Unconventional Wisdom
Episodes
Why Most Financial Plans Fail
24 Oct 2023
Contributed by Lukas
Many people who work with us to figure out their retirement plan, have created a financial plan before. You can get a financial plan from a bank, onli...
New Retirement Rules of Thumb
17 Oct 2023
Contributed by Lukas
You want to retire soon. What is the best way to set up your retirement income to give you the maximum income that will reliably last the rest of your...
Insights Into My 3 Talks - Canadian Financial Summit 2023
13 Oct 2023
Contributed by Lukas
The Canadian Financial Summit is the #1 personal finance event of the year. And we're only one week away! Once again I'll be one of the speakers this ...
Why the Economy Is Not Relevant To Investing
10 Oct 2023
Contributed by Lukas
Right now everyone is talking about the economy… Interest rate hikes. High inflation. Out-of-control government spending. Decline in global trade. P...
Financial Security Comes From a Huge Nest Egg
03 Oct 2023
Contributed by Lukas
Financial Planning is not about the money itself. It is about what the money will do in your life. A plan is not a bunch of numbers – it is about ...
Risk of Bonds to Your Retirement
26 Sep 2023
Contributed by Lukas
In my latest podcast episode, I give you insight into what I advise my clients and why I declare the death of bonds as an investment. It's time for mo...
Self-Made Dividends - Dividend Investing Perfected
19 Sep 2023
Contributed by Lukas
Dividend investors, would you like to make higher returns, pay less tax & simplify your life? Would you like to receive dividends of any amount you wa...
Top 10 Reasons Why We Don't Invest in Canada
14 Sep 2023
Contributed by Lukas
While I love living in the Toronto-area - it's a great and vibrant place to spend time, I choose not to invest in Canada. You may not realize that Can...
The 3 Keys To Building Wealth
12 Sep 2023
Contributed by Lukas
Do you ever find yourself unsure about what to do with an investment decision? Should you buy now or wait? Is this a good time? Should I buy something...
Financial Quackery
05 Sep 2023
Contributed by Lukas
"Financial Quackery" is one of the main reasons most people struggle financially. My latest podcast episode is my attempt at humour to explain what ...
Cash Dam - Best Mortgage Strategy if You Own a Small Business or Rental Property
29 Aug 2023
Contributed by Lukas
Do you own a small business or rental property? If yes, then you'll be interested in Cash Dam. It's a simple, but powerful concept to help you make yo...
Reflecting on My Life & Progress Towards My Mission in Life
24 Aug 2023
Contributed by Lukas
Today I'm reflecting on my life and progress towards my mission in life - to educate Canadians about what really works to achieve financial security &...
Make Your Retirement Comfortable - The 8-Year GIS Strategy
22 Aug 2023
Contributed by Lukas
The "8-Year GIS Strategy" is one of the best strategies to turn a modest retirement into a comfortable one for you. This strategy has huge benefits, b...
New OSFI Mortgage Rules – How Do They Affect The Smith Manoeuvre?
17 Aug 2023
Contributed by Lukas
You may have received a letter from your bank or heard people talk about the new OSFI mortgage rules. We've had a lot of our clients contacting us abo...
Millionaires in Poverty
15 Aug 2023
Contributed by Lukas
This may sound like a dumb topic. Why would a millionaire live in poverty? We see it all the time, though. People living in a paid off home worth mo...
The Ultimate Strategy for Millennials - Lifecycle Investing
08 Aug 2023
Contributed by Lukas
If you're under age 40 and saving to become financially independent, the ultimate strategy for you to understand is Lifecycle Investing. It has worked...
Debunking "Sequence of Returns Risk"
03 Aug 2023
Contributed by Lukas
What is the actual risk of running out of money if you start retirement when the market crashes? This is a question on the minds of many retirees. ...
How To Choose Your University Specialty
01 Aug 2023
Contributed by Lukas
If you're someone who is in high school or you're about to apply to university, then this podcast episode is a must! After being a financial planner f...
15 Top Principles of Money Most People Get Wrong
27 Jul 2023
Contributed by Lukas
Are your finances where you want them to be? If not, there's a very good chance that one of these 15, or maybe several of them are the underlying root...
What is the Highest Quality Financial Planning Advice?
25 Jul 2023
Contributed by Lukas
How do you know you're getting the highest quality financial planning advice? I recently asked my social media followers and blog readers what financi...
Dividend Investing Perfected with Self-Made Dividends
20 Jul 2023
Contributed by Lukas
In my latest podcast episode I take an unconventional look at dividend investing & how to make it perfect. The episode is a fact check of the advantag...
The High Risk of Bonds
18 Jul 2023
Contributed by Lukas
The conventional wisdom is that bonds and fixed income are safe investments and you need them to stabilize your portfolio. The truth is bonds are a hi...
Is Your Money Safe OR Secure?
11 Jul 2023
Contributed by Lukas
Is your money safe OR secure? I know what you're thinking. Isn't it the expression "safe AND secure"? Possibly the single most important thing to kn...
How to Donate 10 Times More with the Donation Flow-Through Strategy
06 Jul 2023
Contributed by Lukas
Have you ever wondered how people donate millions to a charity, like to a large hospital, or have their name as a charitable foundation? Do they actua...
How to Own a Nice Car for Less
04 Jul 2023
Contributed by Lukas
How can you own a nice car for a lot less? Should you be impressed with someone that has a nice car? How do you measure the ownership cost of your car...
Today's Buying Opportunity for Stocks
27 Jun 2023
Contributed by Lukas
There's a sale on stocks today - it's a 10% sale! We have recovered about half of the decline from the bear market in 2022. What does that mean when i...
The Ultimate Status Symbol & Making a Difference in the World
22 Jun 2023
Contributed by Lukas
In my latest podcast episode I talk about the ultimate status symbol and making a real difference in the world. That may sound like two completely dif...
How To Get Passive Income With Little or No Tax
20 Jun 2023
Contributed by Lukas
Can you really make money while you sleep with little or no tax? Covid changed most of our working habits, in that many people stayed home, while othe...
How To Be Smart With Your Money in Your 20s & 30s
13 Jun 2023
Contributed by Lukas
Want to teach your kids or young people you know to be smart with their money? Then you'll want to send them my latest podcast episode with an introdu...
Are You Poor, Middle Class, or Wealthy?
06 Jun 2023
Contributed by Lukas
Are you poor, middle class or wealthy? After seeing the finances of thousands of people, I've noticed patterns to determine if someone is poor, middle...
Smith Manoeuvre AFTER You Retire
30 May 2023
Contributed by Lukas
What do you do with the Smith Manoeuvre AFTER you retire? This podcast episode is for you if you already know the basics of the Smith Manoeuvre. You h...
Top 10 Things to Know to Be in Control of Your Finances
25 May 2023
Contributed by Lukas
Want to get serious about your finances? Every day I talk to people who come to see me for financial advice because they've come to a point where they...
Is Typical Retirement Advice Good Advice?
23 May 2023
Contributed by Lukas
If you're thinking of retiring or your parents or friends are retiring, beware of the typical advice you get. In my latest podcast episode, I talk abo...
Top 17 Investment Strategies - Do They Work?
16 May 2023
Contributed by Lukas
There are many strategies and styles of investing. How do you sort through it all to set yourself up for success with good long-term rates of return? ...
How to Afford the Life You Want
11 May 2023
Contributed by Lukas
If you're worried about your finances & your future – you are not alone. Many people are worried about their finances. I receive daily notices fro...
The Smith Manoeuvre
09 May 2023
Contributed by Lukas
The Smith Manoeuvre is an efficient strategy using equity in your home to invest for your future, without using your cash flow. It converts your mor...
Top 10 Money Myths That Block Your Financial Freedom
02 May 2023
Contributed by Lukas
Top 10 Money Myths That Block Your Financial Freedom. This is one of my favourite topics. Most ideas that people believe about money are just not true...
Rental Property vs Stock Market - What's the Best Investment?
27 Apr 2023
Contributed by Lukas
Rental property vs. the stock market. What's the best investment? In my latest podcast episode we're going to look at this from the eyes of a growth i...
Does Borrowing to Invest Make Sense with High Interest Rates?
25 Apr 2023
Contributed by Lukas
Should you borrow to invest? With interest rising 4.5% recently, does it still make sense? Spoiled with low interest rates so low for many years, leve...
What's New for Your 2022 Tax Return
20 Apr 2023
Contributed by Lukas
What's new for your 2022 tax return? In my latest podcast episode I'm going to give you insight into what's happening in the Canadian tax world. Get t...
How to Easily Outperform Investment Advisors & Robo-Advisors
18 Apr 2023
Contributed by Lukas
Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by learning the s...
Investment Risk That Affects Your Life vs Investment Industry Risk
13 Apr 2023
Contributed by Lukas
Did you know that how you define risk, can actually make or break your retirement? This podcast episode is a direct head-to-head comparison of two dif...
LIT FIRE! Create Financial Independence & Retire Early with Lifecycle Investing
11 Apr 2023
Contributed by Lukas
You may have heard of FIRE, which is Financial Independence Retire Early, but how do you actually get there? How do you LIGHT your fire? You do it wit...
Why Is Inflation Scarier Than a Market Crash?
06 Apr 2023
Contributed by Lukas
Inflation is now the #1 fear with "6 in 10 Canadians concerned they might not have enough money to feed their family", according to an Ipsos poll. M...
Best Ways to Get a Bigger Tax Refund
04 Apr 2023
Contributed by Lukas
I was interviewed by Isabelle Docto from Daily Hive on the "Best Ways to Get a Bigger Tax Refund". She asked two really interesting questions that did...
Bank Collapses for Dummies. Is Your Money Safe?
30 Mar 2023
Contributed by Lukas
You may have heard in the news recently about the Silicon Valley Bank collapse. Here is a simple explanation with stories so anyone can understand why...
Top 15 Hacks for Your First Home Savings Account aka The "Renter's RRSP"
28 Mar 2023
Contributed by Lukas
There is a brand new type of account in Canada coming out in April 2023. It's called Your First Home Savings Account (FHSA) aka The "Renter's RRSP". Y...
What Financial Question Is on Your Mind?
15 Mar 2023
Contributed by Lukas
If you've been following me for a while, you know I'm a financial planner with unconventional wisdom based on experience. In this podcast episode, it'...
Why You Need A Growth Mindset
15 Mar 2023
Contributed by Lukas
If there is one podcast episode you should listen to of mine – it's this one. It is my underlying outlook on life and financial planning. This is th...
How to Design Your Retirement Income
15 Mar 2023
Contributed by Lukas
With so much advice on retirement, sometimes it's hard to know what to do. How do you put all the details together to get the retirement income you wa...
5 Best Ideas To Optimize The Smith Manoeuvre
15 Mar 2023
Contributed by Lukas
Is your mortgage tax deductible? You know the basics about the Smith Manoeuvre. This podcast episode is about the practical issues you may run into an...
How Does a Financial Plan Help You?
15 Mar 2023
Contributed by Lukas
In this week's podcast I'm interviewed by Kornel Szrejber, founder of the Build Wealth Canada podcast and website, and host of the Canadian Financial ...
Meet Ed Rempel
15 Mar 2023
Contributed by Lukas
My name is Ed Rempel CPA, CMA, CFP. The main Wise Guy on this podcast. I am a financial blogger, fee-for-service financial planner and tax accountant ...
Welcome to the Unconventional Podcast with Ed Rempel
13 Mar 2023
Contributed by Lukas
Welcome to the Unconventional Podcast with Ed Rempel.