Adam

All right. I didn't know about that.

All right. I didn't know about that.

So you asked me to recollect 13 years ago. I mean, I might have done some researching online about good places to get it. But honestly, I knew I wanted term. I just I had done a little bit of looking into whether or not I wanted term or whole life insurance.

So you asked me to recollect 13 years ago. I mean, I might have done some researching online about good places to get it. But honestly, I knew I wanted term. I just I had done a little bit of looking into whether or not I wanted term or whole life insurance.

So you asked me to recollect 13 years ago. I mean, I might have done some researching online about good places to get it. But honestly, I knew I wanted term. I just I had done a little bit of looking into whether or not I wanted term or whole life insurance.

But yeah, I mean, in terms of choosing the company, I honestly don't think I was as well informed as I am now in terms of trying to figure out where to go. I do a little bit more research into that now.

But yeah, I mean, in terms of choosing the company, I honestly don't think I was as well informed as I am now in terms of trying to figure out where to go. I do a little bit more research into that now.

But yeah, I mean, in terms of choosing the company, I honestly don't think I was as well informed as I am now in terms of trying to figure out where to go. I do a little bit more research into that now.

One concern that I thought about, though, if I were to switch policies, like let's say I want to leave this company. I did some looking into maybe they're not as stable as I as I would hope. But how now that I'm 13 years older than I was when I originally got it, how much do I need to worry about having higher premiums? Obviously, the premiums go up, but that was factored in when I first got it.

One concern that I thought about, though, if I were to switch policies, like let's say I want to leave this company. I did some looking into maybe they're not as stable as I as I would hope. But how now that I'm 13 years older than I was when I originally got it, how much do I need to worry about having higher premiums? Obviously, the premiums go up, but that was factored in when I first got it.

One concern that I thought about, though, if I were to switch policies, like let's say I want to leave this company. I did some looking into maybe they're not as stable as I as I would hope. But how now that I'm 13 years older than I was when I originally got it, how much do I need to worry about having higher premiums? Obviously, the premiums go up, but that was factored in when I first got it.

But my premiums now stay the same every year. I wonder, am I going to lose out on a good deal that I got when I was younger if I kind of drop them and switch to somebody else?

But my premiums now stay the same every year. I wonder, am I going to lose out on a good deal that I got when I was younger if I kind of drop them and switch to somebody else?

But my premiums now stay the same every year. I wonder, am I going to lose out on a good deal that I got when I was younger if I kind of drop them and switch to somebody else?

That's the plan to stay with them for a while. I mean, they have it's a stable job. They have great benefits. Things are going well at the job. There's also the tuition benefit, which is huge. And so I'm sort of I'm obviously I that as well. But but yeah, for the I plan on staying there for the long term.

That's the plan to stay with them for a while. I mean, they have it's a stable job. They have great benefits. Things are going well at the job. There's also the tuition benefit, which is huge. And so I'm sort of I'm obviously I that as well. But but yeah, for the I plan on staying there for the long term.

That's the plan to stay with them for a while. I mean, they have it's a stable job. They have great benefits. Things are going well at the job. There's also the tuition benefit, which is huge. And so I'm sort of I'm obviously I that as well. But but yeah, for the I plan on staying there for the long term.

She does not. And we had a discussion about that recently because I think that's also an option through my job is to get insurance for my spouse. She does not have children of her own. And Obviously, I lived several years with supporting my kids and without her additional income. And so, I mean, I said to her, as far as I'm concerned, you didn't need to get it on my behalf.

She does not. And we had a discussion about that recently because I think that's also an option through my job is to get insurance for my spouse. She does not have children of her own. And Obviously, I lived several years with supporting my kids and without her additional income. And so, I mean, I said to her, as far as I'm concerned, you didn't need to get it on my behalf.

She does not. And we had a discussion about that recently because I think that's also an option through my job is to get insurance for my spouse. She does not have children of her own. And Obviously, I lived several years with supporting my kids and without her additional income. And so, I mean, I said to her, as far as I'm concerned, you didn't need to get it on my behalf.