Adam Torkildson
speaker
77 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
Adam Torkildson’s voice in public audio — every appearance, attributed to the second.
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Appearances
The company I invested in, and I'm not going to say their name because... I don't want to sound promotional about this because, A, they're not the only company that can do this. Section 125 has been in existence for a long time. Lots of companies are aware of it. They just haven't done it yet. So this is just free information. Lots of health companies, insurance companies can do it.
And the process for implementing it, it takes You have to do something called a census. It's sort of a technical term in the insurance industry. But every HR person or every insurance broker knows what a census is. It's basically just a snapshot of all your employees, some of their personal identifiable information, and things like their age, weight, sex, etc.
You have to know that information if you're signing up for any insurance product of any kind. It's just the basic process. So we take that census, run it through the algorithms, and I've never seen anybody disqualified by doing that process. But that's basically the way they cover their butts. is take the census.
Once they've had that figured out, then it's just a matter of allowing the employees to choose whether they want to get on this new plan, which it's not going to change anything about what they currently have. It's going to have full vision, dental, doctor's visits, and there's going to be some preventive measures built into it as well. There's an app that actually scans their biometrics
And they check into it every month. So there's things that help them stay healthy, incentives built into it. This is the part that's not common to all the other insurance companies. And this is why I like investing in this particular company, because of that preventive wellness on it. And that's what allows them to do this plan with the same premium payments that they were making before.
And this is what is called a self-funded plan. health insurance plan so it's it is funded by the employees just if that wasn't super clear before it is a self-funded plan and other than that it works just like any other plan would that they're on and if if you're on a bad plan let's say
your plan has really high deductibles and there's no doctors that are in your network and all these caveats that insurance companies build in to make themselves profits. This is going to be something that you could probably look at and get way better plan benefits by just switching to that in general. Whether you did section 125 or not, it would actually be amazing. In those scenarios.
But I know a lot of companies are really trying their best to give good benefits because that's a big incentive these days. It's a huge incentive. The better your health insurance plan, the easier it is to attract good talent. Absolutely.
Yeah. And this, this has to do with my background in addiction recovery. Because I learned that if I didn't set up my day properly, right when I get up, I have to really get my mind right. Because the way that you think is the reality that you experience. No matter if you're thinking positively or negatively, it's just a fact. And so I use an app called Insight Timer. I use the free version.
And it just allows me to look at different meditations I want to do or positive affirmations. And they've just got a library of things. And it keeps track of how many days I've meditated or done affirmations in a row. But anyway, my mind has to be right before I can do anything else productive in my day. So that's the one I use every single day.
This is one of the investments that I made. My very first investment, actually, back in 2016. It was in a company called NanoHydrate. It's a pre-workout supplement that... uses nanotechnology to deliver really basic nutrients, electrolytes, BCAs, some caffeine. It skips your digestion and just completely hydrates you within seconds. And I use it every single day.
Whether I was an investor or not, I would be using it every single day. And I have been since then.
The Richest Man in Babylon. Yeah, really good book.
I participate in my religion faithfully. And I've found that if I'm doing that and focusing on that, it's automatically making me want to be a better person myself, which has ramifications for all my other relationships. If I'm working hard on myself, it's going to spill over to everybody else in my life.
I'm the only Adam Torkelson on the internet, honestly. And so I've spent a great deal of time managing my online reputation. And LinkedIn and my website are the top two things that are going to pop up if you search my name. My company is called Torque Media. It's just a play on my last name, which is Torkelson. and media because I just own a bunch of media properties. So torque media.com.
And I put my cell phone right on the homepage of that website. Cause I just, I love talking brave man. And you'd be surprised at how, how few people will actually try and reach out and, and try and get ahold of you.
I look forward to it. It's a good challenge.
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