this is property

811 a 10-year property case study on interest-only

24 Mar 2026

Contributed by Lukas

What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpac...

810 capital gains tax reform: proposed changes & who actually gets hit

17 Mar 2026

Contributed by Lukas

CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what ...

809 landlord mistakes, choosing a property manager & supporting DV survivors into rentals

10 Mar 2026

Contributed by Lukas

In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Ins...

808 city unit vs regional house, buying IP without your partner, using equity, reno size + more

03 Mar 2026

Contributed by Lukas

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about:👉🏼 buying a unit in a metro area vs house regionally👉🏽...

807 being an ethical landlord, property strategy, upsize now or after kids & when to sell

24 Feb 2026

Contributed by Lukas

In this Q&A John and Rachelle answer your questions about:👉🏼 charging market rent vs treating tenants kindly👉🏽 investing strategy fund...

806 chatGPT advice, real investor returns & what drives capital growth with Luke Metcalfe

17 Feb 2026

Contributed by Lukas

Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke...

805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond

10 Feb 2026

Contributed by Lukas

In today's episode Rach and John delve into their predictions for the property market in 2026, covering:👉🏼 interest rate uncertainty in 2026👉...

804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is

03 Feb 2026

Contributed by Lukas

Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buy...

803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll

27 Jan 2026

Contributed by Lukas

In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening ...

802 from first home fail to 6 properties worth over $3m (Ryan's story)

20 Jan 2026

Contributed by Lukas

In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over ...

801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)

13 Jan 2026

Contributed by Lukas

John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate indu...

this is property | property lending: redraw, valuations & bank changes

06 Jan 2026

Contributed by Lukas

Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to b...

this is property | property investing: location, equity & growth decisions

30 Dec 2025

Contributed by Lukas

Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics...

750 from first home to five properties: Chris's investing journey

23 Dec 2025

Contributed by Lukas

In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in jus...

749 investing in regional NSW: Tamworth, Orange & Dubbo

16 Dec 2025

Contributed by Lukas

Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and...

748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme

09 Dec 2025

Contributed by Lukas

John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-cent...

747 using a parental guarantee to get a better investment property at 23

02 Dec 2025

Contributed by Lukas

At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan ...

746 is it too late to buy? BA red flags, Victoria’s hot market + more

25 Nov 2025

Contributed by Lukas

John and Rachelle answer your questions!👉 renovate home or buy an investment first?👉🏼 what type of valuation should I get?👉🏽 what to as...

745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more

18 Nov 2025

Contributed by Lukas

John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode t...

744 buying in the right location for capital growth with Luke Metcalfe

11 Nov 2025

Contributed by Lukas

In this episode John & Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter ...

743 turning home equity into your first investment (clarity call with John Pidgeon)

04 Nov 2025

Contributed by Lukas

In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equ...

742 how Meg built a 3-property portfolio worth $2.5M by 25

28 Oct 2025

Contributed by Lukas

In this anonymous listener story, “Meg” shares how she went from living at home and saving hard for her first deposit to building a $2.5M property...

741 partners who invest & manage money separately (David & Louise's story)

21 Oct 2025

Contributed by Lukas

In today's episode John interviews David and Louise* who manage their money and property investing separately. They talk about:👉🏻 their individu...

740 using redraw to invest, 6-year CGT rule, repairs vs depreciation + more (Q&A with an accountant)

14 Oct 2025

Contributed by Lukas

In this Q&A episode, Rachelle sits down with return guest, accountant Leah Hall from Lift Accounting to unpack your burning tax and property quest...

739 the boom bust property cycle explained + where are we now?

07 Oct 2025

Contributed by Lukas

Is there really a way to time the market? In this episode of John and Rach are joined by Darren Wilson from Property Share Market Economics to chat ab...

738 investing in regional VIC: Geelong, Bendigo & Shepparton

30 Sep 2025

Contributed by Lukas

Kicking off our investor location series, Rachelle Kroon chats with Envisage Property buyer’s agent Kimberley Gelhar who specialises in regional Vic...

bonus from FinCon: US vs Aussie property, 30 year fixed rates, rent to buy, taxes + more

28 Sep 2025

Contributed by Lukas

Rach and John are coming to you from FinCon in Portland, Oregon. After three days surrounded by finance content creators, they swap notes on how the A...

737 funding renovations, using equity to buy a 2nd IP, split loans, valuations + more

23 Sep 2025

Contributed by Lukas

Rach and John dig into some listener questions about:👉🏾 funding renovations - cash, equity or future-value valuations👉🏻 what if investors ...

736 public school catchments, property premiums & if they’re worth it

16 Sep 2025

Contributed by Lukas

In this episode John and Rachelle are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values....

735 First Home Guarantee fast-tracked, FOMO traps & buyer’s agent risks

09 Sep 2025

Contributed by Lukas

The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and Jo...

734 understanding the role of a seller’s agent with Veronica Morgan

02 Sep 2025

Contributed by Lukas

Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach...

733 property structures explained: trusts, companies & super funds

26 Aug 2025

Contributed by Lukas

Most people buy property in their own name, but other structures might suit your strategy. In this episode Rach is joined again by Leah Hall from Lift...

732 Alyce bought her third property by 28

19 Aug 2025

Contributed by Lukas

In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28,...

731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more

12 Aug 2025

Contributed by Lukas

In today's Q&A John and Rach tackle some great questions around: 👉🏾 property type vs location for wealth creation👉🏿 sell or rent out m...

730 love, property and prenups/BFAs (a chat with a family lawyer)

05 Aug 2025

Contributed by Lukas

When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rach...

729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)

29 Jul 2025

Contributed by Lukas

In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years ...

728 state-by-state tenancy law changes, rent caps, eviction rules + more

22 Jul 2025

Contributed by Lukas

In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates i...

727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more

15 Jul 2025

Contributed by Lukas

We asked what you wanted to know and you delivered. John and Rachelle answer your questions:👉🏾 why don’t some banks pass on rate cuts?👉🏿...

726 building a $3m property portfolio in 4 years (Eloise & Liam's story)

08 Jul 2025

Contributed by Lukas

Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years. In this episode, Elois...

725 building a new home: what you need to know

01 Jul 2025

Contributed by Lukas

Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to u...

724 getting your partner on board with your financial journey

24 Jun 2025

Contributed by Lukas

What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can bette...

723 interest rate reduction: what now for borrowers, buyers and the property market

17 Jun 2025

Contributed by Lukas

Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle un...

722 top tax tips for property investors (with an accountant)

10 Jun 2025

Contributed by Lukas

It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift ...

721 help! my property holding costs are hurting

03 Jun 2025

Contributed by Lukas

Property expenses have gone up across the board from interest rates and insurance to council rates and land tax. In this episode, John and Rach share ...

720 buying your first investment property (Q&A)

27 May 2025

Contributed by Lukas

John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a hou...

719 election done, what’s next for property?

20 May 2025

Contributed by Lukas

The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key pol...

718 upsizing & bridging loans: are they worth it??

13 May 2025

Contributed by Lukas

In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsi...

717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!

06 May 2025

Contributed by Lukas

Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has...

716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)

22 Apr 2025

Contributed by Lukas

In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journe...

715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)

15 Apr 2025

Contributed by Lukas

In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at ...

714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)

08 Apr 2025

Contributed by Lukas

Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement.We hate email spam so we don’t ...

713 buy now or wait? choosing between a stepping stone or your dream home

01 Apr 2025

Contributed by Lukas

In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone ap...

712 buying your next property, BA fees, are removalists worth it? + more

25 Mar 2025

Contributed by Lukas

In today's Q&A episode John and Em tackle:👉🏾 what to consider when buying your next property👉🏿 how much are buyer’s advocate fees?👉...

711 getting your finance strategy right + two first home buyer case studies

18 Mar 2025

Contributed by Lukas

Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance pl...

710 renovating for profit: where to spend and where to save

11 Mar 2025

Contributed by Lukas

In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not hard...

709 property market update: auctions, interest rates and buyer trends

04 Mar 2025

Contributed by Lukas

The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentim...

708 what the rate cut means for buyers & investors + potential help debt changes

25 Feb 2025

Contributed by Lukas

The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. The...

707 property buying gone wrong + property coach red flags (Adam's story)

18 Feb 2025

Contributed by Lukas

Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share ...

706 buying property? don’t make these 6 common mistakes

11 Feb 2025

Contributed by Lukas

Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune. Need a property professional...

705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more

04 Feb 2025

Contributed by Lukas

In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:👉🏻 why...

704 buying in bushfires and flood zones - should you be concerned?

28 Jan 2025

Contributed by Lukas

Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premium...

703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more

21 Jan 2025

Contributed by Lukas

In today's episode Em and John unpack your questions, touching on:👉🏻 standalone homes vs townhouses: which performs better?👉 do energy-effici...

702 investing in commercial property: risks, tips, and strategies

14 Jan 2025

Contributed by Lukas

Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience ...

701 increasing borrowing capacity, using equity vs cash, LMI waivers + more

07 Jan 2025

Contributed by Lukas

In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cas...

best of 2024: location is everything (fact or fiction?) + tips for finding a good location

31 Dec 2024

Contributed by Lukas

Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, locat...

best of 2024: should I buy an investment or owner occupier first?

24 Dec 2024

Contributed by Lukas

Today's episode was a fan favourite so we're bringing it back! Should you buy a home to live in or an investment property first? This is such a c...

649 real scenarios: first home buyer, using equity for investment & upsizing into dream home

17 Dec 2024

Contributed by Lukas

In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an in...

648 tips for landlords from a property manager

10 Dec 2024

Contributed by Lukas

In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers...

647 timing the market, 2025 property outlook, buying a property in probate + more

03 Dec 2024

Contributed by Lukas

In today's episode John and Emily answer some listener questions about:👉🏼 paying down the mortgage or buying another investment👉🏾 buying a...

646 negative gearing: will removing it help the housing crisis?

26 Nov 2024

Contributed by Lukas

In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it’s so polarising, and whether scrapping it could so...

645 styling your home to sell, investment loans, commercial property, houses vs units + more

19 Nov 2024

Contributed by Lukas

In today's episode John and Emily answer a mixed bag of questions - touching on:👉🏻 is it worth styling your home before selling it?👉 consider...

644 buying my first home or investment property (clarity call with Tayla)

12 Nov 2024

Contributed by Lukas

Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this...

643 building & pest inspections: what buyers need to know

05 Nov 2024

Contributed by Lukas

A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from...

642 building our dream home (John interview's his wife, Amy)

29 Oct 2024

Contributed by Lukas

In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by A...

641 negotiating your next investment property

22 Oct 2024

Contributed by Lukas

In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your n...

640 the roadmap to buying a home

15 Oct 2024

Contributed by Lukas

There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode ...

639 Perth property: are prices still on the rise?

08 Oct 2024

Contributed by Lukas

In today’s episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Pert...

638 buying new PPOR before selling the first, pre-approval before income drop, joint ventures & tax + more

01 Oct 2024

Contributed by Lukas

In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer l...

637 use equity from first home to invest or sell and upsize?

24 Sep 2024

Contributed by Lukas

In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? Th...

636 upsizing, partner owns a PPOR, building & pest for strata, positive gearing + more

17 Sep 2024

Contributed by Lukas

Today's Q&A episode is jam packed with some awesome questions from our community! John & Em chat about:👉🏿 some upsizing scenarios - usin...

635 property market & lending update, discretionary trusts and reverse mortgages

10 Sep 2024

Contributed by Lukas

Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts ...

634 selling & upsizing, housing affordability, moving interstate with young kids + more

03 Sep 2024

Contributed by Lukas

In today's community Q&A John and Emily chat about:👉🏻 selling to upsize and repurchase in the same market or stay put?👉 moving interstate...

633 how Steph increased the value of her first home from $640k to $730k in 4 months

27 Aug 2024

Contributed by Lukas

In today's episode Steph shares her inspiring story of purchasing her first home in Perth and how she grew its value by $90k in just 4 months. Like ma...

632 all you need to know about depreciation

20 Aug 2024

Contributed by Lukas

If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John c...

631 home ownership, economy & recession, negative gearing + more with Mark Bouris

13 Aug 2024

Contributed by Lukas

In today's episode John chats with entrepreneur Mark Bouris who founded mortgage lending businesses Wizard Home Loans and Yellow Brick Road. Mark shar...

630 housing market update

06 Aug 2024

Contributed by Lukas

Emily unpacks the current trends and changes she's seeing in the Australian property market and what's driving the demand for housing. She touches on:...

629 tax deductions, buying direct from owner, making a low offer, is $100k enough to buy + more

30 Jul 2024

Contributed by Lukas

In today's episode John shares his thoughts on your questions around:👉🏾 300sqm regional house vs 150sqm city unit👉🏿 what tax deductions ca...

628 reimagining the Great Aussie Dream

23 Jul 2024

Contributed by Lukas

The dream of home ownership in Australia looks far different in today's property landscape than it did a few decades ago. Is The Great Aussie Dream st...

627 big reasons to consider a tiny home

16 Jul 2024

Contributed by Lukas

More people are considering adding granny flats and tiny homes on larger blocks to help overcome a lack of housing or as another way to generate incom...

626 John & Emily debate: invest in regional house or city unit?

09 Jul 2024

Contributed by Lukas

If you could purchase an investment property anywhere, would you go with a house in a regional area or an apartment in the city? John and Emily debate...

625 becoming a rentvester in 2024

02 Jul 2024

Contributed by Lukas

Rentvesting has grown in popularity as a strategy for people to get their foot into the property market sooner - who doesn't want to do that?! In toda...

624 lending landscape, interest rates, FHSS, buying property in a trust, BFAs + more (mortgage broker Q&A)

25 Jun 2024

Contributed by Lukas

In today's episode regular guest and mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show for a chat about all things lending ...

623 common first home buyer mistakes to avoid

18 Jun 2024

Contributed by Lukas

Buying a property for the first time is a big deal! In today's episode Emily shares some common mistakes to avoid and handy tips to help you on your h...

622 location is everything (fact or fiction?) + tips for finding a good location

11 Jun 2024

Contributed by Lukas

Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tri...

621 are buyers advocates worth their fee?

04 Jun 2024

Contributed by Lukas

If you're in the market to purchase a property, the question of whether a buyers agent/advocate is worth engaging might cross your mind. Full disclosu...

620 my property story: building a portfolio of 8 properties in 13 years

28 May 2024

Contributed by Lukas

In today's episode John interviews Christie who's a listener of the show about her journey as a property investor. Christie shares the ins and outs of...

619 how to buy your dream home (live recording)

21 May 2024

Contributed by Lukas

If you have a goal to buy the home of your dreams then today's episode is for you! This episode was recorded live in Townsville with special guests Gl...

618 how property has changed over the last 35 years

14 May 2024

Contributed by Lukas

In today's episode John turns back the clock with property journalist James Kirby to look at how the property market has shifted and changed over the ...

617 termites, granny flats, upsizing your home, drawing equity + more

07 May 2024

Contributed by Lukas

In today's Q&A John and Emily chat about: 👉 upgrading your PPOR, should you sell before or after you find your new home?👉🏼 purchasing a p...

616 investing in commercial property (yield, property types, buying process)

30 Apr 2024

Contributed by Lukas

Investing in residential property is a hot topic in our community but the commercial property investment world is spoken about less. So in today's epi...