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寶可孟卡好

【信用卡】信用卡沒有開卡及消費,會被收「年費」嗎?|寶可孟卡好S19EP09

11 Oct 2024

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前一陣子有記者打電話問我,說他們有遇到一件投訴案是消費者在某銀行辦了一張信用卡,但五年多來都沒有開卡刷卡,但年費就默默的累積了2萬多元在帳上,直到最近要刷旅行社機票團費時,登入網銀才驚覺有這一筆費用!但詢問讓銀行後,客服說頂多只能免除最近一期的年費,之前四年累積的年費仍得繳交。為什麼沒有開卡使用,仍得繳年費?還有,這筆近2萬元的遲繳費用,居然沒有報上聯徵,該位消費者居然這幾年辦理信用貸款/房貸都沒有什麼問題,扯了!所以本集節目就要來好好的聊一下:到底辦了信用卡沒有開卡,銀行能不能跟你收年費? 來寶可孟YouTube頻道上收聽節目:https://pokem.me/PokemYTPodcast -- 小額贊助支持本節目: https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法: https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

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