Wealth Talks
Episodes
Expanding your Infinite Banking System
18 Mar 2026
Contributed by Lukas
Buying Term Life insurance rather than Whole Life insurance and then investing the difference of premium payments, became popularized financial advice...
Wealth Besides Money
11 Mar 2026
Contributed by Lukas
Are you often late? ... It could mean you're an optimist type personality. Ben explains in this episode and Steven self convicts. Wealth is often used...
Buy Term and Invest vs. Whole Life Insurance
04 Mar 2026
Contributed by Lukas
Buying Term Life insurance rather than Whole Life insurance and then investing the difference of premium payments, became popularized financial advice...
Infinite Banking Concept and a Modified Endowment Contract MEC
25 Feb 2026
Contributed by Lukas
A good life insurance policy can become a Modified Endowment Contract when it fails the 7 pay test. What does that mean in plain terms? We explain in...
Convertible Term Insurance
18 Feb 2026
Contributed by Lukas
Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insu...
Infinite Banking Questions and Answers
11 Feb 2026
Contributed by Lukas
If you have questions about Infinite Banking or Whole Life Insurance, this is the perfect episode for you. We go through a bunch of specific question...
Financial Planning
04 Feb 2026
Contributed by Lukas
What is the most important factor in retirement planning? The philosophy and the financial habits you create. John does financial planning for cli...
559 Audio
04 Feb 2026
Contributed by Lukas
What is the most important factor in retirement planning? The philosophy and the financial habits you create. John does financial planning for clients...
White Coat Investor vs. Infinite Banking
28 Jan 2026
Contributed by Lukas
On this episode we are discussing an article written by the White Coat Investor on Infinite Banking. The article is called 7 truths on Infinite Bankin...
Dave Ramsey...Then What?
21 Jan 2026
Contributed by Lukas
Dave Ramsey has 7 recommendations: Start a $1000 emergency fund Implement a debt snowball strategy Have 3-6 months of expenses worth in savings Inves...
Infinite Banking and Chat GPT
14 Jan 2026
Contributed by Lukas
We decided to ask Chat GPT questions about Infinite Banking. It was pretty accurate today, but it also had some serious errors. We ask Chat GPT, What...
Infinite Banking In 2026. Here's What You Need to Know
07 Jan 2026
Contributed by Lukas
How Infinite Banking is going to work in 2026. What's changing? What's staying the same? In this episode: *An update on Dad* His diagnosis, treatmen...
How to Buy A Car With Infinite Banking
31 Dec 2025
Contributed by Lukas
This is the story of how Michael and Andreini used Infinite Banking to purchase their new car. A Toyota 4 Runner Limited, AWD, premium wheels and less...
Retirement Planning
24 Dec 2025
Contributed by Lukas
Planning for retirement. Is it smart to follow what everyone else is doing? Can Life Insurance help with your retirement strategy? What is a 401k? ...
Marc Adams audio
17 Dec 2025
Contributed by Lukas
Marc Adams is the founder of the world renowned Marc Adams School of Woodworking. He joins us on this podcast and shares the story of how it all got s...
Here's what's going on with The Kyle Busch Lawsuit
10 Dec 2025
Contributed by Lukas
Kyle Busch is suing (and its a massive lawsuit!) over the performance of his Indexed Universal Life insurance policy that has killed his retirement pl...
1 Million into Infinite Banking
03 Dec 2025
Contributed by Lukas
How do you get a large amount of money into an Infinite Banking Policy? We go over the details on this episode. This episode follows the story of one ...
549 Audio
26 Nov 2025
Contributed by Lukas
Monopoly CashFlow (By Robert Kiyosaki) and Careers
19 Nov 2025
Contributed by Lukas
These three board games all teach important financial lessons that are important to keeping more of the money you make, putting your money to use so i...
Infinite Banking and Whole Life Insurance Questions Answered
12 Nov 2025
Contributed by Lukas
This episode is all about getting your questions answered about infinite banking and whole life insurance. Questions like: How long should I pay my ...
Infinite Banking in a real life situation
05 Nov 2025
Contributed by Lukas
Growing your money while it accumulates, is necessary to a good savings plan. Having easy access to your savings without having to pay taxes and, with...
Is Now a Good Time to Buy Gold?
28 Oct 2025
Contributed by Lukas
With the historical performance of gold in the last 12 months, it has raised a lot of attention and questions, about whether owning gold is an asset, ...
Infinite Banking and Real Estate
21 Oct 2025
Contributed by Lukas
Dr Steve Hryszczuk is back on the podcast this week to talk about how he uses his Life Insurance policy cash values and Infinite Banking for real esta...
Real Estate Investing
13 Oct 2025
Contributed by Lukas
If you have ever considered investing in real estate, this episode is for you. Dr Steve Hryszczuk has been converting small, often overlooked office b...
Mr. Wonderful, Greed, Fear and Action
07 Oct 2025
Contributed by Lukas
Failure is an event, not a person. Its important to learn from our failures, and other peoples failures. This allows us to re-channel our energy and p...
Charlie Kirk, Jim Cramer, Dave Ramsey IBC and Investing
30 Sep 2025
Contributed by Lukas
From the Charlie Kirk memorial event, to listening in on one a Jim Cramer show, IBC and everything in between. Join us for our round the table discuss...
Dave Ramsey vs A Life Insurance Agent
23 Sep 2025
Contributed by Lukas
Is Whole Life always better than buying term and investing the difference? Does buying term and investing the difference give you a better return o...
Benefits of Infinite Banking and Whole Life Insurance
16 Sep 2025
Contributed by Lukas
Many famous people throughout history and currently today, use whole life insurance as part of their financial strategy to generate and protect their ...
Creativity and Infinite Banking
10 Sep 2025
Contributed by Lukas
Albert Einstein famously said, "Imagination is more important than knowledge." This is because being able to be think outside the box allows you to mo...
Velocity Banking vs. Infinite Banking
02 Sep 2025
Contributed by Lukas
Velocity banking is a strategy where you use a line of credit as your primary account and use lump sums to pay off a loan, usually a mortgage. The ide...
$140,000 and counting! Royalty Auto Service did something very nice
29 Aug 2025
Contributed by Lukas
In this podcast episode, Tom, Michele and John talk about what Sherwood from Royalty Auto Service is doing for one of their customers. The customer go...
Infinite Banking Benefits
26 Aug 2025
Contributed by Lukas
Infinite Banking allows you to access your money while it grows. Unlike a 401k, IRA or other retirement accounts, with infinite banking you don't ha...
Real Estate Investing and Infinite Banking
19 Aug 2025
Contributed by Lukas
Investing In Real Estate and Infinite Banking are complimentary financial strategies. Having access to equity from a life insurance policy gives you t...
Inflation Wages and Real Estate
12 Aug 2025
Contributed by Lukas
In 1970 home prices were about 3 x the average income Today home prices are about 7x the average income In year 2000, the average age of a first-time ...
Should She Buy a Puppy?
05 Aug 2025
Contributed by Lukas
Discover how to strike a balance between living well today and planning for tomorrow in this engaging episode. Too often, financial advisors offer one...
Infinite Banking Client Stories
30 Jul 2025
Contributed by Lukas
Real Life Infinite Banking Stories. In this episode we share a bunch of stories from our clients on how they have used infinite banking personally. A ...
Infinite Banking and Nelson Nash
22 Jul 2025
Contributed by Lukas
In this episode we go back to the very beginning of the Infinite Banking Concept and the teachings of Nelson Nash to look at exactly what is Infinite ...
Infinite Banking Made Simple
15 Jul 2025
Contributed by Lukas
The big idea of Infinite Banking is that you recover the money you're spending. The Infinite Banking Concept uses a participating whole life insurance...
There's No Free Lunch
08 Jul 2025
Contributed by Lukas
Go here to get the Infinite Banking Made Simple Binder for free: https://mcfieinsurance.com/ Everything in life has a cost. Many times the cost of us...
Dave Ramsey Retirement Income
01 Jul 2025
Contributed by Lukas
On a recent Dave Ramsey show there was a caller who is a trim carpenter making decent money, but wanting to save more. He was divorced 8 years ago, an...
Warren Buffet and Savings
24 Jun 2025
Contributed by Lukas
Warren Buffet has some advice on saving. We listen to what he has to say and discuss it. Savings is the foundation of building wealth. If you can keep...
Lump Sum Infinite Banking Policy
17 Jun 2025
Contributed by Lukas
A common question we get asked is, can I start Infinite Banking with a Lump Sum? The short answer is: Yes We find that what most people are really a...
Qualified Plans vs Infinite Banking
10 Jun 2025
Contributed by Lukas
When people think about saving money to get ahead financially, they often think about a qualified plan. Unfortunately, qualified plans have not been a...
Retirement Funding with Infinite Banking
03 Jun 2025
Contributed by Lukas
People are not saving enough for retirement. People who are saving, are not saving in the best places. This is creating a lack of funds in retirement,...
The Infinite Banking Mindset
27 May 2025
Contributed by Lukas
📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://mcfieinsurance.com/infinite-banking-made-simple-binder/ Gaining a new perspectiv...
Money, Marriage and Kevin O'Leary
20 May 2025
Contributed by Lukas
Today we're going to talk about how to discuss money in your marriage, and when. We'll also have a discussion on managing your own home economy. Money...
Infinite Banking Seminar Report | Episode 521
13 May 2025
Contributed by Lukas
📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://mcfieinsurance.com/ Here are some highlights from our recent live seminar Infini...
People's Biggest Financial Mistakes
06 May 2025
Contributed by Lukas
📄 INFINITE BANKING MADE SIMPLE | Get the free binder here: https://mcfieinsurance.com/ Today we are discussing the biggest financial mistak...
How to Have Financial Freedom
29 Apr 2025
Contributed by Lukas
📄 INFINITE BANKING MADE SIMPLE | GET THE BINDER HERE: https://mcfieinsurance.com/ What is Financial Freedom? Is it the ability to buy anyth...
Recover Interest With Infinite Banking
22 Apr 2025
Contributed by Lukas
In the 1990s, Americans on average were spending 34.5 cents per every dollar on interest. That means when you make 1,000 dollars, you only get to kee...
Things To Know About Money & Interest
21 Apr 2025
Contributed by Lukas
There are two ways to gain experience in life. You can get experience personally or you can get it secondhand by watching and learning from other peop...
How to Become Your Own Banker
08 Apr 2025
Contributed by Lukas
First off, is an overview of how banking works. The way a bank manages their deposits, loans, assets and liabilities is the key to how they make money...
515 AUDIO
01 Apr 2025
Contributed by Lukas
People are in a big middle-class squeeze right now. Paychecks seem stuck while expenses go up and up. Housing, healthcare, debt—the middle class is ...
Infinite Banking, Banks, and Insurance Companies
25 Mar 2025
Contributed by Lukas
Did you know that no insurance company truly 'does' Infinite Banking—but many offer the keys to unlock its potential? We'll break down how top life ...
Infinite Banking Confusion
18 Mar 2025
Contributed by Lukas
Much has been written, published and said about Infinite Banking. Sometimes it feels confusing to decipher what's really accurate. If you ever feel co...
Infinite Banking Q&A
11 Mar 2025
Contributed by Lukas
Did you know you can earn a positive average rate of return and still loose money? ...You can! Can IBC be used well in this economic climate? It can...
Infinite Banking on Reddit
04 Mar 2025
Contributed by Lukas
Today were going to go to Reddit and read what people are saying about Infinite Banking. Then we'll respond to them right here on the Wealth Talks Pod...
510 Audio
25 Feb 2025
Contributed by Lukas
***Watch to the End! Some people have a bad experience with the Infinite Banking Concept. We'll share what happened.*** People ask how much money do y...
Infinite Banking for Families
18 Feb 2025
Contributed by Lukas
In this episode of the Wealth Talks Podcast we get to talk about one of the foremost reasons we use the Infinite Banking Concept and that has to do wi...
Infinite Banking For Business Owners
11 Feb 2025
Contributed by Lukas
Business owners have the opportunity to use the Infinite Banking concept and Whole Life Insurance in some very creative ways to benefit their business...
How to Buy Things with Infinite Banking
04 Feb 2025
Contributed by Lukas
In this episode we are going to talk about how to buy things with the Infinite Banking Concept. We talk about how to use Infinite Banking with a credi...
Infinite Banking Life Insurance
28 Jan 2025
Contributed by Lukas
In this episode we are talking about Infinite Banking policies.What kind of life insurance policy you want for the Infinite Banking Concept and how to...
Does Infinite Banking Really Work?
21 Jan 2025
Contributed by Lukas
Some people love the infinite banking concept and use it a lot, some people look at it for years without trying it at all, some people never try it an...
How To Get More Benefits From Infinite Banking in 2025
14 Jan 2025
Contributed by Lukas
In this episode we are talking about what people need to know to get the MOST benefit from the Infinite Banking Concept. The most important thing peop...
Getting the Benefits of Infinite Banking in 2025
07 Jan 2025
Contributed by Lukas
We NEVER hear people say "I wish I would have waited a little bit longer before I got started with the Infinite Banking concept". We DO here people sa...
Infinite Banking Review and planning for 2025
31 Dec 2024
Contributed by Lukas
We have been using the Infinite Banking Concept personally for 19 years at this point. Although the way we have used it changes over the years as the ...
Tucker Carlson and Dave Ramsey
24 Dec 2024
Contributed by Lukas
Recently Tucker Carlson interviewed Dave Ramsey. Dave Ramsey is a well known name in personal finance. I listened to the interview, I was impressed. ...
Should You Pay Income Taxes?
17 Dec 2024
Contributed by Lukas
There is a report showing that over 5800 IRS and contractor employees owe nearly 50 million dollars of overdue taxes. It also appears by the looks of ...
My Dad's Financial Habits
10 Dec 2024
Contributed by Lukas
It has been said that the next generation will be able to rise as high as they can rise by standing on the shoulders of the generation before them. My...
Coffee and Money
03 Dec 2024
Contributed by Lukas
This is a story that my Dad told to me when I was younger, about his Mom (my Grandma) and her next door neighbor who was a thief. My Grandma caught an...
Thanksgiving
26 Nov 2024
Contributed by Lukas
It has been said that the healthiest of all human emotions is Gratitude. This is Thanksgiving week, on Thursday we take the whole day off to give than...
You Should Have a Whistle | Episode 496
19 Nov 2024
Contributed by Lukas
In sports, when the whistle blows the play stops. It's what happens after the whistle blows that determines the course of the game. Blowing the whistl...
The Election - Results
12 Nov 2024
Contributed by Lukas
Today We take a look at the election results, and what we can expect and prepare for financially with a second Donald Trump administration. Please ...
(Listen before polls close) Voting is a Duty | Episode 495
04 Nov 2024
Contributed by Lukas
Voting is a Duty. To use the words of early president John Quincy Adams, "duty is ours, results are God's". Not voting in a U.S. election would be to ...
Investment Banking
29 Oct 2024
Contributed by Lukas
The topic for today's podcast is investment banking. We think that if you act like an investment banker in your own life you will be more profitable a...
Financial Stress
22 Oct 2024
Contributed by Lukas
Some people are pretty well stressed out. Of all the things people stress about, of which there are many, somewhere near the top of the list is money!...
New MANDATORY filing for Small Businesses
15 Oct 2024
Contributed by Lukas
If you have a small business or entity that requires filing with your state, there's a new rule you need to comply with by registering with FinCen. Th...
How to get more involved with Infinite Banking
08 Oct 2024
Contributed by Lukas
Some people have owned whole life insurance for several years and they want to get more involved with infinite banking. They want to make sure that th...
Investment Grade Life Insurance
01 Oct 2024
Contributed by Lukas
Investment Grade Life insurance is not an actual product. It is rather, terminology that was created to sell more life insurance. Listening to this e...
Crypto
24 Sep 2024
Contributed by Lukas
Being in the financial space like we are, we get asked about what will happen if the dollar collapses, we get asked what we think about cryptocurrency...
Trusts and Life Insurance
17 Sep 2024
Contributed by Lukas
A lot of people have Trust issues... we're not talking about psychological trust issues, we're talking about issues they have with a legal Trust. One ...
Budgeting
10 Sep 2024
Contributed by Lukas
Are you bored with your budget? Are you tired of feeling frustrated and limited? Budgeting doesn't have to be boring. If you structure your budget t...
Dave Ramsey and Abraham Lincoln
03 Sep 2024
Contributed by Lukas
Many people think slavery in America was a thing of the past, we fought a civil war to end it and we're glad it's gone, but there are many people toda...
2024 Olympics Ceremonies, Winning the Lottery & Retirement Benefits
27 Aug 2024
Contributed by Lukas
Someone asked us to respond to the opening and closing ceremony at the 2024 Olympics, Brett asked us to talk about what someone should do with the mon...
Our Response To Dave Ramsey
20 Aug 2024
Contributed by Lukas
Not long ago in podcast 469 we Rebutted a Dave Ramsey video that a podcast listener sent us. That podcast episode has been watched by hundreds of peop...
Credit Union Life Insurance
13 Aug 2024
Contributed by Lukas
Credit unions will mail out life insurance offers sometimes. Are they a good deal? Should you buy life insurance through a credit union offer? That'...
Infinite Banking For Business
06 Aug 2024
Contributed by Lukas
If you own a business you can absolutely use the infinite banking concept to fund business expenses and that's what we are going to talk about right n...
Problems with Infinite Banking
30 Jul 2024
Contributed by Lukas
In this podcast we are talking about the problems with the infinite banking concept. The infinite banking concept is an idea not a product. The ...
How Much Life Insurance Do You Need?
23 Jul 2024
Contributed by Lukas
If you wonder how much life insurance you need? Or how much life insurance you need for infinite banking? This is your podcast. The most honest answer...
How Whole Life Insurance Works (Design & Function)
16 Jul 2024
Contributed by Lukas
This podcast will be helpful to those who want to keep more of the money they make, grow their wealth and have financial peace of mind. On a side note...
What we wish we knew about money before we turned 18
09 Jul 2024
Contributed by Lukas
As we teach people about whole life insurance, how to manage money and the infinite banking concept, time and time again people tell us "I wish I wo...
Q&A: Infinite banking, life insurance, cash value, policy loans
02 Jul 2024
Contributed by Lukas
Today we answer 9 questions we received about life insurance, cash value, money, interest rates, and dividends. These questions and their answers will...
Infinite Banking Policy Loans
25 Jun 2024
Contributed by Lukas
In this podcast you will get specific numbers, and details from two different Whole Life Insurance policies, what the premiums are, how long they can ...
Developing A Good Mindset
17 Jun 2024
Contributed by Lukas
The way you think is the lens through which you observe every situation in life. The way you observe influences how you respond and how you respond m...
Will Young Adults Turn Out?
11 Jun 2024
Contributed by Lukas
Have you ever wondered what the world will look like when today's young adults become the middle-aged people of the future? The future is full of poss...
What's Happening to the Middle Class? | Episode 472
04 Jun 2024
Contributed by Lukas
If the money you save isn't earning anything, it is losing value. That's horrible news, but it's the truth. We were on a business call with Alex j...
Starting a Baking Business | Episode 471
28 May 2024
Contributed by Lukas
Today we have Anna, in the studio with us, to discuss how she has built her baking business from scratch, no pun intended, and to discuss some of the ...
Cash Value Insurance Policies Episode 470
21 May 2024
Contributed by Lukas
Cash Value Life Insurance is one of the lesser understood financial assets that you can own, but it is also one of the most powerful. In today's epis...
Dave Ramsey Rebuttal | Episode 469
14 May 2024
Contributed by Lukas
Josh listens to Wealth Talks on his way to work and he asked us to do a rebuttal to an episode of Dave Ramsey's show where he is talking about the inf...
Income Taxes | Episode 468
07 May 2024
Contributed by Lukas
There has been a lot of money transferred from the accounts of working Americans into the coffers of the U.S. Government from the income tax alone. B...