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這段文字是 YouTube 頻道「阿良的正二人生」中一支影片的節錄逐字稿，內容包含主講人「阿良」的自我介紹、投資理念分享，以及近期生活經驗。阿良是一位從科技業「裸退」的投資者，他分享自己受到 James 老師 (CLEC) 的啟發，開始採用特定的資產配置（例如 433 比例），並調整了過高的槓桿。除了分享投資心得和 一對一的財商教學服務，他還描述了與朋友攀登 志佳陽大山和雪山 的經驗，強調了風險控管的重要性，這與他的投資理念相呼應。整段對話也包括了與聽眾和另一位分享者 盧姐的互動，討論如何向家人傳遞正確的投資觀念。 -- Hosting provided by SoundOn
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