How do you pay for your coffee? Is it with change? I use my tap-and-go card. 你如何支付咖啡的费用?是变化吗?我使用我的即插即用卡。I don't even need to enter my PIN number or a signature to authorise payment. 我什至不需要输入我的 PIN 码或签名来授权付款。It's quicker and everybody in the queue is happy.它更快,队列中的每个人都很高兴。Contactless payments are gaining popularity. 非接触式支付越来越受欢迎。Those concerned about security will be pleased to know that the amount of money you can spend in one go is limited – in the UK it's currently £30. 那些关心安全的人会很高兴知道您一次可以花的钱是有限的——在英国,目前是 30 英镑。But if the card is used a few times in a row, a PIN number will be needed. 但如果该卡连续使用几次,则需要输入 PIN 码。If a thief gets hold of your card and goes on a spending spree, your bank covers you against fraud. Whereas, if someone steals your banknotes, that's your bad luck!如果小偷盗取了您的卡并大肆消费,您的银行会为您提供防范欺诈的保障。然而,如果有人偷了你的钞票,那就是你的倒霉!For those who are always forgetting where they put their cards, there's a new solution: wearable tech: clothing and accessories that have integrated electronic technology. 对于那些总是忘记卡片放在哪里的人来说,有一个新的解决方案:可穿戴技术:集成了电子技术的服装和配饰。Kenneth Cukier, an economist and technology expert, says: "You can simply take any wireless card and the chip from it that your bank might issue you with, and you can put it in a coat.经济学家和技术专家 Kenneth Cukier 说:“你可以简单地取出银行可能会发给你的任何无线网卡和芯片,然后把它放在外套里。 When you want to make a payment just wave your arm in front of the terminal and leave the coffee shop with your latte.当您想付款时,只需在终端机前挥动您的手臂,然后拿着拿铁咖啡离开咖啡店。 This is intended for people who don't want to take their card out of their wallet, use their phone or their watch."这适用于那些不想从钱包里拿出卡片、不想使用手机或手表的人。”Good, isn't it? And new ways of spending money are not stopping there. The future is all about biometrics. 很好,不是吗?新的花钱方式并不止于此。未来的一切都与生物识别有关。Very convenient if you are at the beach or a festival – there's a new system in development which will make it possible to read the unique maps of veins under the surface of your finger, and use them to authenticate payments – or prove that it's you making the payments. 如果您在海滩或节日时非常方便 - 正在开发一个新系统,可以读取手指表面下的独特静脉图,并使用它们来验证付款 - 或证明是您制作的付款。You just need to remember which finger you registered with.您只需要记住您注册的手指。So spending money is becoming easier all the time. And the temptation to buy more stuff increases. 因此,花钱变得越来越容易。购买更多东西的诱惑也在增加。But it's worth bearing in mind that earning the money in the first place will still require the same effort. Back to work then!但值得记住的是,首先赚钱仍然需要同样的努力。那就回去工作吧!词汇表change 零钱a tap-and-go card 一拍即付银行卡PIN number (银行)密码signature 签名contactless payment 非接触式支付a spending spree 大采购,疯狂购买fraud 诈骗a banknote 纸币,钞票wearable tech 可穿戴技术wireless 无线的a chip 芯片biometrics 生物识别技术,生物测定学a vein 静脉(血管)to authenticate 鉴别,证明是有效的、真实的
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