Adrian

A really good job with the list that he had.

I don't think our calibre of players have been to the level that we needed to be to compete with any of the recent premiers.

I think Voss came probably two years too late.

I think if we came when Teague was there, it would have been a little bit different.

But, yeah, I think this speaks more about Michael Voss as a person in terms

you know, not being selfish, putting the club first and doing what's right and not just hanging around for the sake of it and trying to fix a broken chip.

He's done really well.

I think the club has made a really good decision and allowed him to make his own decision and he's stepped away.

He's done the best that he can do with what we've got.

I think our plays have never been good enough, but hopefully some...

Good times ahead, hopefully.

I doubt it, but hopefully there's some change coming.

But he's done pretty good with what he had.

is a really tricky one, Adrian. I need to be honest with you. It's a grey area of consumer rights. I had a couple of differing answers, but we are going for the gold standard answer. And I'll explain why it's the gold standard later on. Okay. I like them when they're tough. I feel less bad when I get it wrong. Do get in touch. Message 85058, WhatsApp 08599603. We can email martinlewispodcast at bbc.co.uk.

If you're more than a month and a half in credit right now, I would say that is too much. Simple as that. So that's what you need to be checking. Okay, and should we go into questions? We can do, yeah, sure. James, thoughts on why British Gas don't allow you to pay for what you use per month via direct debit, can only do it via standing order, and also means missing out on a discount. I was told this was the direction of travel for energy billing. Very different with Octopus, who I'd switch from.

Carol, we're with OVO for electricity only and do not have a direct debit but pay in full monthly, our bill being around 60 to 70 pounds. I looked at setting up a direct debit and they stipulated 150 pounds per month. Will the new system work against us and therefore would you recommend setting up a direct debit?

Helen, regarding energy direct debits, I'm with OVO. I'm on a low income and get the £150 winter fuel allowance. My monthly payments are £147. OVO have decided to put this up to £157. I use very little gas in the summer. My actual combined bills are £60 on average. Why are they doing this? My contract runs out in November and I'll certainly be shopping around.

Okei, Liz, minun kysymykseni on, miten 18-vuotias, joka aloittaa yliopistoon, saa liittyviä käsityksiä asioihin kuten yliopistoon ja energiaan? Olen asunut ylipäänsä ja olen vain jätetty yliopistoon, kun olin vaikuttanut kredittikysymykseen. Olen elektroninen rooli, mutta en ole järjestänyt käsityksiä. Kuten ette, jos olet 18-vuotias, joka aloittaa yliopistoon. Se näyttää väärältä.

Kyllä. Se on vähän kuin tarkastella auton turvallisuutta ja niin edelleen. Se on vain yllättävä instrumentti, jossa... En tiedä, se näyttää olevan toimivana konsumointiin joka kerta. Mutta se ei ole suunniteltu toimivana konsumointiin. Mielestäni se on valitettava premissi. En tarkoita sitä koskaan. Ajantti, se on näin. Sinulla on rahaa.

Oh, Liz. Or parents sign up for her, if that's possible, depending on the situation. Liz, it's a mad world, and it gets madder, just so you know. Let's move on to, you know, look at the cheapest ways to spend money abroad. So why are we looking at that now, unless you're planning a sort of a Whitsun bank holiday away?