Your Money With Mary Holm
Episodes
How to do KiwiSaver better
07 Oct 2021
Contributed by Lukas
Today Mary Holm talks about how people are doing KiwiSaver badly and how that can change. She also has some answers to listener questions sent in duri...
Ethical Investing
23 Sep 2021
Contributed by Lukas
Mary talks about ethical investing following on from a report by The Responsible Investment Association of Australasia which reviewed the investment p...
Manage your mortgage
09 Sep 2021
Contributed by Lukas
Today Mary looks at ways to manage your mortgage in particular with an eye on interest rates which are predicted to rise in the near future.Half of Ne...
The money quiz
12 Aug 2021
Contributed by Lukas
Today Mary talks to Jesse about the money quiz and talk in particular question which many listeners believe we have the wrong answer for. Spoiler aler...
Online share trading
29 Jul 2021
Contributed by Lukas
Today Mary Holm talks to Jesse about online share trading. She says research shows that nearly 40 percent of adult New Zealanders use or plan to use m...
Mary answers listener questions
15 Jul 2021
Contributed by Lukas
Mary Holm answers listener questions about their Kiwisaver options and personal finances. Mary Holm answers listener questions about their Kiwisaver o...
Gender differences in handling money and investing
01 Jul 2021
Contributed by Lukas
Today Mary talks about gender differences in handling money and investing. Research shows that fewer women live from payday to payday but have less fi...
KiwiSaver for Non-Employees
17 Jun 2021
Contributed by Lukas
Today Mary Holm talks to Jesse about Kiwisaver for all non-employees of all ages.Today Mary Holm talks to Jesse about Kiwisaver for all non-employees ...
Heartland Bank gets in touch
03 Jun 2021
Contributed by Lukas
After speaking about reverse mortgages with Jesse one of the two banks which offers them, Heartland, got in touch with Mary to argue she was being too...
Reverse mortgages
20 May 2021
Contributed by Lukas
Mary Holm talks about reverse mortgages, which are seen as a way to free up money for retired homeowners.Mary Holm talks about reverse mortgages, whic...
Financial Services Complaints Conference
06 May 2021
Contributed by Lukas
Today Mary is talking about what's been happening at the Financial Services Complaints conference. Among other things, there are going to be changes t...
How to avoid scams
22 Apr 2021
Contributed by Lukas
This week Mary has advice on how to not be scammed at a time when people are keen on making returns on their money than banks can offer.This week Mary...
Managed funds vs bank term deposits
08 Apr 2021
Contributed by Lukas
This week Mary Holm discusses low-risk funds, which she says are a good alternative to bank term deposits which currently have very low rates of retur...
The wisdom of listeners
25 Mar 2021
Contributed by Lukas
Mary announces the winners of the 5 copies of her new book, A Richer You - how to make the most of your money. She'll share some of the wisdom in the ...
Emergency Funds
11 Mar 2021
Contributed by Lukas
Today Mary talks about the importance of having emergency money set aside for a 'rainy day', how much you should save and when you should use it.Covid...
Shares as an Investment
25 Feb 2021
Contributed by Lukas
Mary Holm talks more about shares as an investment option and people's fears of putting their money into them.Mary Holm is continuing her theme of whe...
Paying Down Mortgages
11 Feb 2021
Contributed by Lukas
Today Mary talks about whether or not paying down your mortgage is still the best strategy with interest rates at all time lows.Go to this episode on ...
You don't HAVE to jump on the house buying bandwagon
17 Dec 2020
Contributed by Lukas
Personal investment expert Mary Holm argues that you don't have to jump on the house buying bandwagon!Whatever moves people make from now on they need...
Money and relationships
19 Nov 2020
Contributed by Lukas
Mary Holm responds to listener questions and comments on her financial literacy quiz from two weeks ago, and talks about a new survey by the Commissio...
New Zealand's Financial Knowledge
05 Nov 2020
Contributed by Lukas
Last week Commission for Financial Capability released a survey on New Zealander's financial knowledge. Mary discusses some of the findings and tests ...
Share investing for fun
22 Oct 2020
Contributed by Lukas
Financial journalist Mary Holm says there are two reasons for investing - the obvious one is to see your wealth grow over time, but on the rise are in...
Investment risk
08 Oct 2020
Contributed by Lukas
It's World Investor Week and financial author and journalist Mary Holm talks today about the eight myths of investing. It's World Investor Week a...
Handling debt
24 Sep 2020
Contributed by Lukas
Financial author and journalist Mary Holm examines the options for dealing with debt.What is the best way to deal with debt? Financial author and jour...
What to do with your money
10 Sep 2020
Contributed by Lukas
With interests rates so low - where can you put your money so that it works for you? Financial author and journalist Mary Holm explores the options.Wi...
The outlook for KiwiSaver and other managed funds
27 Aug 2020
Contributed by Lukas
Financial journalist and author Mary Holm talks Kiwisaver and managed funds during the Covid-19 pandemic.Financial journalist and author Mary Holm say...
How much do you need to save for retirement?
13 Aug 2020
Contributed by Lukas
Financial author and journalist Mary Holm discusses how you can work out what's a reasonable goal for you for your retirement savings.For the first ti...
Economic Wellness Part 2
30 Jul 2020
Contributed by Lukas
Today financial author and journalist Mary Holm discusses economic wellness.Financial author and journalist Mary Holm discusses economic wellness. Thi...
Economic Wellness
16 Jul 2020
Contributed by Lukas
Today financial author and journalist Mary Holm discusses economic wellness.Financial author and journalist Mary Holm reflects on ways to ensure you d...
Should you invest locally or internationally?
02 Jul 2020
Contributed by Lukas
Financial author and journalist Mary Holm looks again at mixed messages New Zealanders are receiving about what to do with their money - today she exp...
How to play the markets to your favour
07 May 2020
Contributed by Lukas
Financial journalist and author Mary Holm discusses how you play the markets to your favour.Financial journalist and author Mary Holm discusses how yo...
Finances in Lockdown
23 Apr 2020
Contributed by Lukas
How are your finances looking four weeks into Lockdown? Financial author and journalist Mary Holm looks at whether you should take advantage of lower ...
What to do with your investments
09 Apr 2020
Contributed by Lukas
Mary discusses what you should and shouldn't be doing with your investments at the moment.Financial author and journalist Mary Holm discusses what you...
Getting a WOF for your KiwiSaver
26 Mar 2020
Contributed by Lukas
Financial author and journalist Mary Holm looks at getting a WOF for your KiwiSaver.Financial author and journalist Mary Holm looks at getting a WOF f...
Passive vs Active Funds - FMA Debate
27 Feb 2020
Contributed by Lukas
Financial journalist and author Mary Holm is in to tell us why she disagrees with the result of a recent FMA debate on passive versus active funds, in...
Will investing in shares last?
13 Feb 2020
Contributed by Lukas
Investors in shares - and most KiwiSaver investors - are doing "too well" says financial author and journalist Mary Holm, but can it last? Go to this ...
Review of Retirement Income Policy 2019
30 Jan 2020
Contributed by Lukas
Popular financial journalist and author Mary Holm is back to go over the Review of Retirement Income Policy 2019, released yesterday.Popular financial...
Mary examines some of her financial decisions
12 Dec 2019
Contributed by Lukas
Christmas is a time for reflection and so financial author and journalist Mary Holm examines what financial decisions she has made and regretted.Chris...
Financial Education and Pay Lending
28 Nov 2019
Contributed by Lukas
Financial author and journalist Mary Holm has been at a conference this morning looking at financial education in schools and payday lending.Financial...
Research on why people aren't on KiwiSaver
31 Oct 2019
Contributed by Lukas
Financial journalist and author Mary Holm and Jesse discuss some research on why people are not in KiwiSaver. Many of their reasons, although not all,...
Investing in Shares
17 Oct 2019
Contributed by Lukas
Financial journalist and seminar presenter talks about the best way to invest in shares. She's also giving two talks at the Tauranga Arts Festival on ...
Sustainable Investing
05 Sep 2019
Contributed by Lukas
Financial journalist and author, Mary Holm participated in The Mindful Money Conference in Auckland this week and discusses some of the key points rai...
Insurance
22 Aug 2019
Contributed by Lukas
How often do you think about insurance, do you even have insurance and if you do is it the right type of insurance for your situation? Is the cover ad...
Factors that affect KiwiSaver growth
08 Aug 2019
Contributed by Lukas
Financial journalist and author Mary Holm discusses the factors that most affect your KiwiSaver growth. Go to this episode on rnz.co.nz for more detai...
A rising share market
25 Jul 2019
Contributed by Lukas
Financial journalist and author Mary Holm looks at your options in a rising share market - should you get out or stay in? And if you stay in - what sh...
Ethical Investment Developments
27 Jun 2019
Contributed by Lukas
Mary talks ethical investment.There are two new developments in ethical investing - otherwise known as socially responsible or ESG (environment, socia...
Five KiwiSaver developments
13 Jun 2019
Contributed by Lukas
Financial journalist and author Mary Holm talks about how KiwiSaver has reached two milestones.Financial journalist and author Mary Holm talks about h...
Understanding risk and return
30 May 2019
Contributed by Lukas
Financial journalist and author Mary Holm looks today at understanding risk and return. In a recent ASB survey, people were asked "which type of savin...
Investments
16 May 2019
Contributed by Lukas
Financial journalist and author Mary Holm is our regular money expert and today she's looking specifically at investments. Financial journalist and au...
Retirement Income
02 May 2019
Contributed by Lukas
Mary Holm offers insights from conference on retirement income policies at the University of Auckland's Retirement Policy and Research Centre.All sort...
What are shares, exactly?
18 Apr 2019
Contributed by Lukas
Financial columnist and author Mary Holm answers two listeners' questions about shares and warns listeners about the dangers of insider tradingFinanci...
Changes to KiwiSaver
04 Apr 2019
Contributed by Lukas
KiwiSaver is getting more flexible, and opening its doors to those over 65 - although not completely. Mary Holm explains what it all means.KiwiSaver i...
Rainy Day Money
21 Mar 2019
Contributed by Lukas
Having some money that you can easily access when things go wrong is one of the most important aspects of managing your finances. Having some money th...
When couples differ over money
07 Mar 2019
Contributed by Lukas
Couples often differ over money - and unless you can deal with them, such differences will at least create tensions, and sometimes cause breakups.Coup...
Understanding "Smart Investor"
21 Feb 2019
Contributed by Lukas
Mary explains a bit about an online tool called Smart Investor, which has been created to give financial information to everyday New ZealandersThree g...
Playing with numbers
07 Feb 2019
Contributed by Lukas
Mary discusses three ways to play with numbers. The first is dollar cost averaging. The second is the rule of 72. The third is what happens if you hav...
What to do when your Kiwisaver balance falls
24 Jan 2019
Contributed by Lukas
Have KiwiSaver concerns? RNZ listeners share theirs with personal finance advisor Mary Holm, asking if it's better to switch funds when their KiwiSave...
Five questions from listeners
13 Dec 2018
Contributed by Lukas
In Mary's last segment with Jesse, she asked listeners to send in questions. The best five questions are answered in this segment.In Mary's last ...
Sorting your finances step by step
29 Nov 2018
Contributed by Lukas
In Mary's new book, Rich Enough? A laid-back guide for every Kiwi, she writes about eight steps to get your finances sorted. She talks with Jesse abou...
Reverse Mortgages
15 Nov 2018
Contributed by Lukas
Mary Holm discusses reverse mortgages, which can be a good way for retired people to make use of the money they have tied up in their homes.Reverse mo...
Mortgages: your questions answered by Mary Holm
01 Nov 2018
Contributed by Lukas
Shall I go for a fixed or floating mortgage, and how long a term? Is it better to put extra money into my mortgage or my KiwiSaver fund? Can I use my ...
Mary Holm's tips on how to curb your spending
18 Oct 2018
Contributed by Lukas
Is that new item of clothing really going to make you happier in the long run? Do you really need to hold on to your Saturday brunch habit? Mary Holm ...
KiwiSaver worries
04 Oct 2018
Contributed by Lukas
Mary answers listeners' worries about KiwiSaver. They include: how to learn the basics of the scheme; whether the government can be trusted not to tak...
Ethical Investing
20 Sep 2018
Contributed by Lukas
A new survey shows New Zealanders are keen on ethical - sometimes called responsible - investing. But not so many are taking steps to ensure their Kiw...
Investing in women
09 Aug 2018
Contributed by Lukas
A recent gathering of a group called Women in Super looked at findings from a Financial Markets Authority survey that showed men tend to know more abo...
Avoiding scams
26 Jul 2018
Contributed by Lukas
Everybody, can be victims of money making or investment scams, fraud, or bad deals. This week on Your Money with Mary Holm, she offers advice and info...
More on KiwiSaver
12 Jul 2018
Contributed by Lukas
Mary and remuneration expert Geoff Summers discuss a controversial issue from the last segment about employer contributions to KiwiSaver - a practice ...
How to improve Kiwisaver
28 Jun 2018
Contributed by Lukas
Mary discusses suggestions made by a panel of experts at a recent conference on how to improve KiwiSaver. She's not keen on making the scheme compulso...
Kiwisaver Rainy Day Fund - Commission for Financial Capability
14 Jun 2018
Contributed by Lukas
The Commission for Financial Capability is suggesting that some KiwiSaver contributions be diverted into a rainy day fund, which people can draw on in...
Men, women, spending and investing
31 May 2018
Contributed by Lukas
Mary discusses a listener's letter questioning the spending habits of elderly and single women, before taking a look at gender differences in money ma...
How to find a financial advisor who has your interests at heart
03 May 2018
Contributed by Lukas
It's important to meet several financial advisors before committing to one, says Mary Holm. She talks about why you might want to use a financial advi...
Why timing the markets doesn't work
19 Apr 2018
Contributed by Lukas
It's unwise to keep moving investments around in response to market surges or slumps, not least because by the time you act they're likely to have mov...
Spread the risk and invest global
05 Apr 2018
Contributed by Lukas
Sticking with only NZ investments is foolish Mary Holm says. She explains why and answers listener questions.The obvious reason to invest beyond New Z...
Is home ownership the only way to go?
22 Mar 2018
Contributed by Lukas
Over the long term a renter could win over a home buyer if their extra money is invested steadily and wisely, personal finance expert Mary Holm says.D...
Has rental property had its run?
08 Mar 2018
Contributed by Lukas
This week personal finance expert Mary Holm asks if rental properties are still a good investment.This week personal finance expert Mary Holm asks if ...
Apprenticeship or Degree?
25 Jan 2018
Contributed by Lukas
Is a young person better to go into an apprenticeship, or an undergraduate degree? Graduates and apprentices end up with about the same amount of mone...
Student Loans
30 Nov 2017
Contributed by Lukas
How to best deal with a student loan.We got this letter from a young listener, and Mary answers all of her questions:I'd love to hear about stude...
New Zealand Superannuation
05 Oct 2017
Contributed by Lukas
This week Mary tackles the worries and misunderstandings about the New Zealand Super.This week Mary tackles the worries and misunderstandings about th...
10 years of KiwiSaver
13 Jul 2017
Contributed by Lukas
It's the ten years since the KiwiSaver scheme was launched and Mary Holm has been looking what impact it's had on New Zealanders' nest eggs.It's ...
The Risks and Benefits of Bonds
16 Mar 2017
Contributed by Lukas
Most of us are in bonds via our superannuation and kiwisaver schemes. Personal Finance expert Mary Holm looks at bonds - what they are, how safe they ...
Listener Questions on Kiwisaver
16 Feb 2017
Contributed by Lukas
Mary Holm answers more listener questions on Kiwisaver, particularly for people who are near retirement or already 65.Go to this episode on rnz.co.nz ...
Shares
15 Sep 2016
Contributed by Lukas
"Why I'm sticking with shares for the long term - despite recent research."A listener writes to express concern at Mary's insistence on risky sha...
Kiwisaver and Ethical Investments
18 Aug 2016
Contributed by Lukas
Mary Holm discusses Kiwisaver and ethical investment, plus her approach to investing in shares - is it really 'dangerous'?Mary Holm discusses Kiwisave...
Mortgages
04 Aug 2016
Contributed by Lukas
Personal finance expert Mary Holm looks at clever and not-so-clever moves with mortgages.What's the clever move for you to make with your mortgag...
Bad Shopping Habits
23 Jun 2016
Contributed by Lukas
Why do some people spend too much, while others are more miserly? Personal finance expert Mary Holm talks about bad shopping habits and has some advic...