你手上的保單只記得名字，卻說不出保障細節嗎？重大傷病該準備多少一次給付，才能買到安心修養的時間？延續上一集郭莉芳老師談退休金，本集帶你做年度保單健檢，用「雙十法則」當通則，分清「必備」與「多餘」，補足缺口不亂加碼。還沒開始也別慌：保單只是工具箱的一格，定期定額的專款專用＋持續投資與健康習慣，才是真正的財務韌性。快來收聽！ 節目分段 00:00 精采預告 01:55 保單健檢：基本額度門檻 07:46 雙十法則 11:02 節稅保單 14:20 買保險的重要時間節點 17:41 定期定額 專款專用 20:19 健康就是最大的資本 理財小時候 IG：https://instagram.com/moneywings_org/ 理財小時候 FB：https://facebook.com/moneywings.org/ 理財小時候 Podcast：https://open.firstory.me/user/moneywings
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