this is daily

do I NEED to buy a home + small biz loans & expense tracking

22 Aug 2024

Contributed by Lukas

Is purchasing a home a wise investment? What should I consider when preparing for a small business loan, and how can I efficiently track expenses? Jes...

$100k to buy an investment property + making a low offer on a house

21 Aug 2024

Contributed by Lukas

Is $100k in savings enough to buy a property in this market? John answers this plus a question around how to successfully make a low offer on a proper...

I've reached my emergency fund goal, now what?

20 Aug 2024

Contributed by Lukas

So, you've reached your emergency fund goal. Yay! What now? Jess shares what you can do with the money.We hate email spam so we don’t create it! Sig...

transitioning from employee to self employed

19 Aug 2024

Contributed by Lukas

Shell & Annabelle share some considerations for transitioning from employee to self employed, including if you're trying to secure a mortgage.We h...

mortgage Q&A: how do kids & credit affect my borrowing capacity?

18 Aug 2024

Contributed by Lukas

Glen & mortgage broker Genevieve Fordham answer questions around how kids impact your borrowing capacity as well the impact of debt such as car lo...

career changes & transferable skills

15 Aug 2024

Contributed by Lukas

Shell and Annabelle share tips for making a career change and securing a job when you have a skills gap.We hate email spam so we don’t create it! Si...

interest rate rises + buying your neighbour's property

14 Aug 2024

Contributed by Lukas

John unpacks a question around interest rate rises and tips for buying a property directly from the owner!We hate email spam so we don’t create it! ...

mortgage Q&A: avoid or pay LMI & withdrawing FHSS funds

13 Aug 2024

Contributed by Lukas

Glen & mortgage broker Genevieve Fordham chat about whether it's worth paying lenders mortgage insurance to get into the market sooner and a quest...

leaving a job that doesn't excite you

12 Aug 2024

Contributed by Lukas

Would you rather the job with more lifestyle perks or the job that you're more passionate about? Shell & Annabelle chat about a listener's questio...

mortgage Q&A: parental guarantees, HELP debt & self employed

11 Aug 2024

Contributed by Lukas

Glen & mortgage broker Genevieve Fordham chat about how parental guarantees can help home buyers secure a home sooner and what to know around HELP...

navigating a new work team dynamic

08 Aug 2024

Contributed by Lukas

Shell and Annabelle discuss an anonymous question from someone who's just joined a new team and wondering how to deal with workmates who love to get a...

regional house vs city unit + tax deductions on investment property

07 Aug 2024

Contributed by Lukas

What's a better investment? A house with 300sqm of land in a regional area or a 150sqm unit in the city? John answers this plus a question on what tax...

cost of living & the housing crisis

06 Aug 2024

Contributed by Lukas

A lot of Aussies are doing it really tough out there. Glen, John & Vince chat about the cost of living pinch, housing crisis and the media's impac...

how to transition from mate to manager

05 Aug 2024

Contributed by Lukas

How do you go from one of the team to leading the team? Shell and Annabelle unpack this great question from Samantha.We hate email spam so we don’t ...

withdrawing FHSS funds for investing instead of a home

04 Aug 2024

Contributed by Lukas

The First Home Super Saver Scheme can be a great way to save for a home but what if you change your mind and want to use the money for something else?...

offset accounts & emergency funds

01 Aug 2024

Contributed by Lukas

How much is a good amount to keep in the offset account and is it a good place to keep an emergency fund?We hate email spam so we don’t create it! S...

Suzanna's thinking of selling her investment property

31 Jul 2024

Contributed by Lukas

Suzanna is thinking of selling her property as she's struggling to keep up with the running costs of renting out an apartment in strata.Book a clarity...

prioritise emergency fund or super + should I debt recycle?

30 Jul 2024

Contributed by Lukas

Jodie is in her 40s and is wondering if she should prioritise building her emergency fund or low super balance. Plus Tania and her husband are want...

chatGPT for job applications + requesting flexibility at work

29 Jul 2024

Contributed by Lukas

What are the pitfalls you need to avoid if you're using chatGPT to write your resume or cover letter? Plus Shell and Annabelle chat about how to appro...

interest rates & inflation

28 Jul 2024

Contributed by Lukas

Glen, Vince and John chat about the current state of inflation and how it may develop.We hate email spam so we don’t create it! Sign up to our newsl...

best way to pay for furnishing a new home

25 Jul 2024

Contributed by Lukas

Lee is inquiring about the best way to finance furnishing a new home. Glen and Bec are sharing their approaches to this situation.We hate email spam s...

managing childcare costs + saving for a home deposit after having a baby

24 Jul 2024

Contributed by Lukas

Childcare expenses can be high, even with subsidies, making saving for a home deposit after having a baby difficult. Jess offers valuable insights on ...

when to give your kid pocket money

23 Jul 2024

Contributed by Lukas

When should parents start giving their kids pocket money? Glen and financial adviser Bec chat about different approaches.We hate email spam so we don’...

having role and pay review conversations with your boss

22 Jul 2024

Contributed by Lukas

Shell and Annabelle talk strategies for initiating a dialogue with your boss regarding role and pay reviews.We hate email spam so we don’t create it...

seeding your kid's super account

21 Jul 2024

Contributed by Lukas

Want to kickstart your teen's super account? Glen and Rebecca share some considerations.We hate email spam so we don’t create it! Sign up to our new...

is saving in your 30s too late + freezing your eggs

18 Jul 2024

Contributed by Lukas

Jess discusses some questions about feeling financially behind in your 30s and considering egg freezing.We hate email spam so we don’t create it! Si...

thinking about your insurances and estate planning in your 20s

17 Jul 2024

Contributed by Lukas

Have you often been told that you're mature for your age? Jess chats about balancing financial responsibility and enjoying life. We hate email spam so...

high income earner in their 20s and worrying about money

16 Jul 2024

Contributed by Lukas

Jess chats about the benefit of understanding your money beliefs and articulating who you want to be with money.We hate email spam so we don’t creat...

not paying tax on dividends? fact or myth?

15 Jul 2024

Contributed by Lukas

Jess sheds light on taxes around dividends.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, caree...

apps to keep tax paperwork together

14 Jul 2024

Contributed by Lukas

Jess shares her tips around recording keeping for tax time.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valua...

red flags in strata reports

11 Jul 2024

Contributed by Lukas

Claire is looking into purchasing her first property and asks what can be considered red flags in strata reports. Jess shares some pointers to look in...

affiliated financial advisers vs independent

10 Jul 2024

Contributed by Lukas

Kim is seeking advice on whether a financial adviser affiliated with an insurance company is considered a red flag. Jess shares some tips on how to fi...

do I need private health during a cost of living crisis?

09 Jul 2024

Contributed by Lukas

Rihanna asks whether private health insurance and income protection are still necessary given the rising living costs. Glen and Kate discuss how to go...

switching careers from marketing to speech pathology

08 Jul 2024

Contributed by Lukas

Jessica is determined to transition from marketing to speech pathology. Glen and Kate offer guidance on taking that leap.We hate email spam so we don’...

pay down debt or start emergency fund with tax refund?

07 Jul 2024

Contributed by Lukas

Oscar is wondering the best way to use his tax refund when he has no emergency fund but some debt. Should he use some towards tackling the debt or put...

what has changed from 1 July

04 Jul 2024

Contributed by Lukas

Glen shares some high-level changes to superannuation, minimum wage & tax.We hate email spam so we don’t create it! Sign up to our newsletter to...

are income and happiness correlated?

03 Jul 2024

Contributed by Lukas

While a high income can offer certain benefits, it can also come with costs to your lifestyle and wellbeing. Jess shares her thoughts on finding balan...

talking about money in a new relationship

02 Jul 2024

Contributed by Lukas

Is money something you should discuss with someone early on in the relationship? Jess shares her thoughts on it.We hate email spam so we don’t creat...

books for money mindsets and self-development

01 Jul 2024

Contributed by Lukas

Jess shares the books that have helped her understand her values and belief systems about money.We hate email spam so we don’t create it! Sign up to...

mortgage broker quickfire Q&A

30 Jun 2024

Contributed by Lukas

Glen, John and mortgage broker Rachelle Kroon offer valuable insights into common mortgage and lender inquiries. We hate email spam so we don’t crea...

dating someone with a lot more money than you

27 Jun 2024

Contributed by Lukas

Jess shares advice on navigating the awkward financial conversation when dating someone with more money than you.We hate email spam so we don’t crea...

mortgage broker red and green flags

26 Jun 2024

Contributed by Lukas

When searching for a mortgage broker, what are the red and green flags to look out for? Glen, John and Rach delve into these.We hate email spam so we ...

changing your super from balanced to growth

25 Jun 2024

Contributed by Lukas

Jess delves into the meaning of a balanced fund and its allocation between growth and defensive assets.We hate email spam so we don’t create it! Sig...

would you tell your employer you're looking for other employment?

24 Jun 2024

Contributed by Lukas

How do you navigate conversations on seeking new employment with your employer? Shell and Emily share their thoughts on this.We hate email spam so we ...

the right time to 'upgrade' from a micro-investment app

23 Jun 2024

Contributed by Lukas

What are some strategic approaches to making investment decisions on certain investment platforms? Glen and Jess share their thoughts on this matter.W...

the best way to take money abroad

20 Jun 2024

Contributed by Lukas

How do you take money when travelling overseas? Glen and Jess share their strategies.We hate email spam so we don’t create it! Sign up to our newsle...

should I press pause on my other financial goals to buy a house

19 Jun 2024

Contributed by Lukas

Amy is torn between saving for a deposit or investing in shares. Jess shares her thoughts on the matter.We hate email spam so we don’t create it! Si...

paying yourself super when you're self employed

18 Jun 2024

Contributed by Lukas

Glen and Jess share strategies on paying yourself super as a sole trader.We hate email spam so we don’t create it! Sign up to our newsletter to get ...

how to I give constructive feedback to my boss?

17 Jun 2024

Contributed by Lukas

Shell and Tea provide tips for giving constructive feedback to your boss while being prepared to receive or have feedback rejected.We hate email spam ...

when's the best time to do your tax return?

16 Jun 2024

Contributed by Lukas

A listener inquires about the best time to file tax returns. Glen and Bradley discuss optimal practices for staying on top of tax obligations.We hate ...

how do I find a career coach or mentor?

13 Jun 2024

Contributed by Lukas

Shell and Tea offer tips for finding a coach or mentor, while discussing the differences between the two.We hate email spam so we don’t create it! S...

buying a property with risk of termites

12 Jun 2024

Contributed by Lukas

What do you need to look out for when the property you're interested in is subject to building and pest inspection? Emily and John share their thought...

how much should I invest in shares vs starting a business?

11 Jun 2024

Contributed by Lukas

Lucy is contemplating whether to invest in shares or start a business. Glen and John provide their perspectives on the trade-offs involved in both opt...

taking a new job that has a smaller commute but a $20k pay cut

10 Jun 2024

Contributed by Lukas

Shell and Tea advise on weighing the pros and cons of a new job with a shorter commute but a $20K pay cut.We hate email spam so we don’t create it! ...

will ethical investing impact my returns?

09 Jun 2024

Contributed by Lukas

Ethical investing can be a personal choice, with considerations beyond just financial returns. Glen shares his thoughts.We hate email spam so we ...

sell or invest when the share market is volatile?

06 Jun 2024

Contributed by Lukas

Glen and John share practical tips to deal when the share market is volatile.We hate email spam so we don’t create it! Sign up to our newsletter to ...

buying a property to put a granny flat on it

05 Jun 2024

Contributed by Lukas

Melissa asks about the strategy on purchasing a property with an intent to build a granny flat on it. John and Emily share their thoughts on it.We hat...

contribution caps for salary sacrificing into super

04 Jun 2024

Contributed by Lukas

Beck discusses the cap on super annuation and salary contributions and shares her thoughts.We hate email spam so we don’t create it! Sign up to our ...

I'm being bullied at my job but it offers good pay & flexibility

03 Jun 2024

Contributed by Lukas

How should you approach bullying in the workplace? Shell and Tea share valuable insights to help you address this issue effectively.We hate email spam...

should you keep a property in Australia while you're living overseas?

02 Jun 2024

Contributed by Lukas

Tamara seeks advice on whether or not she should keep their property while moving overseas for two to five years. Glen and James share some strategies...

applying for a rental with a pet

30 May 2024

Contributed by Lukas

Trisha is asking for advice on her daughter's rental application, considering she has a dog. Jess shares some tips and things to consider.We hate emai...

steps for selling and upgrading your PPOR

29 May 2024

Contributed by Lukas

Scott wants advice on selling his current home and buying a more expensive one. John and Emily discuss practical options to help him.We hate email spa...

after paying off your HECS

28 May 2024

Contributed by Lukas

Katie is excited about paying off her HECS debt and wonders if she can tell her employer to stop withholding the HECS amount immediately or if she nee...

is waiting for long service leave at the cost of your sanity worth it?!

27 May 2024

Contributed by Lukas

Shell and Tea provide insights on understanding the cost of mental health, which impacts decision-making in maintaining work.We hate email spam so we ...

should I be topping up HECS and super while I'm living overseas?

26 May 2024

Contributed by Lukas

Glen and James Ridley chat about how Aussie expats can handle their HECS debt and superannuation funds.We hate email spam so we don’t create it! Sig...

borrowing to invest in shares

23 May 2024

Contributed by Lukas

Is it wise to take out a loan to invest in the stock market? Jess shares her insights and provides some advice on this topic.Have a question or topic ...

are property seminars & courses just a scam or legit???

22 May 2024

Contributed by Lukas

In today's world where advertisers can target us through the media algorithms we engage with, how can we ensure we are not being misled? John and Emil...

selling a car that's on finance

21 May 2024

Contributed by Lukas

Jess shares her thoughts on car loans and selling one that's on finance. Have a question or topic for the show? Post it in our Facebook group.This pod...

talking to your boss about decreasing your responsibilities

20 May 2024

Contributed by Lukas

How do you communicate your work capacity to your manager? Shell and Tea discuss some helpful tips to navigate this difficult conversation.We hate ema...

bidding for a house at our maximum borrowing capacity

19 May 2024

Contributed by Lukas

Glen and John are discussing important considerations when buying a house at an auction with a maximum borrowing capacity.We hate email spam so we don...

how do I improve my credit score?

16 May 2024

Contributed by Lukas

Jess shares some practical tips to improve your credit score.We hate email spam so we don’t create it! Sign up to our newsletter to get only the val...

tenants in common vs joint tenants & parental guarantees

15 May 2024

Contributed by Lukas

How should tenants in common be organized for a joint property purchase? Can a parental guarantee be used for multiple investment properties? John and...

negotiating pay rises

14 May 2024

Contributed by Lukas

How should you approach negotiating your pay raise? What factors should you consider? Bec shares tips on how to go about it..We hate email spam so ...

I'm stuck in a comfort zone, how do I get out?

13 May 2024

Contributed by Lukas

How do you navigate getting yourself out of your comfort zone? Shell shares some tips to overcome the feeling of being stuck.We hate email spam so we ...

not taking your spouse's last name

12 May 2024

Contributed by Lukas

Chelsea wanted an insight on changing her name after getting married. Glen and John share their thoughts on the pros and cons.We hate email spam so we...

I haven’t found a house within the pre-approval period

09 May 2024

Contributed by Lukas

What are the general rules when your pre-approval period expires? Glen and John shed some light on the topic.We hate email spam so we don’t create i...

preparing your exit plan before entering a joint venture

08 May 2024

Contributed by Lukas

How do you prepare for a joint venture? John and Emily chat about factors to consider before entering into one.We hate email spam so we don’t create...

budgeting during a cost of living crisis

07 May 2024

Contributed by Lukas

Jess shares some useful tips on budgeting for grocery shopping and managing housing stress caused by increase in interest rates.We hate email spam so ...

how to tell your manager you’re at risk of burnout

06 May 2024

Contributed by Lukas

Related episodes 🎧👇609 how to avoid burnout + build healthy work practicesIt can be challenging to discuss the risk of burnout. Shell provides s...

my car insurance seems expensive?!

05 May 2024

Contributed by Lukas

Glen and John chat about car insurances and the factors that can affect its cost.We hate email spam so we don’t create it! Sign up to our newsletter...

invest house deposit or keep in savings

02 May 2024

Contributed by Lukas

A listener has $60k in savings and is looking to grow it in the next two years while contemplating keeping it in savings or investing in a house depos...

lending for Airbnb & short term rentals

01 May 2024

Contributed by Lukas

John and Rachelle Kroon discuss the factors involved in lending for short-term rentals.We hate email spam so we don’t create it! Sign up to our news...

developing your ETF strategy

30 Apr 2024

Contributed by Lukas

Buzz is a new investor who is seeking advice on investing in long-term ETFs while also understanding the management fees associated with them..Jess sh...

do this activity to set your team up for success

29 Apr 2024

Contributed by Lukas

Shell shares some must-haves, can't haves and nice to haves for a building a team.We hate email spam so we don’t create it! Sign up to our newslette...

24 and working FIFO

28 Apr 2024

Contributed by Lukas

Kim's daughter who's 24 and just started working FIFO (fly in, fly out) asks where she should invest her money. Glen and Jess discuss the advantages a...

how much and how often should I invest

25 Apr 2024

Contributed by Lukas

Jess gets into some investment strategies to kickstart your investment journey and shares some things to consider for adding onto existing investments...

financing a knockdown rebuild

24 Apr 2024

Contributed by Lukas

John and Rachelle discuss the considerations involved in financing a knockdown rebuild.We hate email spam so we don’t create it! Sign up to our news...

start investing or build up an emergency fund first?

23 Apr 2024

Contributed by Lukas

Are you unsure whether to prioritize building an emergency fund or starting to invest? Jess shares her thoughts on how to go about this and the things...

my workplace has a flat structure, how do I find advancement opportunities?

22 Apr 2024

Contributed by Lukas

Alicia is seeking guidance on how to advance within a company with a flat organizational structure. Shell advises her on how to build a career path th...

once off vs continuing financial advice

21 Apr 2024

Contributed by Lukas

Glen and Vince Scully share the pros and cons of having a financial advisor,We hate email spam so we don’t create it! Sign up to our newsletter to g...

how to deal with analysis paralysis

18 Apr 2024

Contributed by Lukas

Sometimes analysis paralysis can stop us from taking action on big decisions. Glen and Vince Scully discuss how mitigating risks can help to get unstu...

mortgage lending through private banks

17 Apr 2024

Contributed by Lukas

John and Rachelle Kroon chat about the pros and cons of mortgage lending through private banks.We hate email spam so we don’t create it! Sign up to ...

debt recycling as a financial strategy

16 Apr 2024

Contributed by Lukas

Glen and Vince discuss practical application of debt recycling.We hate email spam so we don’t create it! Sign up to our newsletter to get only the v...

going for a job or promotion you don't feel fully qualified for

15 Apr 2024

Contributed by Lukas

Michael asks how he can succeed in a promotion when his subject matter knowledge is limited. Shell provides useful advice to assist with preparing for...

beginning to invest

14 Apr 2024

Contributed by Lukas

Hailey is beginning to explore investing in ETFs and is looking into opening multiple accounts. Glen and Vince discuss various options to help her und...

money coaches - what are they and are they legit?

11 Apr 2024

Contributed by Lukas

Glen and John discuss the benefits and drawbacks of having a money coach and understanding the role they play.We hate email spam so we don’t create ...

how to figure out the best type of development to put on a site

10 Apr 2024

Contributed by Lukas

John shares his thoughts on factors to consider when determining the most suitable type of development for a site.We hate email spam so we don’t cre...

renting out a granny flat

09 Apr 2024

Contributed by Lukas

Glen and John chat about factors to consider when leasing a granny flat that can help you make an informed decision.We hate email spam so we don’t c...

tips for new leaders

08 Apr 2024

Contributed by Lukas

Shell provides useful tips to navigate a new leadership role.We hate email spam so we don’t create it! Sign up to our newsletter to get only the val...

should I buy a one bedroom apartment?

07 Apr 2024

Contributed by Lukas

Tom is considering purchasing a one-bedroom apartment but is concerned about being priced out of the market. Glen and John discuss the factors to cons...