🙌 文字版整理：https://moneymate.space/聯徵信用報告 過去我們在講買股票卻不小心違約交割的時候，就有提過違約交割會導致信用紀錄不良、信用分數下降，提升未來貸款的難度。這裡的信用分數，其實是指「聯徵信用分數」。 聯徵信用分數，是由聯合徵信中心根據過去你與金融機構之間的往來紀錄，綜合計算得出的分數。無論是辦理信用卡、申請房貸、車貸，除了銀行自己本身的評分機制以外，有時候也會徵求同意，向聯合徵信中心查詢你的信用報告，來判斷你的信用與還款能力。 今天的節目中會介紹聯徵信用報告有什麼內容、什麼會影響你的聯徵信用分數，以及自己怎麼申請聯徵報告。 💖Instagram： https://instagram.com/moneymate.space 💵贊助理財學伴：https://moneymate.space/贊助/ -- Hosting provided by SoundOn
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