Full Episode
From the Ramsey Network, it's the Ramsey Show. I'm Jade Borshaw. Next to me is Rachel Cruz. And we're your hosts for today. We'll be taking calls about your life, your money, your career, your relationships, really whatever it is that you want to talk about. As long as it has some connection to your money, we're here for you. It's a live show. So if you want to get in, you can.
The number is 888-825-5225. And we'll pick you up on the line. All right, Rachel, you ready to get into it? Let's do it. All right. Katie is in Austin, Texas. What's going on, Katie? Hi. Hi, how are you?
I'm great. How are you guys doing?
Good.
How can we help?
So I was just calling to see if this was normal. My boyfriend has used the credit cards that are in my name and two of them are in both of our names, but I don't use the credit cards. And I was wondering if that is a normal thing because he's saying it's normal and I don't have to worry about
the transactions because he's making he's taking care of the bill yeah i i would have an issue with that well first the mistake that i see is that you have credit cards in both of your names um so i think that that is a mistake because either of you can spend on them and if either of you decides that they're not going to pay the bill so let's say you guys were to break up
and he ran up a balance on it, you're both on the hook for it. And if he doesn't pay it, it can affect you in a negative way. So that's the first issue. Then the second issue is then if you have a credit card that's only in your name and he's insisting on spending...
Yeah, and it's him spending it. There's no guarantee that he's going to pay for it, right? The bill. I mean, there's a chance he doesn't. And then it's stuck under your name, and you're completely liable for that. So how has he gotten access, Katie, to your credit cards? Are you giving it to him? Yes.
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