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If your holiday ham tends to last longer than your New Year's resolutions, then I got a fresh challenge for you. Make this the year you take control of your financial future with an actionable plan. Sound intimidating? You don't have to do it alone.

SmartVestor Pros are financial advisors who can walk you through what you need to know about retirement planning, wealth management, and anything in between. Find a pro near you at ramseysolutions.com slash smartvestor. Ramsey Solutions is a paid, non-client promoter of participating pros.

SmartVestor Pros are financial advisors who can walk you through what you need to know about retirement planning, wealth management, and anything in between. Find a pro near you at ramseysolutions.com slash smartvestor. Ramsey Solutions is a paid, non-client promoter of participating pros.

SmartVestor Pros are financial advisors who can walk you through what you need to know about retirement planning, wealth management, and anything in between. Find a pro near you at ramseysolutions.com slash smartvestor. Ramsey Solutions is a paid, non-client promoter of participating pros.

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Business leaders, are you here to play or are you playing to win? If you're in it to win, meet your next MVP. NetSuite by Oracle. Right now, get the CFO's guide to AI and machine learning at netsuite.com slash morningwire. netsuite.com slash morningwire.

Picture this. It's midnight and you're lying in bed. You're scrolling through this new website you found, hitting the add to cart button on that item you've been looking for. After 15 more minutes, you decide you've done enough damage to your wallet. You go to checkout. Oh, no. You remember that your card is in the living room and you don't want to get out of bed to go get it. You're comfy.

Picture this. It's midnight and you're lying in bed. You're scrolling through this new website you found, hitting the add to cart button on that item you've been looking for. After 15 more minutes, you decide you've done enough damage to your wallet. You go to checkout. Oh, no. You remember that your card is in the living room and you don't want to get out of bed to go get it. You're comfy.

Picture this. It's midnight and you're lying in bed. You're scrolling through this new website you found, hitting the add to cart button on that item you've been looking for. After 15 more minutes, you decide you've done enough damage to your wallet. You go to checkout. Oh, no. You remember that your card is in the living room and you don't want to get out of bed to go get it. You're comfy.

It's cold outside the covers. But just as you're getting ready to abandon your cart, that's when you see it. The purple shop button. That shop button has all of your payment and shipping information saved, saving you time while you stay warm in your bed. That's Shopify, baby. And there's a reason so many businesses sell with it.

It's cold outside the covers. But just as you're getting ready to abandon your cart, that's when you see it. The purple shop button. That shop button has all of your payment and shipping information saved, saving you time while you stay warm in your bed. That's Shopify, baby. And there's a reason so many businesses sell with it.

It's cold outside the covers. But just as you're getting ready to abandon your cart, that's when you see it. The purple shop button. That shop button has all of your payment and shipping information saved, saving you time while you stay warm in your bed. That's Shopify, baby. And there's a reason so many businesses sell with it.

Because Shopify makes everything easier, from checkout to creating your own storefront. Shopify is the commerce platform behind 10% of all e-commerce in the US from household names like Mattel and Gymshark to brands that are just getting started. Shopify gives you that leg up from the day dot with hundreds of beautiful, ready-to-go templates to express your brand style.

Because Shopify makes everything easier, from checkout to creating your own storefront. Shopify is the commerce platform behind 10% of all e-commerce in the US from household names like Mattel and Gymshark to brands that are just getting started. Shopify gives you that leg up from the day dot with hundreds of beautiful, ready-to-go templates to express your brand style.

Because Shopify makes everything easier, from checkout to creating your own storefront. Shopify is the commerce platform behind 10% of all e-commerce in the US from household names like Mattel and Gymshark to brands that are just getting started. Shopify gives you that leg up from the day dot with hundreds of beautiful, ready-to-go templates to express your brand style.

Tackle all those important tasks in one place, from inventory to payments to analytics and more. Spread your brand's word with built-in marketing and email tools to find and keep new customers. And I already mentioned that iconic purple shop button that's used by millions of businesses around the world. It's why Shopify has the best converting checkout on the planet.

Tackle all those important tasks in one place, from inventory to payments to analytics and more. Spread your brand's word with built-in marketing and email tools to find and keep new customers. And I already mentioned that iconic purple shop button that's used by millions of businesses around the world. It's why Shopify has the best converting checkout on the planet.

Tackle all those important tasks in one place, from inventory to payments to analytics and more. Spread your brand's word with built-in marketing and email tools to find and keep new customers. And I already mentioned that iconic purple shop button that's used by millions of businesses around the world. It's why Shopify has the best converting checkout on the planet.