this is daily
Episodes
pros and cons of gifting equity to your children to purchase a property
14 Feb 2026
Contributed by Lukas
Glen James and Vince Scully discuss a listener's question about gifting equity to adult children.This audio is from a clip on the money money money Yo...
what is financial counselling? How does it differ to financial advice?
13 Feb 2026
Contributed by Lukas
Glen James chatted with financial counsellor Paul Jordon from UnitingWA about the difference between seeing a financial adviser vs a financial counsel...
what is the blockchain and what is cryptocurrency?
12 Feb 2026
Contributed by Lukas
Glen James joins with Nick (@15minutemoney ) to talk about the technology crypto is built on - blockchain.This audio is from a clip on the money...
family life + ensuring kids learn important money lessons with Pat Flynn (Deep Pocket Monster)
11 Feb 2026
Contributed by Lukas
@deeppocketmonster shares a bit about his family life with Glen.This audio is from a clip on the money money money YouTube channel: https://yout...
kiwi living in London - Sarah's expat story
10 Feb 2026
Contributed by Lukas
Sarah shares a bit about her story moving from New Zealand to London - setting up a career, making friends and enjoying the expat life.This audio is f...
using interest-only IP loans to smash PPOR mortgage faster
09 Feb 2026
Contributed by Lukas
John Pidgeon and Rachelle Kroon unpack a viewer's question about how they can smash down their PPOR mortgage.This audio is from a clip on the this is ...
how much super do you need to retire without the age pension?
08 Feb 2026
Contributed by Lukas
A listener asked about Gen X retirees who won’t qualify for the age pension—how much super do you actually need to fund retirement? Glen James and...
what's new in Sim's world + how she attributes her success
07 Feb 2026
Contributed by Lukas
Sim Kaur, host of the incredible Friends that Invest podcast, community and book, joined Glen James to share about her success and how she's achieved ...
'I'm having breakdowns at work!' Solving bad bosses
06 Feb 2026
Contributed by Lukas
Glen James, Kat and Jess Brady discuss a listeners question about managing bad bosses. Leave or stay?This audio is from a clip on the money money mone...
managing money: philanthropy, investing, managing costs with @deeppocketmonster
05 Feb 2026
Contributed by Lukas
@deeppocketmonster his approach to managing money, and how he uses money to make a difference.This audio is from a clip on the money money money...
personal stories of moving to London, travel plans + a deep dive on careers
04 Feb 2026
Contributed by Lukas
Members of the community living the expat life in London share their experiences about moving to London and setting up a career.This audio is from a c...
debt recycling & selling a property that has split loans attached
03 Feb 2026
Contributed by Lukas
John Pidgeon and Rachelle Kroon unpack a listener's question about debt recycling and split loans.This audio is from a clip on the this is property Yo...
what's involved in setting up a SMSF?
02 Feb 2026
Contributed by Lukas
Glen James and John Pidgeon explain what it's like setting up a self managed super fund (SMSF), the costs, the details and how it all works.This audio...
super strategies when one partner is 7 years younger
01 Feb 2026
Contributed by Lukas
Sue asks how to draw from her super without impacting her husband’s age pension. Glen James and Martin McGrath break down strategies for accumulatio...
using redraw from your investment loan to buy ETFs
31 Jan 2026
Contributed by Lukas
Rachelle Kroon and Leah Hall from Lift Accounting discuss a listeners question about using redraw from an investment property loan for investing elsew...
how Shane moved to London, runs a business across countries + made new friends
30 Jan 2026
Contributed by Lukas
Shane shares about his decision to move from Australia to London, his experience running a business over international borders + how he has built soci...
receiving large, unexpected sums of cash - what to do?
29 Jan 2026
Contributed by Lukas
Glen James and Rachelle Kroon unpack a tricky situation where someone received a large unexpected sum of cash.This audio is from a clip on the money m...
what a granny flat right actually is & how Centrelink assesses it
28 Jan 2026
Contributed by Lukas
Nathan Fradley joins Glen James to break down what a granny flat right is.This audio is from a clip on the money money money YouTube channel: https://...
using equity to buy another investment property
27 Jan 2026
Contributed by Lukas
John Pidgeon and Rachelle Kroon discuss a viewer's question about using property equity to buy a second investment property.This audio is from a clip ...
super beneficiaries, insurance policies inside super + frequently asked questions
26 Jan 2026
Contributed by Lukas
Superannuation gets complicated when it comes to beneficiaries, tax treatment, insurance, and estate planning. Glen James and John Pidgeon break down ...
$1mill in super & 10 years out from retirement. Move to a WRAP account?
25 Jan 2026
Contributed by Lukas
Dave has over $1M in super and is torn between staying in Hostplus Choice Plus or moving to a WRAP account. In this clip Glen James and Martin McGrath...
why does the customer service team for my super fund have such long wait times?
24 Jan 2026
Contributed by Lukas
Glen James and Vince Scully discuss a viewers question about slow customer service with their super fund.This audio is from a clip on the money money ...
the nabtrade platform and reinvesting dividends
23 Jan 2026
Contributed by Lukas
Glen James and Jess Brady from Financially Fierce talk about a listeners question in regards to reinvesting dividends on the nabtrade platform.This au...
passive income, defining success + YouTube success with @deeppocketmonster
22 Jan 2026
Contributed by Lukas
@deeppocketmonster joined Glen to share about building passive businesses, his definition of success and his incredible YouTube channel.This aud...
the first steps in seeking aged care support + the four key fees to know about
21 Jan 2026
Contributed by Lukas
Nathan Fradley and Glen James unpack what to do if you believe you or your parents or loved ones need aged care support, and walk through the fees ass...
financial scam stories from the community
20 Jan 2026
Contributed by Lukas
Glen James and Rachelle Kroon share financial scam stories from the community.This audio is from a clip on the money money money YouTube channel: http...
how Breana maximises her money + how to be a minimalist
19 Jan 2026
Contributed by Lukas
Glen James was joined by @breeonabudget to chat through her top tips for maximising money.This audio is from a clip on the money money money YouTube c...
converting non-tax deductible debt into tax deductible & property loan splits
18 Jan 2026
Contributed by Lukas
John Pidgeon and Rachelle Kroon unpack a viewer question about property loan splits and what portions are tax deductible.This audio is from a clip on ...
retire with an investment property or sell and put money in super?
17 Jan 2026
Contributed by Lukas
Should you downsize and put the money into super, or keep an investment property in retirement? In this episode, Glen James and Martin McGrath break d...
be careful with the travel insurance CC companies offer
16 Jan 2026
Contributed by Lukas
Think credit card travel insurance is useless? Watch Glen James and John Pidgeon discuss using credit cards in general, but dig deep on the details of...
estate planning in your 70s: what you must do now
15 Jan 2026
Contributed by Lukas
As we get older, estate planning becomes more important, especially if you're in your 60s, 70s, or 80s and financially independent. In this clip, Glen...
my car is getting a bit old, time to upgrade?
14 Jan 2026
Contributed by Lukas
Your car runs fine, you love driving it… but you’re tempted by something newer and shinier. Should you sell and upgrade, or keep it and focus on o...
kids chores & routines: age-appropriate tasks, saying no & time-saving hacks
13 Jan 2026
Contributed by Lukas
In this clip, Glen James and Rachelle Kroon dive into practical tips for getting kids involved in chores with age-appropriate routines, setting bounda...
tips for negotiating a mortgage refinance
12 Jan 2026
Contributed by Lukas
Glen James, John Pidgeon and Rachelle Kroon unpack a question for a listener who is about to come off a fixed rate mortgage and looking to negotiate t...
salary sacrifice vs personal contributions + salary sacrifice vs HELP debt
11 Jan 2026
Contributed by Lukas
Glen James and Rachelle Kroon unpack a few super contribution questions from viewers.This audio is from a clip on the money money money YouTube channe...
can you still salary sacrifice with $500k+ in super?
10 Jan 2026
Contributed by Lukas
Wondering if having over $500k in super stops you from salary sacrificing up to the concessional cap? In this clip, Glen James and Martin McGrath brea...
what if investors with 2+ properties had to sell?
09 Jan 2026
Contributed by Lukas
John Pidgeon and Rachelle Kroon discuss a viewer's question about property investors and whether having investors sell their properties would assist w...
superannuation investments: levels of growth, asset allocation + fees
08 Jan 2026
Contributed by Lukas
Super isn’t just a savings account: it’s an investment portfolio with fees, risks, and tax rules you need to understand. Glen James and John Pidge...
super splitting - what's the point and benefit?
07 Jan 2026
Contributed by Lukas
This clip unpacks the pros and cons of super splitting, from evening out balances to Centrelink benefits, and why the decision really comes down to te...
extra non-concessional contributions vs paying down the mortgage
06 Jan 2026
Contributed by Lukas
Should you put extra money into super, pay off your home loan, or knock down investment property debt? In this clip, Glen James and Martin McGrath bre...
my house is too big, should I move to a 2-bedroom apartment?
05 Jan 2026
Contributed by Lukas
Alli is facing a big decision: sell a beautiful home she's emotionally attached to, or hold on and ride the market? In this clip, Glen James, John Pid...
how Queenie has invested in a new budget app
04 Jan 2026
Contributed by Lukas
Financial content creator, Queenie Tan, has invested in a new budgeting app! In this chat with Glen James she shares about the journey to investing in...
Breana's tipping point with money + how her money system is set up right now
03 Jan 2026
Contributed by Lukas
Breana of @breeonabudget joined Glen James to share a bit about her story, how she turned her money situation around, and how she encourages others wi...
how can I encourage my partner to be interested in investing?
02 Jan 2026
Contributed by Lukas
Glen James, John Pidgeon and Rachelle Kroon unpacked a viewers question about getting their partner interested in investing. This was recorded live at...
using ChatGPT for meal plans, smart home hacks + sharing the load at home
01 Jan 2026
Contributed by Lukas
What if ChatGPT could do your meal planning for the week? In this clip, Glen James and Rachelle Kroon explore how AI tools can streamline your food pr...
funding renovations - cash, equity or future-value valuations
31 Dec 2025
Contributed by Lukas
John Pidgeon and Rachelle Kroon talk through property valuations and the options available to fund renovations.This audio is from a clip on the this i...
should you sell inherited single shares and buy ETFs?
30 Dec 2025
Contributed by Lukas
Imagine you inherit single shares from your grandma - is there diversification risk in holding shares of one stock? Is it worth selling these and inve...
options for investing for kids
29 Dec 2025
Contributed by Lukas
Should you invest for your kids through super, an investment bond, or just build wealth in your own name? In this clip, Glen James and John Pidgeon un...
the m3 community share what they've regretfully sold
28 Dec 2025
Contributed by Lukas
Glen James, John Pidgeon and Rachelle Kroon discuss regretful sales from the mmm community.This audio is from a clip on the money money money YouTube ...
Mel's advice on money mindset and sorting your money out
27 Dec 2025
Contributed by Lukas
Listener of the show, Mel, shared with Glen James her top tips for anyone who wants to sort their money out.This audio is from a clip on the money mon...
hard decisions, regrets, taking risks + Queenie's investing strategy
26 Dec 2025
Contributed by Lukas
Queenie Tan shared with Glen James about her journey to becoming a content creator - the hard decisions she had to make, the risks and how she investe...
what is Betashares Direct & how is it being developed?
25 Dec 2025
Contributed by Lukas
In this clip, Glen James sits down with Matt Fish from BetaShares to unpack their new investing platform, BetaShares Direct.This audio is from a clip ...
when should you start planning retirement & the age pension?
24 Dec 2025
Contributed by Lukas
When should you start planning your retirement? Ideally in your 20s and 30s when you first start putting money into super, but for most Australians, t...
the case for outsourcing: cleaners, robot vacuums + buying back time
23 Dec 2025
Contributed by Lukas
Hiring a cleaner when you 'can’t afford it'? Using a robot vacuum for mental health? In this clip, Glen James and Rachelle Kroon chat about outsourc...
what to keep in mind when considering the FHSS scheme
22 Dec 2025
Contributed by Lukas
Looking for a smarter way to save for your first home? The First Home Super Saver (FHSS) scheme lets you use your super account to grow your deposit, ...
why your occupation matters for insurance premiums
21 Dec 2025
Contributed by Lukas
Insurance through super can be confusing, especially when it comes to default cover, group cover, and what happens when your job changes. In this clip...
the three pillars of retirement in Australia + the age pension
20 Dec 2025
Contributed by Lukas
In this clip Glen James and Justin Bott from Services Australian outline the 3 pillars of retirement income in Australia, and how the age pension fits...
food hacks for parents: click & collect, meal planning, Costco wins + bulk buys
19 Dec 2025
Contributed by Lukas
This clip was inspired by a member of our Facebook group, who asked: 'As a full-time working mum with 3 kids and a husband running a business, how do ...
don't buy property out of FOMO
18 Dec 2025
Contributed by Lukas
John Pidgeon and Rachelle Kroon unpack why buying property out of FOMO is such a problem.This audio is from a clip on the this is property YouTube cha...
strata title drama: water pipes in Glen's apartment building are busted
17 Dec 2025
Contributed by Lukas
A $2 million pipe replacement project, digging deep into the fund, 2-3 years of fixing work ahead—it’s all happening in Glen’s building. In this...
a FHSS scheme example: the impacts on a weekly pay
16 Dec 2025
Contributed by Lukas
Want to know how the First Home Super Saver Scheme (FHSSS) could give you a tax-free boost of up to $7,650 (or more) toward your first home deposit? I...
should you cancel your life insurance in your 50s?
15 Dec 2025
Contributed by Lukas
For many Australians in their 50s, the mortgage is (nearly) paid off, the kids have moved out, and retirement is in sight. So… should you keep payin...
Queenie's 4 money quadrants, shadow selves + limiting beliefs
14 Dec 2025
Contributed by Lukas
Queenie Tan joined Glen James to chat about her new book, the 4 money quadrants she outlines in it and how to tackle those moments where you doubt you...
prioritise setting up a budget before paying debt down
13 Dec 2025
Contributed by Lukas
Glen James explains why creating a financial system is more important than aggressively paying down debt, and how to build habits that actually stick....
school catchments, private vs public costs & the housing market outlook
12 Dec 2025
Contributed by Lukas
In this clip John Pidgeon and Rachelle Kroon are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence prope...
buying a unit? strata red flags, sinking funds + how to read a strata report
11 Dec 2025
Contributed by Lukas
If you're buying a unit in Australia, whether as a first home or investment, you must understand how strata works before signing a contract. In this c...
investing $6k-$10k in shares short-term
10 Dec 2025
Contributed by Lukas
This clip tackles Amanda’s question: if you’ve got $6–10k to invest for just 10–12 months, what’s the smartest move? Glen James and John Pid...
managing pension income streams & simplifying finances in your 70s
09 Dec 2025
Contributed by Lukas
In this clip, Glen James and financial adviser Martin McGrath dive into the practical side of managing pension income streams in your 70s, and the imp...
quickfire life insurance Q&A: super splits, waiting periods, adviser fees + more
08 Dec 2025
Contributed by Lukas
Glen James brought your questions to financial adviser Phil Thompson from Skye Wealth!This audio is from a clip on the money money money YouTube chann...
tough money questions you need to ask yourself in your 40s
07 Dec 2025
Contributed by Lukas
Are you in your 40s and feeling like life is moving fast, but your finances, health, or relationship goals aren't keeping up? This clip with Glen Jame...
buying your partner out of a property after a separation
06 Dec 2025
Contributed by Lukas
Glen James, John Pidgeon and Rachelle Kroon talk about the inns and outs of selling a property after a separation. This was recorded live at Fincon, 2...
superannuation basics: eligibility, the trust structure, contributions + tax
05 Dec 2025
Contributed by Lukas
Superannuation is more than something you worry about at 40, it’s Australia’s biggest legal tax haven and a powerful tool for building wealth. Gle...
top-down vs bottom-up budgets: pros and cons
04 Dec 2025
Contributed by Lukas
Confused about budgeting? Glen James and John Pidgeon break down the difference between top-down and bottom-up approaches and explains which one works...
how the work bonus affects your age pension in retirement
03 Dec 2025
Contributed by Lukas
Thinking about working past age 67 and worried about how it impacts your age pension? In this clip Glen James and Martin McGrath break down the work b...
buying property in a self managed super fund (SMSF)
02 Dec 2025
Contributed by Lukas
In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in self managed super fund (...
super contributions explained: gov co-contribution + notice of intent to claim
01 Dec 2025
Contributed by Lukas
In this clip, Glen James and Rachelle Kroon answer two listener questions about how to contribute to super when you're self-employed or on a low incom...
Christmas gift ideas from the m3 Facebook community that won't send you broke
30 Nov 2025
Contributed by Lukas
Glen James, John Pidgeon and Rachelle Kroon discuss low-cost high-value Christmas gifts and how to stay intentional so you don’t end up with a maxed...
the 4 levers you can pull to tweak your budget or spending plan
29 Nov 2025
Contributed by Lukas
Glen James breaks down the four main levers of budgeting—income, savings, line items, and cutting costs—so you can take control of your finances a...
case study: pay off mortgage or invest? Glen James discusses with 2 advisers
28 Nov 2025
Contributed by Lukas
Glen James, Phil Thompson and James Millard discuss the case study of a listener who is receiving a lump sum following a work-related injury.This audi...
pay off my property or use equity and invest now?
27 Nov 2025
Contributed by Lukas
Should you smash down your mortgage first or use equity now to buy your next investment property? John Pidgeon and Rachelle Kroon unpack the trade-off...
maximising your age pension: what to do in your 60s
26 Nov 2025
Contributed by Lukas
In your 60s? Now’s the time to plan ahead for retirement and maximise your Age Pension entitlement. In this clip, Glen James and Martin McGrath brea...
the real gift parents should be giving
25 Nov 2025
Contributed by Lukas
Don’t outsource your kids’ financial literacy, no one else will do it for you. In this clip, Glen James and John Pidgeon talk about the best ways ...
what smart 30-somethings do with their money
24 Nov 2025
Contributed by Lukas
Your 30s are a high-impact decade: financially, professionally, and personally. In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down ...
is default super insurance good enough? Here’s what you need to know
23 Nov 2025
Contributed by Lukas
Should you ditch your default super insurance? Glen James and Phil Thompson explain what you can keep, what you can add, and why certainty matters.Thi...
I have invested in DHHF, should I invest in anything else?
22 Nov 2025
Contributed by Lukas
Keep your investing simple and let your money do the work! In this clip, Glen James, Phil Thompson and James Millard break down why index funds like D...
first investment property: principal + interest or interest only?
21 Nov 2025
Contributed by Lukas
If you’re buying your first investment property, should you choose principal & interest (P&I) or interest-only repayments? In this clip, Gle...
using a trade support loan to invest in ETFs vs flush it through the FHSS
20 Nov 2025
Contributed by Lukas
Dylan’s 22, two years into his electrical apprenticeship, living at home, and already has $50k in savings. But with a trade support loan and house d...
maximise age pension in your 70s, funeral bonds + gifting
19 Nov 2025
Contributed by Lukas
If you're in your 70s and on the age pension, this clip is all about making the most of it. Glen James and financial adviser Martin McGrath unpack str...
is car dealer finance worth it?
18 Nov 2025
Contributed by Lukas
Are dealer finance offers too good to be true? In this clip, Glen James breaks down how guaranteed future value deals work, what to watch out for with...
retirement reality check in your 40s: super, property & mortgage strategies
17 Nov 2025
Contributed by Lukas
If you're in your 40s and wondering if you're on track for retirement, this clip is for you. Glen James and John Pidgeon dive into real-world super pr...
money tips every 20-something needs to hear
16 Nov 2025
Contributed by Lukas
In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack what it means to live fully in your 20s without going into debt.This audio is from a ...
buying units and dealing with strata: what you should be before you sign
15 Nov 2025
Contributed by Lukas
Thinking of buying a unit or apartment? This clip is packed with practical advice on what to look for when buying strata-titled property. Inspired by ...
buying property in a company: the pros and cons
14 Nov 2025
Contributed by Lukas
In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in company.This audio is fro...
how the First Home Super Saver (FHSS) scheme works
13 Nov 2025
Contributed by Lukas
Thinking about buying your first home? The First Home Super Saver (FHSS) scheme might be one of the best-kept secrets to fast-track your deposit while...
how to use superannuation to pay off your mortgage in your 60s
12 Nov 2025
Contributed by Lukas
Can you use your super to pay off your mortgage in your 60s, even if you're still working? In this clip of Retire Right, Glen James and Martin McGrath...
investing in your 30s: make the most of your income
11 Nov 2025
Contributed by Lukas
In your 30s, you're likely earning more, but are you making the most of it? In this clip, Glen James, John Pidgeon, and Rachelle Kroon talk about buil...
life insurances: stepped vs level premiums, health loadings & insurance in super
10 Nov 2025
Contributed by Lukas
This is a jam-packed insurance Q&A! Glen James and Phil Thompson from Skye Wealth break down your life insurance questions.This audio is from a cl...
relationships in your 20s matter: choose wisely
09 Nov 2025
Contributed by Lukas
In this clip, Glen James, John Pidgeon, and Rachelle Kroon get real about relationships — not just romantic ones, but friendships and the people you...
a bit about Queenie, her book, her values and view on the FIRE movement
08 Nov 2025
Contributed by Lukas
Financial content creator Queenie joined Glen James to chat about where her money journey started, what drives her and why she wrote her book.This aud...
is it worth paying more of my mortgage knowing I'm planning on selling the home?
07 Nov 2025
Contributed by Lukas
Shirley’s planning to sell her home in 3 years, but should she make extra mortgage repayments now? Glen James, John Pidgeon, and Rachelle Lroon from...