Risky Opportunities: Why Insurance Is the Most Important Component of Any Mobility Startup

This week on the podcast, we’re joined by Gita Gupta, VP, Director of Emerging Technology and Digital Economies, Global Technology Risk Practice at Lockton, and we go deep on all things risk, insurance, and fraud: three words that might make founders’ eyes glaze over… right up until they’re eating your company alive.Whether you're scaling a delivery platform, launching a micromobility fleet, or building the next generation of autonomous vehicles, your biggest threat might not be competition — it could be what’s hiding in your terms of service, rider behavior, gig workforce or payout liability. From staged crashes to underinsured drivers, bad actors and blind spots can break even the best product.Gita walks us through the biggest risks emerging mobility and logistics companies face, how insurance can be strategically positioned, and what founders often get dead wrong about coverage. It’s part cautionary tale, part tactical playbook—and essential listening for anyone building in this space. Because at the end of the day, if you don’t understand risk, you (and your investors) can’t understand your business.We’ve also got a few more fun items on this week’s show: Greg and I veer from AVs to politics, and the Zag Daily crew heads to Eurobike for the latest and greatest on two and three wheels. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.thecurbivore.com

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