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查理·芒格的第三个原则，重视常识的作用。什么是最基本的智慧？芒格说，如果你只是尝试记住一些碎片化的知识，就算你记得特别牢，甚至倒背如流，也没多大作用。我们必须把各种知识组合起来，形成理论框架，才能很好的使用它们。
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