters Festival on Sunday, March 3rd, 2024, from 10:30 am to 7:00 pm, at KOKO in Camden.⁠🎟️ Secure your spot now, early...

Women and the Economy (Money Matters Festival 2022)

01 Feb 2024

Contributed by Lukas

There are many challenges when it comes to managing finances as women. We’ll try to understand what the current economy is like, and what can be cha...

Cultivating a Wealthy Mindset in 2024

25 Jan 2024

Contributed by Lukas

💸Looking to start the new year off on the right foot when it comes to your finances? In today’s Hotline episode - I’ll be helping you do exactl...

Inclusive Working with Mother Pukka (Money Matters Festival 2022)

18 Jan 2024

Contributed by Lukas

Anna Whitehouse, also known as Mother Pukka, joined us at our Money Matters Festival 2022. Anna is a leading advocate for flexible working through her...

Securing Your Financial Future in 2024

14 Dec 2023

Contributed by Lukas

💸What are some of the things that we are most afraid of or most dread when it comes to money? What is lifestyle creep? How to plan for your finance...

Banking Bad: Unmasking the Wolf of Wall Street, Jordan Belfort's Financial Crimes

07 Dec 2023

Contributed by Lukas

💸 Welcome to the last episode of Banking Bad, a podcast series that features six true-crime stories from the world of money. 🐺Are you famil...

Banking Bad: GameStop, How Reddit Users Brought Wall Street to its Knees

23 Nov 2023

Contributed by Lukas

💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money. Keith Gill, aka RoaringKitty and DeepFuck...

Banking Bad: Surviving the Dotcom Bubble with Martha Lane Fox, Lastminute.com

10 Nov 2023

Contributed by Lukas

💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money. In this episode, I speak to Martha Lane F...

Banking Bad: How I Ended Up £250,000 in Debt

02 Nov 2023

Contributed by Lukas

💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money. Today, Emilie is speaking with Patrick Fo...

Banking Bad: Tulip Mania, The Greatest Bubble Story of All Time

26 Oct 2023

Contributed by Lukas

💸 Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money. We’re used to hearing about stocks, cr...

Banking Bad: Brooke Astor, and When Financial Abuse Hits Home

19 Oct 2023

Contributed by Lukas

💸 Welcome to Banking Bad - a podcast series featuring six true crime stories from the world of money. In this episode, I talk to Philip C. Marshall...

Get Retirement Ready

05 Oct 2023

Contributed by Lukas

📈How do we connect with our older self? How much money would you actually need for retirement? It can be difficult to envision ourselves 20, 30, 40...

Road to Wealth #7 - Investing with Confidence: Make Your Money Work for You

03 Aug 2023

Contributed by Lukas

📈In this episode, we delve into the world of investing. Join us as Helena Wardle, Founder of Money Means and Partner and Chartered Financial Planne...

Do I Need a Financial Adviser?

28 Jul 2023

Contributed by Lukas

Are you wondering, "Should I work with a financial adviser? How do I find one that suits me? And how much does it actually cost?" Well, you're not alo...

Road to Wealth #6 - Inheritance & Protecting Your Money

27 Jul 2023

Contributed by Lukas

In the coming three decades, an estimated £5.5 trillion is projected to transition between generations as the baby boomer population diminishes. This...

Road to Wealth #5 - Wealth and Wellbeing: Finding the Balance

20 Jul 2023

Contributed by Lukas

In our hectic culture of hustling and overworking, it can feel like striking a balance between earning enough, feeling happy with our wealth - AND fee...

Road to Wealth #4 - Feel the Fear Of Taxes but do it anyway

13 Jul 2023

Contributed by Lukas

In this week's episode, Lisa shares her expertise on tax-efficient saving and investing, pensions, and the art of gifting. Discover how to navigate th...

Road to Wealth #3 - Debt: The Good, The Bad and The Ugly

06 Jul 2023

Contributed by Lukas

Debt can feel overwhelming and like it's weighing you down, but it doesn't have to be that way. In this episode, we discuss the different types of deb...

Road to Wealth #2 - For the Love of Money: Talking to Your Partner About Finances

29 Jun 2023

Contributed by Lukas

In this episode, we dive into the often tricky and emotionally charged topic of money and relationships. Our expert guest shares insights on managing ...

Road to Wealth #1 - Beyond the Grave: What Happens to Your Money When You Die?

22 Jun 2023

Contributed by Lukas

In today's episode, we get into the topic of death. While many of us avoid thinking about our own mortality, it's crucial to plan for the unexpected. ...

Introducing… Road to Wealth

15 Jun 2023

Contributed by Lukas

Coming soon… our new podcast series about financial advice. Most of us don’t have access to a financial adviser, so I took the questions that you ...

How do fund managers pick stocks? With Jean Roche

20 Apr 2023

Contributed by Lukas

💸Is this the right time to invest in the UK? What are small cap, mid cap and large cap stocks? What exactly is the role of a fund manager...

From an idea to a six-figure business, with Nafisa Bakkar

30 Mar 2023

Contributed by Lukas

💸How do you make your first £100k?What do you need to do to get your idea to ‘take off’?Can you run an ethical, impactful business and still m...

Money and Relationships, with Lottie Leefe

23 Mar 2023

Contributed by Lukas

💸How do you split your finances when your partner earns much more than you?How can we spot financial infidelity, and what is financial abuse?How ca...

Silicon Valley Bank collapse after a run on deposits

16 Mar 2023

Contributed by Lukas

Listener survey: https://forms.gle/KsXWNff3mLXmZu7DAThe survey only takes a few minutes but we'll choose one lucky winner at random to win two signed ...

The Extra Cost of Being a Woman, with Marisa Bate

09 Mar 2023

Contributed by Lukas

💸Do you find yourself worried about personal safety and economic security? Are you frustrated by the inequalities women still face in 2023?&nb...

Taking charge of your confidence and approaching work with intention, with Lauren Currie

02 Mar 2023

Contributed by Lukas

💸 How do we build a world we want to live in while still making our profit? What’s the best approach when it comes to changing our attitude ...

Understanding the Basics of Investing with Michelle Pearce-Burke

23 Feb 2023

Contributed by Lukas

[AD - episode sponsored by Wealthify] 💸Do you feel paralysed when it comes to getting started with investing? Are you afraid of taking the plunge? ...

Building a Foundation For Good Money Habits from Childhood with Davinia Tomlinson

09 Feb 2023

Contributed by Lukas

💸As a young woman, do you feel like you received enough of a financial education to equip you with confidence as an adult? Are you a parent of...

Should I invest in IPOs? Hotline

02 Feb 2023

Contributed by Lukas

💸Initial Public Offerings – also known as IPOs is the first sale of stock (shares) in a company to the public. But is this something you should i...

Essential Economic & Stock Market Update (2023 Outlook)

01 Feb 2023

Contributed by Lukas

📈Market updates are usually laden with jargon and reserved for the institutional or expert investors. But not this one! That’s why we have p...

How to invest in volatile times and recognise financial bubbles? With Lauren French

26 Jan 2023

Contributed by Lukas

💸Are you fearful about investing in what seems to be a highly volatile market? Do you struggle to keep your cool while having your money inves...

How Do We Get Paid What We’re Worth? with Insaff El Hassini

19 Jan 2023

Contributed by Lukas

💸 Have you ever struggled to know your worth? Does the idea of negotiating your rates or salary fill you with dread? What can we do, in p...

8 ways to improve your finances in 2023

12 Jan 2023

Contributed by Lukas

💸At the start of a new year, it’s tempting to dive into making a list of resolutions – only to quickly get overwhelmed. Today, I’d like to ta...

How to get started investing with Kalpana Fitzpatrick

05 Jan 2023

Contributed by Lukas

💸How can you boost your finances with investing and make your money work for you? What are meme stocks? How do you pick an investment platform?&nbs...

Should You Pay Down the Mortgage or Invest? with Moira O'Neill

22 Dec 2022

Contributed by Lukas

💸This year has definitely not been the easiest financially. It’s been especially tricky for anyone with a mortgage or considering buying a home -...

What is Web3? with Marieke Flament

15 Dec 2022

Contributed by Lukas

💸Blockchain technology, crypto and Web3 - you may have come across these terms, but what exactly do they mean, and how will they affect our lives? ...

How Do You Stay Financially Sane This Festive Season? Hotline

08 Dec 2022

Contributed by Lukas

💸According to the Bank of England (2020), "A typical UK household spends over £700 more in December compared to other months".⁠ Considering that...

How Do You Navigate the Rising Cost of Living? with Timi Merriman-Johnson

01 Dec 2022

Contributed by Lukas

💸Inflation is at a 40-year high, the cost of everything is rapidly rising, and households are increasingly worried about the current economic and p...

How to recognise economic abuse with Marisa Bate

24 Nov 2022

Contributed by Lukas

💸One in six UK women will experience economic abuse, which exists in 95% of domestic abuse cases.And this is worsening for victims since the pandem...

Diversity, inclusion and entrepreneurship with Sonya Barlow

17 Nov 2022

Contributed by Lukas

💸Inclusion and diversity are the words on everyone’s lips – but what do they mean in practice? What is quiet quitting? And how can we make more...

How do women invest their money?

10 Nov 2022

Contributed by Lukas

💸 Investing helps us grow our savings, build wealth, and support projects we believe in. But the gender wage gap and other barriers often put women...

How can self-promotion help you ask for more money, with Stefanie Sword-Williams

03 Nov 2022

Contributed by Lukas

💸 What is it about self-promotion that feels so awkward for so many of us? Why are we sometimes scared to self-promote in the workplace or with our...

Halloween Special: Investing Terms that Make You Run For the Hills

27 Oct 2022

Contributed by Lukas

💸 Let’s face it: one of the most common reasons we hear about why someone isn’t investing is because it all seems a bit ‘scary’. On top of ...

What Should You Choose: Time or Money?

20 Oct 2022

Contributed by Lukas

💸Does more work equal more money? Can you be financially independent while working on your own terms, the hours you’d like to work?It’s easy to...

How to deal with the rising cost of living and keep investing, with Iona Bain

13 Oct 2022

Contributed by Lukas

💸The cost of everything is rapidly rising, and it can be difficult to even think about investing when all you’re doing is just trying to get by.I...

Lessons Learned from Investors: Cathie Wood and Growth Investing

06 Oct 2022

Contributed by Lukas

💸 Cathie Wood is an American investor and the founder, CEO and CIO (chief investment officer) of Ark Invest, an investment management firm that she...

How to Tackle Financial Stress, with Clemmie Telford

29 Sep 2022

Contributed by Lukas

💸Money stresses are common – and with the current cost of living crisis, an increasing number of families are anxious about debt, earnings, and j...

Essential Economic & Stock Market Update (Q3 2022)

28 Sep 2022

Contributed by Lukas

💸While inflation and the cost of living are on everyone’s mind, it’s important to keep an eye on budgets and investments and to keep up with ou...

How Can I Make the Most of My Pensions? With Romi Savova

22 Sep 2022

Contributed by Lukas

💸We will have on average 11 different jobs during our careers.If you've built up numerous workplace pensions over the years from different employer...