Description
前几年，市场利率维持在低水平。向银行贷款买保险产品，赚取回报率和利率差价显得相当吸引人。 去年，市场利率快速攀升，此前贷款买保险的顾客发现，每个月偿还的利息显著增加，超过了可获得的分红，反而成了“倒贴”。 这一期的早报播客《理财万事通》邀请《联合早报》财经新闻副主任胡渊文，让你了解什么是 “保费融资”，以及陷入贷款高利率困境的民众应该怎么做。See omnystudio.com/listener for privacy information.
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