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호주에서 집을 사고 주택담보대출을 받을 때 오프셋 계좌를 선택하는 경우가 많습니다. 쉽게 돈을 찾을 수 있고 이자 절감 효과도 크기 때문에 인기가 높은 편인데요, 하지만 이 계좌가 모든 사람에게 도움이 되는 것은 아니라고 합니다.
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