這段文字來自 YouTube 影片的逐字稿,其中講者分享了自己最近衝浪的經歷,特別是在台灣台南漁光島的學習體驗,並將衝浪時海浪的波動比喻為股市的起伏。 隨後,講者詳細討論了個人理財與投資策略,推薦採用「433」資產配置,即將資產分別配置於 00662(富邦 NASDAQ 100)、台灣槓桿型 ETF(正二)和現金/短期債券。 此外,講者還觸及了家庭開支、子女教育費用以及海外券商和數位銀行帳戶的風險管理等實用生活和財務話題。 影片結尾,講者獻唱了一曲,並再次強調了下跌是參與股市的「門票」這一投資理念。 -- Hosting provided by SoundOn
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