近期,以诱人迎新红利吸引无数目光的投资联结保单(investment-linked policy,简称ILP)产品,因颇具争议的营销手法备受关注。随着投资联结保单的新保费大幅增长,相关投诉案件也随之激增。不少声音质疑这类产品有复杂的费用结构和潜在的投资风险。业者用丰厚红利吸引投资者时,是否已经充分披露信息?投资者又能如何避免掉入陷阱? 这一期的联合早报播客《理财万事通》,主持人王德明与《联合早报》财经新闻副主任胡渊文探讨购买投资联结保单前须要考虑的重点。See omnystudio.com/listener for privacy information.
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