Wealth Coffee Chats

Inflation Update: What the Latest CPI Numbers Mean for Your Investment Strategy

28 Aug 2025

Contributed by Lukas

Today on Wealth Coffee Chats, Alex from Positive Real Estate’s Financial Planning Team breaks down the latest inflation (CPI) figures and what they ...

This $10,000 Mistake: Why Using Your Offset Account Can Ruin Your Tax Strategy

26 Aug 2025

Contributed by Lukas

In this Tax Tuesday edition of Wealth Coffee Chats, Anthony Wolfenden shares a real-life case study of how one simple mistake cost a property investor...

How to Find Capital Growth Hotspots in 2025: Macro, Micro & Niche Factors Explained

24 Aug 2025

Contributed by Lukas

Want to know where real capital growth is coming from in today’s market? In this Wealth Coffee Chat, coach Megan Wolfenden breaks down the three key...

Refinance Smart: 4 Steps to Secure a Better Home Loan Rate in 2025

22 Aug 2025

Contributed by Lukas

If your lender hasn’t dropped your interest rate yet, it might be time to make a move. In this Wealth Coffee Chat, we break down four powerful steps...

Interest Rates Just Dropped - Here’s What It Really Means for Property Investors

21 Aug 2025

Contributed by Lukas

Interest rates have been cut again – but what does that actually mean for you as a property investor? In today’s Wealth Coffee Chat, Alex from the...

The One Mistake That Could Cost Queensland Sellers Hundreds of Thousands

20 Aug 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Cass reveals a critical regulatory update affecting all Queensland property sellers: the new Seller Disclosure Stat...

Are Pre-Approvals Worth It? What Every Borrower Needs to Know

15 Aug 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, we break down the truth about pre-approvals—what they actually mean, how they affect your borrowing power, a...

Borrowing Power Boost: 4 Ways to Access More in 2025

08 Aug 2025

Contributed by Lukas

In this Finance Friday episode of Wealth Coffee Chats, we explore four key reasons your borrowing power might be higher in 2025—from falling interes...

4 Reasons Your Borrowing Power Just Went Up in 2025

07 Aug 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, we unpack why your borrowing capacity may be higher than you think in 2025. From falling interest rates to Sta...

Avoid This Common Lease Mistake That Could Cost You Thousands

06 Aug 2025

Contributed by Lukas

In this Property Management edition of Wealth Coffee Chats, Cass explains the critical lease renewal mistake that’s costing landlords across the cou...

Payroll Variations: The Tax Hack Every Investor Should Know

05 Aug 2025

Contributed by Lukas

In this Tax Tuesday episode, we dive into how payroll variations can boost your cash flow—especially if you're negatively geared. Learn how to reduc...

Why Interest Rate Cuts Aren’t Everything: Strategy Matters More

01 Aug 2025

Contributed by Lukas

In this Finance Friday episode, we break down why a rate cut doesn't always lead to lower repayments—and what you can do about it. Discover the simp...

Property Investment Structures: What Every Investor Should Know

31 Jul 2025

Contributed by Lukas

In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-nego...

Why Property Managers Must Stop Rent Bidding (Or Risk Big Fines)

29 Jul 2025

Contributed by Lukas

In this Property Management edition of Wealth Coffee Chats, we unpack the risks of rent bidding and why compliance with rental legislation is non-nego...

Will Rate Cuts Boost Your Borrowing Power? APRA’s Servicing Buffer & Investor Strategy Tips

25 Jul 2025

Contributed by Lukas

Today’s Wealth Coffee Chat dives into the RBA’s recent decision to hold interest rates and APRA’s review of the 3% servicing buffer—and what i...

What Coldplay Teaches Us About Investment Risk: From Paradise to Disaster

24 Jul 2025

Contributed by Lukas

What does a viral Coldplay concert moment have to do with your investment strategy? A lot more than you'd think. In today’s Wealth Coffee Chat, Alex...

What’s Really Happening with Rental Growth in 2025? Live Data & Suburb Insights Revealed

23 Jul 2025

Contributed by Lukas

Confused about what’s really happening in today’s rental market? In this episode, Cass dives into live rental data and market insights from Domain...

Should You Buy Property with Friends or Family? Unit Trusts & Syndicate Investing Explained

22 Jul 2025

Contributed by Lukas

Thinking about pooling funds to invest in property with others? In today’s episode, we unpack the increasingly popular strategy of syndicated invest...

First Home Buyer Grants Explained: What You Need to Know Before You Buy

18 Jul 2025

Contributed by Lukas

Buying your first home and feeling overwhelmed? You’re not alone. In this episode of Wealth Coffee Chats, finance broker Sarah Shone breaks down the...

The #1 Financial Move Most Australians Regret Not Making Sooner

17 Jul 2025

Contributed by Lukas

In this powerful episode, Alex from Positive’s financial planning team dives into the one decision most Australians regret delaying—engaging a fin...

Selling with a Fixed Lease? Here’s What Every Investor Needs to Know Before Making That Move

15 Jul 2025

Contributed by Lukas

Thinking of selling your investment property with a tenant still in place? In this episode of Wealth Coffee Chats, property management expert Kash sha...

Is Your Business in Trouble? How to Spot the Signs and Take Control

15 Jul 2025

Contributed by Lukas

This episode of Wealth Coffee Chats gets real about the dark side of business ownership—and what to do when financial stress starts to creep in. Fro...

Rentvesting: The Smart Way to Invest When You Can’t Afford to Buy

11 Jul 2025

Contributed by Lukas

In this Finance Friday episode of Wealth Coffee Chats, we dive into rentvesting—a strategy where you rent where you live and invest where you can af...

How Advice Helped Them Buy a Home

10 Jul 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Alex shares a real-life story of how strategic financial advice helped a young couple navigate conflicting goals, ove...

How to Be a Top Landlord: Landlordship, Tenant Profiles, Pro Strategies for Lasting Property Success

09 Jul 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Cass dives deep into what it means to be a great landlord—ditching the “slumlord” mindset and mastering ‘land...

Start FY26 Strong: Smart Tax Moves You Should Make Right Now

08 Jul 2025

Contributed by Lukas

It’s the second Tax Tuesday of the new financial year—are you ready to make the most of it? In this episode, we outline the key tax strategies to ...

What to Do After Your Investment Loan Settles: Smart Moves to Build Again

04 Jul 2025

Contributed by Lukas

Loan settled—now what? In this Finance Friday episode of Wealth Coffee Chats, we dive into the next strategic steps after your investment property f...

Your 2026 Wealth Plan Starts Now: Build It with the Six-Star Team

02 Jul 2025

Contributed by Lukas

Welcome to a brand new financial year! In today’s episode, Alex from the financial planning team kicks off FY2026 with a deep dive into why now is t...

Lease Agreement Pitfalls: Real-Life Case of Missing Terms and Unauthorized Subletting

02 Jul 2025

Contributed by Lukas

Tax Changes Are Here: What Investors Must Do in FY26

01 Jul 2025

Contributed by Lukas

In this punchy FY26 kickoff episode, Daniel McPherson outlines why investors, business owners, and wealth builders must take action now. With the Labo...

Why Brokers Ask for So Many Docs (And Why It’s a Good Thing)

26 Jun 2025

Contributed by Lukas

In this Wealth Coffee Chat, we unpack the real reason behind all those documents your broker requests. From boosting your borrowing power to meeting A...

Lakers, Land & Leaving Work Early: Big Money Lessons Before EOFY

26 Jun 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, Alex from Fenton Financial wraps up the 2024–25 financial year with key updates and insights. He discusses ...

7 Questions Smart Investors Ask Property Managers

25 Jun 2025

Contributed by Lukas

Cass Sjostedt the Property Management Group hosted a live discussion on June 25th, focusing on key questions to ask when selecting a property manager....

Car Tax Deductions: What the ATO Will-and Won’t-Let You Claim

23 Jun 2025

Contributed by Lukas

Think you can claim your car as a tax deduction? Not so fast. In this Tax Tuesday episode, Daniel McPherson unpacks the most misunderstood and most au...

What's smarter for your portfolio?

19 Jun 2025

Contributed by Lukas

🏡 Renovate or upgrade and what builds your portfolio faster? In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life sce...

EOFY Super Tips: Maximise Deductions & Get a 50% Return

19 Jun 2025

Contributed by Lukas

In this special Finance Thursday episode of Wealth Coffee Chats, Senior Advisor Alex shares the most powerful last-minute superannuation strategies yo...

New Property Management Model: Strategy Over Stress

18 Jun 2025

Contributed by Lukas

The Wealth Coffee Chat discussed the importance of strategic property management over the traditional transactional approach. Cass Shasta highlighted ...

How to Stay Off the ATO’s Radar: 3 Steps to Avoid Audits

16 Jun 2025

Contributed by Lukas

It’s Tax Tuesday, and this Wealth Coffee Chat is all about audit-proofing your property and financial life. Daniel McPherson reveals a simple three-...

Equities Outlook 2025: Why Global Diversification Matters Now More Than Ever

11 Jun 2025

Contributed by Lukas

In this special Finance Friday from the Property Summit 2025, we dive deep into global equity markets and the powerful role of diversification. With t...

The $13 Mistake Costing Landlords $25,000 — Are You Hiring the Wrong Property Manager?

11 Jun 2025

Contributed by Lukas

Many landlords choose property managers based on one question: What are your fees? But is saving two cups of coffee a week worth risking tens of thous...

Div 293 Tax Explained: What Property Investors Need to Know Before EOFY

10 Jun 2025

Contributed by Lukas

As we approach June 30, understanding Division 293 tax is critical for high-income earners and property investors making super contributions. In this ...

Bought Off-the-Plan? Here’s What You Must Do Before Settlement

05 Jun 2025

Contributed by Lukas

In this Finance Friday edition of Wealth Coffee Chats, Positive Money brokers Damien Hauser and Sarah Shown break down what every buyer needs to do af...

How Alternative Assets Like Gold & Bitcoin Could Supercharge Your Portfolio!

05 Jun 2025

Contributed by Lukas

In this final episode of the asset allocation series, Alex from Positive Real Estate dives into the world of alternative investments—a misunderstood...

Are Your Investment Properties Compliant? Audit Results Revealed

04 Jun 2025

Contributed by Lukas

In this Property Management edition of Wealth Coffee Chats, we break down the findings from over 11,500 rental audits conducted in Victoria. What do t...

Last-Minute Tax Moves to Save You Thousands Before June 30

03 Jun 2025

Contributed by Lukas

Tax Tuesday is here, and this Wealth Coffee Chat is packed with critical strategies you can still implement before June 30 to dramatically reduce your...

How to Save $61K on Your Home Loan by Doing This One Thing

30 May 2025

Contributed by Lukas

In this Finance Friday edition of Wealth Coffee Chats, we unpack how a simple repayment strategy could save you over $61,000 in interest and shave yea...

Why Shares Are the Most Active and Emotional Asset in Your Portfolio

29 May 2025

Contributed by Lukas

In today's Wealth Coffee Chat, Alex breaks down the dynamic world of equities—also known as shares—and why they’re considered the most active as...

Why 22% of Property Investors Sell in 12 Months – Don’t Be One of Them!

28 May 2025

Contributed by Lukas

In this special Property Management edition of Wealth Coffee Chats, Cass Shostak explores a concerning trend—22% of property investors are selling w...

Should You Invest Your Super in Property or Crypto? The Truth About SMSFs Revealed

27 May 2025

Contributed by Lukas

On this episode of Wealth Coffee Chats, we deep-dive into the pros and cons of using a Self-Managed Super Fund (SMSF) to invest in property, shares, a...

Unlock Equity & Use Rate Cuts to Buy Your Next Investment Property

23 May 2025

Contributed by Lukas

In this Finance Friday edition of Wealth Coffee Chats, we dive into what the latest 0.25% interest rate cut means for investors and homeowners—and h...

Property in Your Portfolio: Why It's Underused in Super But Overlooked in Planning

22 May 2025

Contributed by Lukas

Property might be Australia’s biggest asset class, but did you know it’s often underrepresented in your superannuation portfolio? In this episode ...

How to Earn $170 More Rent Per Week Without Changing Suburbs

21 May 2025

Contributed by Lukas

Can you charge more than market rent? In this episode, Cass Schost and Dean Offering break down a real investor case study from Pallara, QLD—where s...

Backyard Developments: Big Profits or Tax Disaster? What Every Investor Must Know

20 May 2025

Contributed by Lukas

Thinking about subdividing or building out the back of your property? Before you grab the shovel, tune in to this Tax Tuesday episode where Daniel McP...

Banks Are Dropping Rates! How to Negotiate & Restructure Loans in 2025

16 May 2025

Contributed by Lukas

With fixed interest rates dropping and lenders offering better deals to new clients, now is a prime time to renegotiate your mortgage. In this episode...

What Is Fixed Interest? The Most Misunderstood Investment Explained

15 May 2025

Contributed by Lukas

Fixed interest investments like bonds and term deposits are often overlooked—but they play a powerful role in protecting and stabilising your portfo...

55% of Investors Are Missing This Critical Cover | Why Landlord Insurance Matters in 2025

14 May 2025

Contributed by Lukas

Only 45% of Australian property investors have adequate landlord insurance—are you one of them? In this Wealth Coffee Chat, Cash Schost dives into a...

Should You Start an SMSF in 2025? Tax Advisor Explains Key Rules, Risks & Rewards

13 May 2025

Contributed by Lukas

Thinking about starting a Self Managed Super Fund (SMSF)? In today’s Wealth Coffee Chat, financial advisor Anthony Wolfenden kicks off a brand-new s...

The Real Reason You’re Investing in Property (Hint: It’s Not Just About the Money)

12 May 2025

Contributed by Lukas

What’s the real reason behind your property investing journey? In today’s Wealth Coffee Chat, we dig into the deeper “why” behind wealth creat...

New Government Schemes & Interest Rate Cuts: What Homebuyers and Investors Must Know

09 May 2025

Contributed by Lukas

Labours is in power whIn this episode of Wealth Coffee Chats, we break down the latest government housing initiatives and what they mean for both new ...

3 Property Tax Changes That Could Wreck Your Investment Plans

08 May 2025

Contributed by Lukas

3 Taxes to Keep an eye In today’s Wealth Coffee Chat, Andy Fenton dives into three looming tax changes that could shake up property investing in Aus...

End of Financial Year Traps: Don’t Let ‘Deduction-itis’ Destroy Your Wealth!

06 May 2025

Contributed by Lukas

As the end of financial year (EOFY) approaches, it’s easy to fall into the trap of deduction-driven spending—but is it really saving you money? In...

Offset Hacks: How to Save Thousands on Your Mortgage Without Paying More

02 May 2025

Contributed by Lukas

In this Finance Friday episode of Wealth Coffee Chats, we break down one of the most powerful yet misunderstood mortgage tools: the offset account. Di...

Cash Is King. Or Is It? How to Use Cash Wisely in Today’s Market

01 May 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, we unpack why cash is still king — but only if you know how to use it. Our financial planning expert dives i...

Avoid Bad Tenants: 5 Key Questions to Ask Your Property Manager Today

30 Apr 2025

Contributed by Lukas

In this Property Management edition of Wealth Coffee Chats, Cass dives into a real-life rental horror story making headlines — and what you can do t...

Cash Flow Secrets Every Investor & Business Owner Needs to Know

29 Apr 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, Daniel McPherson dives into practical strategies for mastering cash flow—one of the most critical drivers of...

Will the Election Actually Impact Property Investors? Here’s the Truth

28 Apr 2025

Contributed by Lukas

In today's Wealth Coffee Chat, Jason Whitton is joined by Andy Fenton to unpack whether the upcoming election will genuinely affect property investors...

Why Diversification is Your Best Investment Strategy in 2025

24 Apr 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Senior Financial Adviser Alex dives into the only thing investors can truly control—asset allocation. Using Tesla’...

Bought Property During COVID? Here's What Happened Next in Brisbane’s Rental Market!

23 Apr 2025

Contributed by Lukas

In today’s episode of Wealth Coffee Chats, Cass unpacks the remarkable capital and rental growth seen in Brisbane's Chermside since 2022—specifica...

How to Pay Less Tax on Property Investments in Australia

22 Apr 2025

Contributed by Lukas

In today's Wealth Coffee Chat, tax financial advisor Anthony Wolfenden dives into tax-efficient strategies for Australian property investors. Learn ho...

Tariffs, Bonds & Property: How Global Markets Could Impact Your Portfolio

17 Apr 2025

Contributed by Lukas

In this Wealth Coffee Chat, Senior Financial Advisor Alex from the 6-Star Team breaks down how global market shifts—particularly the US-China tariff...

How This Simple Renovation Unlocked $8K in Extra Rent

16 Apr 2025

Contributed by Lukas

In today’s episode of Wealth Coffee Chats, we dive into a real-life client success story from our Property Management team. Discover how a strategic...

Smart Tax Planning Strategies Every Property Investor Needs Before June 30

15 Apr 2025

Contributed by Lukas

It's Tax Tuesday, and Anthony Wolfenden is here to walk you through the must-know strategies for effective tax planning as we near the end of the fina...

The 3 Biggest Wealth Killers in Australia

14 Apr 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Jason Whitton delivers a fiery breakdown of the three biggest threats to your financial future: banks, the ATO, and p...

How to Unlock Hidden Rate Discounts and Save Thousands on Your Mortgage

11 Apr 2025

Contributed by Lukas

In today’s episode of Wealth Coffee Chats, we reveal how property investors can save tens of thousands simply by reviewing and renegotiating their h...

How Tariffs & Market Volatility Could Impact Property & Passive Income in 2025

10 Apr 2025

Contributed by Lukas

In today's Wealth Coffee Chat, we unpack the latest global market volatility triggered by Trump's new reciprocal tariffs and how it’s affecting inve...

Major Changes to QLD Rental Applications: What Property Investors Must Know

09 Apr 2025

Contributed by Lukas

Big changes are coming for Queensland landlords and property managers from May 1st with the rollout of Stage 2 rental reforms. In today’s Wealth Cof...

How Salary Sacrificing Can Supercharge Your Property Investment Strategy

08 Apr 2025

Contributed by Lukas

In this Wealth Coffee Chat, Daniel McPherson from Positive Tax Solutions dives deep into the often-overlooked strategy of salary sacrificing and how i...

The 3 Phases of Property Investment Success: Acquisition, Consolidation & Legacy

07 Apr 2025

Contributed by Lukas

In today's Wealth Coffee Chat, Jason Whitton unpacks the three critical phases every property investor must understand: Acquisition, Consolidation, an...

Game-Changing Mortgage Hack: Boost Your Borrowing with Debt Recycling!

04 Apr 2025

Contributed by Lukas

In today’s Finance Friday edition of Wealth Coffee Chats, we break down a powerful debt recycling strategy that can significantly improve your borro...

Trump Liberation Day: What His New Tariffs Mean for Aussie Investors

03 Apr 2025

Contributed by Lukas

Donald Trump has dropped a political bombshell with new global tariffs—including a total ban on Australian beef imports to the US. In today’s Weal...

The Hidden Costs in Your Lease Agreement: Are You Protected as a Landlord?

02 Apr 2025

Contributed by Lukas

Are you across the fine print of your lease agreement? In this episode of Wealth Coffee Chats, Cass from Positive Real Estate’s 6-star Property Mana...

Why Property Investors Shouldn’t Rely on the Government

01 Apr 2025

Contributed by Lukas

In today’s Tax Tuesday Wealth Coffee Chat, Anthony Wolfenden dissects the underwhelming 2025 Federal Budget and its limited impact on property inves...

Top 10 Property Investment Myths Busted

31 Mar 2025

Contributed by Lukas

Are you falling for one of the biggest property myths in Australia? In this episode of Wealth Coffee Chats, Positive Real Estate coaches Jared Redman ...

First home buyers: How to get started the right way

28 Mar 2025

Contributed by Lukas

Thinking about buying your first home or diving into property investment in 2025? In this episode, Damian Hauser and Sarah Shome from Positive Money b...

Housing Budget 2025: Can Australia build 1.2 Million Homes?

26 Mar 2025

Contributed by Lukas

In today’s fiery Wealth Coffee Chat, Jason dives into the 2025 Federal Budget’s bold housing claims — including the government’s promise to bu...

Maximise Your Tax Deductions: The Investor’s Guide to Interest Deductibility

25 Mar 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, we dive deep into the world of interest deductibility—a must-know strategy for property investors looking to optimi...

Stick to the Plan, Not the Mood: The #1 Secret to Long-Term Property Success

24 Mar 2025

Contributed by Lukas

Ever feel like giving up on your property investment journey because it "just doesn’t feel right"? In this episode of Wealth Coffee Chats, Jason Whi...

LMI Waivers Just Got Easier: What Property Investors Need to Know Now

21 Mar 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, we break down major changes to lenders mortgage insurance (LMI) waivers that could fast-track your property journey—...

Changes to Super is coming in 2025 - What you need to know

20 Mar 2025

Contributed by Lukas

Big changes are coming to superannuation in 2025—are you ready? In today’s Wealth Coffee Chat, Alex from Positive Real Estate’s financial planni...

New Build Defects? Here’s What Every Property Investor Must Know!

19 Mar 2025

Contributed by Lukas

Are you facing issues with your new build investment property? In this Property Management Wednesday episode of Wealth Coffee Chats, Kat Shostan break...

This hidden tax could cost property investors thousands

18 Mar 2025

Contributed by Lukas

In this Tax Tuesday episode, Anthony Wolfenden uncovers the often-overlooked Div 293 tax—a sneaky surcharge from the ATO that can sting high-income ...

How first home buyers can save $60k and get a free house

17 Mar 2025

Contributed by Lukas

Big news for first home buyers! In today’s episode, Jason dives into the game-changing government grants and stamp duty exemptions across Australia—...

What is an SMSF and how can you successfully use them?

14 Mar 2025

Contributed by Lukas

Self-Managed Super Funds (SMSFs) are powerful tools in your property investing journey—but they don’t work without the right team. In today’s ep...

Protecting your portfolio: 3 risk mitigation tools

12 Mar 2025

Contributed by Lukas

In today’s Wealth Coffee Chat, Jason unpacks the top three risk management essentials every property investor needs to safeguard their portfolio. Fr...

What is a Family Office and Why It Works

11 Mar 2025

Contributed by Lukas

What if you could get the benefits of a high-net-worth family office—without the seven-figure price tag? In today’s Wealth Coffee Chat, Daniel McP...

What Property Investors Must Know Before Applying for a Loan

07 Mar 2025

Contributed by Lukas

In today’s special Finance Friday episode of Wealth Coffee Chats, Cang is joined by members of Positive’s six-star team live from the Positive Mon...

Wear & Tear vs. Tenant Damage: What Landlords Must Know

05 Mar 2025

Contributed by Lukas

In this episode of Wealth Coffee Chat, Cass Sjostedt from R&W Plus discusses the critical differences between wear and tear and tenant damage in p...

How do you pay less capital gains tax?

04 Mar 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, Anthony Wolfenden from Positive Tax Solutions discusses the intricacies of capital gains tax (CGT) and its imp...

Here’s How Much Income You Need for a Comfortable Retirement

03 Mar 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, Positive Real Estate founder Jason Whitton discusses the importance of real estate investing and retirement pl...

What do you do when you get a low property valuation?

28 Feb 2025

Contributed by Lukas

In this episode of Wealth Coffee Chats, Cang Dang from Positive Money walks us through the recent developments in the mortgage and property market, in...