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マイクロソフトCEOが宣言した“アプリ終焉”。AIエージェント時代の衝撃とチャンスを深掘り！ 00:02 テーマ紹介：ナデラCEO「アプリ時代は終わる」 02:22 ナデラ発言を分かりやすく解説（CRUD＝何が問題？） 03:56 エージェント時代とは？現行AIとの違い 07:25 「Excel不要」発言の真意とCopilotの進化 11:03 私たちの仕事と生活はどう変わる？ 17:50 ３つの懸念点：プライバシー・依存・格差 23:19 まとめ：変化はチャンスだ
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