this is property
Episodes
419 my first home buyer journey: building in a new estate
24 May 2022
Contributed by Lukas
Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey inclu...
418 home buying costs, interest rate rises, investment property vs property ETF, granny flats + more
17 May 2022
Contributed by Lukas
Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss:👉 transacting money online and how to protec...
417 purchasing a property sooner with Coposit
10 May 2022
Contributed by Lukas
Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much soon...
416 mortgages, rentvesting, property market reforms + flipping your home into an investment
03 May 2022
Contributed by Lukas
Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opin...
415 property development: creating new communities
26 Apr 2022
Contributed by Lukas
Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Aust...
414 depreciation schedules
19 Apr 2022
Contributed by Lukas
This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT ...
413 the biggest mistakes that property investors make
12 Apr 2022
Contributed by Lukas
Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid.🛑 Please read our disclaimer + warn...
412 what the 2022 budget means for housing
05 Apr 2022
Contributed by Lukas
John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including:👉🏻 First Home Guarantee: ...
411 buying in flood zones, the return of overseas migration, rise of the regions + more
29 Mar 2022
Contributed by Lukas
On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, ...
410 buying with a partner, regional growth, can a frosted window be replaced? + more
22 Mar 2022
Contributed by Lukas
Some great questions and topics in today's q&a! John and Emily discuss:👉🏾 considerations for buying property with a partner👉🏿 is going...
409 mortgage broker vs direct with a bank, pre-approvals explained, fixed and variable loans + more
15 Mar 2022
Contributed by Lukas
Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:👉 going direc...
408 selling your property, using equity from a $2M home, selecting a buyers agent + more
08 Mar 2022
Contributed by Lukas
In today's Q&A, Emily and John discuss:👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 ...
407 my property story: former pro NRL player Matt Srama
01 Mar 2022
Contributed by Lukas
At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy ...
406 property market outlook for 2022
22 Feb 2022
Contributed by Lukas
What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touchin...
405 my property story: buying my 6th property
16 Feb 2022
Contributed by Lukas
Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of...
404 property development
08 Feb 2022
Contributed by Lukas
Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss:...
403 buyer case study: size vs location, townhouses, when do you need a buyers agent + more
02 Feb 2022
Contributed by Lukas
In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pa...
402 live clarity call: Ella is 24 with $60k saved and wants to buy an investment property
18 Jan 2022
Contributed by Lukas
Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded her clarity ca...
401 the law of economic rent
11 Jan 2022
Contributed by Lukas
Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent. You might remember Cathy ...
349 Q&A with a mortgage broker
21 Dec 2021
Contributed by Lukas
Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch on:👉🏾pre approvals👉🏻...
348 finding an agent to sell your property
14 Dec 2021
Contributed by Lukas
Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and Emily chat with ...
347 Q&A with an accountant
07 Dec 2021
Contributed by Lukas
Scott Young is the Managing Director of Altus Financial and joins John and Emily to answer your tax questions surrounding property, including:👉🏾...
346 dealing with analysis paralysis, property prices in a hot market, buying a tenanted property + more
30 Nov 2021
Contributed by Lukas
As always, John and Emily love discussing your topics and questions on the show! Make sure to get in on the action in the my millennial money Facebook...
345 our property story: how we bought 3 properties + used the property analyser calculator
23 Nov 2021
Contributed by Lukas
Long term listeners, Daniel and Shae jumped on for a chat with John and Emily about their journey towards buying their first home, soon followed by tw...
344 timing the market
16 Nov 2021
Contributed by Lukas
Is it possible to forecast the right time to buy or sell? Today's chat is a little deeper than usual - buckle in! John and Emily speak with Cathy Stac...
343 applying for a mortgage with casual work, house and land packages, tips for first time investors + more
09 Nov 2021
Contributed by Lukas
Emily and John dig into some questions and topics from the m3 community, including:👉🏽how do you think the latest APRA lending laws will affect h...
342 claiming renovations on tax, low deposit home loan pros + cons, vendor finance explained + more
02 Nov 2021
Contributed by Lukas
John and Em unpack some great questions sent in from the m3 community. They discuss:👉🏾is Sydney property worth long term investment?👉what ren...
341 buying commercial real estate
26 Oct 2021
Contributed by Lukas
Our special guest for this ep is none other than Emily's dad, Matthew Wallace! He joins John and Emily to unpack the fundamentals of buying commercial...
340 would you rather part 2
19 Oct 2021
Contributed by Lukas
John and Emily are continuing on with answering more 'this vs that' scenarios from the m3 community. In this episode they discuss, would you rather......
339 would you rather part 1
12 Oct 2021
Contributed by Lukas
This or that, which would you pick? We asked the m3 community for some fun scenarios and got so many that we had to split this into two parts! Emily a...
338 buying first investment property + footy career chat (with guest Matt Frawley)
05 Oct 2021
Contributed by Lukas
Matt Frawley is a pro NRL player for the Canberra Raiders and an avid listener of the show! He joins John and Emily on the podcast to share his money ...
337 solar
28 Sep 2021
Contributed by Lukas
Here it is, the long requested episode on solar! There's been a ton of interest on this topic in our community so we are fortunate to have Richard fro...
336 pros and cons of sub-letting, tips for first time renters + more
21 Sep 2021
Contributed by Lukas
Emily and John answer questions posted by Claire, Chelsea and Courteney in the m3 Facebook group!Check out some of the episodes mentioned in the chat:...
335 what is due diligence, body corp insurances, ways to increase your serviceability + more
14 Sep 2021
Contributed by Lukas
More questions, more answers! Emily and John discuss:👉is land banking a worthy investment?👉🏻how do I know when to cut my losses on a bad inve...
334 using equity to purchase 2nd property, buy own home or rentvest, valuations + more
07 Sep 2021
Contributed by Lukas
Emily and John answer some great questions from the m3 community! They chat about: 👉🏾how do I use equity from my property to buy another one? Wh...
333 loans: parental guarantees, fixed or variable rates, offset vs redraw, interest only or P&I + more
31 Aug 2021
Contributed by Lukas
We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this chat. They touch...
332 Jason Akermanis shares about the move from AFL to real estate, how to choose an agent + tips for first time buyers
24 Aug 2021
Contributed by Lukas
John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat touches on Jason...
331 property and the Brisbane Olympics + tips for buying an investment property
17 Aug 2021
Contributed by Lukas
Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to consider when buyi...
330 rent out or sell my first home, choosing home size, pros + cons of rentvesting + more
10 Aug 2021
Contributed by Lukas
You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching on:👉what to consider for r...
329 property hot spots + where should you buy?
03 Aug 2021
Contributed by Lukas
John and Emily unpack the concept of hot spots, touching on:👉🏼some data comparison of a few towns across NSW👉do they exist?👉🏿what to in...
328 setting your budget + solar or not to solar
27 Jul 2021
Contributed by Lukas
Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on:👉how to work out when it's ok...
327 regional vs city
20 Jul 2021
Contributed by Lukas
Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what you might conside...
326 my property story: 32 with a portfolio of 5 investment properties
13 Jul 2021
Contributed by Lukas
Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way. Emily and John int...
325 Emily + John's property stories
06 Jul 2021
Contributed by Lukas
Emily and John interview each other! They ask each other about:👉their money journey growing up👉🏻first investments👉🏼their property purch...
324 red flags to look out for when buying properties
29 Jun 2021
Contributed by Lukas
A listener asked about what red flags to watch for when buying a property - aside from general pest & building inspections - so Emily and John cha...
welcome to my millennial property!
29 Jun 2021
Contributed by Lukas
John Pidgeon and Emily Wallace get narrow and deep on property! Buying your first home or investment property, renting, understanding the auction proc...
323 tax time essentials for property investors
22 Jun 2021
Contributed by Lukas
Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on:👉capital gains tax👉🏼positive and negat...
322 moving on after joint ventures + Dutch auctions
15 Jun 2021
Contributed by Lukas
Emily and John answer some great questions from the m3 community, touching on:👉🏽using equity after a joint venture to start building a property ...
321 buying a property with crypto
08 Jun 2021
Contributed by Lukas
Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience, including:👉🏻his experience...
320 understanding property data: supply vs demand, "hot spots" + market behaviour
01 Jun 2021
Contributed by Lukas
Jeremy Sheppard (Head of Research at Select Residential: https://selectresidentialproperty.com.au/) joins John and Emily to chat about property data a...
319 new regulation for short-term rental accomodation (STRA) in NSW
25 May 2021
Contributed by Lukas
From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack a little about...
318 changing your residence to a rental + buying the property you rent
18 May 2021
Contributed by Lukas
Emily and John answer your questions! The convo touches on:👉changing your primary place of residence to rental property (check out this link for mo...
317 what ISN'T covered by building & pest inspections + living your property truth
11 May 2021
Contributed by Lukas
Emily and John chat about 2 different things in this episode including:👉what is NOT included in pest and building inspections, and some other check...
316 building once you've bought land
04 May 2021
Contributed by Lukas
A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat through:👉🏿the difference between ...
315 house hunting fatigue + getting contracts reviewed
27 Apr 2021
Contributed by Lukas
Time to answer your questions! Emily and John answer the questions you've submitted around:👉🏿ways to manage house hunting fatigue👉🏻propert...
314 property market update: April 2021
20 Apr 2021
Contributed by Lukas
Emily and John share their thoughts and experiences from where property markets are at across the country at the moment.Jump in the my millennial mone...
313 rental reforms in Victoria (with guest Melissa Hickson)
13 Apr 2021
Contributed by Lukas
There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property Management joins...
312 renovation ins + outs
06 Apr 2021
Contributed by Lukas
Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! Th...
311 aligning property purchases with your goals (with guest David Neradil)
30 Mar 2021
Contributed by Lukas
David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about:👉a bit about Davi...
310 the importance of pre-approvals + buy later or rentvest now?
23 Mar 2021
Contributed by Lukas
In this episode Emily and John answer your questions! The convo touches on:👉🏿placing offers without pre-approval - don't do it!👉🏼buying pr...
309 land tax vs stamp duty
16 Mar 2021
Contributed by Lukas
The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their questions and per...
308 my property story: owning + managing 4 properties
09 Mar 2021
Contributed by Lukas
Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about:👉🏿some of the books they read to get inspired...
307 how to purchase your 2nd property
02 Mar 2021
Contributed by Lukas
Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property with John, touchi...
306 setting your long term property goals
23 Feb 2021
Contributed by Lukas
Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John chat about how yo...
305 lessons from career changes + buying a first property (with guest Dylan Buckley)
16 Feb 2021
Contributed by Lukas
Dylan Buckley is a millennial, a podcast host, a former Aussie rules player and a recent first property owner! In this episode he shares what the buyi...
304 tips for making an offer + sub-letting to help cover repayments
09 Feb 2021
Contributed by Lukas
Emily and John answer some more community questions, touching on:👉🏿tips for negotiating on properties (listen to the episode dedicated to making...
303 dealing with a "hot" market
02 Feb 2021
Contributed by Lukas
How do you know how "hot" a property market is? And how can you gain advantage if it's so competitive? Emily and John dig into this topic, touching on...
302 swimming pools
26 Jan 2021
Contributed by Lukas
Who doesn't love a good swimming pool in summer heat?! It's a cool thing to have at home, but how can you go about it, does it add value and what shou...
301 depreciation
19 Jan 2021
Contributed by Lukas
Welcome to 2021 and Season 3 of my millennial property! Thanks for tuning in. In this first episode for the year Emily and John chat about depreciatio...
251 alternative ways to find properties
22 Dec 2020
Contributed by Lukas
Looking for a property? Here are some ways to find the property you're looking for without having to search online with all the crowds. This convo tou...
250 being patient on your property journey
15 Dec 2020
Contributed by Lukas
The average age of the most recent rich list is 66, with property as one of the key assets of the top 200 richest. John and Emily chat about what this...
249 bridging finance
08 Dec 2020
Contributed by Lukas
Bridging finance can be complicated to understand, so show partner and mortgage broker, Sean Wellman from Wellman Finance, jumped on the show to expla...
248 when is the right time to buy?
01 Dec 2020
Contributed by Lukas
Buy now, or wait? Emily and John chat over some more m3 community questions, touching on:👉🏻trends John and Emily are seeing across property mark...
247 positive gearing + overcapitalising on renos
24 Nov 2020
Contributed by Lukas
The m3 community asked, so Emily and John answered! In this episode they discuss a few questions asked by members of the m3 community, touching on:👉...
246 do I need title insurance?
17 Nov 2020
Contributed by Lukas
Members of the m3 community have asked some questions around title insurance, so Emily and John were joined by Paul Stewart from Stewart Title (https:...
245 the ins and outs of rentvesting
10 Nov 2020
Contributed by Lukas
Rentvesting is becoming a pretty popular thing these days, so in this episode Emily and John chatted about:👉🏿whether rentvesting suits your life...
244 managing your own investment property
03 Nov 2020
Contributed by Lukas
A member of the m3 community was keen to hear Emily and John's thoughts on whether managing their own rental property was worthwhile, so in this episo...
243 using property data in your research
27 Oct 2020
Contributed by Lukas
Preparation is power, and data plays a big role in doing research and making decisions when buying, selling or renting property. Emily and John had a ...
242 my property story: 25 and building a property portfolio
20 Oct 2020
Contributed by Lukas
Listener of the show, Matt Chamberlain, shares his property investing story! The conversation touches on:👉🏽the book that inspired him: https://b...
241 handover inspections on new properties
13 Oct 2020
Contributed by Lukas
Handovers.com perform quality control inspections on new properties across the country. Emily and John have a chat with Eric to discuss:👉🏽what s...
240 secrets of the real estate industry
06 Oct 2020
Contributed by Lukas
This is a juicy episode! Emily and John reveal some secrets of the real estate industry touching on:👉🏿some industry kickback deals👉🏼arrang...
239 selling properties part 2 (with guest Marcus)
29 Sep 2020
Contributed by Lukas
Real estate agent Marcus Davidson joined Emily and John to bring you selling properties part 2! The chat touches on:👉🏿what to look for in a real...
238 selling properties part 1
22 Sep 2020
Contributed by Lukas
There are some tricks to selling a property, so Emily and John chat about things sellers can do to make the most of their property sale. The chat cove...
237 interior styling (with guest Belinda)
15 Sep 2020
Contributed by Lukas
Does styling a property really help sell it? Belinda from The Colour 8 Home dropped in to chat with John and Emily about the benefits to styling prope...
236 placing an offer on a property
08 Sep 2020
Contributed by Lukas
Unsure of how to make an offer on a potential property? Emily and John walk through it, chatting about:👉🏽the steps in the process of making an o...
235 new properties vs older style
01 Sep 2020
Contributed by Lukas
Buying a new vs old place is a common question for property investors, so John and Emily chat over the pros and cons to both. They chat about:👉depr...
234 'but my uncle said'... getting the right advice
25 Aug 2020
Contributed by Lukas
Emily Wallace is here to stay as co-host with John! Today they talk about getting the best advice - they chat about:👉🏻opinions vs advice👉🏾...
233 what to look for at open homes (with guest Emily Wallace)
18 Aug 2020
Contributed by Lukas
Emily Wallace jumps back in with John to chat about what to look out for when you're at an open home - they chat about things like:👉🏽some tricks...
232 setting a realistic budget (with guest Emily Wallace)
11 Aug 2020
Contributed by Lukas
Emily Wallace came back to have a chat with John about setting a realistic budget when buying property. Their chat covers:👉what factors you need to...
231 what to tell an agent (with guest Emily Wallace)
04 Aug 2020
Contributed by Lukas
John is joined by special guest, Buyer's Advocate, Emily Wallace! Together they chat about what property buyer's can share with a real estate agent wh...
230 vacancy rates
28 Jul 2020
Contributed by Lukas
This is a cracker topic for keen property investors! John and Glen smash through vacancy rates covering:👉what they are👉how to calculate them👉...
229 in-laws buying property
21 Jul 2020
Contributed by Lukas
John and Glen tackle a listener's question around in-laws buying a property on their behalf. They talk through:👉things to know about this kind of s...
228 pest and building inspections
14 Jul 2020
Contributed by Lukas
Do you really need a building and pest inspection before you buy a property? Have a listen as John and Glen talk about it.Thanks to our episode partne...
227 what is conveyancing?
07 Jul 2020
Contributed by Lukas
What is conveyancing? It's a big word but what does a conveyancer actually do? John and Glen talk it out - this is a great chat for first home buyers ...
226 parental guarantees
30 Jun 2020
Contributed by Lukas
A parental guarantee could be a way to fast track buying your first place! John and Glen take a look at what's involved and what you need to chat abou...
225 own 2 properties, buying a 3rd
23 Jun 2020
Contributed by Lukas
Moving from 2 the 3 properties is a big step in your portfolio, so John and Glen had a chat about how to make that move well. They touch on:👉cashfl...
224 mortgage broker vs direct with a lender
16 Jun 2020
Contributed by Lukas
Why go with a mortgage broker if you find a better deal online yourself? What do you do next? John and Glen chat about both sides to this question.⭐...
223 the $25k HomeBuilder grant scheme
09 Jun 2020
Contributed by Lukas
The $25k HomeBuilder grant scheme has just been announced and there's some eligibility details to get your head around. John and Glen had a look at th...
222 land tax
02 Jun 2020
Contributed by Lukas
John and Glen hit the topic of land tax - what it is and what you need to know to get your head around it.⭐Thanks to our episode partner Wellman Fin...
221 duplexes as a property strategy
26 May 2020
Contributed by Lukas
A listener asked about building a duplex from scratch so John and Glen shared their thoughts on duplex buying as a property strategy.⭐Thanks to our ...