Adam

Thanks for having me.

Thanks for having me.

Thanks for having me.

I've been working as a physician for about 20 years now. I feel pretty good about my overall savings. I actually met with a financial advisor for just a one-year period for the first time in the last year just to kind of check in and see what he thought about where I was. Overall, I think my retirement's good.

I've been working as a physician for about 20 years now. I feel pretty good about my overall savings. I actually met with a financial advisor for just a one-year period for the first time in the last year just to kind of check in and see what he thought about where I was. Overall, I think my retirement's good.

I've been working as a physician for about 20 years now. I feel pretty good about my overall savings. I actually met with a financial advisor for just a one-year period for the first time in the last year just to kind of check in and see what he thought about where I was. Overall, I think my retirement's good.

I think with three kids, I certainly feel like I'm lacking a little bit in their college fund savings. It's hard to know, obviously, how much I need to have and how much to have set aside. But I know that was the biggest hole when we were examining kind of my overall financial picture. But I try to have the three to six months emergency fund. My retirement seems to be on track.

I think with three kids, I certainly feel like I'm lacking a little bit in their college fund savings. It's hard to know, obviously, how much I need to have and how much to have set aside. But I know that was the biggest hole when we were examining kind of my overall financial picture. But I try to have the three to six months emergency fund. My retirement seems to be on track.

I think with three kids, I certainly feel like I'm lacking a little bit in their college fund savings. It's hard to know, obviously, how much I need to have and how much to have set aside. But I know that was the biggest hole when we were examining kind of my overall financial picture. But I try to have the three to six months emergency fund. My retirement seems to be on track.

And in the last couple of years, I switched over to a high deductible savings plan just to get a little bit of extra benefit for tax deferment there, too.

And in the last couple of years, I switched over to a high deductible savings plan just to get a little bit of extra benefit for tax deferment there, too.

And in the last couple of years, I switched over to a high deductible savings plan just to get a little bit of extra benefit for tax deferment there, too.

I have twin 13-year-olds, boy-girl twins, and a younger son who just turned 11.

I have twin 13-year-olds, boy-girl twins, and a younger son who just turned 11.

I have twin 13-year-olds, boy-girl twins, and a younger son who just turned 11.

Right, definitely thinking about it, yeah.

Right, definitely thinking about it, yeah.

Right, definitely thinking about it, yeah.

So I'm actually remarried this past Sunday.

So I'm actually remarried this past Sunday.