Adam

But then realizing once I got married, I had the option of USA. I didn't go back and compare USA to another few. I just compared it to Geico to see what apples to apples, how it would pan out. And it was... For car insurance, it was basically about the same, but it gave other benefits too in terms of discount because it was a better homeowner's insurance coverage. So yeah, so I ended up switching.

But then realizing once I got married, I had the option of USA. I didn't go back and compare USA to another few. I just compared it to Geico to see what apples to apples, how it would pan out. And it was... For car insurance, it was basically about the same, but it gave other benefits too in terms of discount because it was a better homeowner's insurance coverage. So yeah, so I ended up switching.

But then realizing once I got married, I had the option of USA. I didn't go back and compare USA to another few. I just compared it to Geico to see what apples to apples, how it would pan out. And it was... For car insurance, it was basically about the same, but it gave other benefits too in terms of discount because it was a better homeowner's insurance coverage. So yeah, so I ended up switching.

so i actually just sat down trying to sort of make calculations about college and so i'm actually putting that into kind of raising again the amount that i'm putting month to month so i have automatic withdrawal

so i actually just sat down trying to sort of make calculations about college and so i'm actually putting that into kind of raising again the amount that i'm putting month to month so i have automatic withdrawal

so i actually just sat down trying to sort of make calculations about college and so i'm actually putting that into kind of raising again the amount that i'm putting month to month so i have automatic withdrawal

for the 529s and i was actually playing catch up with my youngest because he didn't have as much in his um and so i was able to now increase theirs to all the same amount per month to try and catch up to what i'm guessing using some simple math about how much i'll need for them. And thankfully, through my job, I actually get some tuition benefit as well. So then I sort of have to factor that in.

for the 529s and i was actually playing catch up with my youngest because he didn't have as much in his um and so i was able to now increase theirs to all the same amount per month to try and catch up to what i'm guessing using some simple math about how much i'll need for them. And thankfully, through my job, I actually get some tuition benefit as well. So then I sort of have to factor that in.

for the 529s and i was actually playing catch up with my youngest because he didn't have as much in his um and so i was able to now increase theirs to all the same amount per month to try and catch up to what i'm guessing using some simple math about how much i'll need for them. And thankfully, through my job, I actually get some tuition benefit as well. So then I sort of have to factor that in.

But that's where the extra money is definitely going. I just re-upped that or increased that in the last two weeks.

But that's where the extra money is definitely going. I just re-upped that or increased that in the last two weeks.

But that's where the extra money is definitely going. I just re-upped that or increased that in the last two weeks.

Yeah, so I actually said, okay, in terms of top private universities, what's the cost? In terms of the lowest cost of state schools, what's the cost? And then I just kind of picked the middle because, I don't know, I figure kind of between the three of them, maybe it'll average out a little bit, honestly. I don't really have a clue about where they're going to want to go or whatnot.

Yeah, so I actually said, okay, in terms of top private universities, what's the cost? In terms of the lowest cost of state schools, what's the cost? And then I just kind of picked the middle because, I don't know, I figure kind of between the three of them, maybe it'll average out a little bit, honestly. I don't really have a clue about where they're going to want to go or whatnot.

Yeah, so I actually said, okay, in terms of top private universities, what's the cost? In terms of the lowest cost of state schools, what's the cost? And then I just kind of picked the middle because, I don't know, I figure kind of between the three of them, maybe it'll average out a little bit, honestly. I don't really have a clue about where they're going to want to go or whatnot.

So I just kind of took an average of that and obviously factored in room and board, but just found some numbers online that gave me estimates and then factored in the tuition benefit from my job and then kind of back calculated from what I'd saved to see what my gap was and then how much I needed to put in per month.

So I just kind of took an average of that and obviously factored in room and board, but just found some numbers online that gave me estimates and then factored in the tuition benefit from my job and then kind of back calculated from what I'd saved to see what my gap was and then how much I needed to put in per month.

So I just kind of took an average of that and obviously factored in room and board, but just found some numbers online that gave me estimates and then factored in the tuition benefit from my job and then kind of back calculated from what I'd saved to see what my gap was and then how much I needed to put in per month.

Now, in that, I actually gave myself a cushion, I think, because I didn't account for the growth. And I thought, well, that'll give me that cushion if they do more than just the average cost, because obviously these are going into growth investments. But I think the ones that are currently in, at least for my oldest two, are getting about six and a half percent right now.

Now, in that, I actually gave myself a cushion, I think, because I didn't account for the growth. And I thought, well, that'll give me that cushion if they do more than just the average cost, because obviously these are going into growth investments. But I think the ones that are currently in, at least for my oldest two, are getting about six and a half percent right now.